NOT LISTED FOR SALE

3309 SE 98th St Owatonna, MN 55060

Estimated Value: $263,000 - $402,000

3 Beds
2 Baths
1,568 Sq Ft
$196/Sq Ft Est. Value

Sale Details

Date Sold: January 12, 2026

Last sale price $261,000 $166 Per Sq Ft

Est. 18% increase in value since last sale

Current estimated payment $1,885 / mo

192 Days on Market

Highlights

  • No HOA
  • Enclosed Patio or Porch
  • Laundry Room
  • The kitchen features windows
  • 3 Car Attached Garage
  • 1-Story Property

About This Home

As of January 2026

Nestled just outside of Owatonna, this exceptional home offers the perfect blend of space, comfort, and opportunity. With over 1,500 finished square feet on the main level, this spacious residence boasts three generously sized bedrooms, including a primary suite with a private 3/4 bath, ensuring both privacy and convenience. The main floor also features a full bathroom and a laundry room, making everyday living effortless.
Step into the unfinished basement, ready for in-floor heating—just install a boiler to complete this cozy addition. The oversized three-car attached garage provides plenty of storage and parking, while the expansive 6+ acres surrounding the property offer a picturesque setting with ample room to roam.
This home is an incredible opportunity to enjoy peaceful country living with easy access to Owatonna. Don’t miss your chance to make it yours!

Last Agent to Sell the Property

Deb Schmidt

Help-U-Sell Heritage Real Est. Listed on: 06/10/2025

Last Buyer's Agent

Tom Mork

Edina Realty, Inc.

Edina Realty, Inc.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,014

Year Built

  • Built in 2001

Lot Details

  • 6.16

Parking

  • 3 Car Attached Garage

Home Design

  • Frame Construction

Interior Spaces

  • 1,568 Sq Ft Home
  • 1-Story Property
  • Combination Kitchen and Dining Room
  • Unfinished Basement
  • Basement Fills Entire Space Under The House

Kitchen

  • Range
  • Dishwasher
  • The kitchen features windows

Bedrooms and Bathrooms

  • 3 Bedrooms

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Outdoor Features

  • Enclosed Patio or Porch

Utilities

  • Forced Air Heating and Cooling System
  • Private Water Source
  • Well
  • Septic System

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 050361101

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,014

Year Built

Built in 2001

Lot Details

6.16 Acres

Parking

3

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Cooling System: Central Air
  • Garage Spaces: 3
  • Accessibility Features: None
  • Water Source: Private, Well
  • Year Built: 2001
  • Above Grade Finished Sq Ft: 1568
  • Unit Levels: One
  • New Construction: No
  • FractionalOwnershipYN: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Full, Unfinished
  • Appliances: Dishwasher, Dryer, Range, Refrigerator, Washer
  • Living Area: 1568
  • Fireplace: No
  • Basement YN: Yes

Beds/Baths

  • Full Bathrooms: 1
  • Total Bedrooms: 3
  • Three Quarter Bathrooms: 1

Exterior Features

  • Roof: Asphalt
  • Other Structures: Storage Shed
  • PatioPorchType: Enclosed, Porch

Garage/Parking

  • Parking Features: Attached Garage

Utilities

  • Heating: Forced Air
  • Sewer: Private Sewer, Septic System Compliant - Yes
  • LaundryFeatures: Laundry Room, Main Level
  • Fuel: Natural Gas

Condo/Co-op/Association

  • Association: No
  • Amenities Unit: Ceiling Fan(s), Deck, Kitchen Window, Main Floor Primary Bedroom, Porch, Washer/Dryer Hookup

Schools

  • Junior High Dist: Owatonna
  • SchoolDistrictPhone: 5074448610

Lot Info

  • PropertyAttachedYN: No
  • Lot Size: Irregular
  • Land Lease: No
  • Additional Parcels: No
  • Zoning Description: Residential-Single Family
  • AssessmentPending: No
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Frame

Tax Info

  • Tax Year: 2025
  • Assessor Parcel Number: 050361101
  • Tax Annual Amount: 3014
  • TaxWithAssessments: 3050

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 10, 2025
Closed on
Jan 12, 2026
Sold by
Sexter Mark
Bought by
Otto Jacob and Otto Sophia
Seller's Agent
Deb Schmidt
Help-U-Sell Heritage Real Est.
Buyer's Agent
Tom Mork
Edina Realty, Inc.
List Price
$335,000
Sold Price
$261,000
Premium/Discount to List
-$74,000
-22.09%
Views
443
Current Estimated Value
$307,611

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$46,611
Avg. Annual Appreciation
83.78%
Original Mortgage
$253,170
Outstanding Balance
$253,170
Interest Rate
6.23%
Mortgage Type
New Conventional
Estimated Equity
$54,441
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Purchase History

Date Buyer Sale Price Title Company
Otto Jacob $261,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Otto Jacob $253,170
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
01/12/2026 01/12/26 Sold $261,000 +4.4% $166 / Sq Ft
12/19/2025 12/19/25 Pending -- -- --
12/05/2025 12/05/25 Price Changed $250,000 -12.3% $159 / Sq Ft
09/24/2025 09/24/25 Price Changed $285,000 -5.0% $182 / Sq Ft
08/28/2025 08/28/25 Price Changed $300,000 -10.4% $191 / Sq Ft
08/28/2025 08/28/25 For Sale $335,000 0.0% $214 / Sq Ft
08/22/2025 08/22/25 Pending -- -- --
08/01/2025 08/01/25 Price Changed $335,000 -4.3% $214 / Sq Ft
06/10/2025 06/10/25 For Sale $350,000 -- $223 / Sq Ft
Source: NorthstarMLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,050 $341,500 $111,000 $230,500
2024 $3,044 $327,200 $108,000 $219,200
2023 $3,200 $314,000 $108,000 $206,000
2022 $3,008 $299,600 $108,000 $191,600
2021 $2,724 $251,566 $91,826 $159,740
2020 $2,744 $221,774 $91,826 $129,948
2019 $2,330 $215,306 $89,866 $125,440
2018 $2,196 $202,076 $76,636 $125,440
2017 $2,150 $191,198 $66,640 $124,558
2016 $2,098 $186,690 $66,640 $120,050
2015 -- $0 $0 $0
2014 -- $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Deb Schmidt

    Seller's Agent in 2026

    Deb Schmidt

    Help-U-Sell Heritage Real Est.

    (507) 451-6000

    299 Total Sales

    Deb Schmidt
    Section Image
  • Tom Mork

    Buyer's Agent in 2026

    Tom Mork

    Edina Realty, Inc.

    (507) 440-2757

    142 Total Sales

    Tom Mork
    Section Image
See All Agents

Map

Source: NorthstarMLS

MLS Number: 6736637

NorthstarMLS

APN: 05-036-1101

Minnesota Steele County Owatonna 55060

3309 SE 98th St, Owatonna, MN

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

NorthstarMLS All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of NorthstarMLS as distributed by MLS GRID.
Based on information submitted to the MLS GRID

Nearby Homes
Your Personal Tour Guide

Ask me questions while you tour the home.