$1,700,000
SOLD SEP 11, 2025
4 Beds
5.5 Baths
5,986 Sq Ft
1.04 Acres

Recently Sold

$284 Per Sq Ft

8% Below List Price

2 Days on Market

Highlights

  • 145 Feet of Chain of Lakes Waterfront
  • Dock has access to electricity
  • Screened Pool
  • Freedom 7 Elementary School of International Studies Rated A-
  • Boat Lift
  • Gated Community

About This Home

As of September 2025

Discover ultimate luxury lakeside living with this remarkable 4-bedroom, 5.5-bath estate in the exclusive, gated community of Heron Cay. Perfectly situated on 1.04 lush acres with 145 feet of private shoreline on Lake Eloise—part of Central Florida’s iconic *Chain of Lakes*, this home offers a rare blend of timeless elegance, exceptional comfort, and breathtaking views.

Upon entering, you're welcomed into a grand living room where floor-to-ceiling windows frame panoramic lake views lake and fill the space with natural light. A cozy gas fireplace adds warmth, while the adjacent formal dining room is ideal for intimate dinners or large celebrations.

The left wing of the home features a gourmet kitchen with high-end finishes, multiple dining spaces, and a convenient pass-through window to the pool, perfect for effortless entertaining. The expansive great room includes a second gas fireplace, an upscale wet bar, and inviting lounge areas. This side of the home also offers a private office, half bath, and a guest bedroom with en-suite bath.

The right wing features two spacious bedrooms with en-suite baths, a large laundry room, and a versatile bonus/game room with sliding doors to the pool and its own poolside-access bathroom, ideal for guests or entertaining.

Upstairs, enjoy a built-in library, a private fitness area with floor-to-ceiling mirrored walls, and a lavish primary suite featuring a wet bar, relaxing sitting area, two oversized walk-in closets, and a private balcony with stunning lake and infinity pool views. The spa-like master bath includes a jetted tub, a multi-head shower, bidet, and modern conveniences like built-in drawer outlets for a sleek, clutter-free look.

The outdoor living space is designed for luxury and leisure, complete with a summer kitchen, full bar, hot tub, and multiple seating areas with unrivaled lakefront views. As a bonus, enjoy front-row seats to LEGOLAND’s fireworks right from your own backyard oasis.

Smart home features include advanced Control4 automation for lighting, music capability in every room, intercom, and front-door communication, plus a full security system for peace of mind. Additional highlights include high-mounted holiday lighting outlets and built-in night lights that softly illuminate your home each evening.

Living on the Chain of Lakes offers a one-of-a-kind waterfront lifestyle, with endless opportunities for boating, waterskiing, lakeside dining, and fishing across 20+ connected lakes. Ideally located between Tampa and Orlando, you’ll enjoy quick access to airports, premier medical facilities, shopping, dining, theme parks, and more.

Don’t miss this opportunity to own a true lakeside masterpiece. Schedule your private showing today and experience the best of Florida living!

Last Agent to Sell the Property

Jenna Henderson

LIVE FLORIDA REALTY Brokerage Phone: 863-868-8905 License #3295123 Listed on: 08/21/2025

Last Buyer's Agent

Michael Brenner

CENTURY 21 MYERS REALTY License #3069077

CENTURY 21 MYERS REALTY

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $16,257

Year Built

  • Built in 1998

Lot Details

  • 1.04 Acre Lot
  • 145 Feet of Chain of Lakes Waterfront
  • Lake Front
  • Northwest Facing Home
  • Mature Landscaping
  • Private Lot
  • Oversized Lot
  • Level Lot
  • Irrigation Equipment
  • Landscaped with Trees

HOA Fees

  • $193 Monthly HOA Fees

Parking

  • 3 Car Attached Garage
  • Side Facing Garage
  • Garage Door Opener
  • Driveway

Property Views

  • Chain Of Lake
  • Pool

Home Design

  • Slab Foundation
  • Tile Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 5,986 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Wet Bar
  • Built-In Features
  • Built-In Desk
  • Shelving
  • Bar Fridge
  • Bar
  • Dry Bar
  • Crown Molding
  • Coffered Ceiling
  • Tray Ceiling
  • High Ceiling
  • Ceiling Fan
  • Skylights
  • Gas Fireplace
  • Window Treatments
  • Sliding Doors
  • Family Room with Fireplace
  • Great Room
  • Living Room with Fireplace
  • Combination Dining and Living Room
  • Home Office
  • Loft
  • Game Room
  • Inside Utility
  • Home Gym
  • Attic

Kitchen

  • Eat-In Kitchen
  • Built-In Oven
  • Cooktop
  • Microwave
  • Freezer
  • Dishwasher
  • Cooking Island
  • Granite Countertops
  • Solid Wood Cabinet
  • Disposal

Flooring

  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • En-Suite Bathroom
  • Walk-In Closet
  • Makeup or Vanity Space
  • Split Vanities
  • Private Water Closet
  • Bathtub With Separate Shower Stall
  • Shower Only
  • Multiple Shower Heads
  • Built-In Shower Bench

Laundry

  • Laundry Room
  • Dryer
  • Washer

Home Security

  • Home Security System
  • Smart Home
  • Fire and Smoke Detector

Pool

  • Screened Pool
  • Heated Infinity Pool
  • Heated Spa
  • In Ground Spa
  • Fence Around Pool
  • Outdoor Shower
  • Outside Bathroom Access
  • Pool Lighting

Outdoor Features

  • Access To Lake
  • Access To Chain Of Lakes
  • Water Skiing Allowed
  • Boat Lift
  • Covered Boat Lift
  • Dock has access to electricity
  • Lake Privileges
  • Balcony
  • Enclosed Patio or Porch
  • Outdoor Kitchen
  • Exterior Lighting
  • Outdoor Grill
  • Private Mailbox

Utilities

  • Central Heating and Cooling System
  • Thermostat
  • Natural Gas Connected
  • Gas Water Heater
  • Phone Available
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Association fees include private road
  • Michael Ort Association, Phone Number (863) 332-3081
  • Heron Cay Subdivision

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$16,257

Year Built

Built in 1998

Lot Details

0

HOA Fees

$193 per month

Parking

3

Listing Details

  • HOA Fee Includes: Private Road
  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block, Stucco
  • Fireplace: Yes
  • Living Area: 5986
  • Lot Size Acres: 1.04
  • New Construction: No
  • Year Built: 1998
  • Building Area Total: 8445
  • Lot Size Sq Ft: 45215
  • Status: Sold
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 784.57
  • Escrow City: Winter Haven
  • Escrow State: FL
  • Escrow Street Name: AVE G.SW
  • Minimum Lease: 7 Months
  • RATIO Current Price By Calculate: 284.00
  • Total Acreage: 1 to less than 2
  • Water Access YN: 1
  • MFR_InLawSuiteYN: 0
  • MFR_DockDescription: Dock w/Electric,Lift
  • MFR_DockYN: 1
  • MFR_DockMaintenanceFee: 0
  • MFR_DockMaintenanceFeeFrequency: N/A
  • Attribution Contact: 863-868-8905
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Fireplace Features: Family Room, Gas, Living Room
  • Living Area Units: Square Feet
  • Flooring: Carpet, Ceramic Tile
  • Full Bathrooms: 5
  • Half Bathrooms: 1
  • Interior Amenities: Built-in Features, Ceiling Fans(s), Central Vaccum, Coffered Ceiling(s), Crown Molding, Dry Bar, Eat-in Kitchen, High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Smart Home, Solid Surface Counters, Solid Wood Cabinets, Thermostat, Tray Ceiling(s), Walk-In Closet(s), Wet Bar, Window Treatments
  • Appliances Included: Bar Fridge, Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Freezer, Gas Water Heater, Microwave, Refrigerator, Washer
  • Foundation Details: Slab
  • Total Bedrooms: 4
  • Levels: Two
  • Other Equipment: Irrigation Equipment
  • Spa Features: Heated, In Ground
  • Spa Yn: Yes
  • Stories: 2
  • Window Features: Skylight(s)
  • Additional Rooms: Attic,Inside Utility
  • Living Area Meters: 556.12

Exterior Features

  • Direction Faces: Northwest
  • Other Structures: Outdoor Kitchen
  • Pool Features: Heated, In Ground, Infinity, Lighting, Outside Bath Access, Screen Enclosure
  • Exterior Features: Balcony, Lighting, Outdoor Grill, Outdoor Kitchen, Outdoor Shower, Private Mailbox, Sliding Doors
  • Roof: Tile
  • Pool Private: Yes
  • View: Pool, Water
  • Water Body Name: LAKE ELOISE
  • Waterfront: Yes
  • Patio and Porch Features: Covered, Enclosed, Patio, Screened
  • Road Surface Type: Asphalt, Paved
  • Water Access: Lake,Lake - Chain of Lakes
  • Water Extras: Lift - Covered,Skiing Allowed
  • Water View: Lake,Lake - Chain of Lakes
  • Water View YN: 1
  • Waterfront Feet Total: 145
  • Flood Zone Panel: 12105C0530G
  • Water Frontage Feet Lake Chain: 145

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 3
  • Garage Yn: Yes
  • Parking Features: Driveway, Garage Door Opener, Garage Faces Side

Utilities

  • Utilities: Cable Connected, Electricity Connected, Natural Gas Connected, Phone Available, Public, Sewer Connected, Water Connected
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Inside, Laundry Room
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Gated Community - No Guard
  • Association Amenities: Gated
  • Association Fee: 193
  • Association Fee Frequency: Monthly
  • Association Name: Michael Ort
  • Phone: 863-332-3081
  • Association: Yes
  • Security: Gated Community, Security System, Smoke Detector(s)
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Pet Restrictions: Verify with the HOA on pet restrictions
  • Association Fee Requirement: Required

Fee Information

  • Total Annual Fees: 2316.00
  • Total Monthly Fees: 193.00
  • Monthly HOA Amount: 193.00

Lot Info

  • Parcel Number: 26-29-04-664013-000110
  • Additional Parcels: No
  • Lot Features: City Limits, Landscaped, Level, Oversized Lot, Paved, Private
  • Flood Zone Code: X

Rental Info

  • Furnished: Negotiable
  • Pets Allowed: Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Verify with the HOA on Lease restrictions

Tax Info

  • Tax Annual Amount: 16257.16
  • Tax Book Number: 96-13
  • Tax Lot: 11

Multi Family

  • Waterfront Features: Lake Front, Lake Privileges

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 21, 2025
Closed on
Sep 11, 2025
Sold by
Loeffler John
Bought by
Adams Aaron C and Adams Beth E
Seller's Agent
Jenna Henderson
LIVE FLORIDA REALTY
Buyer's Agent
Michael Brenner
CENTURY 21 MYERS REALTY
List Price
$1,850,000
Sold Price
$1,700,000
Premium/Discount to List
-$150,000
-8.11%
Views
11
Current Estimated Value
$1,724,089

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$24,089
Avg. Annual Appreciation
4.80%

Purchase Details

Listed on
Feb 11, 2025
Closed on
Jun 25, 2025
Sold by
Bechtel Richard A
Bought by
Loeffler John
Seller's Agent
David Small
KELLER WILLIAMS REALTY SMART 1
Buyer's Agent
Jenna Henderson
LIVE FLORIDA REALTY
List Price
$11,899,999
Sold Price
$1,650,000
Premium/Discount to List
-$10,249,999
-86.13%
Views
225

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
15.28%

Purchase Details

Listed on
Sep 3, 2024
Closed on
Dec 16, 2024
Sold by
Susan Leigh Gatto Revocable Trust and Gatto Susan Leigh
Bought by
Bechtel Richard A
Seller's Agent
Jenna Henderson
LIVE FLORIDA REALTY
Buyer's Agent
Vikki Thielen
THE MARKET REALTY COMPANY
List Price
$1,849,900
Sold Price
$1,650,000
Premium/Discount to List
-$199,900
-10.81%
Views
225

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
0.00%
Original Mortgage
$1,072,500
Interest Rate
6.13%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 5, 2023
Sold by
Gatt Susan
Bought by
Gatto Susan

Purchase Details

Closed on
Jun 2, 1993
Sold by
Lake Eloise Venture
Bought by
Gatto Vincent W and Gatto Susan L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$100,000
Interest Rate
7.45%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $1,700,000 Integrity First Title
Warranty Deed $1,700,000 Integrity First Title
Warranty Deed $1,650,000 Celebration Title Group
Warranty Deed $1,650,000 Celebration Title Group
Deed $1,650,000 None Listed On Document
Deed $1,650,000 None Listed On Document
Deed $1,650,000 None Listed On Document
Warranty Deed $100 None Listed On Document
Warranty Deed $175,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $1,072,500 New Conventional
Previous Owner $100,000 No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
09/11/2025 09/11/25 Sold $1,700,000 -8.1% $284 / Sq Ft
08/23/2025 08/23/25 Pending -- -- --
08/21/2025 08/21/25 For Sale $1,850,000 +12.1% $309 / Sq Ft
06/26/2025 06/26/25 Sold $1,650,000 -8.3% $294 / Sq Ft View Prior Sale
04/26/2025 04/26/25 Pending -- -- --
04/24/2025 04/24/25 Price Changed $1,799,000 -2.8% $321 / Sq Ft
03/22/2025 03/22/25 Price Changed $1,849,999 -2.6% $330 / Sq Ft
02/11/2025 02/11/25 Price Changed $1,899,999 -84.0% $339 / Sq Ft
02/11/2025 02/11/25 For Sale $11,899,999 -- $2,123 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $16,257 $1,386,963 $485,000 $901,963
2024 $16,017 $900,986 -- --
2023 $16,017 $874,744 $0 $0
2022 $15,673 $849,266 $0 $0
2021 $15,777 $824,530 $0 $0
2020 $15,641 $813,146 $0 $0
2018 $15,425 $780,043 $0 $0
2017 $14,314 $763,999 $0 $0
2016 $14,241 $748,285 $0 $0
2015 $14,415 $743,083 $0 $0
2014 $13,844 $737,186 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
  • Section Image
See All Agents

Map

Source: Stellar MLS

MLS Number: L4955232

Stellar MLS

APN: 26-29-04-664013-000110