Seller's Agent in 2026
Susan Bell
Railey Realty, Inc.
(301) 501-9072
87 Total Sales
332 High Point Dr Swanton, MD 21561
3
Beds
2
Baths
1,512
Sq Ft
1.24
Acres Lot
Highlights
- Boat Ramp
- Home fronts navigable water
- Fishing Allowed
- 1 Dock Slip
- Canoe or Kayak Water Access
- Lake Privileges
About This Home
As of June 2026This private 3-bedroom, 2-bath cottage is tucked away on an oversized 1.24-acre lot at the end of a quiet street in the lake access neighborhood of Sky Valley. Inside the home offers a spacious open living area with a pellet stove for after skiing evenings. The kitchen is open to the living area and has ample cabinet space and room for a dining table. The primary bedroom features it's own private bath with separate shower and soaking tub, while two additional bedrooms share a second full bath. A den/office adds flexible living space. The home also includes a full unfinished lower level with a separate outside entrance-perfect for storage or future expansion. The home offers affordable lake living with 3,000 feet of shared shoreline that rivals the Deep Creek Lake State Park. Three swimming platforms, roped off swimming area, picnic pavilions, docks with a jet ski area located in a no wake cove, and a stocked fishing pond—all part of a private community that feels like being in an upscale summer camp! Dock slip is through the association-When homes sell the slip goes back to the association. Until you get your assigned slip you can launch your boat at the Sky Valley boat launch. It is the only private neighborhood boat launch on DCL. Also explore the neighborhood on your golf cart or ATV! For the golfers in the group, it is only minutes to Thousand Acre Lakeside Golf Course. Surrounded by nature and set in a friendly neighborhood, this cottage is the perfect retreat for relaxation, recreation, and making memories at the lake!
Last Agent to Sell the Property
(301) 387-2000 sbell@railey.com Railey Realty, Inc. Brokerage Phone: 3013872000 Listed on: 08/14/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,668
Year Built
- Built in 2001
Lot Details
- 1.24 Acre Lot
- Home fronts navigable water
- Property is in good condition
HOA Fees
- $87 Monthly HOA Fees
Parking
- 1 Car Attached Garage
- 6 Driveway Spaces
- Basement Garage
- Oversized Parking
- Side Facing Garage
- Gravel Driveway
- On-Street Parking
Home Design
- Cottage
- Permanent Foundation
- Block Foundation
- Modular or Manufactured Materials
Interior Spaces
- Property has 2 Levels
- Ceiling Fan
- Living Room
- Combination Kitchen and Dining Room
- Den
- Carpet
Kitchen
- Stove
- Built-In Microwave
- Dishwasher
Bedrooms and Bathrooms
- 3 Main Level Bedrooms
- En-Suite Bathroom
- Walk-In Closet
- 2 Full Bathrooms
- Soaking Tub
- Bathtub with Shower
- Walk-in Shower
Laundry
- Laundry on main level
- Dryer
- Washer
Unfinished Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
- Garage Access
- Exterior Basement Entry
- Space For Rooms
Outdoor Features
- Canoe or Kayak Water Access
- Property is near a lake
- Waterski or Wakeboard
- Limited Hours Of Personal Watercraft Operation
- Swimming Allowed
- Physical Dock Slip Conveys
- 1 Dock Slip
- 1 Powered Boats Permitted
- 6 Non-Powered Boats Permitted
- Lake Privileges
- Deck
Schools
- Broadford Elementary School
- Southern Middle School
- Southern Garrett High School
Utilities
- Central Heating and Cooling System
- Pellet Stove burns compressed wood to generate heat
- Well
- Electric Water Heater
- On Site Septic
- Cable TV Available
Listing and Financial Details
- Tax Lot 0031
- Assessor Parcel Number 1218014963
Community Details
Overview
- $1,038 Capital Contribution Fee
- Association fees include common area maintenance, pier/dock maintenance, road maintenance, snow removal, trash
- Sky Valley HOA
- Sky Valley Subdivision
- Property Manager
- Community Lake
Amenities
- Picnic Area
- Common Area
Recreation
- Boat Ramp
- Community Boat Dock
- Pier or Dock
- Community Playground
- Fishing Allowed
- Recreational Area
Matterport 3D Tour
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 14, 2025
Closed on
Jun 3, 2026
Sold by
Bought by
Seller's Agent
Susan Bell
Railey Realty, Inc.
Buyer's Agent
Jessie Railey
Railey Realty, Inc.
List Price
$450,000
Sold Price
$315,000
Premium/Discount to List
-$135,000
-30%
Views
394
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3452.94%
Original Mortgage
$220,500
Outstanding Balance
$220,500
Interest Rate
6.23%
Mortgage Type
New Conventional
Estimated Equity
$156,065
Purchase Details
Closed on
Feb 11, 2000
Sold by
Bought by
Purchase Details
Closed on
Mar 31, 1988
Sold by
Bought by
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Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $30,000 | -- | |
| Deed | $15,000 | -- |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 06/05/2026 06/05/26 | Sold | $315,000 | -10.0% | $208 / Sq Ft |
| 04/22/2026 04/22/26 | Price Changed | $350,000 | -12.1% | $231 / Sq Ft |
| 10/15/2025 10/15/25 | Price Changed | $398,000 | -6.4% | $263 / Sq Ft |
| 09/25/2025 09/25/25 | Price Changed | $425,000 | -5.6% | $281 / Sq Ft |
| 08/14/2025 08/14/25 | For Sale | $450,000 | -- | $298 / Sq Ft |
Source: Bright MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,009 | $263,200 | $112,400 | $150,800 |
| 2024 | $2,698 | $228,400 | $0 | $0 |
| 2023 | $2,291 | $193,600 | $0 | $0 |
| 2022 | $1,885 | $158,800 | $61,900 | $96,900 |
| 2021 | $1,885 | $158,800 | $61,900 | $96,900 |
| 2020 | $1,855 | $158,800 | $61,900 | $96,900 |
| 2019 | $1,941 | $163,600 | $76,900 | $86,700 |
| 2018 | $1,833 | $163,600 | $76,900 | $86,700 |
| 2017 | $1,833 | $163,600 | $0 | $0 |
| 2016 | -- | $165,100 | $0 | $0 |
| 2015 | -- | $165,100 | $0 | $0 |
| 2014 | -- | $165,100 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Susan Bell
-
Jessie Railey
Buyer's Agent in 2026
Jessie Railey
Railey Realty, Inc.
(240) 442-7262
48 Total Sales
Map
Source: Bright MLS
MLS Number: MDGA2010134
APN: 18-014963
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Copyright 2026 Bright MLS, Inc.
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