$949,900
OPEN SAT 1PM - 3PM $45K PRICE DROP

3320 Spencer St Cumming, GA 30041

Estimated payment $5,717/month

Total Views 8,542
6 Beds
7 Baths
5,599 Sq Ft
$170 Price per Sq Ft

Highlights

  • Golf Course Community
  • Home Theater
  • Clubhouse
  • Haw Creek Elementary School Rated A
  • Craftsman Architecture
  • Deck

About This Home

Welcome to the Highly Coveted Windermere Community in Beautiful Cumming! Nestled in one of the most sought-after neighborhoods with top-rated schools and exceptional amenities--swimming pools, tennis, pickleball, golf course, basketball, park, fitness center, clubhouses, and community family-focused activities year-round. This rare gem offers the perfect blend of luxury, space, and comfort. Boasting 6 spacious bedrooms and 7 full bathrooms, each bedroom comes complete with its own private bath-eliminating the need to share and adding a touch of privacy for everyone. From the moment you step inside, the dramatic two-story foyer and living room will captivate you with their scale and elegance, leading your eyes upward and drawing you in. This exceptional residence spans four expansive levels, thoughtfully designed for both grand entertaining and intimate family living. On the main level, enjoy a chef-inspired kitchen, elegant dining room, and inviting family room that seamlessly connect for a feeling of openness and light. A guest suite tucked conveniently on this level adds both function and comfort. Upstairs, discover three additional bedrooms-each with its own en-suite-before entering the lavish primary suite, complete with dual walk-in closets and a spa-like bathroom retreat. The top level features a versatile bonus room with a generous closet, plus an additional space ideal for a home office, gym, or playroom. But the real showstopper? The fully finished basement is designed as an entertainer's paradise. Complete with a second full kitchen, home theatre, bar, game room, pool room, full bath, and ample storage, it's the ultimate space for entertaining and creating lasting memories with the family or the ultimate man cave. Step outside to the lower-level patio, which conveniently connects to the upper deck, offering multiple outdoor spaces to relax and unwind. The seller is highly motivated and open to all offers-don't miss your opportunity to own this exceptional home in Windermere. Not located on a golf course hole-offering lower insurance costs and peace of mind without the worry of stray golf balls. Schedule your private tour today!

Listing Agent

Aqueelah Whitaker

eXp Realty License #372224 Listed on: 09/24/2025

eXp Realty

Open House Schedule

  • Saturday, December 13, 2025
    1:00 to 3:00 pm
    12/13/2025 1:00:00 PM +00:00
    12/13/2025 3:00:00 PM +00:00
  • Sunday, December 14, 2025
    1:00 to 3:00 pm
    12/14/2025 1:00:00 PM +00:00
    12/14/2025 3:00:00 PM +00:00

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,244

Year Built

  • Built in 2006 | Remodeled

Lot Details

  • 9,583 Sq Ft Lot
  • Level Lot

HOA Fees

  • $117 Monthly HOA Fees

Home Design

  • Craftsman Architecture
  • Brick Exterior Construction
  • Pillar, Post or Pier Foundation
  • Composition Roof
  • Wood Siding

Interior Spaces

  • 3-Story Property
  • High Ceiling
  • Ceiling Fan
  • Gas Log Fireplace
  • Fireplace Features Masonry
  • Two Story Entrance Foyer
  • Great Room
  • Family Room
  • Home Theater
  • Home Office
  • Bonus Room
  • Game Room

Kitchen

  • Breakfast Bar
  • Built-In Double Oven
  • Cooktop
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Kitchen Island
  • Solid Surface Countertops

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • Soaking Tub
  • Bathtub Includes Tile Surround
  • Separate Shower

Laundry

  • Laundry Room
  • Laundry on upper level

Finished Basement

  • Basement Fills Entire Space Under The House
  • Interior and Exterior Basement Entry
  • Finished Basement Bathroom
  • Natural lighting in basement

Parking

  • 6 Car Garage
  • Parking Pad
  • Garage Door Opener

Outdoor Features

  • Deck
  • Patio
  • Porch

Schools

  • Haw Creek Elementary School
  • Lakeside Middle School
  • South Forsyth High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Underground Utilities
  • 220 Volts
  • High Speed Internet
  • Phone Available
  • Cable TV Available

Community Details

Overview

  • $1,600 Initiation Fee
  • Association fees include ground maintenance, reserve fund, swimming, tennis
  • Windermere Subdivision

Amenities

  • Clubhouse

Recreation

  • Golf Course Community
  • Tennis Courts
  • Community Playground
  • Swim Team
  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,244

Year Built

Built in 2006 | Remodeled

Lot Details

0

HOA Fees

$117 per month

Listing Details

  • Property Type: Residential
  • Year Built: 2006
  • ArchitecturalStyle: Craftsman
  • Electric: 220 Volts
  • Levels: Three Or More
  • Lot Size Acres: .22
  • Property Sub-Type: Single Family Residence
  • Structure Type: House
  • Total Finished Area2: 5599
  • Special Features: OpenHouse
  • Property Sub Type: Detached

Interior Features

  • Appliances: Double Oven, Dishwasher, Cooktop, Stainless Steel Appliance(s), Refrigerator, Oven (Wall), Microwave
  • Bedrooms: 6
  • Basement: Bath Finished, Daylight, Interior Entry, Exterior Entry, Finished, Full
  • Below Grade Finished Sq Ft: 1720
  • Total Finished Sq Ft: 3879
  • Unfinished Below Grade Sq Ft: 540
  • Above Grade Finished Sq Ft: 3879
  • Interior Amenities: High Ceilings, Soaking Tub, Two Story Foyer, Separate Shower, Tile Bath
  • Full Bathrooms: 7
  • Fireplace Features: Gas Log, Masonry
  • Flooring: Carpet, Hardwood, Tile
  • Kitchen Features: Kitchen Island, Breakfast Bar, Solid Surface Counters, Pantry

Beds/Baths

  • Lower Level Full Bathrooms: 1
  • Main Level Full Bathrooms: 1
  • Upper Level Full Bathrooms: 5
  • Bedroom Main Level: 1

Exterior Features

  • Common Walls: No Common Walls
  • Construction Materials: Wood Siding, Brick
  • Fencing: Other
  • Foundation Details: Pillar/Post/Pier
  • Lot Features: Sloped, Level
  • Patio And Porch Features: Deck, Patio, Porch
  • Property Condition: Updated/Remodeled
  • Roof: Composition

Garage/Parking

  • Parking Features: Garage Door Opener, Attached, Parking Pad
  • ParkingTotal: 6

Utilities

  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Central, Electric, Forced Air, Natural Gas
  • Laundry Features: Other, Upper Level
  • Sewer: Public Sewer
  • Utilities: Cable Available, Electricity Available, High Speed Internet, Natural Gas Available, Sewer Connected, Sewer Available, Phone Available, Underground Utilities, Water Available
  • Water Source: Public

Condo/Co-op/Association

  • Annual Association Fee: 1400
  • Association: Yes
  • Community Features: Clubhouse, Golf, Playground, Pool, Sidewalks, Street Lights, Swim Team, Tennis Court(s)

Fee Information

  • Initiation Fee: 1600
  • Association Fee Includes: Maintenance Grounds, Reserve Fund, Swimming, Tennis

Schools

  • Elementary School: Haw Creek
  • High School: South Forsyth
  • High School Bus: Yes
  • Middle School: Lakeside
  • Middle School Bus: Yes

Multi Family

  • Total Fireplaces: 1

Tax Info

  • Year: 2024
  • Tax Annual Amount: 7244

MLS Schools

  • Elementary Bus Line: Yes

Map

Range of Values:

--
Value Increase
--
Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $7,244 $351,064 $76,000 $275,064
2024 $7,244 $347,112 $66,000 $281,112
2023 $6,568 $326,548 $56,000 $270,548
2022 $6,228 $205,808 $32,000 $173,808
2021 $5,451 $205,808 $32,000 $173,808
2020 $5,286 $197,784 $32,000 $165,784
2019 $5,264 $196,356 $32,000 $164,356
2018 $5,229 $194,372 $26,000 $168,372
2017 $5,287 $196,188 $26,000 $170,188
2016 $5,287 $196,188 $26,000 $170,188
2015 $4,757 $174,228 $26,000 $148,228
2014 $4,373 $168,484 $26,000 $142,484
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/24/2025 10/24/25 Price Changed $949,900 -4.5% $170 / Sq Ft
09/24/2025 09/24/25 For Sale $995,000 -- $178 / Sq Ft
Source: Georgia MLS

Purchase History

Date Type Sale Price Title Company
Quit Claim Deed -- --
Deed $459,500 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $359,000 New Conventional
Source: Public Records

Source: Georgia MLS

MLS Number: 10609714

Georgia MLS

APN: 203-299