$699,000
SOLD MAY 30, 2025

3374 Old Gamber Rd Finksburg, MD 21048

4 Beds
3.5 Baths
4,122 Sq Ft
1.11 Acres

Recently Sold

$170 Per Sq Ft

8 Days on Market

Highlights

  • 1.11 Acre Lot
  • Cape Cod Architecture
  • Wood Burning Stove
  • Mechanicsville Elementary School Rated A-
  • Deck
  • Recreation Room

About This Home

As of May 2025

Beautiful updated Cape Cod built in 2013 with a little over an acre and a private setting. Spacious office with glass french doors and new carpet. First floor Primary bedroom with new carpet. Main floor hardwoods were just refinished. Gourmet kitchen is open to breakfast room and family room. Spacious mud room with lots of storage just off the 2 car garage and laundry room. Upper level has two generous size rooms with new carpet and one full bath. Lower level was fully finished and redone in 2019 with a wood stove, full bath, bedroom and oversized recreation room and family room. Do not miss this move in ready home!!

Last Agent to Sell the Property

Michelle Pappas

Berkshire Hathaway HomeServices Homesale Realty License #594853 Listed on: 04/16/2025

Berkshire Hathaway HomeServices Homesale Realty

Last Buyer's Agent

Todd Broschart

The KW Collective

The KW Collective

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,399

Year Built

  • Built in 2013

Lot Details

  • 1.11 Acre Lot
  • Property is zoned CONSE

Parking

  • 2 Car Direct Access Garage
  • Oversized Parking
  • Parking Storage or Cabinetry
  • Side Facing Garage
  • Garage Door Opener

Home Design

  • Cape Cod Architecture
  • Vinyl Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • Property has 3 Levels
  • Traditional Floor Plan
  • Built-In Features
  • Ceiling Fan
  • Recessed Lighting
  • Wood Burning Stove
  • Window Treatments
  • Mud Room
  • Entrance Foyer
  • Combination Kitchen and Living
  • Formal Dining Room
  • Recreation Room
  • Storage Room

Kitchen

  • Breakfast Room
  • Eat-In Kitchen
  • Gas Oven or Range
  • Built-In Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Kitchen Island
  • Upgraded Countertops

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • En-Suite Primary Bedroom
  • En-Suite Bathroom
  • Walk-In Closet
  • Soaking Tub
  • Bathtub with Shower
  • Walk-in Shower

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Finished Basement

  • Heated Basement
  • Walk-Up Access
  • Connecting Stairway
  • Interior Basement Entry
  • Space For Rooms

Outdoor Features

  • Deck
  • Outbuilding

Utilities

  • Central Air
  • Ductless Heating Or Cooling System
  • Heat Pump System
  • Back Up Gas Heat Pump System
  • Heating System Powered By Leased Propane
  • Well
  • Electric Water Heater
  • Septic Tank

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 0704082737

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,399

Year Built

Built in 2013

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Cape Cod
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Expected On Market: 2025-04-16
  • Year Built: 2013
  • Automatically Close On Close Date: No
  • Remarks Public: Beautiful updated Cape Cod built in 2013 with a little over an acre and a private setting. Spacious office with glass french doors and new carpet. First floor Primary bedroom with new carpet. Main floor hardwoods were just refinished. Gourmet kitchen is open to breakfast room and family room. Spacious mud room with lots of storage just off the 2 car garage and laundry room. Upper level has two generous size rooms with new carpet and one full bath. Lower level was fully finished and redone in 2019 with a wood stove, full bath, bedroom and oversized recreation room and family room. Do not miss this move in ready home!!
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Dryer, Oven - Single, Oven/Range - Gas, Refrigerator, Stainless Steel Appliances, Washer, Water Heater
  • Interior Amenities: Bathroom - Soaking Tub, Bathroom - Tub Shower, Bathroom - Walk-In Shower, Breakfast Area, Built-Ins, Carpet, Ceiling Fan(s), Combination Kitchen/Living, Dining Area, Entry Level Bedroom, Floor Plan - Traditional, Formal/Separate Dining Room, Kitchen - Eat-In, Kitchen - Island, Primary Bath(s), Recessed Lighting, Stove - Wood, Upgraded Countertops, Walk-In Closet(s), Window Treatments, Wood Floors
  • Fireplace: No
  • Foundation Details: Concrete Perimeter
  • Levels Count: 3
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Foyer, Breakfast Room, Laundry, Mud Room, Recreation Room, Storage Room, Bathroom 2, Bathroom 3, Primary Bathroom, Half Bath
  • Basement: Yes
  • Basement Type: Connecting Stairway, Fully Finished, Heated, Improved, Interior Access, Walkout Stairs, Space For Rooms
  • Laundry Type: Main Floor
  • Total Sq Ft: 4439
  • Living Area Sq Ft: 4122
  • Price Per Sq Ft: 266.59
  • Above Grade Finished Sq Ft: 2622
  • Below Grade Finished Sq Ft: 1500
  • Below Grade Sq Ft: 317
  • Total Below Grade Sq Ft: 1817
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 3374

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 1
  • All Lower Level Bedrooms: 1
  • Lower Level Bedroom: 1
  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Main Level Bathrooms: 2.00
  • Upper Level Bathrooms: 1
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Upper Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Vinyl Siding
  • Exterior Features: Outbuilding(s)
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Garage Features: Garage - Side Entry, Garage Door Opener, Additional Storage Area, Oversized, Inside Access
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Attached Garage

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Ductless/Mini-Split
  • Heating Fuel: Propane - Leased
  • Heating Type: Heat Pump(s), Heat Pump - Gas Backup
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Septic Exists
  • Water Source: Well

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District: CARROLL COUNTY PUBLIC SCHOOLS
  • School District Key: 121139051837
  • School District Source: Listing Agent

Lot Info

  • Land Use Code: R
  • Lot Size Acres: 1.11
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 48439.00
  • Outdoor Living Structures: Deck(s)
  • Year Assessed: 2024
  • Zoning: CONSE
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 6399.00
  • Assessor Parcel Number: 0704082737
  • Tax Total Finished Sq Ft: 4122
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024
  • Close Date: 05/30/2025

MLS Schools

  • School District Name: CARROLL COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 16, 2025
Closed on
May 30, 2025
Sold by
Tosi Hillary Lamp and Tosi Byron Geoffrey
Bought by
Shive Michael J and Shive Stephanie L
Seller's Agent
Michelle Pappas
Berkshire Hathaway HomeServices Homesale Realty
Buyer's Agent
Todd Broschart
The KW Collective
List Price
$699,000
Sold Price
$699,000
Views
127

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-0.25%
Original Mortgage
$629,100
Outstanding Balance
$629,100
Interest Rate
6.76%
Mortgage Type
New Conventional
Estimated Equity
$69,469

Purchase Details

Listed on
Jan 5, 2018
Closed on
Mar 28, 2018
Sold by
Demetrakis Thomas W and Demetrakis Laurie A
Bought by
Tosi Byron Geoffrey and Tosi Hillary Lamp
Seller's Agent
Timothy Amann
Taylor Properties
Buyer's Agent
Lee Tessier
EXP Realty, LLC
List Price
$449,900
Sold Price
$454,900
Premium/Discount to List
$5,000
1.11%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.17%
Original Mortgage
$279,000
Interest Rate
4.43%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 19, 2012
Sold by
Demetrakis Thomas W
Bought by
Demetrakis Thomas W and Granger Laurie A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$468,300
Interest Rate
3.5%
Mortgage Type
New Conventional

Purchase Details

Closed on
Dec 22, 2011
Sold by
Zentz Heidi and Zentz Richard
Bought by
Demetrakis Thomas W

Purchase Details

Closed on
May 10, 2011
Sold by
Zentz Judith
Bought by
Zentz Heidi and Zentz Richard

Purchase Details

Closed on
Mar 19, 2010
Sold by
Zentz Robert
Bought by
Zentz Judith
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $699,000 Universal Title
Warranty Deed $699,000 Universal Title
Deed $454,900 Mid Atlantic Title Llc
Deed $26,000 Fidelity Natl Title Ins Co
Deed $70,000 Property Title & Escrow Llc
Deed -- --
Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $629,100 New Conventional
Closed $629,100 New Conventional
Previous Owner $149,000 Credit Line Revolving
Previous Owner $310,000 New Conventional
Previous Owner $40,000 Credit Line Revolving
Previous Owner $279,000 New Conventional
Previous Owner $468,300 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/30/2025 05/30/25 Sold $699,000 0.0% $170 / Sq Ft
04/25/2025 04/25/25 Pending -- -- --
04/16/2025 04/16/25 For Sale $699,000 +53.7% $170 / Sq Ft
03/28/2018 03/28/18 Sold $454,900 +1.1% $134 / Sq Ft
01/23/2018 01/23/18 Pending -- -- --
01/05/2018 01/05/18 For Sale $449,900 -- $133 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,309 $614,900 $161,100 $453,800
2024 $5,309 $560,967 $0 $0
2023 $5,090 $507,033 $0 $0
2022 $4,826 $453,100 $141,100 $312,000
2021 $9,382 $423,733 $0 $0
2020 $4,403 $394,367 $0 $0
2019 $3,716 $365,000 $141,100 $223,900
2018 $4,232 $364,000 $0 $0
2017 $4,114 $363,000 $0 $0
2016 -- $362,000 $0 $0
2015 -- $362,000 $0 $0
2014 -- $362,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDCR2026014

Bright MLS

APN: 04-082737