$3,450,000
SOLD NOV 21, 2025

338 99th St Stone Harbor, NJ 08247

3 Beds
1 Bath
1,644 Sq Ft
0.69 Acres

Recently Sold

$2,099 Per Sq Ft

22 Days on Market

Highlights

  • Docks
  • Property Fronts a Bay or Harbor
  • Island Location
  • Stone Harbor Elementary School Rated A+
  • Boat Slip
  • Deck

About This Home

As of November 2025

THE LOWEST PRICED SINGLE FAMILY BAYFRONT OFFERING IN ALL OF STONE HARBOR! Located in one of 7 Mile Island’s premier neighborhoods this very special BAYFRONT property offers a unique combination of bayfront lifestyle and easy access to the heart of Stone Harbor. The current house is perfect for a renovation project or start fresh with a new build! Take advantage of current owner being one of the highest end builders on the island and offering multiple strategies to best suit buyer's needs! See options below **Limited time offering as construction will begin in approximately two weeks at which time this will no longer be available for sale at this price ** Option 1 - Buy the current house/land and have the current owner/builder build a brand new house and obtain approvals for $1.3M. With nearby comps selling at 5.4M+ this will allow new buyer to have approximately $600-700K in instant equity. If this option is chosen, the new house will likely have 4 bedrooms 3 baths, pool, ground level garage storage. Reach out for an example of newer build on same size lot. Option 2 - Buy the current house/land and have the current owner who is a builder fully renovate the entire house for approximately $500K. Current renovation plan consist of a 4 bedroom 3 bath house with living space on 1st floor bayside. This option is likely to also yield new owner instant equity

Last Agent to Sell the Property

Dan Bowersock

FERGUSON-DECHERT, INC Listed on: 08/26/2025

Last Buyer's Agent

Jessica Carfagno

COMPASS RE - Avalon Dune License #2294282

COMPASS RE - Avalon Dune

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,864

Year Built

  • Built in 1935

Lot Details

  • Lot Dimensions are 30x110
  • Property Fronts a Bay or Harbor

Home Design

  • Vinyl Siding

Interior Spaces

  • 1,644 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Living Room
  • Dining Room
  • Water Views

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 1 Full Bathroom

Outdoor Features

  • Bulkhead
  • Boat Slip
  • Docks
  • Deck
  • Outdoor Storage

Location

  • Island Location

Utilities

  • Heating System Uses Natural Gas
  • Natural Gas Water Heater

Listing and Financial Details

  • Legal Lot and Block 96.04 / 186

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,864

Year Built

Built in 1935

Lot Details

0

Listing Details

  • Class: RESIDENTIAL
  • Type: Single Family
  • Location: Bay Front, Island, Water Front, Water View, Bulk Head
  • District Township: 10-Stone Harbor
  • Estimated Year Built: 1935
  • New Construction: No
  • Lot Size2: 30x110
  • OFFICELIST_STATE: NJ
  • Street Designation: Street
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 1935

Interior Features

  • Total Bathrooms: 1.1
  • Full Bathrooms: 1
  • Bedrooms: 3
  • Total Rooms: 8
  • Estimated Living Sq Ft: 1644
  • Other Rooms: Living Room, Dining Room, Kitchen

Exterior Features

  • Construction: Two Story
  • Exterior: Vinyl
  • Outside Features: Deck, Storage Building, Dock, Bulkhead, Boat Slips

Utilities

  • Cooling: Ceiling Fan
  • Heating: Gas Natural
  • Hot Water: Gas- Natural
  • Sewer: City
  • Water: City

Lot Info

  • Lot Number: 96.04
  • Lot Size: 1 to 6000 SqFt

Tax Info

  • Taxes: 6864
  • Tax Year: 2024

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 26, 2025
Closed on
Nov 21, 2025
Sold by
Jcm Development Llc
Bought by
338 99Th Street Llc
Seller's Agent
Dan Bowersock
FERGUSON-DECHERT, INC
Buyer's Agent
Jessica Carfagno
COMPASS RE - Avalon Dune
List Price
$3,450,000
Sold Price
$3,450,000
Views
37

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-16.51%

Purchase Details

Listed on
Mar 14, 2025
Closed on
Aug 21, 2025
Sold by
Rennles Diane M and Burger Denise
Bought by
Jcm Development Llc
Seller's Agent
Robert Hafele
DILLER FISHER REALTORS
Buyer's Agent
Dan Bowersock
FERGUSON-DECHERT, INC
List Price
$2,995,000
Sold Price
$2,580,000
Premium/Discount to List
-$415,000
-13.86%
Views
75

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
219.74%
Original Mortgage
$2,667,000
Interest Rate
6.74%
Mortgage Type
Construction

Purchase Details

Closed on
Dec 29, 2005
Sold by
Villanova Emilio J and Villanova Lillian M
Bought by
Villanova Emilio J and Villanova Lillian M
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $3,450,000 None Listed On Document
Bargain Sale Deed $2,580,000 Shore Title
Bargain Sale Deed $2,580,000 Shore Title
Interfamily Deed Transfer -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $2,667,000 Construction
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/23/2025 11/23/25 Price Changed $3,450,000 0.0% $2,099 / Sq Ft
11/23/2025 11/23/25 For Sale $3,450,000 0.0% $2,099 / Sq Ft
11/21/2025 11/21/25 Sold $3,450,000 -1.3% $2,099 / Sq Ft
09/17/2025 09/17/25 Pending -- -- --
08/26/2025 08/26/25 For Sale $3,495,000 +35.5% $2,126 / Sq Ft
08/21/2025 08/21/25 Sold $2,580,000 -10.9% $1,569 / Sq Ft View Prior Sale
07/09/2025 07/09/25 Pending -- -- --
06/03/2025 06/03/25 Price Changed $2,895,000 -3.3% $1,761 / Sq Ft
03/14/2025 03/14/25 For Sale $2,995,000 -- $1,822 / Sq Ft
Source: Cape May County Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,864 $917,700 $840,000 $77,700
2024 $6,864 $917,700 $840,000 $77,700
2023 $6,745 $917,700 $840,000 $77,700
2022 $6,350 $917,700 $840,000 $77,700
2021 $4,410 $917,700 $840,000 $77,700
2020 $5,598 $917,700 $840,000 $77,700
2019 $5,258 $917,700 $840,000 $77,700
2018 $5,066 $917,700 $840,000 $77,700
2017 $6,044 $1,089,000 $960,000 $129,000
2016 $5,826 $1,089,000 $960,000 $129,000
2015 $5,717 $1,089,000 $960,000 $129,000
2014 $5,641 $1,089,000 $960,000 $129,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Cape May County Association of REALTORS®

MLS Number: 252485

Cape May County Association of REALTORS®

APN: 10-00096-04-00186