NOT LISTED FOR SALE

3397 Spruce Tree Ln Erlanger, KY 41018

Estimated Value: $230,156 - $248,000

3 Beds
2 Baths
976 Sq Ft
$248/Sq Ft Est. Value

Last Sold October 26, 2020

Last sale price $170,500 $175 Per Sq Ft

Est. 42% increase in value since last sale

Current estimated payment $1,501/month

2 Days on Market

Highlights

  • View of Trees or Woods
  • Deck
  • No HOA
  • River Ridge Elementary School Rated A-
  • Transitional Architecture
  • Solid Wood Cabinet

About This Home

As of October 2020

Ready to Move In & Enjoy! 3/4 Bedrooms*2 Full Baths*Nice Deck w. Steps to Awesome Yard w. Trees in Back*Kitchen complete w. New Stainless Appliances*Finished Lower Level with Family Room & Study (Possible Bedroom 4) * Study/Large Walk-In Closet*Laundry w. Washer/Dryer*Garage*Extra Parking Pad*New Carpet in Lower Level*One Year Home Warranty Included! Convenient Location - Minutes to I-75!

Last Agent to Sell the Property

Cindy Cahill

Cahill Real Estate Services License #228304 Listed on: 09/18/2020

Last Buyer's Agent

Thad Gronotte

Huff Realty - Florence License #183782

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,748

Year Built

  • Built in 2004

Lot Details

  • 5,380

Parking

  • 1 Car Garage
  • Driveway
  • Off-Street Parking

Home Design

  • Transitional Architecture
  • Bi-Level Home
  • Brick Exterior Construction
  • Poured Concrete
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 976 Sq Ft Home
  • Family Room
  • Views of Woods
  • Basement Fills Entire Space Under The House

Kitchen

  • Microwave
  • Dishwasher
  • Solid Wood Cabinet

Flooring

  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms
  • Bathtub and Shower Combination in Primary Bathroom

Laundry

  • Dryer
  • Washer

Schools

  • River Ridge Elementary School
  • Turkey Foot Middle School
  • Dixie Heights High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Additional Features

  • Deck
  • 5,380 Sq Ft Lot

Community Details

  • No Home Owners Association
  • Cherry Hill Subdivision

Listing and Financial Details

  • Home warranty included in the sale of the property
  • Assessor Parcel Number 002-40-03-007.00

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,748

Year Built

Built in 2004

Lot Details

0

Parking

1

Listing Details

  • Cooling: Central Air
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.12
  • Year Built: 2004
  • Lot Size: 0.13 Acres
  • Subdivision Name: Cherry Hill
  • Directions: Donaldson Rd to Cherry Hill to Spruce Tree
  • Architectural Style: Transitional
  • New Construction: No
  • Property Attached Yn: No
  • Structure Type: House
  • ResoPropertyType: Residential
  • Location Tax Legal Info:Property Attached YN: No
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: River Ridge Elementary
  • Location Tax Legal Info:Middle or Junior School: Turkey Foot Middle School
  • Location Tax Legal Info:High School: Dixie Heights High
  • Location Tax Legal Info:Subdivision2: Cherry Hill
  • Contract Info:Auction YN: No
  • General Property Description:Fireplace YN: No
  • General Property Description:Lot Size Dimensions: 0.13 Acres
  • General Property Description:Approx SqFt2: 1500.0
  • Appliances Microwave: Yes
  • Cooling:Central Air: Yes
  • Foundation:Poured Concrete: Yes
  • Roof:Shingle: Yes
  • Sewer:Public Sewer: Yes
  • Utilities:Natural Gas Available: Yes
  • Water Source:Public: Yes
  • Room Details:Family Room YN: Yes
  • Room Details:Formal Dining Rm YN: No
  • General Property Description:Lot Size Acres: 0.1235
  • General Property Description:Living Area: 976.0
  • General Property Description:Lot Size Square Feet: 5379.66
  • Structure Type:House: Yes
  • Miscellaneous Home Warranty: Yes
  • Location Tax Legal Info:Tax ID: 002-40-03-007.00
  • Appliances Refrigerators: Yes
  • Appliances Dryer: Yes
  • Washers: Yes
  • View:TreesWoods: Yes
  • Architecture:Transitional: Yes
  • Levels:Bi-Level: Yes
  • Pets Allowed:Pets Allowed: Yes
  • Special Features: None

Interior Features

  • Basement: Full
  • Heating: Natural Gas, Forced Air
  • Levels: Bi-Level
  • Property Type: Residential
  • Appliances: Dishwasher, Dryer, Microwave, Oven, Range, Refrigerator, Washer
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: None
  • Fireplace: No
  • Living Area: 976.0
  • Full Basement: Yes
  • Appliances Dishwasher: Yes
  • Kitchen Features Pantry: Yes
  • Kitchen Features:Wood Cabinets: Yes
  • Primary Bedroom Features:Carpet Flooring5: Yes
  • Family Room Features:Carpet Flooring4: Yes
  • Kitchen Features:Walk-Out Access3: Yes
  • Living Room Features:Carpet Flooring2: Yes
  • Primary Bath Features:Tub With Shower: Yes
  • Primary Bath Features:Ceramic Tile Flooring: Yes
  • Appliances Range: Yes

Exterior Features

  • View: Trees/Woods
  • Roof: Shingle
  • View: Yes
  • Home Warranty: Yes
  • Construction Type: Brick, Vinyl Siding
  • Foundation Details: Poured Concrete
  • Patio And Porch Features: Deck
  • Construction Materials:Brick2: Yes
  • Construction Materials:Vinyl Siding: Yes
  • Patio and Porch Features:Deck: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Driveway, Off Street
  • General Property Description:Garage Spaces: 1.0
  • Parking Features:Driveway: Yes
  • Parking Features:Off Street2: Yes

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Utilities: Natural Gas Available
  • Heating:Natural Gas2: Yes
  • Heating:Forced Air: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Association Information:Association YN: No

Schools

  • Elementary School: River Ridge Elementary
  • Junior High Dist: Kenton Co Public
  • High School: Dixie Heights High
  • Middle Or Junior School: Turkey Foot Middle School

Lot Info

  • Lot Size Sq Ft: 5379.66
  • Zoning Description: Residential
  • ResoLotSizeUnits: Acres

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 18, 2020
Closed on
Oct 26, 2020
Sold by
Merkle Keith and Merkle Gina
Bought by
Smith Katherine D
Seller's Agent
Cindy Cahill
Cahill Real Estate Services
Buyer's Agent
Thad Gronotte
Huff Realty - Florence
List Price
$168,000
Sold Price
$170,500
Premium/Discount to List
$2,500
1.49%
Total Days on Market
2
Current Estimated Value
$242,289

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$71,789
Avg. Annual Appreciation
7.79%
Original Mortgage
$167,411
Outstanding Balance
$150,662
Interest Rate
2.8%
Mortgage Type
New Conventional
Estimated Equity
$90,498

Purchase Details

Closed on
Mar 6, 2012
Sold by
Marshall Joseph and Marshall Leslie L
Bought by
Merkle Keith

Purchase Details

Closed on
Feb 28, 2005
Sold by
Parkland Homes Inc
Bought by
Marshall Joseph and Hartman Leslie L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$103,840
Interest Rate
5.61%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Dec 14, 2004
Sold by
Afton Development Llc
Bought by
Parkland Homes Inc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$103,200
Interest Rate
5.57%
Mortgage Type
Construction
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Smith Katherine D $170,500 Springdale Title Llc
Merkle Keith $111,000 360 American Title Svcs Llc
Marshall Joseph $129,800 --
Parkland Homes Inc $30,000 Kentucky Land Title Agency
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Smith Katherine D $167,411
Closed Smith Katherine D $6,000
Previous Owner Marshall Joseph $103,840
Previous Owner Marshall Joseph $25,960
Previous Owner Parkland Homes Inc $103,200
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
10/26/2020 10/26/20 Sold $170,500 +1.5% $175 / Sq Ft
09/20/2020 09/20/20 Pending -- -- --
09/18/2020 09/18/20 For Sale $168,000 -- $172 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,748 $170,500 $25,000 $145,500
2023 $1,818 $170,500 $25,000 $145,500
2022 $1,900 $170,500 $25,000 $145,500
2021 $1,939 $170,500 $25,000 $145,500
2020 $1,329 $113,500 $25,000 $88,500
2019 $1,333 $113,500 $25,000 $88,500
2018 $1,309 $111,000 $30,000 $81,000
2017 $1,199 $111,000 $30,000 $81,000
2015 $1,166 $111,000 $30,000 $81,000
2014 $1,146 $111,000 $30,000 $81,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northern Kentucky Multiple Listing Service

MLS Number: 541958

Northern Kentucky Multiple Listing Service

APN: 002-40-03-007.00