Tammy Sartain
Keller Williams Innovate
(708) 315-2082
47 Total Sales
2 in North Oswego
$260K - $540K Price Range
34 Ridgefield Rd Oswego, IL 60543
North Oswego NeighborhoodEstimated Value: $455,718
4
Beds
2.5
Baths
2,294
Sq Ft
$199/Sq Ft
Est. Value
Highlights
- Waterfront
- Property is near park
- Vaulted Ceiling
- Community Lake
- Pond
- Traditional Architecture
About This Home
As of January 2025Water front living in the heart of Oswego! Welcome to 34 Ridgefield Road, a charming single family home located on a pond in the highly sought after neighborhood of Ponds of Mill Race Creek. This 4-bedroom, 2.1-bathroom home with office and finished basement is conveniently located near schools and shopping, making it ideal for everyday living. The main floor features beautiful hardwood flooring throughout, an open and bright family room with soaring ceilings (tall enough for a large Christmas Tree!), and large windows that let in plenty of natural light. The kitchen boasts dark cabinetry, stainless steel appliances, and a central island, perfect for both cooking and gathering. The backyard opens with a covered patio and fan to beautiful pond views (and the lot line extends into the water!). French doors off the family room lead to a large office space or den. The living room and dining room are open and neutral. Upstairs, the bedrooms are spacious, offering plenty of room for family or guests. The primary suite includes a private bath and walk-in closet. The finished basement includes additional living space along with plenty of storage options. Updates include: Heat (12/2023) AC (4/2024), Dishwasher (2022), Appliances about 6 years old. Roof age approximate 10 years old. Driveway resealed 2023. Fences may be allowed depending HOA approval.
Last Agent to Sell the Property
john greene, Realtor License #475201532 Listed on: 12/11/2024
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $8,774
Year Built
- Built in 2004
Lot Details
- 7,623 Sq Ft Lot
- Lot Dimensions are 63x120x82x132x121
- Waterfront
- Paved or Partially Paved Lot
HOA Fees
- $60 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Garage Transmitter
- Garage Door Opener
- Driveway
- Parking Included in Price
Home Design
- Traditional Architecture
- Asphalt Roof
- Concrete Perimeter Foundation
Interior Spaces
- 2,294 Sq Ft Home
- 2-Story Property
- Vaulted Ceiling
- Ceiling Fan
- Family Room
- Living Room
- Breakfast Room
- Dining Room
- Home Office
- Carbon Monoxide Detectors
Flooring
- Wood
- Carpet
Bedrooms and Bathrooms
- 4 Bedrooms
- 4 Potential Bedrooms
Laundry
- Laundry Room
- Laundry on main level
- Gas Dryer Hookup
Partially Finished Basement
- Basement Fills Entire Space Under The House
- Sump Pump
- Recreation or Family Area in Basement
- Basement Storage
Outdoor Features
- Pond
- Patio
Location
- Property is near park
Schools
- Old Post Elementary School
- Thompson Junior High School
- Oswego High School
Utilities
- Central Air
- Heating System Uses Natural Gas
- 200+ Amp Service
- Community Well
Community Details
- Association fees include insurance
- Management Association, Phone Number (312) 944-2611
- Ponds At Mill Race Creek Subdivision, Trenton Floorplan
- Property managed by Associa
- Community Lake
Listing and Financial Details
- Homeowner Tax Exemptions
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Dec 11, 2024
Closed on
Jan 7, 2025
Sold by
Frisbie Carrie M and Frisbie Justin P
Bought by
Seller's Agent
Lisa Hillman
john greene, Realtor
Buyer's Agent
Yen Nguyen
Baird & Warner
List Price
$420,000
Sold Price
$420,000
Views
38
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$35,718
Avg. Annual Appreciation
4.95%
Original Mortgage
$399,000
Outstanding Balance
$392,669
Interest Rate
6.88%
Mortgage Type
New Conventional
Estimated Equity
$63,049
Purchase Details
Listed on
Jul 30, 2018
Closed on
Dec 17, 2018
Sold by
Banks Bradley A and Banks Kelly L
Bought by
Frisbie Justin P and Frisbie Carrie M
Seller's Agent
Kimberly Grant
john greene, Realtor
Buyer's Agent
Elizabeth Wright
Keller Williams Experience
List Price
$290,000
Sold Price
$275,000
Premium/Discount to List
-$15,000
-5.17%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.21%
Original Mortgage
$247,500
Interest Rate
5.12%
Mortgage Type
New Conventional
Purchase Details
Closed on
Aug 12, 2003
Sold by
Srebalus Walter J and Srebalus Michelle A
Bought by
Banks Bradley A and Banks Kelly L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$212,000
Interest Rate
4.25%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Jul 16, 1999
Sold by
Oak Brook Bank
Bought by
Srebalus Walter J and Srebalus Michelle A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$181,300
Interest Rate
7%
Purchase Details
Closed on
Feb 2, 1999
Sold by
First Suburban National Bank
Bought by
Oak Brook Bank Trust #2803
Home Values in the Area
Average Home Value in this Area
Agents Specializing in North Oswego, IL
-
Tammy Sartain
-
Terry Anderson
Terry Anderson
john greene, Realtor
(630) 703-0387
133 Total Sales
8 in North Oswego
$282K - $4.9M Price Range
-
Nancy Iozzo
Nancy Iozzo
Coldwell Banker Realty
(224) 231-5587
62 Total Sales
1 in North Oswego
$290,000 Price
-
Ron Donavon
Ron Donavon
Keller Williams Inspire - Geneva
(331) 258-3865
186 Total Sales
2 in North Oswego
$235K - $345K Price Range
-
Vipin Gulati
Vipin Gulati
RE/MAX Professionals Select
(708) 859-6295
269 Total Sales
1 in North Oswego
$527,000 Price
-
Bernard Cobb
Bernard Cobb
RE/MAX of Naperville
(708) 905-8047
162 Total Sales
2 in North Oswego
$261K - $450K Price Range
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $420,000 | None Listed On Document | ||
| Frisbie Justin P | $275,000 | Near North National Title | |
| Banks Bradley A | $265,000 | -- | |
| Srebalus Walter J | $201,500 | Chicago Title Insurance Co | |
| Oak Brook Bank Trust #2803 | -- | Chicago Title Insurance Co |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $399,000 | ||
| Previous Owner | Frisbie Justin P | $247,500 | |
| Previous Owner | Benks Bradley A | $272,997 | |
| Previous Owner | Banks Bradley A | $45,000 | |
| Previous Owner | Banks Bradley A | $30,000 | |
| Previous Owner | Banks Bradley A | $292,500 | |
| Previous Owner | Banks Bradley A | $30,000 | |
| Previous Owner | Banks Bradley A | $212,000 | |
| Previous Owner | Srebalus Walter J | $173,500 | |
| Previous Owner | Srebalus Walter J | $181,300 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 01/16/2025 01/16/25 | Sold | $420,000 | 0.0% | $183 / Sq Ft | |
| 12/25/2024 12/25/24 | Pending | -- | -- | -- | |
| 12/11/2024 12/11/24 | For Sale | $420,000 | +52.7% | $183 / Sq Ft | |
| 12/21/2018 12/21/18 | Sold | $275,000 | -1.8% | $120 / Sq Ft | View Prior Sale |
| 10/09/2018 10/09/18 | Pending | -- | -- | -- | |
| 09/26/2018 09/26/18 | Price Changed | $280,000 | -2.4% | $122 / Sq Ft | |
| 08/09/2018 08/09/18 | Price Changed | $287,000 | -1.0% | $125 / Sq Ft | |
| 07/30/2018 07/30/18 | For Sale | $290,000 | -- | $126 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $9,896 | $135,427 | $33,083 | $102,344 |
| 2024 | $9,896 | $128,978 | $31,508 | $97,470 |
| 2023 | $8,774 | $114,140 | $27,883 | $86,257 |
| 2022 | $8,774 | $103,163 | $25,348 | $77,815 |
| 2021 | $8,460 | $96,414 | $23,690 | $72,724 |
| 2020 | $8,278 | $93,606 | $23,000 | $70,606 |
| 2019 | $8,149 | $90,891 | $23,000 | $67,891 |
| 2018 | $8,088 | $87,595 | $21,586 | $66,009 |
| 2017 | $8,019 | $84,226 | $20,756 | $63,470 |
| 2016 | $7,965 | $82,574 | $20,349 | $62,225 |
| 2015 | $8,091 | $80,169 | $19,756 | $60,413 |
| 2014 | -- | $77,834 | $19,181 | $58,653 |
| 2013 | -- | $78,620 | $19,375 | $59,245 |
Source: Public Records
Agents Affiliated with this Home
-
Lisa Hillman
Seller's Agent in 2025
Lisa Hillman
john greene Realtor
(630) 276-8455
14 in this area
101 Total Sales
-
Yen Nguyen
Buyer's Agent in 2025
Yen Nguyen
Baird Warner
(630) 778-1855
2 in this area
12 Total Sales
-
Kimberly Grant
Seller's Agent in 2018
Kimberly Grant
john greene Realtor
(630) 251-4244
14 in this area
282 Total Sales
-
Elizabeth Wright
Buyer's Agent in 2018
Elizabeth Wright
Keller Williams Experience
(630) 441-7217
2 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12216222
APN: 03-09-158-005
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of Midwest Real Estate Data (MRED) as distributed by MLS GRID.
Based on information submitted to the MLS GRID
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