3405 10th St W Palmetto, FL 34221
3
Beds
2
Baths
1,852
Sq Ft
10,062
Sq Ft Lot
Highlights
- Open Floorplan
- Deck
- High Ceiling
- Fruit Trees
- Key West Architecture
- Stone Countertops
About This Home
As of August 2025Welcome to this beautiful 3 bedroom, 2 bath home nestled within proximity to Snead Island, Emerson Point, and the Bradenton yacht club! The Key West style curb appeal of this residence is situated on nearly a quarter of an acre of lush land. Spread across three levels, this home offers a sense of space with the garage on the lower first level. What's more, you'll love to know that there are NO HOA or CDD fees to worry about! There is ample parking space available for your visitors or maybe your boat or Jet Ski's? Just the perfect spot for those who enjoy the water. Whether you decide to transform this Gem into a luxurious vacation property or keep it as your own for years to come, you will undoubtedly be captivated as you step inside. The inviting Staircase guides you up to the open living area featuring luxury vinyl plank flooring. The kitchen is a delight, boasting elegant granite countertops, sleek stainless-steel appliances and plenty of room for barstool seating. This makes this an ideal spot for entertaining your guests. This home is brimming with upgrades! Showcasing a BRAND NEW DRAIN FIELD, SEPTIC TANK, ROOF, SOFFITS, GARAGE DOOR, ENCLOSED SCREEN LANAI and UPPER DECK, as well as a newer AC and Hot water heater. On the second main level you'll discover the Primary suite, a private retreat complete with a spacious walk-in closet. Continuing upstairs, two more generously sized bedrooms sharing a full bath, along with a delightful bonus room whereby you can unwind, relax and enjoy the coziness of the fireplace while watching your favorite movies. The luxury extends outdoors too, imagine spending blissful moments on your new wooden sundeck off the main living area taking in the Florida weather and overlooking your expansive backyard. Don't miss the opportunity to make this unique property yours and experience the best of Florida's coastal lifestyle! Make your appointment to view this property today!
Last Agent to Sell the Property
DALTON WADE INC Brokerage Phone: 888-668-8283 License #3439078 Listed on: 04/25/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $8,296
Year Built
- Built in 1991
Lot Details
- 10,062 Sq Ft Lot
- South Facing Home
- Chain Link Fence
- Fruit Trees
- Property is zoned RS1
Parking
- 2 Car Attached Garage
Home Design
- Key West Architecture
- Tri-Level Property
- Slab Foundation
- Frame Construction
- Shingle Roof
- Block Exterior
Interior Spaces
- 1,852 Sq Ft Home
- Open Floorplan
- High Ceiling
- Ceiling Fan
- Electric Fireplace
- Family Room Off Kitchen
- Living Room
Kitchen
- Eat-In Kitchen
- Range
- Microwave
- Dishwasher
- Stone Countertops
- Solid Wood Cabinet
Flooring
- Carpet
- Luxury Vinyl Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- Walk-In Closet
- 2 Full Bathrooms
Laundry
- Laundry Room
- Dryer
- Washer
Outdoor Features
- Balcony
- Deck
- Screened Patio
- Rear Porch
Schools
- Palmetto Elementary-Mn School
- Palmetto High School
Utilities
- Central Heating and Cooling System
- Thermostat
- Septic Tank
- Cable TV Available
Community Details
- No Home Owners Association
- South Bay Subdivision Community
- South Bay Subdivision
Listing and Financial Details
- Visit Down Payment Resource Website
- Tax Lot 2
- Assessor Parcel Number 2964800151
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 26, 2023
Closed on
Aug 28, 2023
Sold by
Messinger Corey and Messinger Kelsey
Bought by
Luker Matthew Michael and Luker Kimberly A
Seller's Agent
Ashley Wallace
MAVREALTY
Buyer's Agent
Donna Arakel
DALTON WADE INC
List Price
$475,000
Sold Price
$465,000
Premium/Discount to List
-$10,000
-2.11%
Views
18
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-6.40%
Original Mortgage
$315,000
Outstanding Balance
$308,398
Interest Rate
6.78%
Mortgage Type
New Conventional
Estimated Equity
$99,559
Purchase Details
Listed on
Dec 10, 2021
Closed on
Jan 7, 2022
Sold by
Offerpad Spe Borrower A Llc
Bought by
Messinger Corey and Messinger Kelsey
Seller's Agent
Robert Jones
OFFERPAD BROKERAGE FL, LLC
Buyer's Agent
Spencer Robinson
PREFERRED SHORE LLC
List Price
$399,900
Sold Price
$400,000
Premium/Discount to List
$100
0.03%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.62%
Original Mortgage
$320,000
Interest Rate
3.11%
Mortgage Type
New Conventional
Purchase Details
Closed on
Oct 11, 2021
Sold by
Mathews Stephanie and Mathews Micah
Bought by
Offerpad Spe Borrower A Llc
Purchase Details
Closed on
May 7, 2015
Sold by
The Florida Lp
Bought by
Matthews Stephanie
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$161,500
Interest Rate
3.75%
Mortgage Type
New Conventional
Purchase Details
Listed on
Mar 7, 2012
Closed on
Nov 7, 2012
Sold by
Collins Carol Ann
Bought by
Thr Florida Lp
Seller's Agent
Robert Rotondo
CENTURY 21 INTEGRA
Buyer's Agent
Gina Debbs
MATTHEW GUTHRIE AND ASSOCIATES REALTY LLC
List Price
$159,900
Sold Price
$150,000
Premium/Discount to List
-$9,900
-6.19%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.14%
Similar Homes in Palmetto, FL
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $465,000 | None Listed On Document | |
| Warranty Deed | $400,000 | First American Title | |
| Warranty Deed | $359,500 | First American Title Ins Co | |
| Special Warranty Deed | $170,000 | None Available | |
| Warranty Deed | $150,000 | Choice Title Services |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $315,000 | New Conventional | |
| Previous Owner | $320,000 | New Conventional | |
| Previous Owner | $225,000 | New Conventional | |
| Previous Owner | $43,500 | Credit Line Revolving | |
| Previous Owner | $161,500 | New Conventional | |
| Previous Owner | $20,000 | Credit Line Revolving | |
| Previous Owner | $66,800 | Unknown | |
| Previous Owner | $60,000 | Credit Line Revolving |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/08/2025 08/08/25 | Sold | $360,000 | -10.0% | $194 / Sq Ft |
| 07/18/2025 07/18/25 | Pending | -- | -- | -- |
| 06/26/2025 06/26/25 | Price Changed | $400,000 | -2.4% | $216 / Sq Ft |
| 06/05/2025 06/05/25 | Price Changed | $410,000 | -3.5% | $221 / Sq Ft |
| 04/25/2025 04/25/25 | For Sale | $425,000 | -8.6% | $229 / Sq Ft |
| 08/28/2023 08/28/23 | Sold | $465,000 | -2.1% | $251 / Sq Ft |
| 07/27/2023 07/27/23 | Pending | -- | -- | -- |
| 07/26/2023 07/26/23 | For Sale | $475,000 | +18.8% | $256 / Sq Ft |
| 01/07/2022 01/07/22 | Sold | $400,000 | 0.0% | $216 / Sq Ft |
| 12/15/2021 12/15/21 | Pending | -- | -- | -- |
| 12/10/2021 12/10/21 | For Sale | $399,900 | +166.6% | $216 / Sq Ft |
| 11/07/2012 11/07/12 | Sold | $150,000 | -6.2% | $81 / Sq Ft |
| 10/31/2012 10/31/12 | Pending | -- | -- | -- |
| 03/07/2012 03/07/12 | For Sale | $159,900 | -- | $86 / Sq Ft |
Source: Stellar MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $8,296 | $429,880 | $39,525 | $390,355 |
| 2023 | $7,955 | $405,269 | $39,525 | $365,744 |
| 2022 | $7,232 | $365,773 | $75,625 | $290,148 |
| 2021 | $2,918 | $185,168 | $0 | $0 |
| 2020 | $2,998 | $182,611 | $0 | $0 |
| 2019 | $2,934 | $178,505 | $0 | $0 |
| 2018 | $2,891 | $175,177 | $0 | $0 |
| 2017 | $2,703 | $171,574 | $0 | $0 |
| 2016 | $2,675 | $168,045 | $0 | $0 |
| 2015 | $3,039 | $166,863 | $0 | $0 |
| 2014 | $3,039 | $144,930 | $0 | $0 |
| 2013 | $2,793 | $130,568 | $34,650 | $95,918 |
Source: Public Records
Agents Affiliated with this Home
-
Seller's Agent in 2025
Donna Arakel
DALTON WADE INC
(941) 704-2562
3 in this area
36 Total Sales
-
Buyer's Agent in 2025
DJ Morieko
CHANNELL REAL ESTATE & INVESTMENTS
(941) 356-4431
2 in this area
80 Total Sales
-
Seller's Agent in 2023
Ashley Wallace
MAVREALTY
(941) 302-2586
2 in this area
179 Total Sales
-
R
Seller's Agent in 2022
Robert Jones
OFFERPAD BROKERAGE FL, LLC
-
Buyer's Agent in 2022
Spencer Robinson
PREFERRED SHORE LLC
(941) 702-0365
1 in this area
59 Total Sales
-
Seller's Agent in 2012
Robert Rotondo
CENTURY 21 INTEGRA
(941) 932-3085
3 in this area
59 Total Sales
Map
Source: Stellar MLS
MLS Number: A4650197
APN: 29648-0015-1
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