$299,900
PENDING

Estimated payment $2,059/month

Total Views 10,206
4 Beds
3 Baths
2,108 Sq Ft
$142 Price per Sq Ft

Highlights

  • In Ground Pool
  • Clubhouse
  • High Ceiling
  • Community Lake
  • Ranch Style House
  • Private Yard

About This Home

Get into a house in NEW TOWN for under 300K. Unlock instant equity and a vibrant community at 3405 Banner St, St. Charles! This 4-bedroom, 3-bath ranch is sold as-is (seller to do no repairs), offering the perfect blank canvas for investors, renovators, or buyers looking to customize their dream home. But you aren't just buying a house—you are buying a lifestyle! Steps from your front door, enjoy: Lakes, walking paths, , and sand volleyball. Dining & Shopping: Walkable restaurants and local shops. Entertainment: Concerts, parks, and endless social clubs. Don't miss your chance to own in St. Charles’ most sought-after neighborhood. Opportunity awaits!?? Schedule your showing today!

Listing Agent

Curt Allen

Chapa Realty License #2024036573 Listed on: 07/25/2026

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,999

Year Built

  • Built in 2007

Lot Details

  • 4,356 Sq Ft Lot
  • Property fronts a private road
  • Private Yard
  • Back Yard

HOA Fees

  • $81 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Ranch Style House
  • Fixer Upper
  • Architectural Shingle Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • High Ceiling
  • Tilt-In Windows
  • Panel Doors
  • Combination Kitchen and Dining Room

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar

Flooring

  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Separate Shower

Finished Basement

  • Basement Fills Entire Space Under The House
  • Basement Ceilings are 8+ Feet High
  • Finished Basement Bathroom
  • Basement Window Egress

Outdoor Features

  • In Ground Pool
  • Patio
  • Front Porch

Schools

  • Orchard Farm Elem. Elementary School
  • Orchard Farm Middle School
  • Orchard Farm Sr. High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • 220 Volts
  • Natural Gas Connected
  • Wi-Fi Available
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 5-116C-A207-00-3427.0000000

Community Details

Overview

  • Association fees include clubhouse, maintenance parking/roads, common area maintenance, pool, recreational facilities
  • New Town At St. Charles Association
  • Community Lake

Amenities

  • Common Area
  • Clubhouse
  • Community Storage Space

Recreation

  • Community Playground
  • Community Pool
  • Park
  • Trails

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,999

Year Built

Built in 2007

Lot Details

4,356 Sq Ft Lot

HOA Fees

$81 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Year Built: 2007
  • Directions: GPS Friendly
  • Property Sub-Type: Single Family Residence
  • ResoLotFeatures: Back Yard
  • Lot Size Acres: 0.1
  • Road Frontage Type: Private Road
  • Road Surface Type: Concrete
  • Reso Association Amenities: Clubhouse, Common Ground, Lake, Other, Park, Playground, Pool, Trail(s)
  • Co List Office Phone: 636-441-1395
  • MLS Status: Pending
  • Subdivision Name: New Town At St Charles #3A
  • Above Grade Finished Sq Ft: 1308
  • Architectural Style: Ranch
  • Carport Y N: No
  • Unit Levels: One
  • New Construction: No
  • Property Attached Yn: No
  • ResoPropertyCondition: Fixer
  • Reso Structure Type: House
  • Reso Window Features: Tilt-In Windows
  • Financial Info Electric: 220 Volts
  • PreviousStatus: Active
  • MIS_PoolYN: 1
  • MIS_EfficiencyYN: 0
  • MIS_AuctionYN: 0
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: 8 ft + Pour, Bathroom, Egress Window, Finished, Full, Sleeping Area
  • Interior Amenities: Breakfast Bar, Eat-in Kitchen, High Ceilings, Kitchen/Dining Room Combo, Pantry, Separate Shower
  • Basement YN: Yes
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Below Grade Sq Ft: 800
  • Door Features: Panel Door(s)
  • Fireplace: No
  • Flooring: Carpet, Vinyl
  • MIS_LowerLevelBathroomsFull: 1
  • MIS_LowerLevelBathroomsHalf: 0
  • MIS_LowerLevelBedrooms: 1
  • MIS_MainLevelBathroomsFull: 2
  • MIS_MainLevelBathroomsHalf: 0
  • MIS_UpperLevelBathroomsFull: 0
  • MIS_UpperLevelBathroomsHalf: 0
  • MIS_UpperLevelBedrooms: 0

Exterior Features

  • Roof: Architectural Shingle
  • Pool Features: In Ground, Outdoor Pool
  • Pool Private: No
  • Waterfront: No
  • Disclosures: None
  • Home Warranty: No
  • Construction Type: Fiber Cement
  • Exterior Features: Private Yard
  • Foundation Details: Concrete Perimeter
  • Patio And Porch Features: Front Porch, Patio, Porch

Garage/Parking

  • Garage Spaces: 2
  • Attached Garage: No
  • Attached Garage: Yes
  • Parking Features: Attached
  • Total Parking Spaces: 4

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Forced Air, Natural Gas
  • Green Building Features: Basement, Patio, Storage, Wi-Fi
  • Utilities: Cable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 975
  • Senior Community: No
  • Association Fee Frequency: Annually
  • Association: Yes

Association/Amenities

  • General Property Information:Association Name: New Town At St. Charles

Fee Information

  • Association Fee Includes: Clubhouse, Maintenance Parking/Roads, Common Area Maintenance, Pool, Recreational Facilities

Schools

  • Elementary School: Orchard Farm Elem.
  • Junior High Dist: Orchard Farm R-V
  • High School: Orchard Farm Sr. High
  • Middle Or Junior School: Orchard Farm Middle

Lot Info

  • Lot Size Sq Ft: 4356
  • Parcel Number: 5-116C-A207-00-3427.0000000

Tax Info

  • Tax Year: 2025
  • Tax Annual Amount: 3999

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $3,999 $61,224
2025 $3,999 $61,224
2023 $4,704 $55,652
2022 $4,201 $46,399 $0 $0
2021 $4,205 $46,399 $0 $0
2020 $4,073 $44,079 $0 $0
2019 $3,781 $44,079 $0 $0
2018 $3,602 $39,424 $0 $0
2017 $3,562 $39,424 $0 $0
2016 $3,607 $39,081 $0 $0
2015 $3,627 $39,081 $0 $0
2014 $3,752 $40,032 $0 $0
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
07/28/2026 07/28/26 Pending -- -- --
07/25/2026 07/25/26 For Sale $299,900 -- $142 / Sq Ft
Source: MARIS MLS

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Corporate Deed -- Lcatc
Corporate Deed -- Lcatc
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $229,800 New Conventional
Closed $231,000 Purchase Money Mortgage
Source: Public Records

Source: MARIS MLS

MLS Number: MIS26047018

MARIS MLS

APN: 5-116C-A207-00-3427.0000000

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