NOT LISTED FOR SALE

3405 N Toledo St Pharr, TX 78577

Pharr Area

Estimated Value: $426,000 - $444,000

4 Beds
4 Baths
3,492 Sq Ft
$124/Sq Ft Est. Value

Sale Details

Date Sold: September 20, 2025

Current estimated payment $3,152 / mo

1 Day on Market

Highlights

  • In Ground Pool
  • Landscaped Professionally
  • Deck
  • Gated Community
  • Mature Trees
  • Bonus Room

About This Home

As of September 2025

Welcome to the perfect family home in a private gated community—offering space, comfort, and flexibility for every stage of life! This spacious property features 4 bedrooms, 4 bathrooms, a dedicated home office, and an open-concept kitchen and dining area that’s ideal for family meals and gatherings. A second living space adds extra versatility and can easily be used as a game room, home theater, gym, or playroom. Step outside to your own backyard paradise with a huge deck and an in-ground pool featuring color-changing lights—perfect for family fun and entertaining! Conveniently located just off the expressway with easy access to both McAllen and Edinburg, you're just minutes from schools, shopping, and dining. Seller is offering flexible owner financing—ask for details! Don’t miss this amazing opportunity to make it yours!

Last Agent to Sell the Property

Imelda Mendoza

Ursa Real Estate Listed on: 09/16/2025

Last Buyer's Agent

Imelda Mendoza

Ursa Real Estate Listed on: 09/16/2025

Range of Values:

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Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,735

Year Built

  • Built in 2010

Lot Details

  • 9,216 Sq Ft Lot
  • Masonry wall
  • Privacy Fence
  • Landscaped Professionally
  • Corner Lot
  • Sprinkler System
  • Mature Trees

HOA Fees

  • $38 Monthly HOA Fees

Home Design

  • Slab Foundation
  • Shingle Roof
  • Stucco
  • Stone

Interior Spaces

  • 3,492 Sq Ft Home
  • 1-Story Property
  • Built-In Features
  • High Ceiling
  • Ceiling Fan
  • Double Pane Windows
  • Drapes & Rods
  • Solar Screens
  • Entrance Foyer
  • Home Office
  • Bonus Room
  • Home Gym
  • Tile Flooring
  • Fire and Smoke Detector

Kitchen

  • Convection Oven
  • Electric Cooktop
  • Microwave
  • Dishwasher
  • Wine Cooler
  • Granite Countertops

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 4 Full Bathrooms
  • Dual Vanity Sinks in Primary Bathroom
  • Shower

Laundry

  • Laundry Room
  • Dryer
  • Washer

Parking

  • Garage
  • No Garage
  • Side Facing Garage
  • Electric Gate

Eco-Friendly Details

  • Energy-Efficient Thermostat

Outdoor Features

  • In Ground Pool
  • Balcony
  • Deck
  • Slab Porch or Patio
  • Gazebo
  • Outdoor Grill

Schools

  • Kelly-Pharr Elementary School
  • Lbj Middle School
  • Psja North High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater

Listing and Financial Details

  • Assessor Parcel Number N485200000001200

Community Details

Overview

  • Northgate Estates HOA
  • Northgate Estates Subdivision

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,735

Year Built

Built in 2010

Lot Details

9,216 Sq Ft Lot

HOA Fees

$38 per month

Listing Details

  • Directions: Heading West on Nolana, make a left on Jackson heading south, after fern turn left on Goldfinch Dr. Enter the neighborhood, home will be on the right side immediately after entering the gate.
  • Year Built: 2010
  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.2116
  • Road Surface Type: Paved
  • Subdivision Name: Northgate Estates
  • Carport Y N: No
  • Garage Yn: No
  • Efficiency: Thermostat
  • Building Stories: 1
  • Non-Allowables: No
  • Repairs YN: No
  • Special Features: None
  • Stories: 1

Interior Features

  • Roof: Shingle
  • Appliances: Electric Water Heater, Smooth Electric Cooktop, Dishwasher, Dryer, Microwave, Convection Oven, Oven-Single, Refrigerator, Washer, Wine Cooler
  • Full Bathrooms: 4
  • Total Bedrooms: 4
  • Flooring: Tile
  • Living Area: 3492
  • Window Features: Energy Features (Double Pane Windows), Energy Feature (Solar Screen), Drapes
  • Master Bedroom Features: Double Vanity, Private Commode, Shower Only, Walk-In Closet(s)

Exterior Features

  • Exterior Features: BBQ Pit/Grill, Exercise Room, Mature Trees, Motorized Gate, Sprinkler System
  • Interior Amenities: Entrance Foyer, Countertops (Granite), Bonus Room, Built-in Features, Ceiling Fan(s), Decorative/High Ceilings, Microwave, Office/Study, Split Bedrooms, Walk-In Closet(s)
  • Fencing: Masonry, Privacy
  • Lot Features: Corner Lot, Curb & Gutters, Mature Trees, Professional Landscaping, Sidewalks, Sprinkler System
  • Pool Features: In Ground, Outdoor Pool
  • Pool Private: Yes
  • Home Warranty: No
  • Construction Type: Stone, Stucco
  • Foundation Details: Slab
  • Other Structures: Gazebo
  • Patio And Porch Features: Deck, Deck/Balcony/Porch, Patio, Patio Slab
  • Pool YN: Yes
  • Golf Cart: No

Garage/Parking

  • Parking Features: No Garage, Other Garage or Carport, Garage Faces Side

Utilities

  • Laundry Features: Laundry Room, Washer/Dryer Connection
  • Security: Smoke Detector(s)
  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Curbs, Gated, Sidewalks, Street Lights
  • Amenities: Property Owners' Assoc.
  • Association Fee: 450
  • Association Fee Frequency: Annually
  • Association Name: Northgate Estates HOA
  • Association: Yes

Schools

  • Elementary School: Kelly-Pharr
  • High School: PSJA North H.S.
  • Junior High Dist: PSJA ISD
  • Middle Or Junior School: LBJ

Lot Info

  • Lot Size Sq Ft: 9215.9892
  • Parcel #: N485200000001200

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 8735

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 16, 2025
Closed on
Jul 31, 2025
Sold by
Agarwal Ajay K and Agarwal Shital
Bought by
Seller's Agent
Imelda Mendoza
Ursa Real Estate
Buyer's Agent
Imelda Mendoza
Ursa Real Estate
List Price
$450,000
Views
9
Current Estimated Value
$433,449

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-3.95%
Original Mortgage
$415,000
Outstanding Balance
$410,895
Interest Rate
6.67%
Mortgage Type
New Conventional
Estimated Equity
$22,554

Purchase Details

Closed on
May 10, 2021
Sold by
Agarwal Ajay K
Bought by
Agarwal Shital

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$268,000
Interest Rate
3%
Mortgage Type
Credit Line Revolving

Purchase Details

Closed on
Sep 17, 2013
Sold by
Salinas Rene Rolando and Salinas Maria Teresa
Bought by
Agarwal Ajay K

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$220,000
Interest Rate
4.45%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 4, 2012
Sold by
Salinas Rosendo and Salinas Rosina
Bought by
Salinas Rene Rolando and Salinas Maria Teresa

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$195,000
Interest Rate
3.55%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jul 1, 2010
Sold by
Inter National Bank
Bought by
Salinas Rosendo and Salinas Rosina

Purchase Details

Closed on
Jun 15, 2007
Sold by
Jackson Eldora Investments Lp
Bought by
Duran Oscar
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Agents Specializing in Pharr, TX

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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
-- None Listed On Document
Agarwal Shital -- San Jacinto Ttl Svcs Mcallen
Agarwal Ajay K -- San Jacinto Title Services M
Salinas Rene Rolando -- None Available
Salinas Rosendo -- Edwards Abstract
Duran Oscar -- Sierra Title
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $415,000
Previous Owner Agarwal Ajay K $268,000
Previous Owner Agarwal Shital $268,000
Previous Owner Agarwal Ajay $144,000
Previous Owner Agarwal Ajay K $197,000
Previous Owner Agarwal Ajay K $215,800
Previous Owner Agarwal Ajay K $220,000
Previous Owner Salinas Rene Rolando $195,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
09/20/2025 09/20/25 Sold -- -- --
09/18/2025 09/18/25 Pending -- -- --
09/16/2025 09/16/25 For Sale $450,000 -- $129 / Sq Ft
Source: Greater McAllen Association of REALTORS®

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $8,806 $381,889 $73,728 $308,161
2024 $8,791 $365,723 $73,728 $291,995
2023 $9,376 $349,822 $0 $0
2022 $8,920 $318,020 $66,816 $251,204
2021 $8,467 $296,413 $66,816 $247,009
2020 $7,795 $269,466 $62,208 $227,596
2019 $7,160 $244,339 $49,766 $194,573
2018 $7,264 $246,447 $49,766 $196,681
2017 $7,388 $248,557 $49,766 $198,791
2016 $7,384 $248,402 $49,766 $198,636
2015 $7,098 $248,402 $49,766 $198,636
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Greater McAllen Association of REALTORS®

MLS Number: 479379

Greater McAllen Association of REALTORS®

APN: N4852-00-000-0012-00

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