Homes for Sale in 78577

• 

  

  

  /16

  $569,900

  • 4,544 Sq Ft

  1304 W Heritage Dr, Pharr, TX 78577

  INVESTORS & HOUSE HACKERS—this is the opportunity you've been looking for! 1304 W Heritage has consistently cash flowed throughout the owner's tenure and has never experienced vacancy issues. Whether you're an investor looking to add a proven income-producing property to your portfolio or a homeowner wanting tenants to help pay your mortgage, this property offers flexibility and income potential.

  

  Omar Constante

  Come Home Realty

  1304 W Heritage Dr, Pharr, TX 78577
• 

  

  

  /11

  $160,000

  • 2 Beds
  • 2 Baths
  • 1,001 Sq Ft

  2900 Ashley Dr Unit 304, Pharr, TX 78577

  Discover this fully furnished, move-in ready condo located in the desirable Plantation South Subdivision of Pharr, TX. Just 8 miles from the Pharr International Bridge, you'll have easy access to shopping centers, restaurants, and local hospitals. This recently remodeled unit has been completely updated and includes: - 2 Bedrooms - 2 Bathrooms - Elevator access - 1 Covered parking space - Quartz

  

  Vikki Wright

  Realty One Group Right Choice

  2900 Ashley Dr Unit 304, Pharr, TX 78577
• 

  

  

  /11

  $160,000

  • 2 Beds
  • 2 Baths
  • 1,001 Sq Ft

  2900 Ashley Dr Unit 604, Pharr, TX 78577

  Discover this fully furnished, move-in ready condo located in the desirable Plantation South Subdivision of Pharr, TX. Just 8 miles from the Pharr International Bridge, you'll have easy access to shopping centers, restaurants, and local hospitals. This recently remodeled unit has been completely updated and includes: - 2 Bedrooms- 2 Bathrooms- Elevator access- 1 Covered parking

  

  Vikki Wright

  Realty One Group Right Choice

  2900 Ashley Dr Unit 604, Pharr, TX 78577
• 

  

  

  /6

  $249,999

  • 3 Beds
  • 2.5 Baths
  • 1,700 Sq Ft

  5318 N Crown Point, Pharr, TX 78577

  Beautiful luxury townhome at The Cascades in an excellent location! Excellent investment opportunity with the property currently leased at $1,850 per month, providing immediate rental income for the new owner. This luxury townhome features 3 bedrooms, 2.5 bathrooms, and a dedicated office space. The open-concept layout includes a beautiful kitchen island overlooking the living and dining areas,

  

  Gema Hernandez

  Candela Realty Llc

  5318 N Crown Point, Pharr, TX 78577
• 

  

  

  /15

  $175,000

  • 4 Beds
  • 1.5 Baths
  • 1,515 Sq Ft

  905 W Bowe St, Pharr, TX 78577

  Beautifully updated and truly move-in ready, this spacious 4-bedroom home offers the perfect blend of style, comfort, and convenience. The versatile fourth bedroom is ideal for guests, a home office, or multi-generational living. Step inside to an inviting open-concept floor plan featuring a stunning, modern kitchen that flows seamlessly into the generous living and dining areas—perfect for

  

  Victor Fuentes

  Big Realty

  905 W Bowe St, Pharr, TX 78577
• 

  

  /30

  $170,000

  $5K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,227 Sq Ft

  3504 N Amaretto Dr, Pharr, TX 78577

  Welcome to the established neighborhood of Buchanan Estates! Whether you're purchasing your first home, looking to downsize, or searching for your next investment property, this home offers a great opportunity! This property is conveniently located with easy access to the expressway, you'll be just minutes from grocery stores, shopping, restaurants, schools, including Long Elementary. The

  

  Cassandra Champion

  Exp Realty Llc

  3504 N Amaretto Dr, Pharr, TX 78577
• 

  

  /31

  $225,000

  • 6 Beds
  • 3 Baths
  • 2,400 Sq Ft

  721 W Clark Ave, Pharr, TX 78577

  Spacious 2-story home featuring 6 bedrooms, 3 full bathrooms, and approximately 2,400 sq. ft. of living space. This property offers a flexible floor plan, a 2-car carport, and is located in an established neighborhood in the heart of Pharr. Ready for your personal updates and vision, this home presents an excellent opportunity to customize and build equity. Conveniently located near schools,

  

  Homero Olivares

  Tnt Real Estate

  721 W Clark Ave, Pharr, TX 78577
• 

  

  /15

  $213,000

  $22K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 2,142 Sq Ft

  331 Ashley Dr, Pharr, TX 78577

  Remodeled home located in Plantation of Pharr subdivision. This beautiful property features spacious bedrooms and an open-concept layout idea for entertaining and everyday living. The home offers 3 bedrooms 2.5 bathrooms, plus a versatile bonus room that can be used as an office, playroom, or additional living space. Thoughtful updates throughout make this home move-in ready and perfect for

  

  Alejandra Ramon

  Re/Max Elite

  331 Ashley Dr, Pharr, TX 78577
• 

  

  /22

  $299,000

  $26K PRICE DROP

  • 3 Beds
  • 2.5 Baths
  • 2,852 Sq Ft

  1012 Carolina Ave, Pharr, TX 78577

  Gorgeous custom home for sale in Pharr, TX. From the moment you arrive, you’re greeted by beautiful wooden double doors that open into a warm and inviting interior, highlighted by an elegant staircase that makes a stunning first impression. This lovely home offers a comfortable and functional layout perfect for everyday living. Featuring 3 bedrooms, 2.5 bath, 2 spacious living rooms, and an ample

  

  Mario Baez

  Exp Realty Llc

  1012 Carolina Ave, Pharr, TX 78577
• 

  

  /18

  $479,000

  • 3,664 Sq Ft

  1303 W Heritage Dr, Pharr, TX 78577

  Fully furnished and cash-flow ready, this 4-plex at 1303 W Heritage Dr in Pharr, TX is built to perform. With projected rental income of $1,400/month per unit ($5,600/month total), this is a strong income-producing asset from day one. Each unit offers a 2-bedroom, 2-bath layout with private bathrooms, maximizing tenant appeal, privacy, and rental stability.Completely turnkey, every unit

  

  Gema Hernandez

  Candela Realty Llc

  1303 W Heritage Dr, Pharr, TX 78577
• 

  

  /26

  $289,000

  $20K PRICE DROP

  • 4 Beds
  • 4 Baths
  • 2,046 Sq Ft

  2715 Rhett Dr, Pharr, TX 78577

  Welcome to 2715 Rhett Drive, Pharr, TX 78577—an exceptional home located in the desirable Plantation gated community, offering resort-style amenities including golf, tennis, swimming pools, and a clubhouse. This spacious, modern residence features 4 bedrooms and 4 full bathrooms, with the rare convenience of a private bath for every bedroom—perfect for large families, guests, or

  

  Mario Baez

  Exp Realty Llc

  2715 Rhett Dr, Pharr, TX 78577
• 

  

  /25

  $249,999

  • 3 Beds
  • 2.5 Baths
  • 1,700 Sq Ft

  5401 N Crown Point, Pharr, TX 78577

  Welcome to 5401 N Crown Point in Pharr, TX 78577 – located in the exclusive gated community of The Cascades! These beautiful luxury townhomes offer 3 spacious bedrooms, 2.5 bathrooms, plus a dedicated office space, perfect for working from home. Enjoy an open-concept layout featuring a stunning kitchen island that flows seamlessly into the dining and living areas—ideal for entertaining. Step out

  

  Gema Hernandez

  Candela Realty Llc

  5401 N Crown Point, Pharr, TX 78577
• 

  

  /23

  $249,999

  • 3 Beds
  • 2.5 Baths
  • 1,700 Sq Ft

  5402 N Crown Point, Pharr, TX 78577

  Townhome for Sale! Excellent investment opportunity with the property currently leased at $1,850 per month, providing immediate rental income for the new owner. Discover modern living at Cascades Townhomes in Pharr, Texas. This newly constructed townhome features an open-concept layout with 3 bedrooms, 2.5 bathrooms, and a study/office space. Located in a gated community, it offers contemporary

  

  Gema Hernandez

  Candela Realty Llc

  5402 N Crown Point, Pharr, TX 78577
• 

  

  /25

  $189,900

  $25K PRICE DROP

  • 2 Beds
  • 2.5 Baths
  • 1,540 Sq Ft

  325 Ashley Dr, Pharr, TX 78577

  Beautiful golf course home located in the desirable Plantation subdivision in Pharr, Texas! This well-maintained 2-bedroom, 2.5-bathroom residence offers breathtaking views of the golf course and a peaceful lake right from your backyard. Enjoy morning coffee or evening sunsets from the spacious patio and terrace overlooking the water and lush fairways. The backyard setting is truly one of the

  

  Julian Ayala

  Keller Williams Realty RGV

  325 Ashley Dr, Pharr, TX 78577
• 

  

  /18

  $250,000

  $45K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 2,142 Sq Ft

  5321 N Cypress St, Pharr, TX 78577

  Don't miss out on this spacious remodeled home! With 3 bedrooms, 2 bathrooms, and 2,142 sq. ft. of living space, this energy efficient property features high ceilings and a bonus room, perfect for extra living or entertaining space. Settled on a large lot, you'll have plenty of room both inside and out. Enjoy the convenience of being close to the expressway and UTRGV Stadium. This is a fantastic

  

  Victor Silva

  Fox Real Estate Pros

  5321 N Cypress St, Pharr, TX 78577
• 

  

  /8

  $35,000

  $30K PRICE DROP

  • Land
  • 6,329 Sq Ft
  • $240,881 per Acre

  703 Scurlock, Pharr, TX 78577

  The Buyer is responsible for conducting their own due diligence regarding the existing structure. The Seller makes no representations or warranties as to the condition, suitability, or compliance of the unfinished structure. By proceeding with the purchase, the Buyer assumes all risks associated with finishing the structure as a dwelling or demolishing it, if preferred.

  

  Joe Aguilar Jr.

  Big Realty

  703 Scurlock, Pharr, TX 78577
• 

  

  /15

  $94,900

  • 2 Beds
  • 2 Baths
  • 864 Sq Ft

  225 W Dicker Dr, Pharr, TX 78577

  CHARMING HOME IN THE HEART OF PHARR FEATURING A FUNCTIONAL LAYOUT AND A SPACIOUS LOT. CONVENIENTLY LOCATED NEAR SCHOOLS, SHOPPING, DINING, AND MAJOR ROADWAYS. PERFECT FOR FIRST-TIME HOMEBUYERS, INVESTORS, OR ANYONE LOOKING TO DOWNSIZE. DON'T MISS THIS GREAT OPPORTUNITY-- SCHEDULE YOUR SHOWING TODAY!

  

  Ronnie Ontiveros

  Nexthome Rgv Realty

  225 W Dicker Dr, Pharr, TX 78577
• 

  

  /5

  $650,000

  • Land
  • 4.94 Acres
  • $131,659 per Acre

  000 Thomas Rd, McAllen, TX 78577

  This prime 4.290-acre parcel is ideally situated on Thomas Rd., nestled between McColl Rd. and Jackson Rd. in a rapidly expanding area. The site offers exceptional connectivity, with close proximity to the Hidalgo International Bridge, Pharr Bridge, and Anzaldua Bridge—making it highly accessible for commercial or industrial use. Additionally, the property is near the McAllen Foreign Trade Zone,

  

  Mario Baez

  Exp Realty Llc

  000 Thomas Rd, McAllen, TX 78577
• 

  

  /3

  $380,000

  $85K PRICE DROP

  • 3,942 Sq Ft

  3904 Sheraton Ave, Pharr, TX 78577

  Welcome investors, do not hesitate, look no further and make your offer today on this fully leased 4plex, built in 2015, Send your offer today for this beautiful well kept and income generating property located in a gated community close to everything! No showings until offer is accepted, please do not disturb tenants.

  

  Berenice Gonzalez

  Encore Fine Properties

  3904 Sheraton Ave, Pharr, TX 78577
• 

  

  /23

  $165,000

  $10K PRICE DROP

  • Land
  • 21,780 Sq Ft
  • $330,000 per Acre

  114 W Clark Ave, Pharr, TX 78577

  Investment opportunity! Three tracts of land combined in this sale located in the heart of Pharr's Original townsite along Clark and Cage: addresses include 114 W Clark, 116 W Clark and 120 W Clark. Excellent location for commercial retail, medical office, auto shop, storage units or multifamily development. Property measures approximately 100 x 130 and sold for land value of all three tracts

  

  Myssie Cardenas-Barajas

  MARCUS PHIPPS REAL ESTATE, LLC

  114 W Clark Ave, Pharr, TX 78577
• 

  

  /18

  $235,000

  • 3 Beds
  • 2 Baths
  • 1,570 Sq Ft

  1005 W Praline Dr, Pharr, TX 78577

  **$235,000 | 3 Bedrooms | 2 Baths | Pharr, TX**Welcome to 1005 Praline Drive in Pharr, TX! This clean and well-maintained 3-bedroom, 2-bath home offers a spacious layout in a convenient location with easy access to FM 495, the expressway, shopping, dining, schools, and everyday essentials. The large kitchen features plenty of cabinet space for storage and meal prep. Recent improvements

  

  Rachel Olague

  Top Tier Real Estate Group Llc

  1005 W Praline Dr, Pharr, TX 78577
• 

  

  /6

  $175,000

  $20K PRICE DROP

  • Land
  • 13,198 Sq Ft
  • $577,558 per Acre

  100 W Dicker Dr, Pharr, TX 78577

  FOR SALE! COMMERCIAL LOT! 100 W Dicker Rd. Pharr TX 78577-right in the heart of the southern most area of Pharr-Near to the NW corner of Cage Blvd. & Dicker Rd. This LOT is approximately 50'wide X 214'deep and has already has been re-subdivided into Commercial Zoning with water and sewer readily available, a fire Hydrant located on the front SW corner of the Lot and natural gas nearby. High

  

  Hector Guerra

  Hacienda Properties Rgv Llc.

  100 W Dicker Dr, Pharr, TX 78577
• 

  

  /12

  $229,000

  • 3 Beds
  • 2.5 Baths
  • 1,241 Sq Ft

  00 33rd St, Hidalgo, TX 78557

  Discover your new home in the brand-new, gated community of Sonoma Terrace. These modern, energy-efficient garden homes offer the perfect blend of style and convenience. Each two-story home features a functional layout with all the living space downstairs, including a half bath, an open-concept living area, and a kitchen. Upstairs, you'll find three spacious bedrooms and two full bathrooms.

  

  Leopoldo Vazquez

  Tnt Real Estate

  00 33rd St, Hidalgo, TX 78557
• 

  

  /8

  $375,000

  Open Sun 10AM - 12PM

  • 3,640 Sq Ft

  700 W Bronze Dr, Pharr, TX 78577

  Income-producing 4-plex in Pharr's Los Muros subdivision, built 2005. Three of four units are currently rented, generating immediate cash flow, while the fourth sits vacant and move-in ready. Each unit runs 2 bedrooms, 2 baths, about 910 sqft, with brick exterior, tile flooring, and covered carport parking.A great investment opportunity: qualifies for FHA, conventional, or DSCR financing,

  

  Luciano Martinez

  Re/Max Platinum

  700 W Bronze Dr, Pharr, TX 78577
• 

  

  /4

  $225,000

  • Land
  • 21,701 Sq Ft
  • $451,626 per Acre

  1902 S Angelina Marie, Pharr, TX 78577

  For Sale: 1902 Angelina Marie Dr, Pharr, TX — Los Laureles Subdivision! Build your dream home on this spacious 1⁄2-acre lot located in a desirable gated community. This large homesite offers the perfect blend of privacy and convenience, with easy access to major roadways, shopping, dining, and everyday essentials. Whether you’re a buyer ready to build, or a builder/investor looking for a strong

  

  Mario Baez

  Exp Realty Llc

  1902 S Angelina Marie, Pharr, TX 78577
• 

  

  /8

  $240,000

  $10K PRICE DROP

  • Land
  • 14,296 Sq Ft
  • $731,261 per Acre

  3605 N Veterans Blvd, Pharr, TX 78577

  Prime Commercial Land Opportunity – General Business District Unlock the potential of this exceptional commercial land for sale, ideally situated along a busy street in the heart of a thriving general business district. This versatile property is zoned to accommodate a wide range of commercial uses, making it perfect for developers, investors, or business owners looking to build their vision in a

  

  Victor Silva

  Fox Real Estate Pros

  3605 N Veterans Blvd, Pharr, TX 78577
• 

  

  /15

  $224,900

  New Construction

  • 3 Beds
  • 2 Baths
  • 1,446 Sq Ft

  230 W Longoria Dr, Pharr, TX 78577

  The Seller is now offering $10,000 in Seller Concessions with a Sales Price of $224,900 to assist the Buyer with Closing Costs. If the Buyer prefers a lower Sales Price, the property may be purchased for $214,900 with no Seller Concessions and Buyer will be responsible for all Closing Costs, including the Title Policy & Survey. This stunning new home offers 1,446 sf of living area with 3 bedrooms

  

  Joe Aguilar Jr.

  Big Realty

  230 W Longoria Dr, Pharr, TX 78577
• 

  

  /15

  $224,900

  New Construction

  • 3 Beds
  • 2 Baths
  • 1,446 Sq Ft

  232 W Longoria Dr, Pharr, TX 78577

  The Seller is now offering $10,000 in Seller Concessions with a Sales Price of $224,900 to assist the Buyer with Closing Costs. If the Buyer prefers a lower Sales Price, the property may be purchased for $214,900 with no Seller Concessions and Buyer will be responsible for all Closing Costs, including the Title Policy & Survey. This stunning new home offers 1,446 sf of living area with 3 bedrooms

  

  Joe Aguilar Jr.

  Big Realty

  232 W Longoria Dr, Pharr, TX 78577
• 

  

  /21

  $529,000

  • 4,233 Sq Ft

  1104 Sugar Garden Dr, Pharr, TX 78577

  This investment property features four modern units in the gated Sugar Garden Village community, conveniently located on Sugar between Nolana and Eldora. The property offers approximately 4,000 total square feet of living space and includes dedicated parking for each unit. It boasts a prime location just minutes from Doctors Hospital at Renaissance, Expressway 281, and a variety of shopping and

  Mona Kim Imperio Real Estate Llc

  1104 Sugar Garden Dr, Pharr, TX 78577
• 

  

  /14

  $210,000

  $20K PRICE DROP

  • 3 Beds
  • 3 Baths
  • 1,910 Sq Ft

  2401 S Jackson Rd Unit 29, Pharr, TX 78577

  Lovely home for Sale in Pharr Tx! Featuring 3 bedrooms 3 baths, with great spacious patio perfect for hosting reunions for your family and friends. Located in great location close to schools, shopping centers, restaurants, hospitals. Don't miss out on this opportunity.

  Diego Paredes Tnt Real Estate

  2401 S Jackson Rd Unit 29, Pharr, TX 78577
• 

  

  /4

  $80,000

  • Land
  • 6,599 Sq Ft
  • $528,053 per Acre

  1905 N Gumwood St, Pharr, TX 78577

  Build in one of the Valley's most convenient locations. This 0.15 acre residential lot is situated in the PSJA area with quick access to both Expressway 83 and US Highway 281, making commute throughout the Rio Grande Valley a breeze. It's located near schools, dining, shopping, and major employers just minutes away. This property offers an excellent opportunity to build in an established

  Ricardo Galvan Bordertown Realty, Llc

  1905 N Gumwood St, Pharr, TX 78577
• 

  

  /25

  $225,000

  $10K PRICE DROP

  • 4 Beds
  • 3 Baths
  • 1,446 Sq Ft

  3302 N Cognac Dr, Pharr, TX 78577

  Welcome to your beautifully renovated home in the heart of Pharr, TX! This spacious 4-bedroom, 3-bathroom residence offers the perfect combination of modern updates, comfort, and functionality—ideal for a growing family or anyone looking for extra space.Step inside to discover fresh interior paint and stylish finishes throughout. The updated kitchen features elegant quartz countertops, new

  Jenny Avellaneda Effective Real Estate

  3302 N Cognac Dr, Pharr, TX 78577
• 

  

  /5

  $149,900

  $19K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,320 Sq Ft

  1220 E Lucas Ave, Pharr, TX 78577

  This beautiful corner lot home sits on two spacious lots, offering plenty of room to grow and enjoy. Featuring 3 bedrooms, 2 bathrooms, and a 2-car carport, this property provides comfort, convenience, and space for all your needs. The large yard is perfect for family gatherings, future projects, or simply relaxing outdoors. Located in a great area, this home is a wonderful opportunity for anyone

  Jorge Zambrano Big Realty

  1220 E Lucas Ave, Pharr, TX 78577
• 

  

  /4

  $115,000

  $15K PRICE DROP

  • Land
  • 6,651 Sq Ft
  • $753,111 per Acre

  809 E Ferguson St, Pharr, TX 78577

  Prime Commercial Opportunity! This expansive 6,650 sq ft vacant lot is just minutes from the expressway, offering unmatched convenience and accessibility. Ideal for a wide range of commercial developments, this strategically located property is ready to bring your vision to life. Don’t miss out on this rare opportunity – act now!

  Angela Aleman Imperio Real Estate Llc

  809 E Ferguson St, Pharr, TX 78577
• 

  

  /9

  $605,000

  • 3,380 Sq Ft

  800 W Javelina Dr, Pharr, TX 78577

  Great investment opportunity with excellent income and expansion potential! Situated on approximately one acre on a desirable corner lot, this property is conveniently located minutes from the Expressway and Jackson Rd, approximately 3.9 miles from the airport, and near major shopping centers, restaurants, and businesses. All existing units are currently leased, providing immediate rental income.

  Tania Salinas Re/Max Elite

  800 W Javelina Dr, Pharr, TX 78577
• 

  

  /23

  $238,000

  $27K PRICE DROP

  • 4,368 Sq Ft

  3000 Ashley Place, Pharr, TX 78577

  Discover an exceptional investment opportunity with this 2-story duplex located in the Pharr Plantation community. Each unit offers comfortable living spaces and a desirable layout, making it ideal for both owner-occupants and investors. Tenants enjoy access to a variety of premium amenities, including community pool privileges, common areas, and 24/7 gated security, providing peace of mind and

  Jade Avitia Dolce Vita Realty

  3000 Ashley Place, Pharr, TX 78577
• 

  

  /3

  $2,628,193

  • Land
  • 10.97 Acres
  • $239,580 per Acre

  SEC Jackson Rd, Pharr, TX 78577

  Situated on the Southeast Corner of Sioux & Jackson Road - Ideal for commercial development with Stripes being in the corner, utilities are easy to connect. Updated Survey on file. Growing area of Pharr, high demand next to a main corridor for the valley. Happy to answer any questions: call, text, or email for more details.

  Harry Urey Pointer Realty

  SEC Jackson Rd, Pharr, TX 78577
• 

  

  /21

  $215,000

  • 3 Beds
  • 3 Baths
  • 1,556 Sq Ft

  100 W Moore Rd Unit UT39, Pharr, TX 78577

  Enjoy easy, low-maintenance living in this beautifully updated home located in a gated 55+ community offering resort-style amenities, including a clubhouse, swimming pool, and tennis courts. This move-in ready home features 2 spacious bedrooms, 2 full bathrooms, fresh interior paint, new flooring throughout, and an open-concept layout filled with natural light. The primary suite includes direct

  Deldi Ortegon Keller Williams Realty Rgv

  100 W Moore Rd Unit UT39, Pharr, TX 78577
• 

  

  /12

  $359,900

  • 3,888 Sq Ft

  220 W Albatross Ave, Pharr, TX 78577

  Excellent investment opportunity to expand your real estate portfolio with this fourplex located in the thriving City of Pharr. The property features a desirable mix of spacious 3-bedroom and 2-bedroom units, appealing to a wide range of prospective tenants. Each unit offers generous living spaces, decorative ceilings, and a private patio area for added comfort and convenience. Situated in a

  Leo Guerrero Star Realty Group, Llc

  220 W Albatross Ave, Pharr, TX 78577
• 

  

  /5

  $395,000

  • 4 Beds
  • 2 Baths
  • 1,723 Sq Ft

  806 Bette St, Pharr, TX 78577

  Welcome to 806 Bette St, a spacious and inviting 4-bedroom, 2-bath home designed for comfort and convenience. Perfectly blending functionality with charm, this property offers both indoor comfort and desirable outdoor features. Inside, you’ll find a bright living area, a functional kitchen with plenty of storage, and a utility room for extra convenience. The additional bedrooms are generously

  Esteban Flores Effective Real Estate

  806 Bette St, Pharr, TX 78577

Showing Results 1 - 40, Page 1 of 12