3405 Spencer St Charlotte, NC 28205
North Charlotte NeighborhoodEstimated payment $3,540/month
Highlights
- Open Floorplan
- Covered Patio or Porch
- Laundry Room
- Wood Flooring
- Walk-In Closet
- 2-minute walk to North Charlotte Neighborhood Park
About This Home
Rare NoDa Gem: 3-Bed Corner Townhome with Epic Rooftop Terrace!
Step into luxury in the heart of Charlotte’s vibrant NoDa arts district! This stunning 3-bed, 2.5-bath corner townhome in Steel Gardens boasts a MASSIVE private rooftop terrace—your personal oasis for sunset cocktails or weekend gatherings. Hardwood floors greet you on the main level, flowing into a chef-inspired open kitchen with granite counters, oversized center island, maple cabinetry, and stainless-steel appliances. Flooded with natural light from large windows, the open-concept living space seamlessly connects to a private fenced patio—perfect for al fresco dining. Upstairs, two spacious bedrooms (one with a huge walk-in closet) share a double-vanity bath, plus a convenient laundry closet. The entire third floor is your primary retreat: 14-ft vaulted ceilings, full bath, tall windows, and direct access to the jaw-dropping rooftop terrace.
HOA covers water/sewer, trash, internet, cable, landscaping & exterior maintenance.
Facing North Charlotte Park, surrounded by NoDa’s top restaurants, craft breweries, live music, boutique shops, and light rail. Enjoy immediate access to green spaces, playground, and dog park.
Your urban sanctuary awaits—schedule your private tour today!
Listing Agent
RE/MAX Results Brokerage Email: Sandyisyouragent@gmail.com License #79514 Listed on: 10/22/2025
Co-Listing Agent
RE/MAX Results Brokerage Email: Sandyisyouragent@gmail.com License #307303
Townhouse Details
Home Type
- Townhome
Est. Annual Taxes
- $3,453
Year Built
- Built in 2007
HOA Fees
- $420 Monthly HOA Fees
Home Design
- Entry on the 1st floor
- Brick Exterior Construction
- Slab Foundation
- Hardboard
Interior Spaces
- 3-Story Property
- Open Floorplan
Kitchen
- Electric Range
- Microwave
- Plumbed For Ice Maker
- Dishwasher
- Kitchen Island
- Disposal
Flooring
- Wood
- Carpet
- Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- Walk-In Closet
Laundry
- Laundry Room
- Laundry on upper level
- Washer and Electric Dryer Hookup
Schools
- Villa Heights Elementary School
- Eastway Middle School
- Garinger High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- Electric Water Heater
Additional Features
- Covered Patio or Porch
- Fenced
Community Details
- Red Rock Management Association, Phone Number (877) 560-5134
- Steel Gardens Subdivision
- Mandatory home owners association
Listing and Financial Details
- Assessor Parcel Number 091-098-85
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,453 | $435,800 | $100,000 | $335,800 |
| 2024 | $3,453 | $435,800 | $100,000 | $335,800 |
| 2023 | $3,336 | $435,800 | $100,000 | $335,800 |
| 2022 | $3,082 | $306,400 | $75,000 | $231,400 |
| 2021 | $3,071 | $306,400 | $75,000 | $231,400 |
| 2020 | $3,064 | $306,400 | $75,000 | $231,400 |
| 2019 | $3,048 | $306,400 | $75,000 | $231,400 |
| 2018 | $2,540 | $188,000 | $30,000 | $158,000 |
| 2017 | $2,496 | $188,000 | $30,000 | $158,000 |
| 2016 | $2,487 | $188,000 | $30,000 | $158,000 |
| 2015 | $2,475 | $188,000 | $30,000 | $158,000 |
| 2014 | $2,454 | $188,000 | $30,000 | $158,000 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 10/22/2025 10/22/25 | For Sale | $540,000 | -- | $287 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $310,000 | None Available | |
| Warranty Deed | $328,500 | Independence Title Group Llc |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $110,000 | New Conventional | |
| Previous Owner | $328,180 | Purchase Money Mortgage |
Source: Canopy MLS (Canopy Realtor® Association)
MLS Number: 4314493
APN: 091-098-85
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
The Digital Millennium Copyright Act of 1998, 17 U.S.C. § 512 (the “DMCA”) provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked.
Notices must be sent in writing by email to DMCAnotice@MLSGrid.com.
The DMCA requires that your notice of alleged copyright infringement include the following information:
(1) description of the copyrighted work that is the subject of claimed infringement;
(2) description of the alleged infringing content and information sufficient to permit us to locate the content;
(3) contact information for you, including your address, telephone number and email address;
(4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law;
(5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and
(6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owner’s behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.
- 3254 Noda Blvd
- 3451 Spencer St
- 3463 Steel Yard Ct
- 3534 Card St
- 840 Academy St Unit 14
- 2242 Electric Ln
- 4201 Spencer Towns Ln
- 1005 Zinc Ln
- 1003 Zinc Ln
- 3623 Card St Unit 3623
- 3959 Picasso Ct Unit 3959
- 521 Donatello Ave Unit 521
- 3631 Warp St Unit 3631
- 3629 Warp St Unit 3629
- 529 Donatello Ave Unit 529
- 1315 Charles Ave
- 3630 N Davidson St Unit 4407
- 3630 N Davidson St
- 3239 Wesley Ave
- 1162 E 36th St Unit 1162
- 2976 Textile Way
- 3206 Noda Blvd
- 3255 Noda Blvd Unit Noda Condo
- 730 Herrin Ave
- 3721 Picasso Ct
- 815 E 36th St
- 1003 E 36th St
- 1009 E 36th St
- 620 Raphael Place Unit 620
- 1060 E 36th St
- 720 E 36th St
- 3246 Wesley Ave
- 715 E 36th St
- 3220 Wesley Ave Unit One bedroom deluxe
- 519 Donatello Ave
- 3630 N Davidson St Unit 3301
- 3310 N Davidson St
- 460 Spearfield Ln
- 1213 E 36th St
- 3750 Philemon Ave