$357,450
$12K PRICE DROP

3409 10th Ln W Palmetto, FL 34221

Estimated payment $2,883/month

Total Views 4,945
4 Beds
3.5 Baths
2,604 Sq Ft
$137 Price per Sq Ft

Highlights

  • Fishing Pier
  • Full Bay or Harbor Views
  • Clubhouse
  • In Ground Pool
  • Open Floorplan
  • Deck

About This Home

Back on market due to loss of financing! NEW 2024 ROOF & APPLIANCES! Move in ready with some water views from upper balcony! Elevator & 1st fl in-law suite! Large updated, unfurnished 4 bd/3.5 ba townhome with 2 car garage. Very spacious with open floor plan and 3 levels accessible by stairs or private elevator. This unit has TWO primary suites with private bath. One is on the 1st level and one on third level. The first one can be used as an in-law suite or mother-n-law suite. Owner has done many improvements including new 2024 roof, new stainless appliances, new decorative backsplash, new Maytag washer & dryer, new vinyl flooring and new 2025 hot water heater, new garbage disposal & more. Community hoa includes a pool with facilities, lawn maintenance, water, sewer, trash pick up, a scenic boardwalk to the bay marsh where you can sit on a bench an enjoy the scenery, fish or launch your kayak and more. This is a quiet hoa community that is close to Snead Island, Bradenton Yacht Club, Emerson Point Preserve, boating, fishing, downtown Bradenton, area beaches & more. Some boat slips could be available for lease in the future from hoa on a 1st come 1st serve basis.

Listing Agent

Mary Bradford

LIST FOR LESS, LLC Brokerage Phone: 443-497-4206 License #3513450 Listed on: 06/05/2025

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $6,437

Year Built

  • Built in 2006

Lot Details

  • 2,339 Sq Ft Lot
  • North Facing Home
  • Irrigation Equipment

HOA Fees

  • $415 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Ground Level Parking
  • Garage Door Opener
  • Driveway
  • Guest Parking

Property Views

  • Full Bay or Harbor
  • Woods
  • Garden

Home Design

  • Contemporary Architecture
  • Block Foundation
  • Slab Foundation
  • Frame Construction
  • Shingle Roof
  • Block Exterior
  • Vinyl Siding
  • Stucco

Interior Spaces

  • 2,604 Sq Ft Home
  • 3-Story Property
  • Open Floorplan
  • Crown Molding
  • High Ceiling
  • Ceiling Fan
  • Blinds
  • Sliding Doors
  • Family Room
  • Combination Dining and Living Room
  • Storage Room
  • Inside Utility

Kitchen

  • Eat-In Kitchen
  • Walk-In Pantry
  • Range
  • Microwave
  • Ice Maker
  • Dishwasher
  • Granite Countertops
  • Disposal

Flooring

  • Carpet
  • Ceramic Tile
  • Luxury Vinyl Tile
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • Primary Bedroom Upstairs
  • En-Suite Bathroom
  • Walk-In Closet
  • In-Law or Guest Suite

Laundry

  • Laundry Room
  • Dryer
  • Washer

Accessible Home Design

  • Accessible Elevator Installed
  • Handicap Accessible
  • Accessibility Features

Pool

  • In Ground Pool
  • Saltwater Pool

Outdoor Features

  • Fishing Pier
  • First Come-First Served Dock
  • Limited Water Access
  • Balcony
  • Deck
  • Covered Patio or Porch
  • Outdoor Storage
  • Rain Gutters

Additional Homes

  • 272 SF Accessory Dwelling Unit

Schools

  • Palmetto Elementary-Mn School
  • Buffalo Creek Middle School
  • Palmetto High School

Utilities

  • Central Air
  • Heat Pump System
  • Thermostat
  • Electric Water Heater
  • High Speed Internet
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Association fees include common area taxes, pool, ground maintenance, management, pest control, private road, sewer, trash, water
  • Ami Advanced Management, Inc./Connie Farmer Association, Phone Number (941) 359-1134
  • Visit Association Website
  • Riverbay Townhomes Condos
  • Riverbay Townhomes Community
  • Riverbay Twnhms Ph Two Subdivision
  • On-Site Maintenance
  • The community has rules related to deed restrictions, allowable golf cart usage in the community, vehicle restrictions

Amenities

  • Clubhouse
  • Community Mailbox

Recreation

  • Community Pool

Pet Policy

  • 2 Pets Allowed
  • Dogs and Cats Allowed
  • Extra large pets allowed

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$6,437

Year Built

Built in 2006

Lot Details

0

HOA Fees

$415 per month

Parking

2

Listing Details

  • HOA Fee Includes: Common Area Taxes, Pool, Maintenance Grounds, Management, Pest Control, Private Road, Sewer, Trash, Water
  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Townhouse
  • Architectural Style: Contemporary
  • Construction Materials: Block, Stucco, Vinyl Siding, Frame
  • Fireplace: No
  • Living Area: 2604
  • Lot Size Acres: 0.05
  • New Construction: No
  • Year Built: 2006
  • Accessibility Features: Accessible Elevator Installed
  • Building Area Total: 3408
  • Lot Size Sq Ft: 2339
  • Directions to Property: From 41 business north after crossing over the Manatee river bridge make a left at the 10th St W traffic light. Continue for about 2 miles and make a right onto 34th Dr W into the RiverBay Townhomes main entrance, make first left onto 10th Ln W and unit #3409 will be on your left
  • Status: Active
  • Street Post Direction: W
  • Ownership: Fee Simple
  • Available for Lease YN: 1
  • Escrow State: FL
  • List Office Head Office Key Nume: 700818711
  • Minimum Lease: 3 Months
  • Number Of Pets: 2
  • RATIO Current Price By Calculate: 137.27
  • Total Acreage: 0 to less than 1/4
  • Unit Number YN: 0
  • Water Access YN: 1
  • MFR_InLawSuiteYN: 1
  • MFR_DockDescription: Dock - Slip 1st Come
  • MFR_DockYN: 1
  • MFR_CommunityAssociationWaterFeatures: Dock,Marina,Water Access
  • MFR_InLawSuiteDescription: 1 Bathroom,1 Bedroom,Attached,Private Entrance
  • MFR_InLawSuiteUnderAirSqFt: 272.00
  • Attribution Contact: 443-497-4206
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Ceramic Tile, Luxury Vinyl, Vinyl
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Interior Amenities: Accessibility Features, Ceiling Fans(s), Crown Molding, Eat-in Kitchen, Elevator, High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, PrimaryBedroom Upstairs, Stone Counters, Thermostat, Walk-In Closet(s)
  • Appliances Included: Dishwasher, Disposal, Dryer, Electric Water Heater, Ice Maker, Microwave, Range, Refrigerator, Washer
  • Foundation Details: Block, Slab
  • Total Bedrooms: 4
  • Levels: Three Or More
  • Other Equipment: Irrigation Equipment
  • Stories: 3
  • Window Features: Blinds
  • Street Number Modifier: 3409
  • Additional Rooms: Family Room,Inside Utility,Interior In-Law Suite w/Private Entry,Storage Rooms
  • Living Area Meters: 241.92
  • Room Count: 7

Exterior Features

  • Direction Faces: North
  • Pool Features: In Ground, Salt Water
  • Exterior Features: Balcony, Rain Gutters, Sliding Doors, Storage
  • Roof: Shingle
  • Home Warranty: No
  • Pool Private: No
  • View: Garden, Trees/Woods, Water
  • Waterfront: No
  • Patio and Porch Features: Covered, Deck, Rear Porch
  • Road Surface Type: Asphalt, Paved
  • Water Access: Limited Access
  • Water Extras: Fishing Pier
  • Water Extras YN: 1
  • Water View: Bay/Harbor - Partial
  • Water View YN: 1
  • Waterfront Feet Total: 0
  • Flood Zone Date: 2021-08-10
  • Flood Zone Panel: 12081C0163F

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Driveway, Garage Door Opener, Ground Level, Guest

Utilities

  • Utilities: BB/HS Internet Available, Cable Connected, Electricity Connected, Sewer Connected, Water Connected
  • Cooling: Central Air
  • Heating: Heat Pump
  • Laundry Features: Inside, Laundry Room
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Clubhouse, Community Mailbox, Deed Restrictions, Golf Carts OK, Pool
  • Association Amenities: Clubhouse, Maintenance, Pool, Vehicle Restrictions
  • Association Fee: 415
  • Association Fee Frequency: Monthly
  • Association Name: AMI - Advanced Management, Inc./Connie Farmer
  • Phone: 941-359-1134
  • Association: Yes
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Complex Community Name Nccb: RIVERBAY TOWNHOMES
  • Pet Restrictions: see hoa rules
  • Association Fee Requirement: Required
  • Building Name Number: 3409
  • Association Email: cfarmer@amiwra.com
  • Pet Size: Extra Large (101+ Lbs.)
  • Association URL: www.amiwra.com

Fee Information

  • Total Annual Fees: 4980.00
  • Total Monthly Fees: 415.00
  • Monthly HOA Amount: 415.00

Schools

  • Elementary School: Palmetto Elementary-MN
  • High School: Palmetto High
  • Middle Or Junior School: Buffalo Creek Middle

Lot Info

  • Zoning: PDH
  • Parcel Number: 2959112759
  • Additional Parcels: No
  • Flood Zone Code: AE
  • Homestead YN: 0
  • Lot Size Square Meters: 217

Green Features

  • Green Verification Count: 0

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Cats OK, Dogs OK, Number Limit
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: see hoa docs

Tax Info

  • Tax Annual Amount: 6437.49
  • Tax Book Number: 45-29
  • Tax Lot: 41

Multi Family

  • Approval Process: see hoa docs for tenant application & fee

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,437 $335,732 $39,950 $295,782
2024 $6,437 $330,616 $30,600 $300,016
2023 $5,760 $353,863 $30,600 $323,263
2022 $5,119 $297,017 $30,000 $267,017
2021 $4,227 $213,030 $20,000 $193,030
2020 $4,304 $207,259 $20,000 $187,259
2019 $4,362 $208,760 $20,000 $188,760
2018 $4,195 $198,730 $20,000 $178,730
2017 $3,894 $191,838 $0 $0
2016 $3,613 $175,131 $0 $0
2015 $3,122 $165,731 $0 $0
2014 $3,122 $156,581 $0 $0
2013 $2,752 $130,336 $1 $130,335
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/29/2025 08/29/25 Price Changed $357,450 -0.1% $137 / Sq Ft
08/18/2025 08/18/25 For Sale $357,900 0.0% $137 / Sq Ft
08/11/2025 08/11/25 Pending -- -- --
07/30/2025 07/30/25 Price Changed $357,900 -0.6% $137 / Sq Ft
07/07/2025 07/07/25 Price Changed $359,900 -1.4% $138 / Sq Ft
06/30/2025 06/30/25 Price Changed $364,900 -0.8% $140 / Sq Ft
06/18/2025 06/18/25 Price Changed $367,900 -0.5% $141 / Sq Ft
06/05/2025 06/05/25 For Sale $369,900 +5.7% $142 / Sq Ft
12/29/2023 12/29/23 Sold $350,000 -7.9% $134 / Sq Ft
12/05/2023 12/05/23 Pending -- -- --
10/31/2023 10/31/23 For Sale $379,900 0.0% $146 / Sq Ft
11/05/2021 11/05/21 Rented -- -- --
10/06/2021 10/06/21 Under Contract -- -- --
09/13/2021 09/13/21 For Rent -- -- --
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $350,000 Stewart Title
Special Warranty Deed -- Servicelink
Trustee Deed -- None Available
Corporate Deed $373,100 Stewart Title Sarasota Inc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $298,350 Fannie Mae Freddie Mac
Previous Owner $37,250 Credit Line Revolving
Source: Public Records

Source: Stellar MLS

MLS Number: A4654387

Stellar MLS

APN: 29591-1275-9