NOT LISTED FOR SALE

Estimated Value: $1,802,000 - $2,075,000

4 Beds
3 Baths
2,460 Sq Ft
$773/Sq Ft Est. Value

Last Sold November 18, 2021

Last sale price $2,010,000 $817 Per Sq Ft

Est. 5% decrease in value since last sale

Current estimated payment $11,616/month

8 Days on Market

Highlights

  • Ocean View
  • Wood Flooring
  • Granite Countertops
  • Wine Cellar
  • High Ceiling
  • 4-minute walk to Gray Whale Cove State Beach

About This Home

As of November 2021

Ocean and Mountain Views from this reverse floorplan contemporary home, approx. 2,460 sq ft of livable space, 4 bedrooms and 3 bathrooms. Ascend the staircase to the top floor - bright, roomy living room w/vaulted wood beam ceilings, stunning brick work, gas fireplace w/stone hearth, travertine and hickory flooring, and views of the Pacific ocean and Montara mountain. Enjoy a gourmet kitchen w/SS appliances, beautiful cabinetry, and countertops, a rustic dining room w/access to the elevated deck. The primary bedroom offers a private bath, large closet, and plantation shutters, 2 additional bedrooms and a full bath round out the top floor. On lower level you'll find a spacious entertainment room w/built-in sound system, custom wine bar and gated wine grotto. Charming 4th bedroom w/wood accent wall, large closet and French doors opening to the patio and back yard with deck, and hot tub. Huge, stylish laundry room w/cabinets, sink, washer/dryer and attached 2-car garage.

Last Agent to Sell the Property

The Gray Lavey Team

Coldwell Banker Realty License #70000201 Listed on: 10/16/2021

Coldwell Banker Realty

Last Buyer's Agent

Veronica Avelar

REMAX Gold Pacifica License #01406363

REMAX Gold Pacifica

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $15,326

Year Built

  • 1972

Lot Details

  • 5,001 Sq Ft Lot
  • Wood Fence
  • Lot Sloped Down

Parking

  • 2 Car Garage

Property Views

  • Ocean
  • Mountain
  • Neighborhood

Home Design

  • Flat Roof Shape
  • Slab Foundation

Interior Spaces

  • 2,460 Sq Ft Home
  • 2-Story Property
  • Wet Bar
  • Entertainment System
  • High Ceiling
  • Gas Log Fireplace
  • Bay Window
  • Wine Cellar
  • Separate Family Room
  • Living Room with Fireplace
  • Combination Dining and Living Room

Kitchen

  • Range Hood
  • Ice Maker
  • Dishwasher
  • Granite Countertops
  • Disposal

Flooring

  • Wood
  • Carpet
  • Travertine

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet
  • Bathroom on Main Level
  • 3 Full Bathrooms
  • Dual Flush Toilets
  • Bathtub with Shower
  • Walk-in Shower

Laundry

  • Laundry Room
  • Laundry Tub

Utilities

  • Forced Air Heating System
  • Heating System Uses Gas

Home Details

Home Type

Single Family

Est. Annual Taxes

$15,326

Year Built

1972

Lot Details

0

Parking

2

Listing Details

  • Zoning: R10006
  • Subclass: Single Family Home
  • Age: 49
  • Listing Class: Residential
  • Structure Sq Ft: 2460
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 1972

Interior Features

  • Family Room: Separate Family Room
  • Fireplace: Gas Burning, Gas Log, Living Room
  • Dining Room: Dining Area In Living Room
  • Kitchen: Countertop - Granite, Dishwasher, Garbage Disposal, Hood Over Range, Ice Maker, Oven Range - Built-In, Gas, Refrigerator
  • Fireplace: Yes
  • Living Sq Ft: 2460
  • Stories: 2
  • Laundry: Inside, Tub / Sink
  • Flooring: Carpet, Hardwood, Travertine
  • Additional Rooms: Laundry Room, Storage, Wine Cellar / Storage
  • Fireplaces Min: 1
  • Maximum Numberof Bedrooms: 4
  • Minimum Numberof Bedrooms: 4
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Bathroom: Dual Flush Toilet, Full On Ground Floor, Oversized Tub, Primary - Stall Shower(s), Shower Over Tub - 1, Stall Shower, Tub In Primary Bedroom

Exterior Features

  • Foundation: Concrete Slab
  • Roof: Flat / Low Pitch
  • View: Mountains, Neighborhood, Ocean
  • Fencing: Wood
  • Pool: Spa - Above Ground, Spa - Electric, Spa / Hot Tub

Garage/Parking

  • Garage Spaces: 2
  • Garage Max: 2
  • Garage Min: 2
  • Garage Parking Features: Attached Garage

Utilities

  • Heating System: Forced Air, Gas
  • Sewer/Septic System: Sewer - Public

Association/Amenities

  • Amenities Miscellaneous: Bay Window, High Ceiling, Video / Audio System, Walk-In Closet, Wet Bar

Schools

  • School District: Cabrillo Unified

Lot Info

  • Lot Description: Grade - Sloped Down
  • Lot Acres: 0.1148
  • Lot Size Area Minimum Units: Square Feet
  • Minimum Lot Size: 5000.00
  • Lot Size Area Maximum Units: Square Feet
  • Maximum Lot Size: 5000.00

Multi Family

  • Utilities: Public Utilities

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 16, 2021
Closed on
Nov 12, 2021
Sold by
Ruggles Mark Joseph and Martin Ruggles Bernadette
Bought by
Chaddick Cynthia and Cynthia M Chaddick Living Trus
Seller's Agent
The Gray Lavey Team
Coldwell Banker Realty
Buyer's Agent
Veronica Avelar
REMAX Gold Pacifica
List Price
$1,725,000
Sold Price
$2,010,000
Premium/Discount to List
$285,000
16.52%
Current Estimated Value
$1,901,305

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$108,695
Avg. Annual Appreciation
-1.46%
Original Mortgage
$2,300,000
Outstanding Balance
$2,118,067
Interest Rate
3.05%
Mortgage Type
Commercial
Estimated Equity
-$216,762

Purchase Details

Listed on
May 1, 2019
Closed on
May 16, 2019
Sold by
Ray Michael Jeffrey and Ray Julie Ann
Bought by
Ruggles Mark Joseph and Martin Ruggles Bernadette
Seller's Agent
Juliette Kulda
KW Advisors
Buyer's Agent
The Gray Lavey Team
Coldwell Banker Realty
List Price
$1,475,000
Sold Price
$1,500,000
Premium/Discount to List
$25,000
1.69%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
12.47%
Original Mortgage
$975,000
Interest Rate
3.8%
Mortgage Type
Adjustable Rate Mortgage/ARM

Purchase Details

Listed on
Jan 26, 2013
Closed on
Mar 14, 2013
Sold by
Dramis Mark A and Dramis Caroline H
Bought by
Ray Michael Jeffrey and Ray Julie Ann
Seller's Agent
Shaun Walter
Coldwell Banker Realty
Buyer's Agent
Mike O'Neill
Fahey Properties Inc
List Price
$789,000
Sold Price
$795,000
Premium/Discount to List
$6,000
0.76%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.82%
Original Mortgage
$821,235
Interest Rate
3.53%
Mortgage Type
VA

Purchase Details

Closed on
Apr 28, 2011
Sold by
Haugen Matthew
Bought by
Dramis Mark A and Dramis Caroline H

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$330,000
Interest Rate
4.77%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 21, 2010
Sold by
Haugen Megan
Bought by
Haugen Matthew

Purchase Details

Closed on
Mar 13, 2007
Sold by
Chain Timothy Michael and Chain Teresa Louise
Bought by
Haugen Mathew and Haugen Megan

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$96,000
Interest Rate
6.29%
Mortgage Type
Stand Alone Second

Purchase Details

Closed on
May 21, 2005
Sold by
Chain Timothy Michael and Chain Teresa Louise
Bought by
Chain Timothy Michael and Chain Teresa Louise

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$510,000
Interest Rate
1%
Mortgage Type
Negative Amortization
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Chaddick Cynthia $2,010,000 Lawyers Title Company
Ruggles Mark Joseph $1,500,000 Lawyers Title Company
Ray Michael Jeffrey $795,000 First American Title Company
Dramis Mark A $725,000 First American Title Company
Haugen Matthew -- None Available
Haugen Mathew $960,000 North American Title Company
Chain Timothy Michael -- First American Title Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Chaddick Cynthia $2,300,000
Previous Owner Ruggles Mark J $125,000
Previous Owner Ruggles Mark Joseph $975,000
Previous Owner Ray Michael Jeffrey $210,000
Previous Owner Ray Michael Jeffrey $801,035
Previous Owner Ray Michael Jeffrey $98,000
Previous Owner Ray Michael Jeffrey $821,235
Previous Owner Dramis Mark A $330,000
Previous Owner Haugen Mathew $96,000
Previous Owner Haugen Mathew $768,000
Previous Owner Chain Timothy Michael $510,000
Previous Owner Chain Timothy Michael $100,000
Previous Owner Chain Timothy Michael $384,300
Previous Owner Chain Timothy Michael $383,950
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
11/18/2021 11/18/21 Sold $2,010,000 +16.5% $817 / Sq Ft
10/24/2021 10/24/21 Pending -- -- --
10/16/2021 10/16/21 For Sale $1,725,000 +15.0% $701 / Sq Ft
05/24/2019 05/24/19 Sold $1,500,000 +1.7% $610 / Sq Ft
05/05/2019 05/05/19 Pending -- -- --
05/01/2019 05/01/19 For Sale $1,475,000 +85.5% $600 / Sq Ft
03/22/2013 03/22/13 Sold $795,000 +0.8% $323 / Sq Ft
02/07/2013 02/07/13 Pending -- -- --
01/26/2013 01/26/13 For Sale $789,000 -- $321 / Sq Ft
Source: MLSListings

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $15,326 $1,094,770 $547,385 $547,385
2023 $15,326 $1,052,260 $526,130 $526,130
2022 $25,027 $2,010,000 $810,000 $1,200,000
2021 $19,836 $1,545,849 $504,977 $1,040,872
2020 $19,883 $1,530,000 $499,800 $1,030,200
2019 $11,850 $877,600 $438,800 $438,800
2018 $11,137 $860,394 $430,197 $430,197
2017 $10,940 $843,524 $421,762 $421,762
2016 $10,760 $826,986 $413,493 $413,493
2015 $10,714 $814,564 $407,282 $407,282
2014 $10,710 $798,608 $399,304 $399,304
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MLSListings

MLS Number: ML81866976

MLSListings

APN: 036-021-320