Seller's Agent in 2025
Jennifer Stephens
Alexander Realty Inc
(636) 541-6200
11 in this area
65 Total Sales
Last list price
3410 Banner Way Saint Charles, MO 63301
New Town Neighborhood
2
Beds
2.5
Baths
1,224
Sq Ft
3,049
Sq Ft Lot
Highlights
- Beach Access
- Fitness Center
- Open Floorplan
- Orchard Farm Elementary School Rated A
- Fishing
- Community Lake
About This Home
As of September 2025Welcome to this darling home in the desirable community of New Town At St Charles! This 2-bed, 2.5-bath offers an inviting double front porch overlooking a quaint courtyard. Inside, the main floor features an open floor plan with stunning wood floors in the LR & dining area, added windows, recessed lighting, and a convenient half bath. The updated kitchen is a chef's dream with porcelain tile flooring, granite countertops, tile backsplash, black resin sink with a gooseneck faucet, under-cabinet lighting. Upstairs, you'll find the primary suite, which includes a double closet & full bath with recessed medicine cabinets, glass shelving, and updated lighting. The 2nd BR is a true gem, offering a private walkout to the upper porch - the perfect spot to enjoy your morning coffee while overlooking the expansive courtyard. A laundry closet is also on this level. The LL is complete with a 3/4 rough-in & egress window, offering great potential for future expansion. Throughout the home, plantation shutters add a touch of elegance and privacy. Step outside to your own private oasis. featuring an expansive patio, mulch beds, 6-ft privacy fence, & a charming flagstone pathway to the courtyard. The home also comes with a 2-car detached garage that includes EV charging outlet. Additional updates include roof 2020, furnace 2024, HWH 2022. Don’t miss out on this darling gem and all New Town has to offer including pools, parks, year-round events, concerts, restaurants and much more!
Last Agent to Sell the Property
Alexander Realty Inc License #2018010037 Listed on: 08/08/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,265
Year Built
- Built in 2007
Lot Details
- 3,049 Sq Ft Lot
- Lot Dimensions are 100x30
- Landscaped
- Level Lot
- Back Yard Fenced
HOA Fees
- $81 Monthly HOA Fees
Parking
- 2 Car Detached Garage
- Parking Available
- Alley Access
- Garage Door Opener
Home Design
- Traditional Architecture
- Architectural Shingle Roof
- HardiePlank Type
Interior Spaces
- 1,224 Sq Ft Home
- 2-Story Property
- Open Floorplan
- High Ceiling
- Ceiling Fan
- Recessed Lighting
- Plantation Shutters
- Panel Doors
- Living Room
- Dining Room
Kitchen
- Breakfast Bar
- Electric Range
- Microwave
- ENERGY STAR Qualified Dishwasher
- Granite Countertops
- Disposal
Flooring
- Wood
- Carpet
- Tile
Bedrooms and Bathrooms
- 2 Bedrooms
Laundry
- Laundry on upper level
- Washer
Unfinished Basement
- Basement Fills Entire Space Under The House
- Rough-In Basement Bathroom
- Basement Window Egress
Outdoor Features
- Beach Access
- Courtyard
- Patio
- Front Porch
Schools
- Orchard Farm Elem. Elementary School
- Orchard Farm Middle School
- Orchard Farm Sr. High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- Gas Water Heater
- High Speed Internet
- Cable TV Available
Listing and Financial Details
- Assessor Parcel Number 5-116C-A176-00-3517.0000000
Community Details
Overview
- New Town At St Charles Association
- Built by Whittaker
- Electric Vehicle Charging Station
- Community Lake
Amenities
- Common Area
- Restaurant
Recreation
- Pickleball Courts
- Community Playground
- Fitness Center
- Community Pool
- Fishing
- Park
- Trails
Building Details
- Security
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 8, 2025
Closed on
Sep 15, 2025
Sold by
Heath Alan C
Bought by
Ketcherside Debbie and Ketcherside Debra
Seller's Agent
Jennifer Stephens
Alexander Realty Inc
Buyer's Agent
Barbara Koskolos
Worth Clark Realty
List Price
$325,000
Views
35
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-26.38%
Original Mortgage
$160,000
Outstanding Balance
$160,000
Interest Rate
6.63%
Mortgage Type
New Conventional
Estimated Equity
$162,014
Purchase Details
Closed on
Jan 26, 2009
Sold by
Whittaker Builders Inc
Bought by
Heath Alan C
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$201,973
Interest Rate
5.09%
Mortgage Type
FHA
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | -- | Freedom Title | |
| Corporate Deed | -- | None Available | |
| Corporate Deed | -- | None Available |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $160,000 | New Conventional | |
| Previous Owner | $201,973 | FHA |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 09/15/2025 09/15/25 | Sold | -- | -- | -- |
| 08/08/2025 08/08/25 | For Sale | $325,000 | -- | $266 / Sq Ft |
Source: MARIS MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,265 | $52,318 | -- | -- |
| 2023 | $3,961 | $48,539 | $0 | $0 |
| 2022 | $3,560 | $41,009 | $0 | $0 |
| 2021 | $3,564 | $41,009 | $0 | $0 |
| 2020 | $3,282 | $36,596 | $0 | $0 |
| 2019 | $3,039 | $36,596 | $0 | $0 |
| 2018 | $2,971 | $33,956 | $0 | $0 |
| 2017 | $2,937 | $33,956 | $0 | $0 |
| 2016 | $2,836 | $31,572 | $0 | $0 |
| 2015 | $2,853 | $31,572 | $0 | $0 |
| 2014 | $2,970 | $32,580 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Jennifer Stephens
-
Barbara Koskolos
B
Buyer's Agent in 2025
Barbara Koskolos
Worth Clark Realty
(636) 534-8100
1 in this area
40 Total Sales
Map
Source: MARIS MLS
MLS Number: MIS25054495
APN: 5-116C-A176-00-3517.0000000
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