Seller's Agent in 2025
Summer Philhower
Peoples Trust Realty Inc
(352) 835-9047
15 in this area
157 Total Sales
3415 Croaker Dr Hernando Beach, FL 34607
3
Beds
2
Baths
2,050
Sq Ft
8,712
Sq Ft Lot
Highlights
- Docks
- Gulf View
- Contemporary Architecture
- Indoor Pool
- Deck
- Wood Flooring
About This Home
As of September 2025Stunning Waterfront Oasis and Coastal Elegance! Welcome to your dream home in Hernando Beach, boasting three stories of LUXURY LIVING. This three-bedroom, two-bath meticulously maintained gem features SOLID WOOD FLOORS and Bahama Shutters throughout, a NEW ROOF (2023), and NEW HURRICANE RATED WINDOWS (2023) Wired for a generator, Hurricane shutters on the front door, hurricane braces on garage doors this home ensures preparedness during any weather for peace of mind. Enjoy the allure of tropical curb appeal with a NEWLY SURFACED POOL (2022) surrounded by PALM TREES. The HEATED POOL, Floating Dock, 75ft of seawall with approximately a 4ft knee wall with solar lighting, 2 FISH CLEANING STATIONS, a VINYL FENCED backyard with solar-lit toppers and an exterior shower on the lanai invite you to relish waterfront living. On the main living you will find an open living room seamlessly connects to a SCREENED LANAI overlooking the water which can also be view from the open Kitchen which is a culinary delight with stainless steel appliances, GRANITE countertops, and a walk-in pantry. The spacious dining room flows seamlessly into the family room with a TRIPLE SLIDER to a screened porch, providing a perfect setting for relaxation. The primary suite on the THIRD FLOOR treats you to a WET BAR/COFFEE BAR, FRENCH DOORS leading to a covered balcony offering breathtaking non-obstructed view of the Gulf and Wildlife Preserve The primary bathroom features a jetted tub, walk-in shower, and double sinks, while a walk-in closet with ample storage, and motion lights to create convenience. Multiple staircases lead to the garage area, equipped for vehicle storage and space for kayaks, boats, paddleboards, and more, with EPOXY FLOORS adding a touch of elegance. This home provides not only a haven of tranquility but also convenient access to restaurants, entertainment, and waterfront activities. Immerse yourself in the beauty and waterfront lifestyle of Hernando Beach - your tropical paradise awaits!
Last Agent to Sell the Property
Peoples Trust Realty Inc License #3378922 Listed on: 08/01/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $7,622
Year Built
- Built in 2002
Lot Details
- 8,712 Sq Ft Lot
- Lot Dimensions are 100 x 75
- Property fronts a private road
- Property fronts a highway
- South Facing Home
- Vinyl Fence
- Property is zoned R1B
HOA Fees
- $22 Monthly HOA Fees
Parking
- 4 Car Attached Garage
- Garage Door Opener
- Off-Street Parking
Home Design
- Contemporary Architecture
- Shingle Roof
- Concrete Siding
- Block Exterior
- Vinyl Siding
- Stucco Exterior
Interior Spaces
- 2,050 Sq Ft Home
- 3-Story Property
- Ceiling Fan
- Entrance Foyer
- Screened Porch
- Gulf Views
- Hurricane or Storm Shutters
Kitchen
- Breakfast Area or Nook
- Breakfast Bar
- Walk-In Pantry
- Electric Oven
- Microwave
- Dishwasher
Flooring
- Wood
- Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- Split Bedroom Floorplan
- Walk-In Closet
- 2 Full Bathrooms
Pool
- Indoor Pool
- In Ground Pool
- Fence Around Pool
Outdoor Features
- Docks
- Balcony
- Deck
- Patio
Schools
- Westside Elementary School
- Fox Chapel Middle School
- Weeki Wachee High School
Utilities
- Zoned Heating and Cooling
- Cable TV Available
Community Details
- Association fees include ground maintenance
- Hernando Beach South Property Owners Association
- Hernando Beach Unit 13 B Subdivision
- The community has rules related to deed restrictions, fencing
Listing and Financial Details
- Legal Lot and Block 023 / 0138
- Assessor Parcel Number R24 223 16 2370 0138 0230
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 1, 2025
Closed on
Sep 25, 2025
Sold by
Stickney Kimberly A and Stickney Richard T
Bought by
Cole Greg
Seller's Agent
Summer Philhower
Peoples Trust Realty Inc
Buyer's Agent
Sarah Hill
JT Realty & Associates
List Price
$675,000
Sold Price
$645,000
Premium/Discount to List
-$30,000
-4.44%
Views
22
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$7,842
Avg. Annual Appreciation
-4.00%
Original Mortgage
$470,000
Outstanding Balance
$470,000
Interest Rate
6.58%
Mortgage Type
New Conventional
Estimated Equity
$167,158
Purchase Details
Listed on
May 14, 2022
Closed on
Aug 15, 2022
Sold by
Cruz Ronald A and Cruz Suzanne
Bought by
Stickney Richard T and Stickney Kimberly A
Seller's Agent
Shawn Rigney
EXP REALTY LLC
Buyer's Agent
Summer Philhower
PEOPLE'S TRUST REALTY
List Price
$775,000
Sold Price
$670,000
Premium/Discount to List
-$105,000
-13.55%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-1.23%
Original Mortgage
$180,000
Interest Rate
5.3%
Mortgage Type
New Conventional
Purchase Details
Listed on
Apr 5, 2019
Closed on
May 10, 2019
Sold by
Somori Gabriel J and Somori Shelly L
Bought by
Cruz Suzanne and Cruz Ronald
Seller's Agent
Margaret Weaver
Coldwell Banker Weaver Group Realty
Buyer's Agent
NON MEMBER
NON MEMBER
List Price
$425,000
Sold Price
$375,000
Premium/Discount to List
-$50,000
-11.76%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
19.36%
Original Mortgage
$375,000
Interest Rate
4.1%
Mortgage Type
VA
Purchase Details
Listed on
Jan 31, 2018
Closed on
Mar 8, 2018
Sold by
Latempa Anthony R
Bought by
Somori Gabriel J and Somori Shely L
Seller's Agent
Vincent Mina
Keller Williams-Elite Partners
Buyer's Agent
Mark Volkle
RE/MAX Champions
List Price
$449,000
Sold Price
$389,900
Premium/Discount to List
-$59,100
-13.16%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-3.28%
Original Mortgage
$350,910
Interest Rate
4.38%
Mortgage Type
New Conventional
Purchase Details
Closed on
Mar 4, 2016
Sold by
266 Nassau Ave Llc
Bought by
Latempa Anthony R
Purchase Details
Closed on
Jun 23, 2008
Sold by
Durling Denis and Durling Rolaine
Bought by
266 Nassau Avenue Llc
Purchase Details
Closed on
Jul 23, 2001
Sold by
Brunda Lester F and Brunda Patricia
Bought by
Durling Denis and Durling Rolaine
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $645,000 | Ocean Sands Title | |
| Warranty Deed | $670,000 | Wollinka Wikle Title | |
| Warranty Deed | $375,000 | Southeast Ttl Of Suncoast In | |
| Warranty Deed | $389,900 | Southeast Title Of The Sunco | |
| Quit Claim Deed | -- | Attorney | |
| Warranty Deed | $400,000 | Amherst-Advantage Title Comp | |
| Warranty Deed | $37,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $470,000 | New Conventional | |
| Previous Owner | $180,000 | New Conventional | |
| Previous Owner | $375,000 | VA | |
| Previous Owner | $350,910 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 09/25/2025 09/25/25 | Sold | $645,000 | -4.4% | $315 / Sq Ft | |
| 08/13/2025 08/13/25 | Pending | -- | -- | -- | |
| 08/01/2025 08/01/25 | Price Changed | $675,000 | 0.0% | $329 / Sq Ft | |
| 08/01/2025 08/01/25 | For Sale | $675,000 | +4.7% | $329 / Sq Ft | |
| 07/31/2025 07/31/25 | Off Market | $645,000 | -- | -- | |
| 07/31/2025 07/31/25 | For Sale | $689,000 | +6.8% | $336 / Sq Ft | |
| 07/27/2025 07/27/25 | Off Market | $645,000 | -- | -- | |
| 07/19/2025 07/19/25 | Price Changed | $689,000 | -1.4% | $336 / Sq Ft | |
| 05/17/2025 05/17/25 | Price Changed | $699,000 | -0.1% | $341 / Sq Ft | |
| 02/28/2025 02/28/25 | For Sale | $699,900 | +4.5% | $341 / Sq Ft | |
| 08/26/2022 08/26/22 | Sold | $670,000 | -4.1% | $328 / Sq Ft | View Prior Sale |
| 07/04/2022 07/04/22 | Pending | -- | -- | -- | |
| 06/04/2022 06/04/22 | Price Changed | $699,000 | -6.2% | $342 / Sq Ft | |
| 05/28/2022 05/28/22 | Price Changed | $745,000 | -3.9% | $365 / Sq Ft | |
| 05/14/2022 05/14/22 | For Sale | $775,000 | +106.7% | $380 / Sq Ft | |
| 05/17/2019 05/17/19 | Sold | $375,000 | -11.8% | $184 / Sq Ft | View Prior Sale |
| 04/11/2019 04/11/19 | Pending | -- | -- | -- | |
| 02/13/2019 02/13/19 | For Sale | $425,000 | +9.0% | $208 / Sq Ft | |
| 03/16/2018 03/16/18 | Sold | $389,900 | -13.2% | $191 / Sq Ft | View Prior Sale |
| 02/01/2018 02/01/18 | Pending | -- | -- | -- | |
| 11/05/2017 11/05/17 | For Sale | $449,000 | +24844.4% | $220 / Sq Ft | |
| 03/31/2013 03/31/13 | Sold | -- | -- | -- | View Prior Sale |
| 03/31/2013 03/31/13 | Rented | -- | -- | -- | |
| 03/31/2013 03/31/13 | Rented | -- | -- | -- | |
| 03/31/2013 03/31/13 | Under Contract | -- | -- | -- | |
| 03/31/2013 03/31/13 | Pending | -- | -- | -- | |
| 03/31/2013 03/31/13 | Under Contract | -- | -- | -- | |
| 07/25/2012 07/25/12 | For Rent | $1,800 | 0.0% | -- | |
| 07/25/2012 07/25/12 | For Rent | $1,800 | 0.0% | -- | |
| 11/25/2008 11/25/08 | For Sale | $435,000 | -- | $213 / Sq Ft |
Source: Hernando County Association of REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $7,557 | $531,132 | -- | -- |
| 2024 | $7,503 | $516,163 | -- | -- |
| 2023 | $7,503 | $501,129 | $74,625 | $426,504 |
| 2022 | $431 | $335,996 | $0 | $0 |
| 2021 | $521 | $326,210 | $0 | $0 |
| 2020 | $505 | $321,706 | $21,000 | $300,706 |
| 2019 | $5,004 | $278,132 | $21,750 | $256,382 |
| 2018 | $3,949 | $256,927 | $18,750 | $238,177 |
| 2017 | $4,549 | $260,551 | $19,500 | $241,051 |
| 2016 | $4,052 | $236,466 | $0 | $0 |
| 2015 | $4,070 | $228,478 | $0 | $0 |
| 2014 | $3,534 | $207,707 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Summer Philhower
-
Sarah Hill
Buyer's Agent in 2025
Sarah Hill
JT Realty & Associates
(352) 279-0076
191 in this area
347 Total Sales
-
Shawn Rigney
Seller's Agent in 2022
Shawn Rigney
EXP REALTY LLC
(727) 275-0905
1 in this area
30 Total Sales
-
M
Seller's Agent in 2019
Margaret Weaver
Coldwell Banker Weaver Group Realty
-
N
Buyer's Agent in 2019
NON MEMBER
NON MEMBER
-
Vincent Mina
V
Seller's Agent in 2018
Vincent Mina
Keller Williams-Elite Partners
(352) 428-9792
32 in this area
109 Total Sales
Map
Source: Hernando County Association of REALTORS®
MLS Number: 2251850
APN: R24-223-16-2370-0138-0230
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
This information is provided exclusively for consumers’ personal, non-commercial use, and it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. This data is deemed reliable but is not guaranteed accurate by the MLS.
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