Kathy Deal
Coldwell Banker Elite
(540) 701-3647
94 Total Sales
1 in Chester
$356,000 Price
3419 Ludgate Rd Chester, VA 23831
Chester AreaEstimated Value: $409,152
3
Beds
2.5
Baths
2,645
Sq Ft
$155/Sq Ft
Est. Value
Highlights
- Colonial Architecture
- 1 Fireplace
- 2.5 Car Detached Garage
- Wood Flooring
- Formal Dining Room
- Walk-In Closet
About This Home
As of August 2025Welcome home to space, comfort, and possibility! This well-maintained property offers a fantastic layout with plenty of room to grow. You’ll find beautiful hardwood floors in the living room and two of the bedrooms, adding warmth and character to the space. The home features a formal dining room, a spacious living room, and an eat-in kitchen—perfect for everyday living and entertaining.
The primary ensuite offers a peaceful retreat with its own private bathroom and walk-in closet. A bright and airy 4-season sunroom invites you to relax year-round—ideal for morning coffee, cozy evenings, or casual gatherings.
While some cosmetic updates could bring your personal touch, the major improvements are already done for you: new HVAC (2022), siding and windows (2023), and a roof that’s just 10 years old.
Outside, the detached 2.5-car garage provides ample storage, workspace and includes a finished space upstairs—great for a home office, studio, or guest suite.
This home has been lovingly cared for and is move-in ready with tons of potential to make it your own. Don’t miss the opportunity to create your next chapter here!
Last Agent to Sell the Property
Real Broker LLC Brokerage Email: membership@therealbrokerage.com License #0225224434 Listed on: 07/30/2025
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,570
Year Built
- Built in 1985
Lot Details
- 12,981 Sq Ft Lot
- Zoning described as R7
Parking
- 2.5 Car Detached Garage
- Garage Door Opener
- Driveway
Home Design
- Colonial Architecture
- Frame Construction
- Shingle Roof
Interior Spaces
- 2,645 Sq Ft Home
- 2-Story Property
- Ceiling Fan
- 1 Fireplace
- Window Treatments
- Formal Dining Room
- Crawl Space
Kitchen
- Self-Cleaning Oven
- Ice Maker
- Dishwasher
- Disposal
Flooring
- Wood
- Partially Carpeted
- Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- Walk-In Closet
Schools
- Curtis Elementary School
- Elizabeth Davis Middle School
- Thomas Dale High School
Utilities
- Central Air
- Heat Pump System
- Water Heater
- Cable TV Available
Community Details
- Summit Point Subdivision
Listing and Financial Details
- Tax Lot 9
- Assessor Parcel Number 792-65-93-22-800-000
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 30, 2025
Closed on
Aug 27, 2025
Sold by
Bought by
Seller's Agent
Nicole Reed
Real Broker LLC
Buyer's Agent
Jeany Garrido
EXP Realty, LLC
List Price
$375,000
Sold Price
$390,000
Premium/Discount to List
$15,000
4%
Views
61
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$19,152
Avg. Annual Appreciation
5.29%
Original Mortgage
$382,936
Outstanding Balance
$379,300
Interest Rate
6.37%
Mortgage Type
FHA
Estimated Equity
$29,852
Purchase Details
Closed on
Jun 13, 2016
Sold by
Bought by
Purchase Details
Closed on
Jun 6, 2007
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$210,832
Interest Rate
6.17%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jun 28, 2002
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$128,000
Interest Rate
6.92%
Mortgage Type
New Conventional
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Chester, VA
-
Kathy Deal
-
Brian Hunt
Brian Hunt
Responds QuicklyReal Broker LLC
(813) 730-4302
73 Total Sales
2 in Chester
$388K - $500K Price Range
-
David Cooke
David Cooke
Douglas Elliman
(561) 473-1470
255 Total Sales
1 in Chester
$1,125,000 Price
-
Antonio Starke
Antonio Starke
First Choice Realty
(804) 312-5351
20 Total Sales
3 in Chester
$325K - $401K Price Range
-
Scott Dearnley
Scott Dearnley
Joyner Fine Properties
(804) 373-7179
77 Total Sales
2 in Chester
$362K - $484K Price Range
-
Chuck Jenkins
Chuck Jenkins
Long & Foster REALTORS
(804) 599-3365
200 Total Sales
4 in Chester
$353K - $530K Price Range
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $390,000 | Old Republic National Title In | ||
| -- | None Available | ||
| $263,540 | -- | ||
| $160,000 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $382,936 | ||
| Previous Owner | $100,000 | ||
| Previous Owner | $210,832 | ||
| Previous Owner | $128,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 08/29/2025 08/29/25 | Sold | $390,000 | +4.0% | $147 / Sq Ft |
| 08/04/2025 08/04/25 | Pending | -- | -- | -- |
| 07/30/2025 07/30/25 | For Sale | $375,000 | -- | $142 / Sq Ft |
Source: Central Virginia Regional MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2026 | $3,784 | $422,400 | $65,000 | $357,400 |
| 2025 | $3,784 | $407,400 | $62,000 | $345,400 |
| 2024 | $3,651 | $396,700 | $60,000 | $336,700 |
| 2023 | $3,140 | $345,000 | $54,000 | $291,000 |
| 2022 | $2,919 | $317,300 | $50,000 | $267,300 |
| 2021 | $2,625 | $269,400 | $46,000 | $223,400 |
| 2020 | $2,468 | $259,800 | $46,000 | $213,800 |
| 2019 | $2,413 | $254,000 | $46,000 | $208,000 |
| 2018 | $2,256 | $237,500 | $43,000 | $194,500 |
| 2017 | $2,229 | $232,200 | $43,000 | $189,200 |
| 2016 | $2,127 | $221,600 | $43,000 | $178,600 |
| 2015 | $2,088 | $214,900 | $43,000 | $171,900 |
| 2014 | $2,048 | $210,700 | $43,000 | $167,700 |
Source: Public Records
Agents Affiliated with this Home
-
Nicole Reed
Seller's Agent in 2025
Nicole Reed
Real Broker LLC
(804) 721-7630
268 Total Sales
-
Jeany Garrido
Buyer's Agent in 2025
Jeany Garrido
EXP Realty, LLC
(804) 874-5731
154 Total Sales
Map
Source: Central Virginia Regional MLS
MLS Number: 2520600
APN: 792-65-93-22-800-000
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All or a portion of th multiple Listing information is provided by the Central Virginia Regional Multiple Listing Service, LLC, from a copyrighted compilation of Listing s. All CVR MLS information provided is deemed reliable but is not guaranteed accurate. The compilation of Listings and each individual Listing are ©2026 Central Virginia Regional Multiple Listing Service, LLC. All rights reserved.
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