$375,000
PENDING

3524 Ludgate Rd Chester, VA 23831

Chester Area

Estimated payment $2,315/month

Total Views 9,420
3 Beds
2.5 Baths
1,840 Sq Ft
$204 Price per Sq Ft

Highlights

  • Transitional Architecture
  • Breakfast Area or Nook
  • Front Porch
  • Solid Surface Countertops
  • 2 Car Garage
  • Oversized Parking

About This Home

Welcome to this beautifully maintained 3 bed, 2.5 bath Colonial in the desirable Summit Point subdivision! Offering over 1,800 sq ft of comfortable living space, this charming home combines timeless character, functional living, and an exceptional oversized detached garage. A classic country front porch creates a warm first impression and welcomes you inside, where the tiled foyer opens to a formal dining room featuring crown molding, chair rail molding, and NEW carpet. Just beyond, the spacious family room is filled with character, showcasing NEW carpet, rich wood accents, a cozy wood-burning brick fireplace with a wood mantel, and direct access to the rear deck overlooking the backyard. The eat-in kitchen is designed for everyday living and entertaining with abundant solid wood cabinetry, generous countertop space, a pantry, additional storage pantry, utility closet, and a sunny breakfast area. A convenient first-floor laundry room, half bath, and built-in shelving add even more functionality. Upstairs, the spacious primary suite offers a walk-in closet and private ensuite bath with tile flooring and a tiled walk-in shower. Two additional bedrooms share a full hall bath with tile flooring, tiled tub surround, and single vanity, while a large walk-in storage closet and separate linen closet provide exceptional storage. Step outside to enjoy the expansive rear deck overlooking the backyard with mature landscaping, a 6-foot privacy fence, and detached storage shed. The oversized detached garage is a standout feature, complete with electricity, bright lighting, and ample room for vehicles, a workshop, hobbies, or recreational equipment. Above the garage, the finished attic provides an abundance of easily accessible storage, making this an incredibly versatile extension of the home. Located in an established neighborhood with mature trees and classic curb appeal, this move-in-ready home offers the perfect combination of comfort, character, storage, and outdoor living. Must see!

Listing Agent

James Nay

River City Elite Properties - Real Broker License #0225221595 Listed on: 07/04/2026

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,265

Year Built

  • Built in 1988

Lot Details

  • 11,935 Sq Ft Lot
  • Back Yard Fenced
  • Zoning described as R7

Parking

  • 2 Car Garage
  • Oversized Parking
  • Parking Storage or Cabinetry

Home Design

  • Transitional Architecture
  • Fire Rated Drywall
  • Frame Construction
  • Shingle Roof
  • Hardboard

Interior Spaces

  • 1,840 Sq Ft Home
  • 2-Story Property
  • Wired For Data
  • Crown Molding
  • Ceiling Fan
  • Wood Burning Fireplace
  • Fireplace Features Masonry
  • Dining Area
  • Crawl Space

Kitchen

  • Breakfast Area or Nook
  • Eat-In Kitchen
  • Oven
  • Electric Cooktop
  • Stove
  • Dishwasher
  • Solid Surface Countertops

Flooring

  • Partially Carpeted
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • En-Suite Primary Bedroom
  • Walk-In Closet

Laundry

  • Laundry Room
  • Dryer
  • Washer

Outdoor Features

  • Shed
  • Front Porch

Schools

  • Curtis Elementary School
  • Elizabeth Davis Middle School
  • Thomas Dale High School

Utilities

  • Cooling Available
  • Heat Pump System
  • Water Heater
  • High Speed Internet

Community Details

  • Summit Point Subdivision

Listing and Financial Details

  • Tax Lot 4
  • Assessor Parcel Number 792-65-92-54-700-000

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,265

Year Built

Built in 1988

Lot Details

0.27 Acres

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1988
  • Property Attached Yn: No
  • Lot Size Acres: 0.274
  • Ownership: Individuals
  • Subdivision Name: Summit Point
  • Above Grade Finished Sq Ft: 1840.0
  • Architectural Style: Two Story, Transitional
  • Garage Yn: Yes
  • Unit Levels: Two
  • New Construction: No
  • Building Stories: 2
  • Year Built Details: Approximate
  • Property Sub Type Additional: Single Family Residence
  • Special Features: None
  • Stories: 2

Interior Features

  • Flooring: Partially Carpeted, Tile
  • Basement: Crawl Space
  • Appliances: Dryer, Dishwasher, Electric Cooking, Electric Water Heater, Oven, Refrigerator, Stove, Water Heater, Washer
  • Basement YN: No
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplace Features: Masonry, Wood Burning
  • Fireplaces: 1
  • Fireplace: Yes
  • Interior Amenities: Ceiling Fan(s), Dining Area, Eat-in Kitchen, Fireplace, High Speed Internet, Bath in Primary Bedroom, Pantry, Solid Surface Counters, Wired for Data, Walk-In Closet(s)
  • Living Area: 1840.0
  • Stories: 2

Exterior Features

  • Roof: Shingle
  • Fencing: Back Yard, Fenced
  • Pool Features: None
  • Waterfront: No
  • Construction Type: Drywall, Frame, Hardboard
  • Exterior Features: Storage, Shed
  • Patio And Porch Features: Front Porch
  • Property Condition: Resale

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 2.0
  • Parking Features: Direct Access, Detached, Garage, Oversized, Storage

Utilities

  • Heating: Electric, Heat Pump
  • Cooling: Electric
  • Sewer: Public Sewer
  • Water Heater: Electric
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes

Schools

  • Middle Or Junior School: Elizabeth Davis

Lot Info

  • Parcel Number: 792-65-92-54-700-000
  • Zoning Description: R7

Tax Info

  • Tax Year: 2026
  • Tax Annual Amount: 3265.41
  • Tax Lot: 4

MLS Schools

  • Elementary School: Curtis
  • High School: Thomas Dale

Map

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $3,227 $366,900 $65,000 $301,900
2025 $3,227 $346,800 $62,000 $284,800
2024 $1,260 $339,500 $60,000 $279,500
2023 $2,702 $296,900 $54,000 $242,900
2022 $2,553 $277,500 $50,000 $227,500
2021 $920 $235,500 $46,000 $189,500
2020 $2,178 $229,300 $46,000 $183,300
2019 $2,114 $222,500 $46,000 $176,500
2018 $1,991 $209,600 $43,000 $166,600
2017 $1,954 $203,500 $43,000 $160,500
2016 $1,223 $196,000 $43,000 $153,000
2015 $588 $188,600 $43,000 $145,600
2014 $1,154 $185,000 $43,000 $142,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
07/17/2026 07/17/26 Pending -- -- --
07/15/2026 07/15/26 For Sale $375,000 -- $204 / Sq Ft
Source: Central Virginia Regional MLS

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $152,000 --
Deed $119,000 --
Source: Public Records

About the Listing Agent

James Nay

River City Elite Properties - Real Broker

(804) 531-4502

Section Image

James Nay is an expert real estate agent with River City Elite Properties, providing home-buyers and sellers with professional, responsive and attentive real estate services.

James has been recognized as part of the top .05% of Real Estate professionals in the nation and the #1 individual agent in Virginia based on the Real Trends rankings since 2023! He portrays real gratitude and a passion to ‘give back.’ James has an incredible drive to help clients obtain their dream home by

James' Other Listings

  • 2901 Falling Creek Ave, North Chesterfield, VA 23234

    $349,900 Pending

    • 4 Beds
    • 2 Baths
    • 1,474 Sq Ft
    • 2901 Falling Creek Ave
    • North Chesterfield, VA

    Rare opportunity to own a beautifully updated property featuring a detached ADU that is perfect for multigenerational living, guests, rental income, a home office, or private retreat. The ADU offers its own entrance and includes a spacious living room, dining area, kitchenette, private bedroom with walk-in closet, and a spa-like bathroom with a tiled walk-in shower with a built-in niche and

    James Nay River City Elite Properties - Real Broker

    Section Image
  • 3924 Lamplighter Dr, North Chesterfield, VA 23234

    $315,000 Coming Soon

    • 3 Beds
    • 1.5 Baths
    • 1,080 Sq Ft
    • 3924 Lamplighter Dr
    • North Chesterfield, VA

    Welcome to 3924 Lamplighter Drive, a beautifully updated brick ranch offering stylish one-level living in the heart of Chesterfield County! This move-in ready home features 3 bedrooms, 1.5 bathrooms, and over 1,000 square feet of thoughtfully updated living space designed for comfort and convenience. Upgrades include; NEW 30 year dimensional shingle roof (2026), NEW HVAC (2026), NEW vinyl energy

    James Nay River City Elite Properties - Real Broker

    Section Image
  • 312 Suffolk Ave, Colonial Heights, VA 23834

    $299,900 Pending

    • 4 Beds
    • 2 Baths
    • 1,683 Sq Ft
    • 312 Suffolk Ave
    • Colonial Heights, VA

    Welcome to 312 Suffolk Ave in sought-after Colonial Heights! This FULLY RENOVATED 4-bedroom, 2-full-bath classic four-sided brick home offers almost 1,700 finished sq ft above grade plus a 500+ sq ft unfinished basement boasts off street parking & a fully fenced-in backyard. Pulling up to the property you are greeted with tons of curb appeal & a freshly painted exterior brick elevation oozing

    James Nay River City Elite Properties - Real Broker

    Section Image
  • 544 Roslyn Ave, Colonial Heights, VA 23834

    $250,000 $15K PRICE DROP

    • 3 Beds
    • 2 Baths
    • 1,389 Sq Ft
    • 544 Roslyn Ave
    • Colonial Heights, VA

    Welcome to 544 Roslyn, a thoughtfully updated 3 bed, 2 bath home offering over 1,300 sq ft of modern finishes, flexible living space, and low-maintenance upgrades throughout. Enjoy the convenience of off-street parking with a paved driveway, along with newer vinyl siding, vinyl energy-efficient windows, and a 30-year dimensional shingle roof (approx. 2020). A freshly painted covered front porch

    James Nay River City Elite Properties - Real Broker

    Section Image
  • 3709 Lawson St, Richmond, VA 23224

    $299,900 Pending

    • 3 Beds
    • 2 Baths
    • 1,628 Sq Ft
    • 3709 Lawson St
    • Richmond, VA

    Welcome to 3709 Lawson Street, a beautifully updated 2-story home located just minutes from downtown Richmond. Major system upgrades completed in 2026 include a NEW TPO rubber roof, NEW electric heat pump HVAC system, NEW electric water heater, NEW vinyl energy-efficient windows, NEW insulation, and freshly painted aluminum siding. Offering 3 bedrooms, 2 full baths, and over 1,600 square feet of

    James Nay River City Elite Properties - Real Broker

    Section Image
  • 1810 Boston Ave, Richmond, VA 23224

    $375,000 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,665 Sq Ft
    • 1810 Boston Ave
    • Richmond, VA

    Welcome to 1810 Boston Ave, where you’ll find a beautifully crafted, custom-built 2-story home offering 3 bedrooms, 2.5 baths, and 1,656 sq ft of thoughtfully designed living space. Located in the steadily appreciating Manchester area of Richmond, this NEW home features a stylish front elevation and covered front porch that delivers exceptional curb appeal while offering a welcoming place to

    James Nay River City Elite Properties - Real Broker

    Section Image
  • 20001 Talon Point Dr, South Chesterfield, VA 23803

    $575,000 Pending

    • 3 Beds
    • 2.5 Baths
    • 3,054 Sq Ft
    • 20001 Talon Point Dr
    • South Chesterfield, VA

    Welcome to this stunning custom ranch home in the highly sought-after Chesdin Harbor community! Situated on a beautifully landscaped corner lot, this meticulously maintained 3-bedroom, 2.5-bath home offers over 3,000 square feet of thoughtfully designed one-level living. Step inside to beautiful hardwood floors, elegant chair and crown molding, and an open-concept layout designed for both

    James Nay River City Elite Properties - Real Broker

    Section Image
  • 20149 Oak River Ct, South Chesterfield, VA 23803

    $1,195,000

    • 5 Beds
    • 3 Baths
    • 4,307 Sq Ft
    • 20149 Oak River Ct
    • South Chesterfield, VA

    Experience resort-style lakefront living at 20149 Oak River Ct, a beautifully appointed Craftsman home on over an acre along Lake Chesdin with an IN-GROUND POOL, DOCK and an In-Law Suite w/ separate entrance. Tucked away on a quiet cul-de-sac, this 5-bedroom, 3-bath home offers over 4,000 sq. ft. of thoughtfully designed living space with breathtaking water views and exceptional indoor-outdoor

    James Nay River City Elite Properties - Real Broker

    Section Image
  • 3601 Leonards Ln, Sutherland, VA 23885

    $1,275,000 $10K PRICE DROP

    • 5 Beds
    • 5 Baths
    • 3,869 Sq Ft
    • 3601 Leonards Ln
    • Sutherland, VA

    Lakefront living at its finest with this extraordinary monolithic structure home offering 3,869 square feet, 5 bedrooms, 3 full baths, 2 half baths & breathtaking waterfront views! Positioned with an impressive 335 feet of water frontage, this one-of-a-kind property blends high-end craftsmanship and super energy efficient with 40 solar panels. From the moment you arrive, you’ll notice the

    James Nay River City Elite Properties - Real Broker

    Section Image

Source: Central Virginia Regional MLS

MLS Number: 2618183

Central Virginia Regional MLS

APN: 792-65-92-54-700-000

Your Personal Tour Guide

Ask me questions while you tour the home.