Seller's Agent in 2021
Merna Testino
Keller Williams Town Life
(201) 233-8413
1 in this area
126 Total Sales
342 Semel Ave Garfield, NJ 07026
Estimated Value: $517,000 - $601,000
2
Beds
2
Baths
1,404
Sq Ft
$394/Sq Ft
Est. Value
About This Home
As of December 2021Perfectly Situated Two-Family Home on Oversized Lot with Great Investment Opportunity! Very Low Taxes and Close to Transportation, Shops, Restaurants and more! Both units move-in ready with either tenant wanting to stay. Separate electric meters and laundry hookups for each unit in the basement. Fenced-in Backyard and Off-Street Parking for up to 4 cars! Low Priced and very ideal for the first time homebuyer or investor! Great Price for Bergen County Investment!!!
Property Details
Home Type
- Multi-Family
Est. Annual Taxes
- $6,362
Lot Details
- 3,868
Home Design
Bedrooms and Bathrooms
- 2 Bedrooms
- 2 Full Bathrooms
Additional Features
- Laundry in Basement
- 3,868 Sq Ft Lot
Listing and Financial Details
- Legal Lot and Block 00008 / 00170
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 12, 2021
Closed on
Dec 9, 2021
Sold by
Lopez Henry A and Lopez Hipatia D
Bought by
Guardia Peter J and Sihuay Rocio Carolina
Seller's Agent
Merna Testino
Keller Williams Town Life
Buyer's Agent
Merna Testino
Keller Williams Town Life
List Price
$375,000
Sold Price
$395,500
Premium/Discount to List
$20,500
5.47%
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$157,986
Avg. Annual Appreciation
8.23%
Original Mortgage
$360,477
Outstanding Balance
$331,589
Interest Rate
3.12%
Mortgage Type
VA
Estimated Equity
$221,897
Purchase Details
Closed on
May 7, 2018
Sold by
Apunte Hipatia D and Lopez Henry A
Bought by
Lopez Hipatia D and Lopez Henry A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$149,300
Interest Rate
4.4%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Jan 17, 2003
Sold by
Apunte Hipatia D
Bought by
Apunte Hipatia D and Lopez Henry A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$169,909
Interest Rate
5.98%
Mortgage Type
FHA
Purchase Details
Closed on
May 5, 2000
Sold by
Popadich Joseph
Bought by
Apunte Hipatia D and Lopez Henry A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$174,362
Interest Rate
8.14%
Mortgage Type
FHA
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Guardia Peter J | $395,500 | Stewart Title Company | |
| Guardia Peter J | $395,500 | Stewart Title Company | |
| Lopez Hipatia D | -- | -- | |
| Apunte Hipatia D | -- | -- | |
| Apunte Hipatia D | $175,500 | Fidelity National Title Ins |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Guardia Peter J | $360,477 | |
| Closed | Guardia Peter J | $360,477 | |
| Previous Owner | Lopez Hipatia D | $149,300 | |
| Previous Owner | Apunte Hipatia D | $169,909 | |
| Previous Owner | Apunte Hipatia D | $174,362 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 12/15/2021 12/15/21 | Sold | $395,500 | +5.5% | $282 / Sq Ft |
| 08/26/2021 08/26/21 | Pending | -- | -- | -- |
| 08/12/2021 08/12/21 | For Sale | $375,000 | -- | $267 / Sq Ft |
Source: New Jersey MLS
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $7,168 | $214,800 | $113,000 | $101,800 |
| 2024 | $7,048 | $214,800 | $113,000 | $101,800 |
| 2023 | $6,700 | $214,800 | $113,000 | $101,800 |
| 2022 | $6,700 | $214,800 | $113,000 | $101,800 |
| 2021 | $6,504 | $214,800 | $113,000 | $101,800 |
| 2020 | $6,362 | $214,800 | $113,000 | $101,800 |
| 2019 | $6,242 | $214,800 | $113,000 | $101,800 |
| 2018 | $6,102 | $214,800 | $113,000 | $101,800 |
| 2017 | $5,995 | $214,800 | $113,000 | $101,800 |
| 2016 | $5,817 | $214,800 | $113,000 | $101,800 |
| 2015 | $5,673 | $214,800 | $113,000 | $101,800 |
| 2014 | $5,523 | $214,800 | $113,000 | $101,800 |
Source: Public Records
Agents Affiliated with this Home
-
Merna Testino
Map
Source: New Jersey MLS
MLS Number: 21033005
APN: 21-00170-04-00008
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to the real estate for sale on this web site comes in part from the Internet Data Exchange Program of the NJMLS. Real estate listings held by brokerage firms other than Ten-X are marked with the Internet Data Exchange logo and information about them includes the name of the listing brokers. Some properties listed with the participating brokers do not appear on this website at the request of the seller. Listings of brokers that do not participate in Internet Data Exchange do not appear on this website.
All information deemed reliable but not guaranteed. Source: New Jersey Multiple Listing, Inc.
© 2026 New Jersey Multiple Listing Service Inc. All rights reserved.
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