3422 W Shell Point Rd Ruskin, FL 33570
Ruskin AreaEstimated payment $7,347/month
Highlights
- Boathouse
- Dock has access to electricity and water
- Parking available for a boat
- 182 Feet of Waterfront
- Marina View
- Water access To Gulf or Ocean
About This Home
3422 W Shell Point Rd, Ruskin, FL 33570
Imagine ending each day with spectacular sunsets over Tampa Bay, watching dolphins and manatees swim past your dock, and deciding on a whim to take the boat out for dinner or a sunset cruise. This beautifully updated waterfront home in Shell Point offers 91 feet of deep-water frontage, no fixed bridges, and direct sailboat access to Tampa Bay and the Gulf of Mexico. Here, the water is more than a view. It's your everyday lifestyle.
Completely updated in 2026, this 3-bedroom, 3-bath residence offers approximately 3,100 square feet with soaring cathedral ceilings, ceramic tile flooring throughout, and a fresh Sherwin Williams Agreeable Gray interior accented by Extra White trim. The open floor plan features an impressive 28x26 living room with a circulating wood-burning fireplace and a spacious 26x18 family room. Large windows fill the home with natural light while showcasing beautiful water views.
The oversized gourmet kitchen is designed for entertaining with a large center island, solid wood cabinetry, stone countertops, and a full suite of 2024 appliances.
The first-floor primary suite offers a walk-in closet and private bath with a stone vanity and skylight. Two additional bedrooms include custom closet systems and are served by two more full baths, including one with multiple shower heads. A generous laundry room and expansive paved driveway provide exceptional convenience with room for boats, RVs, trailers, and guest parking.
Outdoor living is where this home truly shines. The covered 14x26 screened lanai creates the perfect place to enjoy morning coffee, afternoon shade, or evening gatherings while taking in colorful sunsets over the water. Beyond the lanai, a concrete seawall leads to the custom 2025 dock measuring approximately 25x20 with electric, water, and a 16,000-pound boat lift. Whether you're fishing, cruising Tampa Bay, visiting waterfront restaurants, or simply relaxing while dolphins, manatees, and coastal birds pass by, every day feels like a vacation. With no fixed bridges, open water is only minutes away.
Additional improvements include a 2017 roof, 2024 HVAC system serviced in January 2026, 2024 water heater, Hurricane Proof Windows, hurricane shutters, vinyl fencing, and public water and sewer.
Located in the waterfront community of Shell Point, this property offers the freedom that's becoming increasingly difficult to find: no HOA, no CDD fees, no rental minimums, and the ability to keep your boat, RV, trailers, and recreational vehicles on your own property. If you've been searching for the ultimate Florida boating lifestyle with incredible bay access, waterfront views, and unforgettable sunsets, this home is ready to deliver.
***** WHAT THE SELLERS LOVE *****
"We love stepping out onto the screened porch and watching the sunset over the water while dolphins and manatees regularly make an appearance. Having our boat waiting on the private 16,000-pound lift means we can be out on Tampa Bay within minutes with absolutely no fixed bridges. The 2026 updates and soaring ceilings give the home a bright, fresh feel, and having 91 feet of waterfront with no HOA or CDD restrictions gives us the freedom to truly enjoy the Florida lifestyle we always wanted."
Listing Agent
27NORTH REALTY Brokerage Phone: 630-803-8506 License #3463049 Listed on: 08/03/2026
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,146
Year Built
- Built in 1979
Lot Details
- 7,650 Sq Ft Lot
- 182 Feet of Waterfront
- 91 Feet of Riverfront
- 91 Feet of Brackish Waterfront
- River Front
- Property fronts brackish water
- Southwest Facing Home
- Vinyl Fence
- Mature Landscaping
- Level Lot
- Irrigation Equipment
- Cleared Lot
- Landscaped with Trees
- Private Yard
- Property is zoned PD
Property Views
- Marina
- Ocean To Bay
- Full Bay or Harbor
- River
Home Design
- Florida Architecture
- Slab Foundation
- Shingle Roof
- Block Exterior
- Stucco
Interior Spaces
- 3,100 Sq Ft Home
- 1-Story Property
- Open Floorplan
- Cathedral Ceiling
- Ceiling Fan
- Wood Burning Fireplace
- Circulating Fireplace
- Self Contained Fireplace Unit Or Insert
- Double Pane Windows
- Insulated Windows
- Shutters
- Blinds
- French Doors
- Sliding Doors
- Entrance Foyer
- Family Room Off Kitchen
- Living Room with Fireplace
- Combination Dining and Living Room
- Inside Utility
- Laundry Room
- Hurricane or Storm Shutters
- Attic
Kitchen
- Eat-In Kitchen
- Range
- Microwave
- Dishwasher
- Stone Countertops
- Solid Wood Cabinet
- Disposal
Flooring
- Carpet
- Concrete
- Ceramic Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- En-Suite Bathroom
- Walk-In Closet
- 3 Full Bathrooms
- Single Vanity
- Bathtub with Shower
- Shower
- Multiple Shower Heads
- Window or Skylight in Bathroom
Parking
- Driveway
- Open Parking
- Off-Street Parking
- Parking available for a boat
Outdoor Features
- Water access To Gulf or Ocean
- River Access
- Access To Marina
- No Fixed Bridges
- Access to Brackish Water
- Seawall
- Boat Lift
- Boathouse
- Dock has access to electricity and water
- Covered Dock
- Open Dock
- Covered Patio or Porch
- Exterior Lighting
- Rain Gutters
Schools
- Thompson Elementary School
- Shields Middle School
- Lennard High School
Utilities
- Central Heating and Cooling System
- Vented Exhaust Fan
- Thermostat
- Underground Utilities
- Septic Tank
- High Speed Internet
- Cable TV Available
Community Details
- No Home Owners Association
- Shell Point Sub Subdivision
Listing and Financial Details
- Visit Down Payment Resource Website
- Tax Lot 4
- Assessor Parcel Number U-11-32-18-18S-000000-00004.0
Map
Home Values in the Area
Average Home Value in this Area
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,164 | $192,931 | $168,300 | $24,631 |
| 2024 | $6,652 | $351,124 | $107,100 | $244,024 |
| 2023 | $7,299 | $389,585 | $153,000 | $236,585 |
| 2022 | $7,431 | $404,895 | $153,000 | $251,895 |
| 2021 | $6,896 | $361,201 | $153,000 | $208,201 |
| 2020 | $6,676 | $349,780 | $168,300 | $181,480 |
| 2019 | $6,489 | $344,995 | $168,300 | $176,695 |
| 2018 | $6,087 | $329,575 | $0 | $0 |
| 2017 | $5,519 | $284,907 | $0 | $0 |
| 2016 | $5,207 | $252,469 | $0 | $0 |
| 2015 | $4,719 | $229,517 | $0 | $0 |
| 2014 | $4,760 | $230,954 | $0 | $0 |
| 2013 | -- | $224,714 | $0 | $0 |
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 08/03/2026 08/03/26 | For Sale | $1,275,000 | -- | $411 / Sq Ft |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $1,100,000 | Commerce Title | |
| Warranty Deed | $900,000 | Commerce Title Services Inc | |
| Warranty Deed | $210,000 | -- |
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $740,000 | New Conventional |
Source: Stellar MLS
MLS Number: TB8533780
APN: U-11-32-18-18S-000000-00004.0
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Listings courtesy of Stellar MLS as distributed by MLS GRID.
Based on information submitted to the MLS GRID
Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
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Ask me questions while you tour the home.