$979,900
$10K PRICE DROP

1108 Seagrape Dr Ruskin, FL 33570

Ruskin Area

Estimated payment $6,682/month

Total Views 10,385
3 Beds
2.5 Baths
2,447 Sq Ft
$400 Price per Sq Ft

Highlights

  • 176 Feet of Waterfront
  • Access to Bay or Harbor
  • Fitness Center
  • Dock has access to electricity and water
  • Boat Lift
  • Gated Community

About This Home

Welcome to waterfront living at its finest in the highly sought-after Southshore Yacht Club at Little Harbor! This stunning Biscayne II residence offers 2,403 sq ft featuring 3 bedrooms, 2.5 baths, a private office, spacious loft, and 2-car garage. Perfectly positioned on a premier homesite, this property showcases a rare big-water view of a saltwater lagoon, offering panoramic open water vistas and privacy rarely found in Tampa Bay waterfront communities. For boating enthusiasts, this home is turnkey with a brand-new private dock and 13,000-lb boat lift. Enjoy direct deep-water, no-bridge access to Tampa Bay and the Gulf of Mexico, accommodating center consoles, cruisers, and sailboats. Your boat is always steps away for fishing, dining, island hopping, or sunset cruises. A standout feature is the oversized backyard with ample room for a custom resort-style pool—something rarely available on comparable waterfront lots. Pool plans are already completed and available to the buyer for a seamless start to your outdoor oasis. Also, the first-floor office has been significantly enhanced with custom-built cabinetry, shelving, and integrated storage added by the homeowner, creating a highly functional and refined workspace. Outdoor living is enhanced by a screened lanai overlooking the lagoon, ideal for morning coffee, sunsets, and watching dolphins and manatees in the peaceful waterfront setting. Inside, the open-concept layout connects the gourmet kitchen, dining, and great room. The first-floor office features custom built-ins and upgraded cabinetry, creating a refined, functional workspace. Upstairs includes a spacious loft and a luxurious owner’s suite with water views and spa-style bath. Built with elevated coastal resilience in mind, the home includes impact-rated windows and sliding glass doors, along with modern construction standards designed for enhanced storm protection and durability. Residents enjoy resort-style amenities including a waterfront clubhouse, marina, pool, fitness center, pickleball, basketball, trails, private beach access, and waterfront dining. A major advantage is the exceptionally low flood insurance premium of just $887/year, reflecting the home’s newer construction and storm-resilient design features, including impact protection and elevated building standards. This is a rare opportunity to own a nearly new waterfront home with big-water lagoon views, deep-water no-bridge access, new dock and 13,000-lb lift, custom office, pool-ready yard, and premier coastal lifestyle—all in one of the area’s most desirable communities.

Listing Agent

Kenneth Jones

EXP REALTY LLC Brokerage Phone: 888-883-8509 License #3342591 Listed on: 06/03/2026

EXP REALTY LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $12,334

Year Built

  • Built in 2024

Lot Details

  • 4,800 Sq Ft Lot
  • 176 Feet of Waterfront
  • 44 Feet of Salt Water Canal Waterfront
  • 44 Feet of Lagoon Waterfront
  • 44 Feet of Bayou Waterfront
  • 44 Feet of Canal Waterfront
  • Property fronts a saltwater canal
  • Northeast Facing Home
  • Mature Landscaping
  • Private Lot
  • Metered Sprinkler System
  • Landscaped with Trees
  • Property is zoned PD

HOA Fees

Parking

  • 2 Car Attached Garage
  • Electric Vehicle Home Charger
  • Garage Door Opener
  • Driveway

Property Views

  • Lagoon
  • Bayou
  • Canal

Home Design

  • Contemporary Architecture
  • Florida Architecture
  • Mediterranean Architecture
  • Slab Foundation
  • Frame Construction
  • Tile Roof
  • Block Exterior

Interior Spaces

  • 2,447 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Built-In Features
  • Dry Bar
  • Tray Ceiling
  • High Ceiling
  • Double Pane Windows
  • Insulated Windows
  • Blinds
  • Aluminum Window Frames
  • Sliding Doors
  • Family Room
  • Living Room
  • Den
  • Bonus Room
  • Inside Utility

Kitchen

  • Built-In Oven
  • Range
  • Microwave
  • Dishwasher
  • Stone Countertops
  • Solid Wood Cabinet
  • Disposal

Flooring

  • Engineered Wood
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom Upstairs

Laundry

  • Laundry in unit
  • Dryer
  • Washer

Home Security

  • Security Gate
  • Storm Windows
  • Fire and Smoke Detector
  • In Wall Pest System

Outdoor Features

  • Access to Bay or Harbor
  • No Fixed Bridges
  • Access To Lagoon or Estuary
  • Access To Bayou
  • Property is near a marina
  • Access to Saltwater Canal
  • Seawall
  • Boat Lift
  • Dock has access to electricity and water
  • Dock made with Composite Material
  • Covered Patio or Porch
  • Outdoor Grill

Schools

  • Thompson Elementary School
  • Shields Middle School
  • Lennard High School

Utilities

  • Central Heating and Cooling System
  • Thermostat
  • Underground Utilities
  • Propane
  • Natural Gas Connected
  • Water Filtration System
  • Tankless Water Heater
  • Gas Water Heater
  • Water Softener
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Association fees include cable TV, pool, escrow reserves fund, management, recreational facilities, security
  • Excelsior Community Management Chuck Connell Association, Phone Number (813) 349-6552
  • Visit Association Website
  • Little Harbor Poa, Phone Number (813) 333-1047
  • Built by WCI/Lennar
  • Antigua Cove Ph 3B Subdivision, Biscayne Floorplan
  • Association Owns Recreation Facilities
  • The community has rules related to deed restrictions, fencing, allowable golf cart usage in the community

Amenities

  • Restaurant
  • Clubhouse
  • Community Mailbox

Recreation

  • Tennis Courts
  • Community Basketball Court
  • Pickleball Courts
  • Recreation Facilities
  • Community Playground
  • Fitness Center
  • Community Pool
  • Dog Park

Security

  • Security Guard
  • Card or Code Access
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$12,334

Year Built

Built in 2024

Lot Details

4,800 Sq Ft Lot

HOA Fees

$315 per month

Parking

2

Listing Details

  • HOA Fee Includes: Cable TV, Pool, Escrow Reserves Fund, Management, Recreational Facilities, Security
  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Single Family Residence
  • Architectural Style: Contemporary, Florida, Mediterranean
  • Construction Materials: Block, Frame
  • Fireplace: No
  • Living Area: 2447
  • Lot Size Acres: 0.11
  • New Construction: No
  • Year Built: 2024
  • Building Area Total: 3590
  • Lot Size Sq Ft: 4800
  • Status: Active
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 333.52
  • Escrow City: Seminole
  • Escrow State: FL
  • Escrow Street Name: Seminole Blvd
  • Minimum Lease: 1-2 Years
  • RATIO Current Price By Calculate: 400.45
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 1
  • MFR_NumAssignedParkingSpaces: 2
  • MFR_InLawSuiteYN: 0
  • MFR_DockDescription: 2 Point Moorage,4 Point Moorage,Dock - Composite,Dock w/Electric,Dock w/Water Supply,Lift
  • MFR_DockYN: 1
  • MFR_DockMaintenanceFee: 0
  • MFR_DockMaintenanceFeeFrequency: N/A
  • MFR_CommunityAssociationWaterFeatures: Bay/Harbor Front,Dock,Fishing,Gulf/Ocean Front
  • Water Frontage Feet Canal Front: 44
  • Attribution Contact: 888-883-8509
  • Tax Year: 2025
  • Special Features: 4098

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Ceramic Tile, Hardwood
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Interior Amenities: Built-in Features, Dry Bar, High Ceilings, In Wall Pest System, Open Floorplan, PrimaryBedroom Upstairs, Solid Surface Counters, Solid Wood Cabinets, Stone Counters, Thermostat, Tray Ceiling(s), Window Treatments
  • Appliances Included: Built-In Oven, Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Tankless Water Heater, Washer, Water Filtration System, Water Softener
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: Two
  • Other Equipment: Irrigation Equipment
  • Spa Yn: No
  • Stories: 2
  • Window Features: Aluminum Frames, Blinds, Double Pane Windows, Insulated Windows, Storm Window(s), Window Treatments
  • Additional Rooms: Bonus Room,Den/Library/Office,Family Room,Inside Utility
  • Living Area Meters: 227.33

Exterior Features

  • Direction Faces: Northeast
  • Exterior Features: Outdoor Grill, Sidewalk, Sliding Doors, Sprinkler Metered
  • Roof: Tile
  • Home Warranty: No
  • Pool Private: No
  • View: Water
  • Waterfront: Yes
  • Patio and Porch Features: Covered, Front Porch, Rear Porch, Screened
  • Road Surface Type: Asphalt
  • Water Access: Bay/Harbor,Bayou,Canal - Saltwater,Lagoon
  • Water Extras: Bridges - No Fixed Bridges,Lift,Sailboat Water,Seawall - Other
  • Water Frontage Feet Canal Salt: 44
  • Water View: Bayou,Canal,Lagoon
  • Water View YN: 1
  • Waterfront Feet Total: 176
  • Flood Zone Panel: 12057C0652J
  • Water Frontage Feet Lagoon: 44
  • Water Frontage Feet Bayou: 44

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Driveway, Electric Vehicle Charging Station(s), Garage Door Opener

Utilities

  • Utilities: Cable Connected, Electricity Connected, Natural Gas Connected, Propane, Public, Sewer Connected, Sprinkler Meter, Underground Utilities, Water Connected
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Inside
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Association Recreation - Owned, Clubhouse, Community Mailbox, Deed Restrictions, Dog Park, Fitness Center, Gated Community - Guard, Golf Carts OK, Pool, Restaurant, Sidewalks, Tennis Court(s)
  • Association Amenities: Basketball Court, Cable TV, Clubhouse, Fence Restrictions, Fitness Center, Gated, Lobby Key Required, Pickleball Court(s), Playground, Pool, Recreation Facilities, Security, Tennis Court(s)
  • Association Fee: 140
  • Association Fee Frequency: Monthly
  • Association Name: Excelsior Community Management - Chuck Connell
  • Phone: 813-349-6552
  • Association: Yes
  • Security: Gated Community, Security Gate, Smoke Detector(s)
  • Senior Community: No
  • Association #2 Fee: 175
  • Association #2 Fee Frequency: Monthly
  • Association: Little Harbor POA
  • Association Phone #2: 813-333-1047
  • Association 2 YN: 1
  • Association Approval Required YN: 1
  • Pet Restrictions: Contact HOA to verify
  • Association Fee Requirement: Required
  • Association Email: cconnell@excelsiorcommunitymanagement.com
  • Association URL: excelsiorcommunitymanagement.com

Fee Information

  • Total Annual Fees: 3780.00
  • Total Monthly Fees: 315.00
  • Monthly HOA Amount: 140.00

Schools

  • Elementary School: Thompson Elementary
  • High School: Lennard-HB
  • Middle Or Junior School: Shields-HB

Lot Info

  • Zoning: PD
  • Parcel Number: U-01-32-18-D0J-000001-00115.0
  • Additional Parcels: No
  • Lot Features: In County, Landscaped, Near Marina, Sidewalk, Paved, Private
  • Property Attached Yn: Yes
  • Flood Zone Code: AE

Building Info

  • Builder Name: WCI/Lennar

Rental Info

  • Furnished: Negotiable
  • Pets Allowed: Cats OK, Dogs OK
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Contact HOA to verify

Tax Info

  • Tax Annual Amount: 12334
  • Tax Block: 1
  • Tax Book Number: 143-280
  • Tax Lot: 115
  • Tax Other Annual Assessment Amount: 4376

Multi Family

  • Waterfront Features: Bayou, Canal - Saltwater, Canal Front, Lagoon
  • Approval Process: Contact HOA to verify

Map

Range of Values:

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Value Increase
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $12,334 $430,502
2024 $3,914 $220,822 $220,822
2023 $3,914 $209,782 $209,782
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
06/28/2026 06/28/26 Price Changed $979,900 -1.0% $400 / Sq Ft
06/03/2026 06/03/26 For Sale $989,900 +16.0% $405 / Sq Ft
05/28/2024 05/28/24 Sold $853,535 0.0% $355 / Sq Ft View Prior Sale
04/13/2024 04/13/24 Pending -- -- --
04/09/2024 04/09/24 Price Changed $853,535 +0.1% $355 / Sq Ft
04/09/2024 04/09/24 Price Changed $852,900 -7.2% $355 / Sq Ft
11/15/2023 11/15/23 Price Changed $919,565 +4.5% $383 / Sq Ft
09/25/2023 09/25/23 Price Changed $879,565 +0.1% $366 / Sq Ft
09/08/2023 09/08/23 For Sale $878,930 -- $366 / Sq Ft
Source: Stellar MLS

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Quit Claim Deed -- None Listed On Document
Special Warranty Deed $853,600 Lennar Title
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Previous Owner $640,151 New Conventional
Source: Public Records

About the Listing Agent

Kenneth Jones

EXP REALTY LLC

(656) 240-6947

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I'm an expert real estate agent with running JUST FLORIDA HOMES powered by EXP Realty We provide home-buyers and sellers with professional, responsive and attentive real estate services. Want an agent who'll really listen to what you want in a home? Need an agent who knows how to effectively market your home so it sells? Need a seasoned professional to negotiate on your behalf to purchase a home. You'll immediately understand the different once we've had a chance to talk. Give me a call! I'm

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Source: Stellar MLS

MLS Number: TB8514726

Stellar MLS

APN: U-01-32-18-D0J-000001-00115.0

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