$400,000
$125K PRICE DROP

3427 Minnow Creek Dr Hernando Beach, FL 34607

Estimated payment $2,464/month

Total Views 3,846
2 Beds
2 Baths
905 Sq Ft
$442 Price per Sq Ft

Highlights

  • 100 Feet of Salt Water Canal Waterfront
  • Canal View
  • Oversized Lot
  • Property is near a marina
  • No HOA
  • 1 Car Attached Garage

About This Home

DOUBLE LOTS!! Waterfront Investment Opportunity in Hernando Beach!

Seize the chance to own a rare double-lot property on a saltwater canal with direct Gulf access! This 2-bedroom, 2-bath, 905 sq ft home sits in the highly desirable Hernando Beach community and comes with an extra parcel, giving you endless options for expansion, outdoor living, or even building new.

Featuring 100 feet of seawall and a private boat dock, this property is a boater’s dream. What makes this opportunity even more valuable is that impact fees are already paid—potentially saving you an estimated $20,000—and both electric and water are already in place, reducing upfront costs for future improvements.

Whether you’re an investor seeking a prime waterfront property or a DIY buyer eager to restore and reimagine, this home is full of potential. While it did experience flooding during Hurricane Helene, it remains a fantastic investment in one of Florida’s most sought-after coastal communities.

Don’t miss your chance to create your Gulf Coast paradise—schedule your private showing today!

Listing Agent

Richard Gullian

KELLER WILLIAMS ELITE PARTNERS III REALTY Brokerage Phone: 321-527-5111 License #3469084 Listed on: 03/03/2025

KELLER WILLIAMS ELITE PARTNERS III REALTY

Co-Listing Agent

Lorie Gullian

KELLER WILLIAMS ELITE PARTNERS III REALTY Brokerage Phone: 321-527-5111 License #3453247

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,996

Year Built

  • Built in 1960

Lot Details

  • 0.32 Acre Lot
  • 100 Feet of Salt Water Canal Waterfront
  • Property fronts a saltwater canal
  • East Facing Home
  • Chain Link Fence
  • Oversized Lot
  • Additional Parcels
  • Property is zoned R1B

Parking

  • 1 Car Attached Garage

Home Design

  • Fixer Upper
  • Pillar, Post or Pier Foundation
  • Metal Roof

Interior Spaces

  • 905 Sq Ft Home
  • Living Room
  • Luxury Vinyl Tile Flooring
  • Canal Views

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Full Bathrooms

Outdoor Features

  • Property is near a marina
  • Access to Saltwater Canal
  • Seawall
  • Open Dock
  • Private Mailbox

Utilities

  • Central Heating and Cooling System

Community Details

  • No Home Owners Association
  • Gulf Coast Ret Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,996

Year Built

Built in 1960

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Property Condition: Fixer
  • Property Sub Type: Single Family Residence
  • Construction Materials: Other
  • Fireplace: No
  • Living Area: 905
  • Lot Size Acres: 0.32
  • New Construction: No
  • Year Built: 1960
  • Building Area Total: 1482
  • Lot Size Sq Ft: 14100
  • Directions to Property: Shoal Line Blvd to Caliente Street, Right on Maplewood which becomes Eagle Nest drive, Left onto Minnow Creek, and the property is on the right side.
  • Status: Active
  • Co List Office Mls Id: MFR260505076
  • Co List Office Phone: 321-527-5111
  • Ownership: Fee Simple
  • Available for Lease YN: 1
  • Escrow City: Spring Hill
  • Escrow Postal Code: 34609
  • Escrow State: FL
  • Escrow Street Name: Mariner Blvd
  • Escrow Street Number: 2190
  • List Office Head Office Key Nume: 203884503
  • Minimum Lease: No Minimum
  • RATIO Current Price By Calculate: 441.99
  • Total Acreage: 1/4 to less than 1/2
  • Unit Number YN: 0
  • Water Access YN: 1
  • MFR_InLawSuiteYN: 0
  • MFR_DockDescription: Dock - Open
  • MFR_DockYN: 1
  • Attribution Contact: 321-527-5111
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Luxury Vinyl
  • Full Bathrooms: 2
  • Interior Amenities: Other
  • Appliances Included: Other
  • Foundation Details: Pillar/Post/Pier
  • Total Bedrooms: 2
  • Levels: One
  • Street Number Modifier: 3427
  • Living Area Meters: 84.08
  • Room Count: 3

Exterior Features

  • Direction Faces: East
  • Exterior Features: Private Mailbox
  • Roof: Metal
  • Pool Private: No
  • View: Water
  • Waterfront: Yes
  • Road Surface Type: Paved
  • Water Access: Canal - Saltwater
  • Water Extras: Seawall - Concrete
  • Water Extras YN: 1
  • Water Frontage Feet Canal Salt: 100
  • Water View: Canal
  • Water View YN: 1
  • Waterfront Feet Total: 100
  • Flood Zone Date: 2021-01-15
  • Flood Zone Panel: 12053C0143E
  • Additional Water Information: water frontage information is based off of couty appaisers site. The north lot with home has 60ft and the South lot has 40 feet in the county records.

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 1
  • Garage Yn: Yes

Utilities

  • Utilities: Electricity Connected, Sewer Connected, Water Connected
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Other
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association: No
  • Senior Community: No
  • Association 2 YN: 0

Fee Information

  • Total Annual Fees: 0.00
  • Total Monthly Fees: 0.00

Lot Info

  • Zoning: R1B
  • Parcel Number: R12-223-16-1890-0140-0030, R1222316189001400020
  • Additional Parcels Description: r12 223 16 1890 0140 0020
  • Additional Parcels: Yes
  • Fencing: Chain Link
  • Lot Features: Near Marina, Oversized Lot, Paved
  • Flood Zone Code: AE
  • Homestead YN: 0
  • Lot Size Square Meters: 1310

Green Features

  • Green Verification Count: 0

Rental Info

  • Pets Allowed: Yes
  • Lease Restrictions YN: 0
  • Additional Lease Restrictions: Buyer and buyers agent to confirm any and all information pertaining to leasing and restrictions.

Tax Info

  • Tax Annual Amount: 3996
  • Tax Block: 14
  • Tax Book Number: 6-78
  • Tax Lot: 3

Multi Family

  • Waterfront Features: Canal - Saltwater

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,869 $202,274 -- --
2023 $3,869 $183,885 $0 $0
2022 $3,472 $167,168 $0 $0
2021 $2,514 $154,773 $93,640 $61,133
2020 $2,489 $138,155 $71,760 $66,395
2019 $2,451 $131,676 $73,992 $57,684
2018 $1,835 $119,406 $65,856 $53,550
2017 $2,085 $114,613 $67,800 $46,813
2016 $1,855 $106,449 $0 $0
2015 $1,809 $101,316 $0 $0
2014 $1,770 $99,757 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/20/2025 08/20/25 Price Changed $400,000 -12.9% $442 / Sq Ft
05/16/2025 05/16/25 Price Changed $459,000 -8.2% $507 / Sq Ft
03/24/2025 03/24/25 Price Changed $499,999 -4.7% $552 / Sq Ft
03/03/2025 03/03/25 For Sale $524,900 +458.4% $580 / Sq Ft
12/16/2015 12/16/15 Sold $94,000 -28.5% $104 / Sq Ft
11/25/2015 11/25/15 Pending -- -- --
08/25/2015 08/25/15 For Sale $131,500 -- $145 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Special Warranty Deed $94,000 Attorney
Trustee Deed -- None Available
Interfamily Deed Transfer -- --
Warranty Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $70,000 Credit Line Revolving
Previous Owner $25,000 Credit Line Revolving
Previous Owner $25,000 Credit Line Revolving
Previous Owner $100,000 Unknown
Previous Owner $71,622 New Conventional
Source: Public Records

Source: Stellar MLS

MLS Number: G5093707

Stellar MLS

APN: R12-223-16-1890-0140-0030