$249,000
PENDING $20K PRICE DROP

343 S Gilbert St South Elgin, IL 60177

Estimated payment $1,926/month

Total Views 2,120
3 Beds
1.5 Baths
1,451 Sq Ft
$172 Price per Sq Ft

Highlights

  • Mature Trees
  • Deck
  • Resident Manager or Management On Site
  • South Elgin High School Rated A-
  • Skylights
  • Laundry Room

About This Home

Welcome to this charming 2-story 1/2 duplex nestled in the desirable Loyds Grove subdivision of South Elgin. Ideally located just minutes from downtown South Elgin, scenic parks, the Fox River, the Fox River Trail, and top-rated Elgin schools, this home offers everyday convenience in a location that truly has everything you need. Step inside to a warm and inviting living room featuring vaulted ceilings, a skylight, and a cozy gas log fireplace. The living area flows seamlessly into the well-sized kitchen, which offers ample cabinet storage and an eating area, ideal for casual meals, gatherings, and everything in between. The sliding glass door off the kitchen opens to a deck overlooking the private, wooded backyard with mature trees and plenty of green space to relax, play, or entertain in a peaceful setting. The main level also includes a well-placed half bath and laundry room for added convenience. Upstairs, you'll find the primary bedroom along with two additional bedrooms, all with ceiling fans and generous closet space. The upper level also includes three hall closets, one with a convenient laundry chute, and a full bath featuring a tub/shower combo and a skylight for natural light. The home is complete with a partially finished English basement offering additional living space and storage options, plus an attached one-car garage. Experience a lifestyle of comfort, convenience, and connection to nature in this South Elgin gem, featuring a thoughtful layout, private outdoor space, and close proximity to top-rated schools, parks, trails, and everyday amenities, all in a welcoming community you'll love to call home.

Listing Agent

Debora McKay

Coldwell Banker Realty License #475103636 Listed on: 06/24/2025

Coldwell Banker Realty

Co-Listing Agent

Roger Erikson

Coldwell Banker Realty License #475162758

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $5,559

Year Built

  • Built in 1998

Lot Details

  • Lot Dimensions are 52x50
  • Mature Trees
  • Wooded Lot
  • Backs to Trees or Woods

HOA Fees

  • $100 Monthly HOA Fees

Parking

  • 1 Car Garage
  • Driveway
  • Parking Included in Price

Home Design

  • Half Duplex
  • Asphalt Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • 1,451 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Skylights
  • Gas Log Fireplace
  • Family Room
  • Living Room with Fireplace
  • Combination Kitchen and Dining Room
  • Basement Fills Entire Space Under The House

Kitchen

  • Range
  • Microwave
  • Dishwasher

Flooring

  • Carpet
  • Laminate

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Potential Bedrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer
  • Laundry Chute

Outdoor Features

  • Deck

Schools

  • Clinton Elementary School
  • Kenyon Woods Middle School
  • South Elgin High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Listing and Financial Details

  • Homeowner Tax Exemptions

Community Details

Overview

  • Association fees include insurance, exterior maintenance, lawn care, snow removal
  • 2 Units
  • Lloyds Grove Subdivision

Pet Policy

  • Dogs and Cats Allowed

Security

  • Resident Manager or Management On Site

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$5,559

Year Built

Built in 1998

Lot Details

0

HOA Fees

$100 per month

Parking

1

Listing Details

  • Property Type: Residential
  • Property Type: Attached Single
  • Type Attached: 1/2 Duplex
  • Ownership: Fee Simple
  • EntryLevel: 1
  • New Construction: No
  • Property Sub-Type: 1/2 Duplex
  • Subdivision Name: Lloyds Grove
  • Year Built: 1998
  • Age: 26-30 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service,Interstate Access
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • New Construction Y/N: No
  • Special Features: 4224
  • Property Sub Type: Townhouses
  • Stories: 2

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer
  • Basement: Partially Finished, Full, Daylight
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: Gas Log
  • Fireplaces: 1
  • Flooring: Laminate
  • Interior Amenities: Vaulted Ceiling(s)
  • LivingArea: 1451
  • Other Equipment: Ceiling Fan(s)
  • Room Type: No additional rooms
  • Stories Total: 2
  • Window Features: Skylight(s)
  • Estimated Total Finished Sq Ft: 0
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Kitchen/Dining Combo
  • Total Sq Ft: 0
  • Fireplace Location: Living Room
  • Total Sq Ft: 0
  • Flooring: Carpet

Exterior Features

  • Construction Materials: Aluminum Siding
  • Foundation Details: Concrete Perimeter
  • List Price: 249000
  • Lot Features: Wooded, Mature Trees, Backs to Trees/Woods
  • Patio And Porch Features: Deck
  • Roof: Asphalt
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 1
  • Parking Features: Concrete, On Site, Garage Owned, Attached, Garage
  • ParkingTotal: 1

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Natural Gas, Forced Air
  • Laundry Features: Main Level, In Unit, Laundry Chute
  • Water Source: Public

Condo/Co-op/Association

  • Pets Allowed: Cats OK, Dogs OK
  • Association Fee: 100
  • Association Fee Frequency: Monthly
  • Management: Manager Off-site
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: Insurance, Exterior Maintenance, Lawn Care, Snow Removal

Schools

  • Elementary School: Clinton Elementary School
  • High School: South Elgin High School
  • Middle/Junior School: Kenyon Woods Middle School
  • Middle/Junior School District: 46

Lot Info

  • Lot Dimensions: 52X50
  • Special Assessments: N

Rental Info

  • Board Number: 10
  • Pets Allowed (Y/N): Yes
  • Is Parking Included in Price: Yes
  • Max Pet Weight: 999

Tax Info

  • Tax Annual Amount: 5559.14
  • Tax Year: 2024
  • Tax Exemptions: Homeowner

Multi Family

  • Units in Building: 2

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,559 $78,447 $14,072 $64,375
2023 $5,275 $70,871 $12,713 $58,158
2022 $5,045 $64,622 $11,592 $53,030
2021 $4,739 $60,417 $10,838 $49,579
2020 $4,588 $57,678 $10,347 $47,331
2019 $4,410 $54,942 $9,856 $45,086
2018 $4,313 $51,759 $9,285 $42,474
2017 $4,088 $48,931 $8,778 $40,153
2016 $3,878 $45,395 $8,144 $37,251
2015 -- $41,609 $7,465 $34,144
2014 -- $41,095 $7,373 $33,722
2013 -- $42,179 $7,567 $34,612
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/28/2025 07/28/25 Pending -- -- --
07/25/2025 07/25/25 Price Changed $249,000 -7.4% $172 / Sq Ft
07/18/2025 07/18/25 For Sale $269,000 0.0% $185 / Sq Ft
06/26/2025 06/26/25 Off Market $269,000 -- --
06/24/2025 06/24/25 Price Changed $269,000 0.0% $185 / Sq Ft
06/24/2025 06/24/25 For Sale $269,000 +124.2% $185 / Sq Ft
12/01/2015 12/01/15 Sold $120,000 -4.0% $83 / Sq Ft
09/25/2015 09/25/15 Pending -- -- --
09/23/2015 09/23/15 For Sale $125,000 -- $86 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Purchase History

Date Type Sale Price Title Company
Warranty Deed $120,000 Chicago Title Insurance Co
Special Warranty Deed $86,500 Ticor Title
Sheriffs Deed -- None Available
Warranty Deed $185,500 Law Title Insurance
Warranty Deed $145,000 Chicago Title Insurance Co
Warranty Deed $127,000 --
Sheriffs Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $117,826 FHA
Previous Owner $84,350 FHA
Previous Owner $176,225 Fannie Mae Freddie Mac
Previous Owner $126,600 Unknown
Previous Owner $128,900 No Value Available
Previous Owner $101,500 No Value Available
Previous Owner $120,000 Unknown
Source: Public Records

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