NOT LISTED FOR SALE

3430 5th St Saint Cloud, FL 34769

Estimated Value: $279,000 - $323,000

3 Beds
2 Baths
1,400 Sq Ft
$220/Sq Ft Est. Value

Last Sold April 11, 2018

Last sale price $180,000 $129 Per Sq Ft

Est. 71% increase in value since last sale

Current estimated payment $2,143/month

58 Days on Market

Highlights

  • Oak Trees
  • Deck
  • Attic
  • Denver School of the Arts Rated A
  • Property is near public transit
  • Corner Lot

About This Home

As of April 2018

This is an incredibly unique, extremely well maintained home that is centrally located in the town of St. Cloud. There are 3 bedrooms, 2 bathrooms, and each bedroom has it's own private sitting room! Doors could easily be added between the sitting and bedrooms to create 6 bedrooms or use them as huge closets! All appliances remain, even the washer and dryer! There are ceiling fans in every room. The west side of the home is concrete block and has double pane flip out windows. The east side of the home has all new wood and siding. The covered back porch is spacious and overlooks the gorgeous backyard with mature landscaping and huge oak trees. Backyard has plenty of room for play, or entertaining guests. There are 2 large storage sheds wired for electricity. The square footage should be independently measured, it is believed to have an additional 500 square feet over what is shown on the MLS.

Last Agent to Sell the Property

Jonatha Sullivan

LA ROSA REALTY LLC License #3330816 Listed on: 01/06/2018

LA ROSA REALTY LLC

Last Buyer's Agent

John E. Neal II

THE REAL ESTATE EXCHANGE TEAM INC License #3352866

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $338

Year Built

  • Built in 1917

Lot Details

  • 0.36 Acre Lot
  • Mature Landscaping
  • Corner Lot
  • Oak Trees
  • Property is zoned SR2

Parking

  • 2 Carport Spaces

Home Design

  • Slab Foundation
  • Wood Frame Construction
  • Shingle Roof
  • Block Exterior

Interior Spaces

  • 1,400 Sq Ft Home
  • Ceiling Fan
  • Window Treatments
  • Combination Dining and Living Room
  • Inside Utility
  • Crawl Space
  • Attic

Kitchen

  • Eat-In Kitchen
  • Oven
  • Microwave
  • Dishwasher

Flooring

  • Carpet
  • Linoleum

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Deck
  • Covered Patio or Porch

Location

  • Property is near public transit
  • City Lot

Schools

  • Lakeview Elementary School
  • St. Cloud Middle School
  • St. Cloud High School

Utilities

  • Cooling System Mounted To A Wall/Window
  • Central Heating and Cooling System
  • Electric Water Heater
  • Septic Tank

Community Details

  • No Home Owners Association
  • Seminole Land & Inv Co Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$338

Year Built

Built in 1917

Lot Details

0

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Other
  • Construction Materials: Block, Wood Frame
  • Fireplace: No
  • Living Area: 1400
  • Lot Size Acres: 0.36
  • New Construction: No
  • Year Built: 1917
  • Building Area Total: 2404
  • Lot Size Sq Ft: 15682
  • Status: Sold
  • Down Payment Resource URL: http://www.workforce-resource.com/eligibility/listing?metro_area=MFRMLS&listing_id=S4855484&show_results=true&skip_sso=true
  • Down Payment Resource URL 2: http://www.workforce-resource.com/eligibility/listing?metro_area=MFRMLS&listing_id=S4855484&cview=true&show_results=true&customer_portal=true
  • Homestead Y N: Yes
  • Total Acreage: 1/4 to less than 1/2
  • Home Warranty Y N: No
  • Ratio: Close Price\List Price: 0.9735
  • Price per Sq Ft: 128.57
  • Close to Original List Price Ratio: 0.90045
  • Ratio: Current Price\Building Area Total: 74.88
  • View: No
  • Ownership: Fee Simple
  • ResoBuildingAreaSource: PublicRecords
  • Tax Year: 2017
  • Special Features: None

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Linoleum
  • Full Bathrooms: 2
  • Interior Amenities: Attic, Ceiling Fans(s), Eating Space In Kitchen, Living Room/Dining Room Combo, Window Treatments
  • Appliances Included: Dishwasher, Dryer, Electric Water Heater, Microwave, Oven, Refrigerator, Washer
  • Foundation Details: Crawlspace, Slab
  • Total Bedrooms: 3
  • Levels: One
  • Window Features: Window Treatments
  • Room Count: 8
  • Additional Rooms: Attic, Inside Utility
  • ResoLivingAreaSource: PublicRecords

Exterior Features

  • Roof: Shingle
  • Pool Private: No
  • Waterfront: No
  • Patio and Porch Features: Covered, Deck, Patio, Porch
  • Water View Y N: No
  • Water Access Y N: No
  • Water Extras Y N: No
  • Flood Zone Panel: 12097C0095G

Garage/Parking

  • Carport Spaces: 2
  • Carport Y N: Yes
  • Parking Features: Covered
  • Covered Parking Spaces: 2
  • Open Parking: No

Utilities

  • Cooling: Central Air, Wall/Window Unit(s)
  • Heating: Central
  • Sewer: Septic Tank
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Association: No
  • Senior Community: No
  • Association Fee Requirement: None
  • Association Approval Required YN: No

Schools

  • Elementary School: Lakeview Elem (K 5)
  • High School: St. Cloud High School
  • Middle Or Junior School: St. Cloud Middle (6-8)

Lot Info

  • Zoning: SR2
  • Parcel Number: 03-26-30-0725-0001-2380
  • Additional Parcels: No
  • Lot Features: Corner Lot, City Lot, Near Public Transit
  • Flood Zone Code: X
  • Flood Zone Date: 2013-06-18
  • ResoLotSizeUnits: SquareFeet

Rental Info

  • Pets Allowed: Yes
  • Minimum Lease: 7 Months
  • Lease Restrictions Y N: No

Tax Info

  • Tax Annual Amount: 338
  • Tax Block: 1
  • Tax Book Number: B-61
  • Tax Lot: 243

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Oct 23, 2025
Sold by
Lia William and Lia Patricia
Bought by
Lia Patricia
Current Estimated Value
$308,174

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$223,850
Outstanding Balance
$223,850
Interest Rate
6.26%
Mortgage Type
FHA
Estimated Equity
$84,324

Purchase Details

Closed on
Sep 13, 2021
Sold by
Lia William
Bought by
Lia William and Lia Patricia

Purchase Details

Listed on
Jan 6, 2018
Closed on
Apr 11, 2018
Sold by
Sizemore Cathy Jean and Eggers Cathy Jean
Bought by
Lia William
Seller's Agent
Jonatha Sullivan
LA ROSA REALTY LLC
Buyer's Agent
John E. Neal II
THE REAL ESTATE EXCHANGE TEAM INC
List Price
$199,900
Sold Price
$180,000
Premium/Discount to List
-$19,900
-9.95%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.27%
Original Mortgage
$176,739
Interest Rate
5.5%
Mortgage Type
FHA

Purchase Details

Closed on
Apr 22, 1998
Sold by
Jacks Rosalie S
Bought by
Thacker Charles K and Thacker Marie
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Lia Patricia $78,700 None Listed On Document
Lia William -- Accommodation
Lia William $180,000 Stewart Title Co
Lia William $180,000 Stewart Title Co
Thacker Charles K $28,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Lia Patricia $223,850
Previous Owner Lia William $176,739
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
04/11/2018 04/11/18 Sold $180,000 -2.7% $129 / Sq Ft
03/06/2018 03/06/18 Pending -- -- --
02/27/2018 02/27/18 Price Changed $184,900 -2.6% $132 / Sq Ft
01/19/2018 01/19/18 Price Changed $189,900 -5.0% $136 / Sq Ft
01/06/2018 01/06/18 For Sale $199,900 -- $143 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,333 $144,161 -- --
2024 $3,801 $140,099 -- --
2023 $3,801 $136,019 $0 $0
2022 $3,706 $132,058 $0 $0
2021 $2,854 $128,212 $0 $0
2020 $1,574 $126,442 $0 $0
2019 $1,545 $123,600 $40,200 $83,400
2018 $2,155 $113,200 $30,000 $83,200
2017 $338 $60,549 $0 $0
2016 $336 $59,304 $0 $0
2015 $346 $58,892 $0 $0
2014 $346 $58,425 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: S4855484

Stellar MLS

APN: 03-26-30-0725-0001-2380