$210,000
SOLD SEP 4, 2026

3430 E State Highway 46 Spencer, IN 47460

Spencer Area
3 Beds
2 Baths
1,324 Sq Ft
0.54 Acre Lot

Sale Details

Date Sold: September 4, 2026

$159 Per Sq Ft

4% Below List Price

3 Days on Market

Highlights

  • Ranch Style House
  • Community Fire Pit
  • Eat-In Kitchen
  • Wood Flooring
  • Porch
  • Bathtub with Shower

About This Home

As of September 2026

Welcome home to this charming 3-bedroom, 2-bath ranch nestled on 0.54 acres on Owen County's desirable east side, offering a quick and convenient commute to Spencer or Bloomington. From the moment you arrive, you'll appreciate the beautifully landscaped yard and inviting outdoor spaces, including the converted carport that now serves as a relaxing covered sitting area. The backyard features established fruit trees and bushes, a dedicated garden area, multiple places to unwind—including a charming porch swing—and peaceful views of the neighboring farmland. Inside, the spacious living room welcomes you with gleaming hardwood floors, a large picture window, and an abundance of natural light. The kitchen offers ample cabinet and counter space, and all appliances are included, making your move even easier. The oversized family room provides incredible flexibility and could easily be transformed into a fourth bedroom, or private primary retreat thanks to its adjoining full bathroom. Recent updates include a new metal roof, new attic insulation and new water lines for added peace of mind and energy efficiency. Whether you need extra living space, a home office, or room for hobbies, this versatile layout can adapt to your needs. Home is being sold "As Is".

Last Agent to Sell the Property

Samantha Carver

Home Team Properties Brokerage Phone: 844-821-6051 Listed on: 08/03/2026

Last Buyer's Agent

Risa Dyar

Risa Dyar Real Estate

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Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $866

Year Built

  • Built in 1960

Lot Details

  • 23,522 Sq Ft Lot
  • Property fronts a state road
  • Landscaped

Home Design

  • Ranch Style House
  • Slab Foundation
  • Metal Roof

Interior Spaces

  • 1,324 Sq Ft Home
  • Ceiling Fan
  • Wood Flooring
  • Crawl Space

Kitchen

  • Eat-In Kitchen
  • Electric Oven or Range
  • Laminate Countertops

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms
  • Bathtub with Shower

Laundry

  • Laundry on main level
  • Electric Dryer Hookup

Parking

  • Gravel Driveway
  • Off-Street Parking

Outdoor Features

  • Shed
  • Porch

Schools

  • Mccormicks Creek Elementary School
  • Owen Valley Middle School
  • Owen Valley High School

Utilities

  • Central Air
  • Heating System Uses Gas
  • Septic System

Community Details

  • Community Fire Pit

Listing and Financial Details

  • Assessor Parcel Number 60-10-26-100-010.090-027

Home Details

Home Type

Single Family

Est. Annual Taxes

$866

Year Built

Built in 1960

Lot Details

0.54 Acres

Listing Details

  • Class: RESIDENTIAL
  • Property Sub Type: Site-Built Home
  • Year Built: 1960
  • Style: One Story
  • Architectural Style: Ranch
  • Bedrooms: 3
  • Total Bathrooms: 2
  • Total Full Bathrooms: 2
  • Legal Description: POWELL SUB DIV LOT 9
  • Parcel Number ID: 60-10-26-100-010.090-027
  • Platted: Yes
  • Amenities: Ceiling Fan(s), Countertops-Laminate, Deck Open, Dryer Hook Up Electric, Eat-In Kitchen, Firepit, Landscaped, Porch Open, Range/Oven Hook Up Elec, Tub/Shower Combination, Main Floor Laundry
  • Cross Street: Concord Rd
  • Road Access: State
  • Road Surface: Asphalt
  • Special Features: None
  • Stories: 1

Interior Features

  • Total Sq Ft: 1324
  • Total Finished Sq Ft: 1324
  • Above Grade Finished Sq Ft: 1324
  • Basement Foundation: Crawl, Slab
  • Flooring: Hardwood Floors
  • Living Great Room: Dimensions: 18x14, On Level: Main
  • Kitchen: Dimensions: 13x12, On Level: Main
  • Family Room: Dimensions: 23x14, On Level: Main
  • Bedroom 1: Dimensions: 13x12, On Level: Main
  • Bedroom 2: Dimensions: 11x10, On Level: Main
  • Bedroom 3: Dimensions: 9x8, On Level: Main
  • Number of Main Level Full Bathrooms: 2

Exterior Features

  • Exterior: Aluminum
  • Roof Material: Metal
  • Outbuilding1: Shed, Dimensions: 12x10, 120
  • Outbuilding2: Garden Shed

Garage/Parking

  • Driveway: Gravel
  • Off Street Parking: Yes

Utilities

  • Cooling: Central Air
  • Heating Fuel: Gas
  • Sewer: Septic
  • Water Utilities: City
  • Electric Company: REMC
  • Gas Company: Community NatGas(Spencer)
  • Water Company: BBP
  • Laundry: Dimensions: Mainx5, On Level: 12

Schools

  • Elementary School: Mccormicks Creek

Lot Info

  • Lot Description: 0-2.9999
  • Lot Dimensions: Irregular
  • Estimated Lot Sq Ft: 23522
  • Estimated Lot Size Acres: 0.54
  • Lot Number: 9

Tax Info

  • Annual Taxes: 866.48
  • Exemptions: Homestead, Supplemental

MLS Schools

  • High School: Owen Valley
  • Middle School: Owen Valley
  • School District: Spencer-Owen Community Schools

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Closed on
Mar 23, 2021
Sold by
Patterson Randall D
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$94,000
Outstanding Balance
$82,573
Interest Rate
2.73%
Mortgage Type
New Conventional
Estimated Equity
$139,630

Purchase Details

Closed on
Jan 12, 2021
Sold by
Schoolcraft Joshua E and The Money Source Inc
Bought by
Patterson Randall D

Purchase Details

Closed on
Jun 15, 2018
Sold by
Ackerman Scott Thomas
Bought by
Schoolcraft Joshua E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$107,575
Interest Rate
4.5%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 15, 2018
Sold by
Thomas Ackerman Scott
Bought by
Schoolcraft Joshua E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$107,575
Interest Rate
4.5%
Mortgage Type
New Conventional
Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed -- None Available
Sheriffs Deed -- None Available
Warranty Deed -- None Available
Deed $106,500 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $94,000 New Conventional
Previous Owner $107,575 New Conventional
Previous Owner $15,000 Unknown
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
09/04/2026 09/04/26 Sold $210,000 -3.6% $159 / Sq Ft
08/06/2026 08/06/26 Pending -- -- --
08/03/2026 08/03/26 For Sale $217,900 -- $165 / Sq Ft
Source: Indiana Regional MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $866 $165,100 $23,500 $141,600
2024 $763 $133,300 $19,600 $113,700
2023 $735 $124,400 $19,600 $104,800
2022 $689 $110,800 $19,600 $91,200
2021 $540 $94,300 $19,600 $74,700
2020 $549 $91,600 $19,600 $72,000
2019 $493 $84,400 $15,700 $68,700
2018 $349 $77,000 $12,500 $64,500
2017 $258 $60,900 $10,300 $50,600
2016 $254 $61,000 $10,300 $50,700
2014 $259 $62,100 $10,300 $51,800
2013 -- $61,500 $10,300 $51,200
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Indiana Regional MLS

MLS Number: 202631410

Indiana Regional MLS

APN: 60-10-26-100-010.090-027

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