NOT LISTED FOR SALE

3432 Fingerboard Rd Oakland, MD 21550

Estimated Value: $306,000 - $376,000

3 Beds
2.5 Baths
1,120 Sq Ft
$304/Sq Ft Est. Value

Last Sold February 03, 2023

Last sale price $258,500 $231 Per Sq Ft

Est. 32% increase in value since last sale

Current estimated payment $1,987/month

73 Days on Market

Highlights

  • View of Trees or Woods
  • Recreation Room
  • Traditional Architecture
  • 1.6 Acre Lot
  • Traditional Floor Plan
  • Wood Flooring

About This Home

As of February 2023

Take a look at this 3BR plus office home just outside of Oakland. Large 1.6 acre lot improved with over 2800 sq. ft. of living area. Main level features hardwood parquet floors in living room and dining area. Large country kitchen with oak cabinets and large pantry for all the extras. Main level bedroom is huge with walk-in closet that measures 12'X6'. Lower level features huge family room, laundry room, and awesome recreation room with wet bar. There are two more bedrooms on the second level with a huge full bath. Also on the second level you have an office/work room. Full length rear deck to enjoy the private back yard. Add to this a shed for storage and paved driveway and you have the perfect home you have been looking for. Shown by appointment only!

Last Agent to Sell the Property

Kevin Liller

(301) 616-8382 kevin@railey.com Railey Realty, Inc. Listed on: 10/08/2022

Railey Realty, Inc.

Last Buyer's Agent

Kathy Gibson

(301) 501-2626 kgibson@railey.com Railey Realty, Inc.

Railey Realty, Inc.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,789

Year Built

  • Built in 1987

Lot Details

  • 1.6 Acre Lot
  • Property is in very good condition

Parking

  • 2 Car Direct Access Garage
  • 3 Driveway Spaces
  • Parking Storage or Cabinetry
  • Garage Door Opener

Home Design

  • Traditional Architecture
  • Block Foundation
  • Frame Construction
  • Architectural Shingle Roof

Interior Spaces

  • Property has 3 Levels
  • Traditional Floor Plan
  • Ceiling Fan
  • Free Standing Fireplace
  • Gas Fireplace
  • Family Room
  • Living Room
  • Dining Room
  • Home Office
  • Recreation Room
  • Views of Woods
  • Finished Basement

Kitchen

  • Electric Oven or Range
  • Dishwasher

Flooring

  • Wood
  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • Walk-In Closet

Laundry

  • Laundry Room
  • Laundry on lower level
  • Dryer
  • Washer

Outdoor Features

  • Shed

Schools

  • Southern Middle School
  • Southern Garrett High School

Utilities

  • Forced Air Heating System
  • Heating System Uses Oil
  • Vented Exhaust Fan
  • Propane
  • Well
  • Electric Water Heater
  • Septic Equal To The Number Of Bedrooms

Community Details

  • No Home Owners Association
  • Oakland Subdivision

Listing and Financial Details

  • Tax Lot 50
  • Assessor Parcel Number 1214008349

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,789

Year Built

Built in 1987

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Traditional
  • Ownership: Fee Simple
  • Home Warranty: No
  • Inclusions: Kitchen appliances, washer/dryer
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Federal Flood Zone: No
  • Year Built: 1987
  • Automatically Close On Close Date: No
  • Building Winterized: Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Dryer, Exhaust Fan, Oven/Range - Electric, Refrigerator, Washer
  • Flooring Type: Carpet, Vinyl, Wood
  • Interior Amenities: Ceiling Fan(s), Floor Plan - Traditional, Walk-In Closet(s), Wood Floors
  • Fireplace Features: Free Standing, Gas/Propane
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Foundation Details: Block
  • Levels Count: 3
  • Room List: Living Room, Dining Room, Bedroom 2, Bedroom 3, Kitchen, Family Room, Bedroom 1, Laundry, Office, Recreation Room, Bathroom 1, Bathroom 2
  • Basement: Yes
  • Basement Type: Fully Finished
  • Basement Finished Percent: 100.00
  • Laundry Type: Lower Floor
  • Total Sq Ft: 2160
  • Living Area Sq Ft: 1120
  • Price Per Sq Ft: 258.04
  • Above Grade Finished Sq Ft: 1120
  • Below Grade Sq Ft: 1040
  • Total Below Grade Sq Ft: 1040
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 1
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 1
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Lower Level Half Bathroom: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed
  • Construction Materials: Frame
  • Road Surface Type: Black Top
  • Roof: Architectural Shingle
  • Spa: No
  • View: Trees/Woods
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Parking Features: Asphalt Driveway
  • Garage Features: Additional Storage Area, Garage Door Opener, Inside Access
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 5
  • Type Of Parking: Attached Garage, Driveway
  • Number of Spaces in Driveway: 3

Utilities

  • Central Air Conditioning: No
  • Cooling Fuel: Electric
  • Cooling Type: Ceiling Fan(s)
  • Heating Fuel: Oil
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Septic = # Of Br
  • Utilities: Propane
  • Water Source: Well

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No
  • Association Recreation Fee: No

Schools

  • Elementary School Source: Listing Agent
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Source: Listing Agent
  • Elementary School: CALL SCHOOL BOARD
  • High School: SOUTHERN GARRETT HIGH
  • Middle Or Junior School: SOUTHERN MIDDLE

Green Features

  • Clean Green Assessed: No

Lot Info

  • Improvement Assessed Value: 124600.00
  • Land Assessed Value: 28600.00
  • Lot Size Acres: 1.60
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 69696.00
  • Property Condition: Very Good
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Pets: No Pet Restrictions
  • Pets Allowed: Yes
  • Vacation Rental: No
  • Property Manager: No

Tax Info

  • Assessor Parcel Number: 15663705
  • Tax Annual Amount: 1789.00
  • Assessor Parcel Number: 1214008349
  • Tax Lot: 50
  • Tax Page Number: 692
  • County Tax Payment Frequency: Annually
  • Tax Year: 2022

MLS Schools

  • School District Name: GARRETT COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 8, 2022
Closed on
Feb 3, 2023
Sold by
Hinebaugh Jeffrey
Bought by
Cox Rhonda and Cox Robert
Seller's Agent
Kevin Liller
Railey Realty, Inc.
Buyer's Agent
Kathy Gibson
Railey Realty, Inc.
List Price
$289,000
Sold Price
$258,500
Premium/Discount to List
-$30,500
-10.55%
Views
183
Current Estimated Value
$340,562

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$82,062
Avg. Annual Appreciation
10.63%
Original Mortgage
$250,750
Outstanding Balance
$221,263
Interest Rate
5.69%
Mortgage Type
New Conventional
Estimated Equity
$119,299

Purchase Details

Closed on
Aug 9, 1991
Sold by
Smith Bobby W and Betty Jo
Bought by
Woodley David J and Woodley Lisa I

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$62,400
Interest Rate
9.27%

Purchase Details

Closed on
Jul 22, 1986
Sold by
Skiles Skiles S and Skiles Peggy J
Bought by
Smith Bobby W and Betty Jo
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Cox Rhonda $258,500 --
Woodley David J $78,000 --
Smith Bobby W $11,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Cox Rhonda $250,750
Previous Owner Woodley David J $62,400
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
02/03/2023 02/03/23 Sold $258,500 -10.6% $231 / Sq Ft
10/08/2022 10/08/22 For Sale $289,000 -- $258 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,356 $266,600 $28,900 $237,700
2024 $2,343 $228,800 $0 $0
2023 $2,261 $191,000 $0 $0
2022 $1,819 $153,200 $28,600 $124,600
2021 $1,813 $152,667 $0 $0
2020 $1,807 $152,133 $0 $0
2019 $1,801 $151,600 $28,600 $123,000
2018 $1,700 $151,600 $28,600 $123,000
2017 $1,633 $151,600 $0 $0
2016 -- $152,000 $0 $0
2015 -- $152,000 $0 $0
2014 -- $152,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDGA2003964

Bright MLS

APN: 14-008349