$395,000
SOLD OCT 28, 2025
3 Beds
2 Baths
1,800 Sq Ft
9,000 Sq Ft Lot

Recently Sold

$219 Per Sq Ft

7% Below List Price

132 Days on Market

Highlights

  • In Ground Pool
  • 4 Car Attached Garage
  • Crown Molding
  • Craftsman Architecture
  • Interior Lot
  • Walk-In Closet

About This Home

As of October 2025

Tucked Away on Royal Tern Way ? Welcome to this stunning 2023-built Craftsman-style home, tucked away on the peaceful Royal Tern Way in the sought-after St. James Bay Golf Course community. This home blends timeless charm with modern convenience and quality craftsmanship. Step inside to discover a spacious open floor plan accented by custom trim work, tray ceilings in both the living room and primary suite, and a picture window that fills the kitchen with warm natural light. The kitchen is both stylish and functional, perfect for hosting or enjoying a quiet morning. This home offers peace of mind with a Generac generator (3 years remaining on warranty), tankless water heater, termite bond, and a home warranty through American Home Shield. Outside, you'll find a double car garage and a screened-in back porch ideal for unwinding and enjoying the outdoors. Located in flood zone X (flood insurance optional, currently $600/year) with homeowners insurance at $3,400 annually, this property offers affordable protection and low-maintenance peace of mind. Whether you're searching for your forever home, a vacation getaway, or a smart investment, this move-in-ready gem checks every all the boxes. Give us a call today!

Last Agent to Sell the Property

Johnson Team

Core on the Coast, LLC Brokerage Phone: 8506702673 License #3448243 Listed on: 05/17/2025

Last Buyer's Agent

Jackie Etheridge

Anchor Realty Florida License #3461283

Home Details

Home Type

  • Single Family

Year Built

  • Built in 2023

Lot Details

  • 9,000 Sq Ft Lot
  • Lot Dimensions are 75 x 120
  • Interior Lot

HOA Fees

  • $40 Monthly HOA Fees

Home Design

  • Craftsman Architecture
  • Slab Foundation
  • Metal Roof
  • HardiePlank Type

Interior Spaces

  • 1,800 Sq Ft Home
  • Crown Molding
  • Recessed Lighting
  • Fire and Smoke Detector
  • Washer and Dryer Hookup

Kitchen

  • Electric Oven
  • Dishwasher
  • Kitchen Island

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 2 Full Bathrooms

Parking

  • 4 Car Attached Garage
  • Garage Door Opener

Utilities

  • Internet Available
  • Cable TV Available

Additional Features

  • In Ground Pool
  • Property is near golf course

Listing and Financial Details

  • Exclusions: Washer and Dryer
  • Legal Lot and Block Lot 19 Block E / Lot 19 Block E
  • Assessor Parcel Number 0507S03W1001000E0190

Community Details

Overview

  • St James Bay Subdivision
  • The community has rules related to covenants

Recreation

  • Community Pool

Home Details

Home Type

Single Family

Year Built

Built in 2023

Lot Details

0

HOA Fees

$40 per month

Listing Details

  • Directions: Turn off Highway 98 East onto Crooked River Rd then turn right on Royal Tern Way then turn right onto Royal Tern Court, look for real estate signs.
  • Prop. Type: Residential
  • Property Sub Type: Detached Single Family
  • Lot Size Acres: 0.2066
  • Lot Size: 75 x 120
  • Road Surface Type: Paved
  • Subdivision Name: St James Bay
  • Architectural Style: Craftsman
  • Carport Y N: No
  • Garage Yn: Yes
  • Property Attached Yn: No
  • Year Built: 2023
  • NAV22_ResortRentalYN: No
  • NAV22_BuildersWarrantyYN: No
  • NAV22_PoolType: Community
  • Special Features: NewHome

Interior Features

  • Appliances: Dishwasher, Refrigerator w/Ice Maker, Electric Oven
  • Furnished: Unfurnished
  • Interior Amenities: Crown Molding, Kitchen Island, Recessed Lighting, Pantry, Split Bedroom, Walk-In Closet(s)
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace: No
  • Living Area: 1800

Exterior Features

  • Exclusions: Washer and Dryer
  • Lot Features: Covenants/Restrictions, Near Golf Course, Interior Lot, See Remarks, Improved Lot
  • Roof: Metal
  • Pool Features: In Ground, See Remarks
  • Pool Private: Yes
  • Waterfront: No
  • Construction Type: HardiPlank Type
  • Foundation Details: Slab
  • Property Condition: Construction Complete

Garage/Parking

  • Attached Garage: Yes
  • Parking Features: Garage Attached, Garage Door Opener
  • Total Parking Spaces: 4

Utilities

  • Sewer: Public Sewer
  • Utilities: Cable Available, Electricity Connected, Internet Available, Sewer Connected, Water Connected, County Trash
  • Laundry Features: Washer/Dryer Hookup
  • Security: Smoke Detector(s)
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 120
  • Association Fee Frequency: Quarterly
  • Association: Yes

Lot Info

  • Lot Size Sq Ft: 9000
  • Additional Parcels: No
  • Parcel #: 0507S03W1001000E0190
  • Zoning Description: Residential Single Family

Rental Info

  • Lease Term: Short Term Lease

Tax Info

  • Tax Block: Lot 19 Block E
  • Tax Lot: Lot 19 Block E

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 17, 2025
Closed on
Oct 24, 2025
Sold by
Brandon Kenneth Ralph and Brandon Sharon Eugenia
Bought by
Prichard Thomas Charles and Herpich Prichard Joan
Seller's Agent
Johnson Team
Core on the Coast, LLC
Buyer's Agent
Jackie Etheridge
Anchor Realty Florida
List Price
$424,900
Sold Price
$395,000
Premium/Discount to List
-$29,900
-7.04%
Views
135

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-0.75%
Original Mortgage
$249,000
Outstanding Balance
$248,535
Interest Rate
6.35%
Mortgage Type
New Conventional
Estimated Equity
$145,812

Purchase Details

Listed on
Jul 13, 2022
Closed on
Mar 22, 2023
Sold by
Golden Construction Company Inc
Bought by
Brandon Kenneth Ralph and Brandon Sharon Eugenia
Seller's Agent
Treva McKenzie
Golden Properties & Investment
Buyer's Agent
Treva McKenzie
Golden Properties & Investment
List Price
$390,000
Sold Price
$390,000
Views
76

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
0.49%
Original Mortgage
$100,000
Interest Rate
5.25%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 16, 2022
Sold by
Mjm Carrabelle Llc
Bought by
Golden Construction Company Inc
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $395,000 None Listed On Document
Warranty Deed $390,000 Hayward Title Group
Warranty Deed -- None Listed On Document
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $249,000 New Conventional
Previous Owner $100,000 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/28/2025 10/28/25 Sold $395,000 0.0% $219 / Sq Ft
09/18/2025 09/18/25 Price Changed $395,000 -1.0% $219 / Sq Ft
08/22/2025 08/22/25 Price Changed $399,000 -1.5% $222 / Sq Ft
08/05/2025 08/05/25 Price Changed $405,000 -1.2% $225 / Sq Ft
07/22/2025 07/22/25 Price Changed $410,000 -1.2% $228 / Sq Ft
07/02/2025 07/02/25 Price Changed $415,000 -2.3% $231 / Sq Ft
05/17/2025 05/17/25 For Sale $424,900 +8.9% $236 / Sq Ft
03/22/2023 03/22/23 Sold $390,000 0.0% $217 / Sq Ft View Prior Sale
03/22/2023 03/22/23 Sold $390,000 0.0% $217 / Sq Ft View Prior Sale
01/10/2023 01/10/23 Pending -- -- --
07/13/2022 07/13/22 For Sale $390,000 +8.3% $217 / Sq Ft
03/15/2022 03/15/22 For Sale $360,000 -- $200 / Sq Ft
Source: Forgotten Coast REALTOR® Association

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,065 $364,675 $38,250 $326,425
2024 $3,498 $368,011 $38,250 $329,761
2023 $254 $25,000 $25,000 $0
2022 $193 $25,000 $25,000 $0
2021 $144 $14,000 $14,000 $0
2020 $128 $10,500 $10,500 $0
2019 $146 $12,000 $12,000 $0
2018 $155 $13,200 $0 $0
2017 $132 $10,500 $0 $0
2016 $134 $12,000 $0 $0
2015 $130 $12,000 $0 $0
2014 $98 $7,200 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Forgotten Coast REALTOR® Association

MLS Number: 322012

Forgotten Coast REALTOR® Association

APN: 05-07S-03W-1001-000E-0190