NOT LISTED FOR SALE

Estimated Value: $654,000 - $832,000

2 Beds
1 Bath
828 Sq Ft
$859/Sq Ft Est. Value

Last Sold September 01, 2021

Last sale price $610,000 $737 Per Sq Ft

Est. 17% increase in value since last sale

Current estimated payment $4,289/month

Highlights

  • 41 Feet of Waterfront
  • 1 Boat Dock
  • Fishing Allowed
  • South Shore Elementary School Rated A-
  • Pier
  • Open Floorplan

About This Home

As of September 2021

Great weekend get a away or year round living ! Charming waterfront cottage just waiting for your personal updates! Lots of windows /slider with natural light. Large trees lightly shade this charming waterfront cottage. Fabulous views of the Scenic Severn River from you upper deck off the living room or stroll out to the the private pier with electric & water to the end of the pier. Owner estimates the water depth at the end of the pier at high tide 8 ft . Cottage has gleaming hardwood floors in the open living room, new carpet in the hall & 2 bedrooms. Lower left side entrance offers a workshop/storage. Additional shed for storage. Conveniently located in Herald Harbor just a short commute to downtown Annapolis, I-97 and route 50. Enjoy a scenic 20 minute boat ride to Annapolis City Dock, shops and restaurants! Herald Harbor features several community access paths to the water, Herald Harbor Hideaway pub & community center, day care facility, fire department, convenience store, park & summer concerts !

Last Agent to Sell the Property

Kelly Kindig

(410) 533-9367 kellykindig4@gmail.com Douglas Realty, LLC Listed on: 07/25/2021

Douglas Realty, LLC

Last Buyer's Agent

Francis Wilbourne

(410) 446-9884 frankwilbourne@gmail.com Douglas Realty, LLC

Douglas Realty, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,117

Year Built

  • Built in 1970

Lot Details

  • 2,412 Sq Ft Lot
  • 41 Feet of Waterfront
  • Home fronts navigable water
  • Partially Fenced Property
  • Chain Link Fence
  • Landscaped
  • Property is in good condition
  • Property is zoned R5

Home Design

  • Cottage
  • Aluminum Siding

Interior Spaces

  • 828 Sq Ft Home
  • Property has 1 Level
  • Open Floorplan
  • Ceiling Fan
  • Sliding Windows
  • Combination Kitchen and Living
  • Storage Room
  • Water Views
  • Storm Doors

Kitchen

  • Eat-In Kitchen
  • Electric Oven or Range

Flooring

  • Wood
  • Carpet
  • Tile or Brick

Bedrooms and Bathrooms

  • 2 Main Level Bedrooms
  • 1 Full Bathroom

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Basement

  • Exterior Basement Entry
  • Workshop
  • Basement Windows

Parking

  • 1 Parking Space
  • 1 Driveway Space

Outdoor Features

  • Pier
  • Canoe or Kayak Water Access
  • River Nearby
  • Personal Watercraft
  • Waterski or Wakeboard
  • 1 Boat Dock
  • Private Dock Site
  • 2 Powered Boats Permitted
  • Deck
  • Shed

Schools

  • South Shore Elementary School
  • Old Mill M South Middle School
  • Old Mill High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Oil
  • Electric Water Heater
  • Septic Tank
  • Community Sewer or Septic

Listing and Financial Details

  • Tax Lot 16
  • Assessor Parcel Number 020241302006240

Community Details

Overview

  • No Home Owners Association
  • Herald Harbor Subdivision

Recreation

  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,117

Year Built

Built in 1970

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Cottage
  • Ownership: Fee Simple
  • Historic: No
  • New Construction: No
  • Story List: Lower 1, Main
  • Expected On Market: 2021-08-03
  • Federal Flood Zone: No
  • Year Built: 1970
  • Automatically Close On Close Date: No
  • Building Winterized: No
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dryer, Water Heater, Washer, Refrigerator, Oven/Range - Electric
  • Flooring Type: Hardwood, Carpet, Tile/Brick
  • Interior Amenities: Combination Kitchen/Living, Entry Level Bedroom, Floor Plan - Open, Kitchen - Table Space, Wood Floors
  • Window Features: Sliding
  • Fireplace: No
  • Door Features: Storm
  • Levels Count: 1
  • Room List: Living Room, Bedroom 2, Kitchen, Bedroom 1, Storage Room, Bathroom 1
  • Basement: Yes
  • Basement Type: Outside Entrance, Windows, Workshop
  • Laundry Type: Main Floor, Washer In Unit, Dryer In Unit
  • Total Sq Ft: 828
  • Living Area Sq Ft: 828
  • Price Per Sq Ft: 754.83
  • Above Grade Finished Sq Ft: 828
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 2
  • Main Level Bedrooms: 2
  • Total Bathrooms: 1
  • Full Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Main Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed
  • Construction Materials: Aluminum Siding
  • Spa: No
  • View: Water
  • Water Access Features: Fishing Allowed, Canoe/Kayak, Personal Watercraft (PWC), Waterski/Wakeboard, Boat - Powered
  • Water Access: Yes
  • Water Body Name: Scenic Severn River
  • Water Body Type: River
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Water View: Yes
  • Water Frontage In Feet: 41

Garage/Parking

  • Garage: No
  • Total Garage And Parking Spaces: 1
  • Type Of Parking: Driveway
  • Number of Spaces in Driveway: 1

Utilities

  • Refuse: 298.00
  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Ceiling Fan(s)
  • Heating Fuel: Oil
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Community Septic Tank, Private Septic Tank
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No
  • Association Recreation Fee: No

Fee Information

  • Loss Mitigation Fee?: No

Schools

  • Elementary School Source: Listing Agent
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Source: Listing Agent
  • Elementary School: SOUTH SHORE
  • High School: OLD MILL
  • Middle Or Junior School: OLD MILL M SOUTH

Lot Info

  • Horses: No
  • Additional Parcels: No
  • Fencing: Partially, Chain Link
  • Improvement Assessed Value: 89600.00
  • Land Assessed Value: 371200.00
  • Lot Features: Landscaping
  • Lot Size Acres: 0.06
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 2412.00
  • Outdoor Living Structures: Deck(s)
  • Property Condition: Good
  • Zoning: R5
  • In City Limits: No

Green Features

  • Clean Green Assessed: No

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Pets: No Pet Restrictions
  • Pets Allowed: Yes
  • Vacation Rental: No
  • Property Manager: No

Tax Info

  • Assessor Parcel Number: 15182947
  • Tax Annual Amount: 5117.00
  • Assessor Parcel Number: 020241302006240
  • Tax Lot: 16
  • County Tax Payment Frequency: Annually
  • Tax Year: 2020

Multi Family

  • Waterfront Features: Private Dock Site

MLS Schools

  • School District Name: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 25, 2021
Closed on
Sep 1, 2021
Sold by
Apel Jan V and Berge Jack A
Bought by
Conley Ratkovich Cynthia Braly
Seller's Agent
Kelly Kindig
Douglas Realty, LLC
Buyer's Agent
Francis Wilbourne
Douglas Realty, LLC
List Price
$650,000
Sold Price
$610,000
Premium/Discount to List
-$40,000
-6.15%
Current Estimated Value
$711,171

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$101,171
Avg. Annual Appreciation
3.71%
Original Mortgage
$518,500
Outstanding Balance
$471,796
Interest Rate
2.8%
Mortgage Type
New Conventional
Estimated Equity
$239,375

Purchase Details

Closed on
Oct 28, 2003
Sold by
Berge Jack A
Bought by
Berge Jack A and Apel Jan
Source: Public Records

Range of Values:

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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Conley Ratkovich Cynthia Braly $610,000 Admiral Title Group
Berge Jack A -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Conley Ratkovich Cynthia Braly $518,500
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/01/2021 09/01/21 Sold $610,000 -2.4% $737 / Sq Ft
07/30/2021 07/30/21 Price Changed $625,000 -3.8% $755 / Sq Ft
07/25/2021 07/25/21 For Sale $650,000 -- $785 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,490 $589,800 $476,200 $113,600
2024 $6,490 $546,800 $0 $0
2023 $5,975 $503,800 $0 $0
2022 $4,815 $460,800 $371,200 $89,600
2021 $10,491 $460,800 $371,200 $89,600
2020 $10,414 $460,800 $371,200 $89,600
2019 $10,304 $461,700 $371,200 $90,500
2018 $4,681 $461,633 $0 $0
2017 $5,123 $461,567 $0 $0
2016 -- $461,500 $0 $0
2015 -- $461,500 $0 $0
2014 -- $461,500 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDAA2003662

Bright MLS

APN: 02-413-02006240