$217,000
SOLD JUN 12, 2026

3440 Riverside Dr Pensacola, FL 32514

Ferry Pass Area
4 Beds
2 Baths
1,452 Sq Ft
5,070 Sq Ft Lot

Sale Details

Date Sold: June 12, 2026

$149 Per Sq Ft

7% Below List Price

222 Days on Market

Highlights

  • Parking available for a boat
  • Cathedral Ceiling
  • Cottage
  • Updated Kitchen
  • No HOA
  • Porch

About This Home

As of June 2026

**BRAND NEW ROOF**Welcome to this beautifully updated 4-bedroom, 2-bathroom home, that has been refreshed with new paint throughout & new carpeting in the bedrooms. With a thoughtfully designed layout, this residence offers both comfort and functionality, making it ideal for families or those looking for extra space. Upon entering, you are greeted by an inviting living area boasting vaulted ceilings that enhance the sense of space. This area seamlessly flows into the fully updated kitchen, complete with modern stainless-steel appliances, a large island for additional seating, and elegant tile backsplash that adds a contemporary touch. The newer cabinets, adorned with stylish hardware, provide ample storage for all your culinary needs. The home features four spacious bedrooms, including a large master bedroom that stands out with its two walk-in closets, offering generous storage. The updated ensuite bathroom is equipped with a new vanity and a walk-in shower, creating a private oasis for relaxation. One of the unique aspects of this property is the converted garage that can serve as a 4th bedroom, which offers flexibility for various living arrangements or serves as a perfect guest suite. Adjacent to this is a sizeable laundry room, which can be converted into a large walk in closet for the fourth bedroom, ensuring that household tasks are efficient and convenient. Step outside to the fenced in backyard directly accessible from the master bedroom. This serene outdoor space provides ample space for your kids and pets to play, ideal for gatherings or simply enjoying a quiet moment. This home is a blend of modern conveniences and traditional charm. Experience comfortable living in this beautifully upgraded home, perfect for anyone looking to make lasting memories. Don’t miss the opportunity to make this exceptional property your own!

Last Agent to Sell the Property

Justin Creel

KELLER WILLIAMS REALTY GULF COAST Listed on: 10/02/2025

KELLER WILLIAMS REALTY GULF COAST

Co-Listed By

JOHN BURGESS

KELLER WILLIAMS REALTY GULF COAST

Last Buyer's Agent

Matthew Jones

KELLER WILLIAMS REALTY GULF COAST

KELLER WILLIAMS REALTY GULF COAST

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1992

Lot Details

  • 5,070 Sq Ft Lot
  • Privacy Fence
  • Back Yard Fenced
  • Interior Lot

Home Design

  • Cottage
  • Slab Foundation
  • Frame Construction
  • Shingle Roof
  • Ridge Vents on the Roof

Interior Spaces

  • 1,452 Sq Ft Home
  • 1-Story Property
  • Bookcases
  • Cathedral Ceiling
  • Ceiling Fan
  • Double Pane Windows
  • Blinds
  • Open Floorplan
  • Storage
  • Inside Utility
  • Fire and Smoke Detector

Kitchen

  • Updated Kitchen
  • Eat-In Kitchen
  • Breakfast Bar
  • Self-Cleaning Oven
  • Dishwasher
  • Kitchen Island
  • Laminate Countertops

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Remodeled Bathroom
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Washer and Dryer Hookup

Parking

  • 4 Car Garage
  • Front Facing Garage
  • Driveway
  • Guest Parking
  • Parking available for a boat
  • RV Access or Parking
  • Golf Cart Garage

Schools

  • Ferry Pass Elementary And Middle School
  • Washington High School

Utilities

  • Cooling System Mounted To A Wall/Window
  • Central Heating and Cooling System
  • Baseboard Heating
  • Electric Water Heater
  • High Speed Internet
  • Satellite Dish
  • Cable TV Available

Additional Features

  • Energy-Efficient Insulation
  • Porch

Community Details

  • No Home Owners Association
  • Riverside Subdivision

Listing and Financial Details

  • Assessor Parcel Number 011S301004009017

Home Details

Home Type

Single Family

Year Built

Built in 1992

Lot Details

5,070 Sq Ft Lot

Listing Details

  • Stories: 1
  • Parcel Number: 011S301004009017
  • Property Type: Residential
  • Year Built: 1992
  • Electric: Circuit Breakers, Copper Wiring
  • Property Sub Type: Single Family Residence
  • Horses: No
  • Lot Size Acres: 0.1164
  • Road Surface Type: Paved
  • Co List Office Mls Id: KWR001
  • Co List Office Phone: 850-471-5000
  • Subdivision Name: Riverside
  • Directions: END OF SCENIC HWY, E ON 90 TO SMITHS FISH CAMP ROAD TO RIVERSIDE. (Smiths Fish Camp road is the last road before crossing the bay to Pace on the south side of 90.
  • Architectural Style: Cottage
  • Carport Y N: No
  • Garage Yn: No
  • Unit Levels: One
  • New Construction: No
  • Efficiency: Insulation, Insulated Walls, Ridge Vent
  • Property Attached Yn: No
  • Kitchen Level: First
  • Special Features: None

Interior Features

  • Appliances: Electric Water Heater, Dishwasher, Self Cleaning Oven
  • Other Equipment: Satellite Dish
  • Full Bathrooms: 2
  • Total Bedrooms: 4
  • Flooring: Tile, Carpet
  • Interior Amenities: Storage, Baseboards, Bookcases, Cathedral Ceiling(s), Ceiling Fan(s), High Ceilings, High Speed Internet, Vaulted Ceiling(s)
  • Living Area: 1452
  • Window Features: Double Pane Windows, Blinds
  • Bedroom/Bathroom Features: Updated
  • Dining Room Features: Breakfast Bar, Eat-in Kitchen, Kitchen/Dining Combo, Living/Dining Combo
  • Living Room Living Room Level: First
  • Master Bedroom Master Bedroom Level: First
  • Master Bedroom Master Bedroom Width: 10.916666666
  • Room Bedroom2 Level: First
  • Room Kitchen Features: Updated, Kitchen Island, Laminate Counters
  • Room Master Bedroom Area: 184.673611111

Exterior Features

  • Roof: Shingle
  • Fencing: Back Yard, Full, Other, Privacy
  • Lot Features: Central Access, Interior Lot
  • Pool Features: None
  • Construction Type: Frame
  • Exterior Features: Satellite Dish
  • Foundation Details: Slab
  • Patio And Porch Features: Porch
  • Property Condition: Resale

Garage/Parking

  • Open Parking: Yes
  • Parking Features: Boat, Driveway, Front Entrance, Golf Cart Garage, Guest, RV Access/Parking
  • Total Parking Spaces: 4

Utilities

  • Heating: Central
  • Cooling: Central Air, Wall/Window Unit(s), Ceiling Fan(s)
  • Sewer: Public Sewer
  • Laundry Features: Inside, W/D Hookups, Laundry Room
  • Security: Smoke Detector(s)
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Utilities: Cable Available
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: Annually
  • Association: No

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: Ferry Pass
  • High School: Washington
  • Middle Or Junior School: FERRY PASS

Lot Info

  • Lot Size Sq Ft: 5070.384
  • Zoning Description: County,Res Single

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 2, 2025
Closed on
Jun 12, 2026
Sold by
Bought by
Seller's Agent
Justin Creel
KELLER WILLIAMS REALTY GULF COAST
Buyer's Agent
Matthew Jones
KELLER WILLIAMS REALTY GULF COAST
List Price
$234,000
Sold Price
$217,000
Premium/Discount to List
-$17,000
-7.26%
Views
553

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
15.77%
Original Mortgage
$209,757
Interest Rate
0.063%
Mortgage Type
FHA

Purchase Details

Closed on
May 15, 2024
Sold by
Bought by

Purchase Details

Closed on
Jul 11, 2022
Sold by
Bought by

Purchase Details

Closed on
May 24, 2019
Sold by
Bought by

Purchase Details

Listed on
Feb 15, 2012
Closed on
May 17, 2012
Sold by
Bought by
Seller's Agent
Thomas Williams
Sand Dunes Real Estate
Buyer's Agent
PETER VANCE
EXIT REALTY N. F. I.
List Price
$89,900
Sold Price
$77,500
Premium/Discount to List
-$12,400
-13.79%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.68%
Original Mortgage
$75,534
Interest Rate
0.044%
Mortgage Type
FHA

Purchase Details

Listed on
Feb 15, 2012
Closed on
Apr 25, 2012
Sold by
Bought by
Seller's Agent
Thomas Williams
Sand Dunes Real Estate
Buyer's Agent
PETER VANCE
EXIT REALTY N. F. I.
List Price
$89,900
Sold Price
$77,500
Premium/Discount to List
-$12,400
-13.79%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$75,534
Interest Rate
0.044%
Mortgage Type
FHA

Purchase Details

Closed on
Feb 12, 2007
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$104,000
Interest Rate
0.0617%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Nov 29, 2001
Sold by
Bought by

Purchase Details

Closed on
Oct 4, 2001
Sold by
Bought by
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $217,000 Harper Title
Quit Claim Deed $24,000 None Listed On Document
Quit Claim Deed $26,000 None Listed On Document
Interfamily Deed Transfer -- Attorney
Special Warranty Deed $77,500 Ras Title Llc
Special Warranty Deed -- Ras Title Llc
Interfamily Deed Transfer $33,200 Lawyers Title Ins
Warranty Deed $35,285 --
Warranty Deed $74,500 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $209,757 FHA
Closed $10,000 New Conventional
Previous Owner $75,534 FHA
Previous Owner $20,000 Credit Line Revolving
Previous Owner $104,000 Purchase Money Mortgage
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
06/12/2026 06/12/26 Sold $217,000 -1.3% $149 / Sq Ft
05/12/2026 05/12/26 Pending -- -- --
03/20/2026 03/20/26 Price Changed $219,900 -4.0% $151 / Sq Ft
01/08/2026 01/08/26 Price Changed $229,000 -2.1% $158 / Sq Ft
10/02/2025 10/02/25 For Sale $234,000 +201.9% $161 / Sq Ft
05/22/2012 05/22/12 Sold $77,500 -13.8% $63 / Sq Ft View Prior Sale
04/03/2012 04/03/12 Pending -- -- --
02/14/2012 02/14/12 For Sale $89,900 -- $73 / Sq Ft
Source: Pensacola Association of REALTORS®

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,605 $177,410 $30,000 $147,410
2024 $762 $177,890 $30,000 $147,890
2023 $762 $88,298 $0 $0
2022 $736 $85,727 $0 $0
2021 $727 $83,231 $0 $0
2020 $710 $82,082 $0 $0
2019 $692 $80,237 $0 $0
2018 $686 $78,741 $0 $0
2017 $680 $77,122 $0 $0
2016 $474 $75,536 $0 $0
2015 $457 $75,011 $0 $0
2014 $448 $74,443 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Pensacola Association of REALTORS®

MLS Number: 669953

Pensacola Association of REALTORS®

APN: 01-1S-30-1004-009-017

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