$349,900

3445 Cardinal Place Chipley, FL 32428

Chipley Area

Estimated payment $2,131/month

Total Views 3,544
3 Beds
2 Baths
1,379 Sq Ft
$254 Price per Sq Ft

Highlights

  • Beach
  • Gated with Attendant
  • Craftsman Architecture
  • Deeded access to the beach
  • Fishing
  • Deck

About This Home

This 3-year old home still shines like new in the security gated lake subdivision of Leisure Lakes, a hidden gem about 30 minutes north of Panama City. A split bedroom design, it has 3 bedrooms and 2 bathrooms with a 2-car garage. Situated on 1.7 acres on a corner lot, it is still partially wooded for extra privacy. It is very difficult to see the house from both roads it fronts. Concrete siding boards provide strength and extra insulation. Along with 9-foot ceilings and a big trey ceiling in the living room, it helps keep the house cool. The flooring is covered with luxury vinyl planking that is durable and easy to clean. The kitchen features lots of white cabinetry, granite, breakfast bar, island with extra drawers and doors, and stainless steel appliances. There is a window above the large sink that offers views of the back woods, and the 16 x 26 covered concrete patio used as outdoor entertaining and grilling. There is a pot filler on the wall above the stove. The microwave has been vented through the roof but hidden by cabinets. The primary bedroom has room for a king bed and can be flanked by two windows. A pocket door opens to the bathroom suite that features a big walk-in closet, stone shower with double glass doors. The tall pole barn has water, power, a 30 amp service plug for a camper, and offer a pipeline connected to the septic tank. The enclosed storage building has electric power for lighting and tools. Live security guards are on duty weekdays, at other times residents have a special entry code. Enjoy the amenities that include a swimming pool, tennis court, basketball court, toddler playground, covered pavilion, men's and women's restrooms, grill stations and more. Come see if lake living would help you enjoy life.

Listing Agent

Harvey Webb

Counts Real Estate Group License #3290471 Listed on: 08/17/2026

Counts Real Estate Group

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,436

Year Built

  • Built in 2023

Lot Details

  • 1.7 Acre Lot
  • Lot Dimensions are 150x300x300x225

HOA Fees

  • $21 Monthly HOA Fees

Parking

  • 2 Car Garage

Home Design

  • Craftsman Architecture
  • Shingle Roof
  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • 1-Story Property
  • Double Pane Windows
  • Workshop
  • Electric Oven

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Outdoor Features

  • Deeded access to the beach
  • Deck
  • Covered Patio or Porch

Schools

  • Vernon Elementary School
  • Vernon Middle School
  • Vernon High School

Utilities

  • Central Heating and Cooling System
  • Heat Pump System
  • Underground Utilities
  • Electric Water Heater

Community Details

Overview

  • Association fees include management, boat ramp, fishing rights, playground, pool(s)
  • Leisure Lakes 1St Add Subdivision

Amenities

  • Community Barbecue Grill
  • Picnic Area

Recreation

  • Beach
  • Tennis Courts
  • Community Basketball Court
  • Community Playground
  • Community Pool
  • Fishing
  • Park

Security

  • Gated with Attendant

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,436

Year Built

Built in 2023

Lot Details

1.7 Acres

HOA Fees

$21 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Year Built: 2023
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 1.7
  • Lot Size: 150x300x300x225
  • MLS Status: Active
  • Standard Status: Active
  • Subdivision Name: Leisure Lakes 1st Add
  • Architectural Style: Craftsman
  • Unit Levels: One
  • New Construction: No
  • Building Stories: 1
  • Property Sub Type Additional: Single Family Residence
  • Special Features: None
  • Stories: 1

Interior Features

  • Appliances: Electric Oven, Electric Water Heater
  • Interior Amenities: Main Level Primary, Shower Only, Walk-In Closet(s), Workshop
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Dining Room Type: Bedroom, Patio, Workshop
  • Stories: 1
  • Window Features: Double Pane Windows

Exterior Features

  • Pool Features: Community
  • Waterfront: No
  • Construction Type: Structural Insulated Panels, Vinyl Siding, Wood Frame
  • Exterior Features: Covered Patio
  • Patio And Porch Features: Deck, Covered, Porch
  • Roof: Composition, Shingle

Garage/Parking

  • Garage Spaces: 2.0
  • Garage: Yes
  • Attached Garage: No

Utilities

  • Utilities: Electricity Available, Underground Utilities
  • Security Features: Gated with Guard, Gated Community
  • Cooling: Central Air, Heat Pump
  • Heating: Central, Electric, Heat Pump
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Association Fee: 250.0
  • Community Features: Barbecue, Basketball Court, Beach, Boat Facilities, Fishing, Playground, Park, Pool, Tennis Court(s), Gated
  • Amenities: Beach Rights, Gated, Gazebo, Barbecue, Picnic Area
  • Association Fee Frequency: Annually
  • Association: Yes

Fee Information

  • Association Fee Includes: Association Management, Boat Ramp, Fishing Rights, Playground, Pool(s)

Schools

  • Middle Or Junior School: Vernon

Lot Info

  • Lot Features: Paved
  • Land Lease: No
  • Lot Size Sq Ft: 74052.0
  • Zoning Description: Resid Single Family

Multi Family

  • Number Of Units Furnished: None

Tax Info

  • Tax Annual Amount: 1436.28
  • Tax Year: 2025

MLS Schools

  • Elementary School: Vernon Elementary
  • High School: Vernon

Map

Range of Values:

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Value Increase
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Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,436 $180,206
2024 $1,316 $175,127 $27,200 $147,927
2023 $386 $26,384 $0 $0
2022 $234 $17,000 $17,000 $0
2021 $192 $13,600 $13,600 $0
2020 $153 $11,900 $11,900 $0
2019 $140 $10,200 $10,200 $0
2018 $138 $10,200 $10,200 $0
2017 $126 $8,500 $8,500 $0
2016 $110 $6,800 $0 $0
2015 $113 $6,800 $0 $0
2014 -- $8,500 $0 $0
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
08/17/2026 08/17/26 For Sale $349,900 -- $254 / Sq Ft
Source: Central Panhandle Association of REALTORS®

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $32,900 Diamond Title Agency Inc
Warranty Deed $100 None Listed On Document
Quit Claim Deed $100 None Listed On Document
Warranty Deed $22,000 Diamond Title Agency Inc
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $60,000 Credit Line Revolving
Source: Public Records

Source: Central Panhandle Association of REALTORS®

MLS Number: 794153

Central Panhandle Association of REALTORS®

APN: 00000000-00-4151-0155

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