Listed by Windermere Real Estate Whatcom, Bought with Keller Williams Western Realty
$2,125,000
SOLD SEP 4, 2025

3445 S Bay Dr Sedro Woolley, WA 98284

3 Beds
3.5 Baths
4,604 Sq Ft
4.2 Acres

Recently Sold

$462 Per Sq Ft

7% Above List Price

Highlights

  • 180 Feet of Waterfront
  • Lake View
  • Fireplace in Primary Bedroom
  • Docks
  • Fruit Trees
  • Deck

About This Home

As of September 2025

A STORYBOOK SETTING ON LAKE WHATCOM! Arrive through the gate to a long, meandering & paved tree-lined circular drive to your extraordinarily custom 4,600 sq/ft lodge-style estate enveloped by over 4 lush acres. The home flows seamlessly blending indoor and outdoor spaces that embraces nature's beauty. Uniquely all the wood trim and beams were milled from the property. Features include a grand covered entry, two story great room with 18 foot walls of glass, sumptuous primary suite, 3 stone fireplaces, multiple living areas and decks, and so much more. A rare opportunity to acquire a property with the utmost in privacy combined with the fun of waterfront activities on Lake Whatcom. An incredible property and your chance to experience it all!

Last Agent to Sell the Property

Chet Kenoyer

Windermere Real Estate Whatcom License #7168 Listed on: 07/09/2025

Windermere Real Estate Whatcom

Last Buyer's Agent

Jennifer Durgin

Keller Williams Western Realty License #126569

Keller Williams Western Realty

Source: Northwest Multiple Listing Service (NWMLS)

MLS#: 2404343

Northwest Multiple Listing Service (NWMLS)

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $9,913

Year Built

  • Built in 2008

Lot Details

  • 4.2 Acre Lot
  • 180 Feet of Waterfront
  • Lake Front
  • North Facing Home
  • Dog Run
  • Gated Home
  • Terraced Lot
  • Fruit Trees
  • Wooded Lot
  • Garden

Parking

  • 3 Car Attached Garage

Property Views

  • Lake
  • Mountain

Home Design

  • Poured Concrete
  • Composition Roof
  • Stone Siding
  • Cement Board or Planked
  • Stone

Interior Spaces

  • 4,604 Sq Ft Home
  • 1-Story Property
  • Vaulted Ceiling
  • Ceiling Fan
  • Skylights
  • 3 Fireplaces
  • Gas Fireplace
  • French Doors
  • Dining Room
  • Finished Basement
  • Natural lighting in basement

Kitchen

  • Walk-In Pantry
  • Stove
  • Microwave
  • Dishwasher

Flooring

  • Engineered Wood
  • Carpet
  • Ceramic Tile
  • Vinyl

Bedrooms and Bathrooms

  • Fireplace in Primary Bedroom
  • Walk-In Closet
  • Bathroom on Main Level

Laundry

  • Dryer
  • Washer

Home Security

  • Home Security System
  • Storm Windows

Outdoor Features

  • Docks
  • Deck
  • Patio

Utilities

  • Forced Air Heating System
  • Heat Pump System
  • Generator Hookup
  • Propane
  • Well
  • Septic Tank

Community Details

  • No Home Owners Association
  • South Bay Subdivision

Listing and Financial Details

  • Assessor Parcel Number 3704211901600000

Home Details

Home Type

Single Family

Est. Annual Taxes

$9,913

Year Built

Built in 2008

Lot Details

0

Parking

3

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • StyleCode: 16 - 1 Story w/Bsmnt.
  • Year Built: 2008
  • Inclusions: Dishwasher(s),Dryer(s),Microwave(s),Refrigerator(s),Stove(s)/Range(s),Washer(s)
  • MLS Status: Sold
  • Prev Status: Closed
  • Unit Levels: One
  • New Construction: No
  • CalculatedSquareFootage: 4604
  • SeniorExemption: false
  • Special Features: None

Interior Features

  • Fireplaces: 3
  • Basement: Daylight, Finished
  • Appliances: Dishwasher(s), Dryer(s), Microwave(s), Refrigerator(s), Stove(s)/Range(s), Washer(s)
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Possible Bedrooms: 3
  • Total Bedrooms: 3
  • Entry Location: Main
  • Fireplace Features: Gas
  • Fireplace: Yes
  • Flooring: Ceramic Tile, Engineered Hardwood, Vinyl, Carpet
  • Interior Amenities: Bath Off Primary, Ceiling Fan(s), Double Pane/Storm Window, Dining Room, Fireplace, Fireplace (Primary Bedroom), French Doors, Security System, Skylight(s), Vaulted Ceiling(s), Walk-In Closet(s), Walk-In Pantry, Wired for Generator
  • Living Area: 4604
  • Main Level Bathrooms: 2
  • Main Level Bedrooms: 1
  • Bathrooms: 3.5
  • BathsFullMain: 1
  • FireplacesMain: 2
  • SquareFootageFinished: 4604
  • SquareFootageUnfinished: 0
  • BathsFullGarage: 0
  • BathsFullLower: 2
  • BathsFullUpper: 0
  • BathsHalfGarage: 0
  • BathsHalfLower: 0
  • BathsHalfMain: 1
  • BathsHalfUpper: 0
  • BathsThreeQuarterGarage: 0
  • BathsThreeQuarterLower: 0
  • BathsThreeQuarterMain: 0
  • BathsThreeQuarterUpper: 0
  • BedroomsLower: 2
  • BedroomsUpper: 0
  • AppliancesIncluded: Dishwasher(s),Dryer(s),Microwave(s),Refrigerator(s),Stove(s)/Range(s),Washer(s)
  • FireplacesLower: 1
  • NWM_NumberOfBathtubs: 3
  • NWM_NumberOfShowers: 3

Exterior Features

  • Roof: Composition
  • View: Lake, Mountain(s)
  • Lot Features: Paved
  • View: Yes
  • Waterfront Features: Lake
  • Waterfront: Yes
  • Construction Type: Cement Plank, Stone
  • Direction Faces: North
  • Exterior Features: Cement Planked, Stone
  • Foundation Details: Poured Concrete
  • Structure Type: House
  • WaterfrontFootage: 180
  • WaterAccess: Beach Rights,Deeded Access

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Covered Parking Spaces: 3
  • Garage Spaces: 3
  • Garage Yn: Yes
  • Open Parking: No
  • Parking Features: Attached Garage
  • Total Parking Spaces: 3

Utilities

  • Sewer: Septic Tank
  • Water Source: Individual Well
  • Security: Security Gate, Security System
  • Cooling: Heat Pump
  • Cooling Y N: Yes
  • Heating: Forced Air, Heat Pump
  • Heating Yn: Yes
  • PowerCompany: PSE
  • SewerCompany: Septic
  • WaterCompany: WEll
  • CableConnected: DirectTv
  • InternetConnected: Viasat

Condo/Co-op/Association

  • Senior Community: No
  • Association: No

Schools

  • Junior High Dist: Mount Baker

Lot Info

  • Parcel Number: 3704211901600000
  • Topography: Sloped,Terraces
  • Land Lease: No
  • Lot Size Acres: 4.2
  • Lot Size Sq Ft: 182952
  • Irrigation Water Rights: No
  • ShowMapLink: true
  • SiteFeatures: Deck,Dock,Dog Run,Gated Entry,Patio,Propane
  • MLSLotSizeSource: Assessor
  • MLSSquareFootageSource: Assessor

Green Features

  • Power Production Type: Electric, Propane

Tax Info

  • Year: 2025
  • Tax Annual Amount: 9913.47

Multi Family

  • EnergySource: Electric,Propane

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 9, 2025
Closed on
Sep 2, 2025
Sold by
Bates Stephen W
Bought by
Campelia Georgina D and Campelia Nicholas S
Seller's Agent
Chet Kenoyer
Windermere Real Estate Whatcom
Buyer's Agent
Jennifer Durgin
Keller Williams Western Realty
List Price
$1,995,000
Sold Price
$2,125,000
Premium/Discount to List
$130,000
6.52%
Views
22

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-99.22%

Purchase Details

Closed on
Oct 21, 2022
Sold by
Bates Stephen W and Bates Rachel J
Bought by
Bates Stephen W

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$1,259,500
Interest Rate
6.7%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 20, 2012
Sold by
King Byron F
Bought by
Bates Stephen W and Bates Rachael J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$480,000
Interest Rate
3.12%
Mortgage Type
Adjustable Rate Mortgage/ARM

Purchase Details

Closed on
Jul 30, 2007
Sold by
King Byron F and King Deborah V
Bought by
King Byron F

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$758,000
Interest Rate
6.66%
Mortgage Type
Construction

Purchase Details

Closed on
Nov 22, 2005
Sold by
King Byron F
Bought by
King Byron F and King Deborah
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $2,125,000 Whatcom Land Title
Warranty Deed -- --
Warranty Deed $600,280 Whatcom Land Title
Interfamily Deed Transfer -- Whatcom Land Title
Quit Claim Deed -- Chicago Title Insurance
Interfamily Deed Transfer -- None Available
Interfamily Deed Transfer -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $1,259,500 New Conventional
Previous Owner $480,000 Adjustable Rate Mortgage/ARM
Previous Owner $758,000 Construction
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/04/2025 09/04/25 Sold $2,125,000 +6.5% $462 / Sq Ft
08/22/2025 08/22/25 Pending -- -- --
07/09/2025 07/09/25 For Sale $1,995,000 -- $433 / Sq Ft
Source: Northwest Multiple Listing Service (NWMLS)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $9,803 $1,320,714 $565,399 $755,315
2023 $9,803 $1,420,126 $607,957 $812,169
2022 $9,231 $1,302,852 $557,752 $745,100
2021 $8,411 $1,002,194 $429,040 $573,154
2020 $8,365 $808,221 $346,000 $462,221
2019 $7,558 $808,221 $346,000 $462,221
2018 $9,415 $807,413 $341,910 $465,503
2017 $7,985 $780,190 $330,382 $449,808
2016 $7,287 $705,945 $298,942 $407,003
2015 $7,531 $637,887 $270,122 $367,765
2014 -- $637,887 $270,122 $367,765
2013 -- $618,707 $262,000 $356,707
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northwest Multiple Listing Service (NWMLS)

MLS Number: 2404343

Northwest Multiple Listing Service (NWMLS)

APN: 370421-190160-0000