345 Charlotte St Saint Augustine, FL 32084
Saint Augustine Historic District NeighborhoodEstimated payment $5,979/month
Highlights
- Cathedral Ceiling
- Wood Flooring
- Formal Dining Room
- Ketterlinus Elementary School Rated A
- Spanish Architecture
- Fireplace
About This Home
Located in the heart of downtown St. Augustine’s Historic District, 345 Charlotte Street offers the rare combination of historic character and modern construction. Built in 2004 and constructed of concrete block, this home reflects the architectural charm of its surroundings while providing the layout, efficiency, and durability today’s buyers expect—fantastically insulated and solidly built, offering a quiet, fortress-like feel rarely found downtown. A paver walkway leads to an arched front porch with brick columns and subtle LED string lighting, framed by mature landscaping, climbing jasmine, and garden latticework that creates a private and welcoming entrance. Inside, the home features a warm yet refined atmosphere with a classic fireplace anchoring the living room with custom built-in bookshelves on either side, plantation shutters throughout, and an efficient kitchen with new range and microwave. French doors open to a secluded garden patio surrounded by lush greenery, offering a peaceful outdoor retreat. The primary bedroom and second bedroom both include private balcony access, adding to the home’s sense of space and privacy. This 3-bedroom, 2.5-bath residence is offered furnished, with thoughtfully selected pieces that complement the home’s architectural style. Closet systems have been updated within the last three years, improving functionality while preserving the home’s character. Zoned HP-2 (Historic Preservation), short-term rentals are not permitted; however, rentals of 30 days or longer are allowed, making the property well-suited for full-time living or extended stays. An exceptional feature for downtown is the availability of five off-street parking spaces. Set on one of the most peaceful streets downtown, with a short walk to a nearby park, yet just steps from renowned dining, historic landmarks, and the cultural heartbeat of St. Augustine, this property presents a truly rare opportunity to own a modern, solidly built home in one of the city’s most sought-after historic locations.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $14,616
Year Built
- Built in 2004
Lot Details
- 3,485 Sq Ft Lot
- Lot Dimensions are 75 x 45
- Partially Fenced Property
- Historic Home
- Property is zoned RS-1
Parking
- Attached Garage
Home Design
- Spanish Architecture
- Concrete Block With Brick
- Slab Foundation
- Shingle Roof
- Stucco Exterior
Interior Spaces
- 1,908 Sq Ft Home
- 2-Story Property
- Cathedral Ceiling
- Fireplace
- Insulated Windows
- Plantation Shutters
- Formal Dining Room
- Washer and Dryer
Kitchen
- Range
- Microwave
- Dishwasher
- Disposal
Flooring
- Wood
- Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- Primary Bathroom includes a Walk-In Shower
Schools
- R.B. Hunt Elementary School
- Sebastian Middle School
- St. Augustine High School
Additional Features
- Shed
- Central Heating and Cooling System
Listing and Financial Details
- Homestead Exemption
- Assessor Parcel Number 201120-0000
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $17,496 | $782,336 | $326,250 | $456,086 |
| 2024 | $17,496 | $767,528 | $326,250 | $441,278 |
| 2023 | $17,496 | $962,082 | $326,250 | $635,832 |
| 2022 | $12,575 | $655,757 | $231,840 | $423,917 |
| 2021 | $8,050 | $452,498 | $0 | $0 |
| 2020 | $7,994 | $446,250 | $0 | $0 |
| 2019 | $8,019 | $436,217 | $0 | $0 |
| 2018 | $9,510 | $464,814 | $0 | $0 |
| 2017 | $5,512 | $306,403 | $0 | $0 |
| 2016 | $5,474 | $309,104 | $0 | $0 |
| 2015 | $5,548 | $306,955 | $0 | $0 |
| 2014 | $5,564 | $304,520 | $0 | $0 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 03/03/2026 03/03/26 | Price Changed | $915,000 | -3.2% | $480 / Sq Ft | |
| 01/21/2026 01/21/26 | For Sale | $945,000 | +18.9% | $495 / Sq Ft | |
| 12/17/2023 12/17/23 | Off Market | $795,000 | -- | -- | |
| 12/13/2021 12/13/21 | Sold | $795,000 | 0.0% | $394 / Sq Ft | View Prior Sale |
| 11/30/2021 11/30/21 | Pending | -- | -- | -- | |
| 10/29/2021 10/29/21 | For Sale | $795,000 | +38.3% | $394 / Sq Ft | |
| 07/24/2018 07/24/18 | Sold | $575,000 | -1.7% | $301 / Sq Ft | View Prior Sale |
| 06/01/2018 06/01/18 | For Sale | $585,000 | -- | $307 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $790,000 | Action Ttl Svcs Of St Johns | |
| Warranty Deed | $570,000 | Action Title Svcs | |
| Interfamily Deed Transfer | -- | Attorney | |
| Interfamily Deed Transfer | -- | Attorney | |
| Warranty Deed | $694,000 | -- | |
| Warranty Deed | $110,000 | -- |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $300,000 | New Conventional | |
| Previous Owner | $500,000 | Fannie Mae Freddie Mac |
Source: St. Augustine and St. Johns County Board of REALTORS®
MLS Number: 260373
APN: 201120-0000
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Information is deemed reliable but not guaranteed.
© 2026 St Augustine &
St. Johns County Board of REALTORS®. All rights reserved.
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