$945,000

Estimated payment $6,125/month

Total Views 222
3 Beds
2.5 Baths
1,908 Sq Ft
$495 Price per Sq Ft

Highlights

  • Popular Property
  • Cathedral Ceiling
  • Spanish Architecture
  • Ketterlinus Elementary School Rated A
  • Wood Flooring
  • Formal Dining Room

About This Home

Located in the heart of downtown St. Augustine’s Historic District, 345 Charlotte Street offers the rare combination of historic character and modern construction. Built in 2004 and constructed of concrete block, this home reflects the architectural charm of its surroundings while providing the layout, efficiency, and durability today’s buyers expect—fantastically insulated and solidly built, offering a quiet, fortress-like feel rarely found downtown. A paver walkway leads to an arched front porch with brick columns and subtle LED string lighting, framed by mature landscaping, climbing jasmine, and garden latticework that creates a private and welcoming entrance. Inside, the home features a warm yet refined atmosphere with a classic fireplace anchoring the living room with custom built-in bookshelves on either side, plantation shutters throughout, and an efficient kitchen with new range and microwave. French doors open to a secluded garden patio surrounded by lush greenery, offering a peaceful outdoor retreat. The primary bedroom and second bedroom both include private balcony access, adding to the home’s sense of space and privacy. This 3-bedroom, 2.5-bath residence is offered furnished, with thoughtfully selected pieces that complement the home’s architectural style. Closet systems have been updated within the last three years, improving functionality while preserving the home’s character. Zoned HP-2 (Historic Preservation), short-term rentals are not permitted; however, rentals of 30 days or longer are allowed, making the property well-suited for full-time living or extended stays. An exceptional feature for downtown is the availability of five off-street parking spaces. Set on one of the most peaceful streets downtown, with a short walk to a nearby park, yet just steps from renowned dining, historic landmarks, and the cultural heartbeat of St. Augustine, this property presents a truly rare opportunity to own a modern, solidly built home in one of the city’s most sought-after historic locations.

Listing Agent

Katie DeLeo

Century 21 St Augustine Properties Listed on: 01/21/2026

Century 21 St Augustine Properties

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $14,616

Year Built

  • Built in 2004

Lot Details

  • 3,485 Sq Ft Lot
  • Lot Dimensions are 75 x 45
  • Partially Fenced Property
  • Historic Home
  • Property is zoned RS-1

Parking

  • Attached Garage

Home Design

  • Spanish Architecture
  • Concrete Block With Brick
  • Slab Foundation
  • Shingle Roof
  • Stucco Exterior

Interior Spaces

  • 1,908 Sq Ft Home
  • 2-Story Property
  • Cathedral Ceiling
  • Fireplace
  • Insulated Windows
  • Plantation Shutters
  • Formal Dining Room
  • Washer and Dryer

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bathroom includes a Walk-In Shower

Schools

  • R.B. Hunt Elementary School
  • Sebastian Middle School
  • St. Augustine High School

Additional Features

  • Shed
  • Central Heating and Cooling System

Listing and Financial Details

  • Homestead Exemption
  • Assessor Parcel Number 201120-0000

Home Details

Home Type

Single Family

Est. Annual Taxes

$14,616

Year Built

Built in 2004

Lot Details

0

Listing Details

  • Acreage: Less Than 1/4 Acre
  • Additional Marketing: Yes
  • Class: Residential
  • Construction: Concrete Block, Stucco
  • Entry Level2: Ground Level
  • Extras: Cathedral Ceiling, Fireplace, Insulated Windows, Partial Fence
  • Heat: Central, Electric
  • Homestead Exemption Yn: Yes
  • Legal Description: CITY OF ST AUG W44.3 OF S75FT OF LOT 6 BLK 43-A OR5443/817
  • Location: City
  • Lvt Date: 01/21/2026
  • Minimum Lease Term: 1 Month
  • Minimum Lease Term Source: Online Records
  • Other Sq Ft: 500
  • Personal Property: Ceiling Fans, Chandelier, Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Shed, Window Treatments, Furnished, Washer/Dryer
  • Style: 2 Story, Historic, Spanish
  • Type Of Property: Single Family Residence
  • Waste: Sewer
  • Year Built: 2004
  • Addnl Marketing Remarks: French doors open to a secluded garden patio surrounded by lush greenery, offering a peaceful outdoor retreat. The primary bedroom and second bedroom both include private balcony access, adding to the home’s sense of space and privacy. This 3-bedroom, 2.5-bath residence is offered furnished, with thoughtfully selected pieces that complement the home’s architectural style. Closet systems have been updated within the last three years, improving functionality while preserving the home’s character. Zoned HP-2 (Historic Preservation), short-term rentals are not permitted; however, rentals of 30 days or longer are allowed, making the property well-suited for full-time living or extended stays. An exceptional feature for downtown is the availability of five off-street parking spaces. Set on one of the most peaceful streets downtown, with a short walk to a nearby park, yet just steps from renowned dining, historic landmarks, and the cultural heartbeat of St. Augustine, this property presents a truly rare opportunity to own a modern, solidly built home in one of the city’s most sought-after historic locations.
  • Marketing For Public Vw: Located in the heart of downtown St. Augustine’s Historic District, 345 Charlotte Street offers the rare combination of historic character and modern construction. Built in 2004 and constructed of concrete block, this home reflects the architectural charm of its surroundings while providing the layout, efficiency, and durability today’s buyers expect—fantastically insulated and solidly built, offering a quiet, fortress-like feel rarely found downtown. A paver walkway leads to an arched front porch with brick columns and subtle LED string lighting, framed by mature landscaping, climbing jasmine, and garden latticework that creates a private and welcoming entrance. Inside, the home features a warm yet refined atmosphere with a classic fireplace anchoring the living room with custom built-in bookshelves on either side, plantation shutters throughout, and an efficient kitchen with new range and microwave.
  • Subdivision Condo: City Of St Augustine
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Primary Bathroom: Shower Only
  • Bathrooms: 2
  • Bedroom 2: Dimensions: 11x16
  • Bedrooms: 3
  • Dining Room: Dimensions: 13x13
  • Dining Type: Formal
  • Entry Level: Ground Level
  • Flooring: Tile, Wood
  • Half Bathrooms: 1
  • Kitchen: Dimensions: 12x10
  • Living Room: Dimensions: 25x15
  • Living Sq Ft: 1908
  • Master Bedroom: Dimensions: 11x16, On Level: 2
  • Price Per Sq Ft: 495.28

Exterior Features

  • Patio: Dimensions: 20x7
  • Porch: Dimensions: 21x10
  • Roof: Shingle
  • Stories: 2
  • Substructure: Slab

Garage/Parking

  • Parking Facilities: Attached, Addional Parking

Utilities

  • Air Conditioner: Central, Electric
  • Water: City

Schools

  • Elementary School: R.B. Hunt
  • High School: St. Augustine
  • Middle School: Sebastian

Lot Info

  • Acres: 0.08
  • Lot Size: 75 x 45
  • Zoning: RS-1
  • Geo Subdivision: FL

Tax Info

  • Assessor Parcel Number: 201120-0000
  • Taxes: 14616.25
  • Tax Year: 2025

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $17,496 $782,336 $326,250 $456,086
2024 $17,496 $767,528 $326,250 $441,278
2023 $17,496 $962,082 $326,250 $635,832
2022 $12,575 $655,757 $231,840 $423,917
2021 $8,050 $452,498 $0 $0
2020 $7,994 $446,250 $0 $0
2019 $8,019 $436,217 $0 $0
2018 $9,510 $464,814 $0 $0
2017 $5,512 $306,403 $0 $0
2016 $5,474 $309,104 $0 $0
2015 $5,548 $306,955 $0 $0
2014 $5,564 $304,520 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
01/21/2026 01/21/26 For Sale $945,000 +18.9% $495 / Sq Ft
12/17/2023 12/17/23 Off Market $795,000 -- --
12/13/2021 12/13/21 Sold $795,000 0.0% $394 / Sq Ft View Prior Sale
11/30/2021 11/30/21 Pending -- -- --
10/29/2021 10/29/21 For Sale $795,000 +38.3% $394 / Sq Ft
07/24/2018 07/24/18 Sold $575,000 -1.7% $301 / Sq Ft View Prior Sale
06/01/2018 06/01/18 For Sale $585,000 -- $307 / Sq Ft
Source: St. Augustine and St. Johns County Board of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $790,000 Action Ttl Svcs Of St Johns
Warranty Deed $570,000 Action Title Svcs
Interfamily Deed Transfer -- Attorney
Interfamily Deed Transfer -- Attorney
Warranty Deed $694,000 --
Warranty Deed $110,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $300,000 New Conventional
Previous Owner $500,000 Fannie Mae Freddie Mac
Source: Public Records

Source: St. Augustine and St. Johns County Board of REALTORS®

MLS Number: 260373

St. Augustine and St. Johns County Board of REALTORS®

APN: 201120-0000