NOT LISTED FOR SALE

345 Montclair St Ludlow, KY 41016

Estimated Value: $346,903 - $476,000

4 Beds
2 Baths
2,648 Sq Ft
$154/Sq Ft Est. Value

Last Sold January 03, 2023

Last sale price $275,000 $104 Per Sq Ft

Est. 48% increase in value since last sale

Current estimated payment $2,428/month

7 Days on Market

Highlights

  • 3 Fireplaces
  • No HOA
  • Formal Dining Room
  • Corner Lot
  • Home Office
  • Living Room

About This Home

As of January 2023

Historic charm runs deep in this gorgeous 2600+ sq. ft. Ludlow, KY home! Open living room/dining room w/beautiful pocket doors, built-ins and 2 original fireplaces. Large kitchen w/tiled floors and tons of cabinet space. Laundry area off the kitchen. First and second floor baths' feature tile floor/tile tub surround. On the 2nd floor you'll find 4 generously sized bedrooms. Moving up to the 3rd floor you'll find a large rec. room w/a pool table that conveys with the property and a built-in home office area. Large back yard perfect for entertaining. Kids playhouse included w/home. Close to parks, shopping and Downtown Cincinnati!

Last Agent to Sell the Property

Matt Brock

Resource Realty Partners License #223022 Listed on: 11/19/2022

Last Buyer's Agent

Bob Hahn

RE/MAX Affiliates License #53556

RE/MAX Affiliates

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1915

Lot Details

  • 4,902 Sq Ft Lot
  • Lot Dimensions are 37.75'x 129.10'
  • Wood Fence
  • Corner Lot
  • Cleared Lot
  • Historic Home

Parking

  • On-Street Parking

Home Design

  • Stone Foundation
  • Shingle Roof
  • Wood Siding

Interior Spaces

  • 2,648 Sq Ft Home
  • 3-Story Property
  • Ceiling Fan
  • 3 Fireplaces
  • Non-Functioning Fireplace
  • Decorative Fireplace
  • Vinyl Clad Windows
  • Family Room
  • Living Room
  • Formal Dining Room
  • Home Office
  • Basement Fills Entire Space Under The House

Kitchen

  • Electric Range
  • Microwave
  • Dishwasher

Flooring

  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry on main level
  • Washer and Electric Dryer Hookup

Schools

  • Mary A. Goetz Elementary School
  • Ludlow Middle School
  • Ludlow High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 040-12-03-025.00

Home Details

Home Type

Single Family

Year Built

Built in 1915

Lot Details

0

Listing Details

  • Cooling: Central Air
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.11
  • Year Built: 1915
  • Lot Size: 37.75'X 129.10'
  • Directions: Rt 8, R Alberta, L Montclair.
  • Architectural Style: Historic
  • New Construction: No
  • Property Attached Yn: No
  • Structure Type: House
  • ResoPropertyType: Residential
  • Location Tax Legal Info:Property Attached YN: No
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: Mary A. Goetz Elementary
  • Location Tax Legal Info:Middle or Junior School: Ludlow Middle School
  • Location Tax Legal Info:High School: Ludlow High
  • Contract Info:Auction YN: No
  • General Property Description:Basement YN2: Yes
  • General Property Description:Fireplace YN: Yes
  • General Property Description:Lot Size Dimensions: 37.75'X 129.10'
  • Remarks Misc:Agent Only Remarks: Basement is only accessible by rear basement door. Front door key works basement door lock. Fireplaces have not been used in a long time. 3rd floor could be used as bedroom also.
  • Appliances Microwave: Yes
  • Cooling:Central Air: Yes
  • Roof:Shingle: Yes
  • Room Type:Dining Room4: Yes
  • Room Type:Office5: Yes
  • Sewer:Public Sewer: Yes
  • Utilities Electric Company: Duke
  • Utilities Gas Company: Duke
  • Water Company: Northern KY Water
  • Water Source:Public: Yes
  • Room Details:Family Room YN: Yes
  • Room Details:Formal Dining Rm YN: Yes
  • General Property Description:Lot Size Acres: 0.1125
  • General Property Description:Living Area: 2648.0
  • General Property Description:Lot Size Square Feet: 4902.0
  • Structure Type:House: Yes
  • Laundry Features:Main Level: Yes
  • Location Tax Legal Info:Tax ID: 040-12-03-025.00
  • Appliances Refrigerators: Yes
  • Laundry Features:Electric Dryer Hookup: Yes
  • Laundry Features:Washer Hookup: Yes
  • Room Type:Living Room4: Yes
  • General Property Description:Fireplaces Total: 3
  • Fencing:Wood3: Yes
  • Foundation:Stone3: Yes
  • Levels:Three Or More: Yes
  • Architecture:Historic: Yes
  • Special Features: None

Interior Features

  • Basement: Full
  • Heating: Natural Gas, Forced Air
  • Levels: Three Or More
  • Property Type: Residential
  • Appliances: Electric Range, Dishwasher, Microwave, Refrigerator
  • Full Bathrooms: 2
  • Total Bedrooms: 4
  • Fireplace Features: Ceramic, Decorative, Inoperable
  • Fireplaces: 3
  • Fireplace: Yes
  • Living Area: 2648.0
  • Window Features: Vinyl Frames
  • Full Basement: Yes
  • Appliances Dishwasher: Yes
  • Primary Bedroom Features:Carpet Flooring5: Yes
  • Appliances:Electric Range: Yes
  • Fireplace Features:Inoperable: Yes
  • Kitchen Features:Ceramic Tile Flooring2: Yes
  • Living Room Features:Ceiling Fan(s)6: Yes
  • Fireplace Features:Ceramic: Yes
  • Primary Bath Features:Ceramic Tile Flooring: Yes
  • Dining Room Features:Carpet Flooring3: Yes
  • Fireplace Features:Decorative: Yes

Exterior Features

  • Fencing: Wood
  • Roof: Shingle
  • Lot Features: Cleared, Corner Lot
  • Construction Type: Wood Siding
  • Exterior Features: Fenced
  • Foundation Details: Stone
  • Lot Features:Corner Lot: Yes
  • Window Features:Vinyl Frames: Yes
  • Exterior Features:Fenced: Yes
  • Lot Features:Cleared: Yes
  • Construction Materials:Wood Siding: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: On Street
  • Parking Features:On Street: Yes

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Laundry Features: Electric Dryer Hookup, Main Level, Washer Hookup
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Heating:Natural Gas2: Yes
  • Heating:Forced Air: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Association Information:Association YN: No

Schools

  • Elementary School: Mary A. Goetz Elementary
  • Junior High Dist: Ludlow Indep
  • High School: Ludlow High
  • Middle Or Junior School: Ludlow Middle School

Lot Info

  • Lot Size Sq Ft: 4902.0
  • Zoning Description: Residential
  • ResoLotSizeUnits: Acres

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 19, 2022
Closed on
Jan 3, 2023
Sold by
Plummer Courtney L and Plummer Donald R
Bought by
Meadows Christian G and Meadows Kristen M
Seller's Agent
Matt Brock
Resource Realty Partners
Buyer's Agent
Bob Hahn
RE/MAX Affiliates
List Price
$279,900
Sold Price
$275,000
Premium/Discount to List
-$4,900
-1.75%
Views
86
Current Estimated Value
$407,476

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$132,476
Avg. Annual Appreciation
13.96%
Original Mortgage
$261,250
Interest Rate
5.8%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 23, 2011
Sold by
Plummer Courtney L and Plummer Donald
Bought by
Plummer Courtney L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$115,241
Interest Rate
4.07%
Mortgage Type
FHA

Purchase Details

Closed on
Feb 5, 2010
Sold by
Plummer Donald R
Bought by
Shauck Courtney L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$112,917
Interest Rate
5.16%
Mortgage Type
FHA

Purchase Details

Closed on
Nov 2, 2007
Sold by
Dp Properties Llc
Bought by
Plummer Donald R

Purchase Details

Closed on
Dec 12, 2005
Sold by
Otterstrom Catherine B and Citimortgage Inc
Bought by
Hud

Purchase Details

Closed on
Dec 2, 1999
Sold by
Lemker Richard
Bought by
Otterstrom Catherine B

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$81,000
Interest Rate
7.94%
Mortgage Type
FHA
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Meadows Christian G $275,000 360 American Title
Meadows Christian G $275,000 360 American Title
Plummer Courtney L -- None Available
Shauck Courtney L $115,000 Lawyers Title Cincinnati Inc
Plummer Donald R -- None Available
Hud $51,334 None Available
Otterstrom Catherine B $90,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Closed Meadows Christian G $261,250
Closed Meadows Christian G $261,250
Previous Owner Plummer Courtney L $115,241
Previous Owner Shauck Courtney L $112,917
Previous Owner Otterstrom Catherine B $81,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
01/03/2023 01/03/23 Sold $275,000 -1.8% $104 / Sq Ft
11/27/2022 11/27/22 Pending -- -- --
11/19/2022 11/19/22 For Sale $279,900 -- $106 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,592 $275,000 $10,000 $265,000
2024 $3,575 $275,000 $10,000 $265,000
2023 $2,638 $205,000 $10,000 $195,000
2022 $2,638 $205,000 $10,000 $195,000
2021 $1,746 $120,000 $10,000 $110,000
2020 $1,739 $120,000 $10,000 $110,000
2019 $1,729 $120,000 $10,000 $110,000
2018 $1,718 $120,000 $10,000 $110,000
2017 $1,695 $120,000 $10,000 $110,000
2015 $1,618 $120,000 $10,000 $110,000
2014 $1,553 $120,000 $10,000 $110,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northern Kentucky Multiple Listing Service

MLS Number: 609628

Northern Kentucky Multiple Listing Service

APN: 040-12-03-025.00