345 S Fletcher Ave Fernandina Beach, FL 32034
3
Beds
2
Baths
2,387
Sq Ft
10,620
Sq Ft Lot
Highlights
- Marina
- Ocean View
- Deck
- Emma Love Hardee Elementary School Rated A-
- Fruit Trees
- Vaulted Ceiling
About This Home
As of May 2025Whether you’ve been looking for a beach vacation home with short-term rental opportunities, an on-island dream home for you and your family, or a desirable investment property, here's the perfect property for you! This spacious 3BR, 2BA home with multiple living spaces is your ultimate coastal retreat...just steps away from the award-winning beaches of Amelia Island. Enjoy the coastal breeze and ocean views from your expansive balcony, perfect for morning coffee or evening entertaining. This home offers the rare opportunity to own a property with R-3 zoning, allowing for daily and weekly rentals. Off-street parking abounds with a large, brick paver driveway and an expansive 2-car garage. Above the garage an additional 400+ sq-ft bonus space offers endless opportunities to be finished as you’d like and could make the perfect guest suite, private office, art studio or other space of your choosing. Inside the home, you'll find a warm and inviting atmosphere with bamboo hardwood floors, an updated kitchen, new plumbing throughout and fireplaces on both levels. Relax in the backyard oasis with beautiful plants, peaceful pathways, an outdoor shower with hot water, a covered brick paver patio and a semi-finished outbuilding with power – perfect for an art studio or reading room. Right around the corner from Fort Clinch State Park and the Atlantic Center heated pool and gym, and a short walk to the tennis and pickleball courts in Central Park. Plus, you're just minutes away from the bistros, quaint shops and marina in Historic Downtown Historic Fernandina Beach. Don't miss this opportunity to own a piece of paradise. Schedule your private showing today!
Last Agent to Sell the Property
ENGEL & VOLKERS AMELIA ISLAND License #3481902 Listed on: 11/05/2024
Last Buyer's Agent
ENGEL & VOLKERS AMELIA ISLAND License #3481902 Listed on: 11/05/2024
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $6,449
Year Built
- Built in 1975
Lot Details
- 10,620 Sq Ft Lot
- Lot Dimensions are 144x75
- Fenced
- Sprinkler System
- Fruit Trees
- Property is zoned R-3
Parking
- 2 Car Garage
- Driveway
Home Design
- Brick Exterior Construction
- Shingle Roof
Interior Spaces
- 2,387 Sq Ft Home
- 2-Story Property
- Wet Bar
- Vaulted Ceiling
- Ceiling Fan
- Fireplace
- Drapes & Rods
- Blinds
- French Doors
- Workshop
- Storage
- Ocean Views
Kitchen
- Oven
- Stove
- Microwave
- Dishwasher
- Disposal
Bedrooms and Bathrooms
- 3 Bedrooms
- 2 Full Bathrooms
Outdoor Features
- Balcony
- Deck
- Covered Patio or Porch
Utilities
- Cooling Available
- Heat Pump System
- Water Softener is Owned
- Cable TV Available
Listing and Financial Details
- Assessor Parcel Number 00-00-31-1520-0002-0030
Community Details
Overview
- No Home Owners Association
Recreation
- Marina
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Nov 5, 2024
Closed on
May 9, 2025
Sold by
Harrell Living Trust and Harrell Susan J
Bought by
Capowski Nicholas E and Restivo Lauren
Seller's Agent
COLLEEN GERKE LLC
ENGEL & VOLKERS AMELIA ISLAND
Buyer's Agent
COLLEEN GERKE LLC
ENGEL & VOLKERS AMELIA ISLAND
List Price
$1,149,000
Sold Price
$910,000
Premium/Discount to List
-$239,000
-20.8%
Views
77
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$41,438
Avg. Annual Appreciation
16.00%
Original Mortgage
$728,000
Outstanding Balance
$726,441
Interest Rate
5.63%
Mortgage Type
New Conventional
Estimated Equity
$224,997
Purchase Details
Closed on
Jun 14, 2005
Sold by
Harrell Henry H and Harrell Susan J
Bought by
Harrell Henry H and Harrell Susan J
Purchase Details
Closed on
Feb 28, 2003
Sold by
Ferreira Sylvia P
Bought by
Harrell Henry H and Harrell Susan J
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$258,000
Interest Rate
3.87%
Similar Homes in Fernandina Beach, FL
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $910,000 | Landmark Title | |
| Warranty Deed | $910,000 | Landmark Title | |
| Interfamily Deed Transfer | -- | -- | |
| Warranty Deed | $322,500 | First American Title Ins Co |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $728,000 | New Conventional | |
| Closed | $728,000 | New Conventional | |
| Previous Owner | $250,000 | Credit Line Revolving | |
| Previous Owner | $320,000 | New Conventional | |
| Previous Owner | $100,000 | Credit Line Revolving | |
| Previous Owner | $252,400 | Fannie Mae Freddie Mac | |
| Previous Owner | $258,000 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 05/09/2025 05/09/25 | Sold | $910,000 | -16.9% | $381 / Sq Ft |
| 03/06/2025 03/06/25 | Pending | -- | -- | -- |
| 03/01/2025 03/01/25 | Price Changed | $1,095,000 | -4.7% | $459 / Sq Ft |
| 01/16/2025 01/16/25 | For Sale | $1,149,000 | 0.0% | $481 / Sq Ft |
| 01/06/2025 01/06/25 | Pending | -- | -- | -- |
| 11/25/2024 11/25/24 | For Sale | $1,149,000 | -- | $481 / Sq Ft |
Source: Amelia Island - Nassau County Association of REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $6,449 | $396,119 | -- | -- |
| 2023 | $6,449 | $384,582 | $0 | $0 |
| 2022 | $5,918 | $364,459 | $0 | $0 |
| 2021 | $5,923 | $353,844 | $0 | $0 |
| 2020 | $5,980 | $348,959 | $0 | $0 |
| 2019 | $6,152 | $341,113 | $0 | $0 |
| 2018 | $5,945 | $334,753 | $0 | $0 |
| 2017 | $5,703 | $327,868 | $0 | $0 |
| 2016 | $5,659 | $321,124 | $0 | $0 |
| 2015 | $5,693 | $318,892 | $0 | $0 |
| 2014 | $5,681 | $316,361 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
COLLEEN GERKE LLC
C
Seller's Agent in 2025
COLLEEN GERKE LLC
ENGEL & VOLKERS AMELIA ISLAND
(904) 866-1211
57 in this area
59 Total Sales
Map
Source: Amelia Island - Nassau County Association of REALTORS®
MLS Number: 110195
APN: 00-00-31-1520-0002-0030
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