$665,000
SOLD MAY 9, 2025

3465 Gulf Coast Dr Hernando Beach, FL 34607

3 Beds
2.5 Baths
1,482 Sq Ft
6,200 Sq Ft Lot

Recently Sold

$449 Per Sq Ft

7% Below List Price

79 Days on Market

Highlights

  • 62 Feet of Salt Water Canal Waterfront
  • Water access To Gulf or Ocean
  • Fish Cleaning Station
  • Open Dock
  • In Ground Pool
  • Open Floorplan

About This Home

As of May 2025

Experience breathtaking 180-degree panoramic water views from this incredible waterfront home, perfectly situated to capture the beauty of its surroundings. The property is nestled on a prime lot, with the canal behind the home intersecting with another canal to the north, creating an expansive and picturesque waterscape. Adding to the charm, a second canal dead-ends into Gulf Coast Drive directly across from the home’s entrance, providing water views from both the front and rear.This elevated home, perched on concrete piers, ensures peace of mind with an annual flood insurance cost of just over $600. It offers ample parking with a 780-square-foot two-car garage and a 364-square-foot two-car carport. Boating enthusiasts will appreciate the floating wood dock complete with a fish cleaning station, as well as an adjacent floating dock for a jet ski or small boat.Designed with entertaining in mind, this home features gathering spaces on all three levels. At ground level, enjoy an outdoor kitchen, extensive decking, and brick paver patios. The main level boasts a covered porch and an expansive deck, while the upper level features a cozy deck exclusive to the occupants of the loft/bedroom—ideal for enjoying a quiet moment with stunning views.Inside, the home is filled with thoughtful upgrades. Insulated glass impact windows provide energy efficiency and storm protection, while a new air conditioning system (installed in March 2022) ensures modern comfort. The inground pool, added in October 2020, is perfect for cooling off after a day on the water. Additional updates include windows and doors replaced in September 2019 and a new roof installed in May 2017.The remodeled kitchen is a chef’s dream, featuring elegant wood cabinets, granite countertops, and stainless steel appliances. Both the guest bathroom and the primary en-suite have been tastefully updated with new vanities, modern plumbing fixtures, commodes, tile flooring, and beautiful tile wainscoting in the showers. Luxury vinyl plank flooring spans the first floor, while the second-floor loft/bedroom offers cozy carpeting.The living room is a showstopper with vaulted ceilings and French doors that open to the outdoors, enhanced by crown molding throughout much of the first floor. The dining area is adorned with charming shiplap accents, and the washer and dryer are conveniently located just off the kitchen, separated by a stylish barn door.This home is a true waterfront paradise, seamlessly blending modern updates with natural beauty and thoughtful design. Don’t miss your chance to own this exceptional property in Hernando Beach!#AirbnbFriendly, #ShortTermRentalDream, #InvestmentOpportunity, #DailyWeeklyMonthlyRentals, #WaterfrontLiving, #HernandoBeachHome, #DreamHomeForSale, #CoastalLifestyle, #FloridaRealEstate, #LuxuryWaterfront

Last Agent to Sell the Property

Anthony Kanaris PLLC

BRIDGE POINT BUSINESS REAL EST License #3253910 Listed on: 01/13/2025

Last Buyer's Agent

Kristin Hallamek

ENGEL & VOLKERS BELLEAIR License #3141669

ENGEL & VOLKERS BELLEAIR

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,946

Year Built

  • Built in 1985

Lot Details

  • 6,200 Sq Ft Lot
  • Lot Dimensions are 62x100
  • 62 Feet of Salt Water Canal Waterfront
  • Property fronts a saltwater canal
  • South Facing Home
  • Level Lot
  • Property is zoned R1B

Parking

  • 2 Car Attached Garage
  • 2 Carport Spaces
  • Bathroom In Garage
  • Garage Door Opener

Home Design

  • Stilt Home
  • Elevated Home
  • Pillar, Post or Pier Foundation
  • Frame Construction
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 1,482 Sq Ft Home
  • 3-Story Property
  • Open Floorplan
  • Vaulted Ceiling
  • Ceiling Fan
  • French Doors
  • Living Room
  • Dining Room
  • Canal Views

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Range
  • Microwave
  • Dishwasher
  • Solid Surface Countertops

Flooring

  • Carpet
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main
  • En-Suite Bathroom

Laundry

  • Laundry Room
  • Laundry in Kitchen
  • Dryer
  • Washer

Pool

  • In Ground Pool
  • Gunite Pool
  • Pool Lighting

Outdoor Features

  • Water access To Gulf or Ocean
  • No Fixed Bridges
  • Access to Saltwater Canal
  • Open Dock
  • Dock made with wood
  • Balcony
  • Deck
  • Covered patio or porch
  • Outdoor Kitchen
  • Exterior Lighting
  • Outdoor Grill

Schools

  • Westside Elementary-Hn School
  • Fox Chapel Middle School
  • Weeki Wachee High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater
  • High Speed Internet
  • Phone Available
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • No Home Owners Association
  • Hernando Beach Subdivision

Recreation

  • Fish Cleaning Station

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,946

Year Built

Built in 1985

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Elevated
  • Construction Materials: Vinyl Siding, Frame
  • Fireplace: No
  • Living Area: 1482
  • Lot Size Acres: 0.14
  • New Construction: No
  • Year Built: 1985
  • Building Area Total: 2938
  • Lot Size Sq Ft: 6200
  • Directions to Property: From Shoal Line Blvd. turn onto Calienta Street. Turn left (west) onto Gulf Coast Drive. The home will be on the right (north) side of the road just before 4th Isle Dr.
  • Status: Sold
  • Ownership: Fee Simple
  • Available for Lease YN: 1
  • Escrow City: Spring Hill
  • Escrow Postal Code: 34609
  • Escrow State: FL
  • Escrow Street Name: Anderson Snow Road
  • Escrow Street Number: 3087
  • List Office Head Office Key Nume: 704130273
  • Minimum Lease: No Minimum
  • RATIO Current Price By Calculate: 448.72
  • Total Acreage: 0 to less than 1/4
  • Unit Number YN: 0
  • Water Access YN: 1
  • Property Description: Stilt Home
  • MFR_InLawSuiteYN: 0
  • MFR_DockDescription: Dock - Open,Dock - Wood,Fish Cleaning Station,Floating Dock
  • MFR_DockYN: 1
  • Tax Year: 2023
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Luxury Vinyl
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Interior Amenities: Ceiling Fans(s), Eat-in Kitchen, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Vaulted Ceiling(s)
  • Appliances Included: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • Foundation Details: Pillar/Post/Pier
  • Total Bedrooms: 3
  • Levels: Two
  • Spa Yn: No
  • Stories: 3
  • Street Number Modifier: 3465
  • Living Area Meters: 137.68
  • Room Count: 6

Exterior Features

  • Direction Faces: South
  • Other Structures: Outdoor Kitchen
  • Pool Features: Gunite, In Ground, Lighting
  • Exterior Features: Balcony, French Doors, Lighting, Outdoor Grill, Outdoor Kitchen
  • Roof: Shingle
  • Pool Private: Yes
  • View: Water
  • Waterfront: Yes
  • Patio and Porch Features: Covered, Deck, Porch, Side Porch
  • Road Surface Type: Paved
  • Water Access: Canal - Saltwater,Gulf/Ocean
  • Water Extras: Bridges - No Fixed Bridges
  • Water Extras YN: 1
  • Water Frontage Feet Canal Salt: 62
  • Water View: Canal
  • Water View YN: 1
  • Waterfront Feet Total: 62
  • Flood Zone Date: 2021-01-15
  • Flood Zone Panel: 12053C0281E

Garage/Parking

  • Attached Garage: Yes
  • Carport Spaces: 2
  • Carport Y N: Yes
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Bath In Garage, Garage Door Opener

Utilities

  • Utilities: BB/HS Internet Available, Cable Available, Phone Available
  • Cooling: Central Air
  • Heating: Central, Electric
  • Laundry Features: In Kitchen, Laundry Room
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association: No
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0

Fee Information

  • Total Annual Fees: 0.00
  • Total Monthly Fees: 0.00

Schools

  • Elementary School: Westside Elementary-HN
  • High School: Weeki Wachee High School
  • Middle Or Junior School: Fox Chapel Middle School

Lot Info

  • Zoning: R1B
  • Parcel Number: R12-223-16-2310-0860-0100
  • Additional Parcels: No
  • Lot Features: Level, Paved
  • Lot Dimensions: 62x100
  • Flood Zone Code: AE
  • Homestead YN: 1
  • Lot Size Square Meters: 576

Green Features

  • Green Verification Count: 0

Rental Info

  • Lease Restrictions YN: 0

Tax Info

  • Tax Annual Amount: 3946.26
  • Tax Block: 86
  • Tax Book Number: 7-45
  • Tax Lot: 10

Multi Family

  • Waterfront Features: Canal - Saltwater

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 13, 2025
Closed on
May 9, 2025
Sold by
Jones Steven R and Jones Susan
Bought by
Barten Mark and Barten Lindsay
Seller's Agent
Anthony Kanaris PLLC
BRIDGE POINT BUSINESS REAL EST
Buyer's Agent
Kristin Hallamek
ENGEL & VOLKERS BELLEAIR
List Price
$715,000
Sold Price
$665,000
Premium/Discount to List
-$50,000
-6.99%
Total Days on Market
79
Views
23

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.42%
Original Mortgage
$532,000
Outstanding Balance
$531,532
Interest Rate
6.64%
Mortgage Type
New Conventional
Estimated Equity
$144,341

Purchase Details

Listed on
Jun 21, 2017
Closed on
Aug 9, 2017
Sold by
Sherman Harold Jay
Bought by
Jones Steven R and Jones Susan
Seller's Agent
Gregory Klesius
Charles Rutenberg Realty Inc
Buyer's Agent
Anthony Kanaris
REMAX Marketing Specialists
List Price
$324,900
Sold Price
$320,000
Premium/Discount to List
-$4,900
-1.51%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.90%
Original Mortgage
$304,000
Interest Rate
3.88%
Mortgage Type
New Conventional

Purchase Details

Listed on
Feb 21, 2017
Closed on
Apr 10, 2017
Sold by
U S Bank National Association
Bought by
Sherman Harold Jay
Seller's Agent
Shwetha Agarwal
RealHome Services and Solutions Inc
Buyer's Agent
Out of Area Non Member
Various Associations in Florida
List Price
$186,100
Sold Price
$195,714
Premium/Discount to List
$9,614
5.17%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
343.66%

Purchase Details

Listed on
Feb 21, 2017
Closed on
Apr 1, 2017
Bought by
Jones Steven R Jones Susan
Seller's Agent
Shwetha Agarwal
RealHome Services and Solutions Inc
Buyer's Agent
Out of Area Non Member
Various Associations in Florida
List Price
$186,100
Sold Price
$195,714
Premium/Discount to List
$9,614
5.17%

Purchase Details

Closed on
Jul 13, 2016
Sold by
Cadigan Mary Ellen
Bought by
U S Bank National Association

Purchase Details

Closed on
Jul 1, 2016
Bought by
Jones Steven R Jones Susan

Purchase Details

Closed on
Dec 11, 1998
Sold by
Federal Home Loan Mortgage Corporation
Bought by
Cadigan Brian J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$63,650
Interest Rate
6.72%

Purchase Details

Closed on
Oct 20, 1998
Sold by
Clerk Of Circuit Court
Bought by
Federal Home Loan Mortgage Corporation

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$63,650
Interest Rate
6.72%
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $665,000 Time To Close Title Llc
Warranty Deed $320,000 Americas Title Corporation
Special Warranty Deed $195,714 Premium Title Services Inc
Deed $195,800 --
Trustee Deed -- None Available
Deed $100 --
Deed $67,000 --
Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $532,000 New Conventional
Previous Owner $378,000 New Conventional
Previous Owner $304,000 New Conventional
Previous Owner $18,000 Stand Alone Second
Previous Owner $212,000 Negative Amortization
Previous Owner $176,000 Stand Alone First
Previous Owner $145,000 Unknown
Previous Owner $87,500 New Conventional
Previous Owner $37,000 New Conventional
Previous Owner $37,000 Credit Line Revolving
Previous Owner $63,650 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/09/2025 05/09/25 Sold $665,000 -5.0% $449 / Sq Ft
04/02/2025 04/02/25 Pending -- -- --
02/16/2025 02/16/25 Price Changed $699,900 -2.1% $472 / Sq Ft
01/13/2025 01/13/25 For Sale $715,000 +123.4% $482 / Sq Ft
08/11/2017 08/11/17 Sold $320,000 -1.5% $216 / Sq Ft
06/24/2017 06/24/17 Pending -- -- --
06/20/2017 06/20/17 For Sale $324,900 +66.0% $219 / Sq Ft
04/14/2017 04/14/17 Sold $195,714 +5.2% $132 / Sq Ft
03/15/2017 03/15/17 Pending -- -- --
02/21/2017 02/21/17 For Sale $186,100 -- $126 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,946 $280,063 -- --
2023 $3,946 $271,906 $0 $0
2022 $3,860 $263,986 $0 $0
2021 $3,556 $256,297 $0 $0
2020 $3,388 $236,121 $0 $0
2019 $3,351 $227,570 $0 $0
2018 $2,811 $222,557 $0 $0
2017 $3,147 $181,305 $59,520 $121,785
2016 $2,682 $158,809 $0 $0
2015 $2,507 $144,567 $0 $0
2014 $961 $139,928 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: W7870672

Stellar MLS

APN: R12-223-16-2310-0860-0100