Seller's Agent in 2025
Ralph Martinez
DALTON WADE INC
(813) 784-6061
16 in this area
120 Total Sales
347 Cockle Shell Loop Apollo Beach, FL 33572
4
Beds
3
Baths
2,563
Sq Ft
0.26
Acres
Highlights
- Fitness Center
- Clubhouse
- Wine Refrigerator
- Open Floorplan
- Stone Countertops
- Community Pool
About This Home
As of November 2025This home offers the rare chance to assume the seller’s VA loan at an incredible 3.87% interest rate for qualified buyers. Take advantage of today’s higher-rate market by locking in this below-market rate and potentially saving thousands over the life of the loan. (Buyer must meet lender qualifications for the assumption.) Welcome to The Reserves at Harbour Isles – where luxury, space, and serenity come together!
This beautifully maintained 4-bedroom, 3-bath, 3-car garage home sits on a quarter-acre lot with breathtaking pond views in the highly sought-after Apollo Beach community.
From the moment you arrive, you'll be impressed by the lush landscaping, supported by a cost-saving irrigation system fed by a dedicated well—a smart feature that can save you thousands on your water bill. Step inside to a spacious foyer that opens to a formal dining room on the right and a formal living area on the left—ideal for entertaining or relaxing in style. The heart of the home is the chef’s kitchen, featuring: 42” wood cabinetry Granite countertops Stylish backsplash Stainless steel appliances, including a **new dishwasher (May 2025)** Wine refrigerator Oversized island with breakfast bar Walk-in pantry and generous storage Sunny breakfast nook overlooking the family room The massive primary suite offers ample room for a king-size bed and furniture. The ensuite bath includes dual granite vanities, a garden tub, and a walk-in shower. This three-way split floor planprovides excellent privacy for guests, with three additional spacious bedrooms, a shared full bath, and a separate pool bath. The laundry room includes ample cabinetry and storage space and provides direct access to the 3-car garage. Recent Updates include: All carpet replaced (April 2025)
New dishwasher (May 2025)
New HVAC system (2020)
Updated hot water heater
Whole-home water filtration and softener system
Interior painted in 2022
Exterior painted in 2020 Out back, enjoy peaceful mornings and stunning sunsets from your fully screened lanai — with room to build the custom pool of your dreams. Residents of Harbour Isles enjoy top-notch amenities: Community pool Fitness center Basketball and volleyball courts Playground Walking trails Boat & RV storage All with a low annual HOA fee! Ideally located just minutes from Tampa, Sarasota, and Bradenton, plus quick access to Florida’s top beaches and Orlando attractions. This home truly has it all—schedule your private showing today!
Last Agent to Sell the Property
DALTON WADE INC Brokerage Phone: 888-668-8283 License #3325609 Listed on: 05/24/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $7,525
Year Built
- Built in 2013
Lot Details
- 0.26 Acre Lot
- Lot Dimensions are 89.22x125
- South Facing Home
- Irrigation Equipment
- Property is zoned PD
HOA Fees
- $8 Monthly HOA Fees
Parking
- 3 Car Attached Garage
Home Design
- Slab Foundation
- Shingle Roof
- Block Exterior
- Stucco
Interior Spaces
- 2,563 Sq Ft Home
- 1-Story Property
- Open Floorplan
- Sliding Doors
- Family Room
- Living Room
- Dining Room
- Hurricane or Storm Shutters
Kitchen
- Breakfast Area or Nook
- Eat-In Kitchen
- Walk-In Pantry
- Range
- Microwave
- Dishwasher
- Wine Refrigerator
- Stone Countertops
- Solid Wood Cabinet
- Disposal
Flooring
- Carpet
- Ceramic Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- Split Bedroom Floorplan
- 3 Full Bathrooms
- Soaking Tub
Laundry
- Laundry Room
- Dryer
- Washer
Outdoor Features
- Private Mailbox
Schools
- Doby Elementary School
- Shields Middle School
- Lennard High School
Utilities
- Central Heating and Cooling System
- Heat Pump System
- Thermostat
- Electric Water Heater
- Water Softener
- Cable TV Available
Listing and Financial Details
- Visit Down Payment Resource Website
- Legal Lot and Block 16 / 7
- Assessor Parcel Number U-33-31-19-95J-000007-00016.0
- $3,152 per year additional tax assessments
Community Details
Overview
- Wise Property Management Association, Phone Number (813) 968-5665
- Harbour Isles Ph 2A/2B/2C Subdivision
- The community has rules related to deed restrictions
Amenities
- Clubhouse
- Community Storage Space
Recreation
- Community Playground
- Fitness Center
- Community Pool
- Park
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 24, 2025
Closed on
Nov 19, 2025
Sold by
Brown Paul Ray and Brown Rosita
Bought by
Orr Allison
Seller's Agent
Ralph Martinez
DALTON WADE INC
Buyer's Agent
Paula Dysle
RE/MAX PREMIER GROUP
List Price
$615,000
Sold Price
$530,000
Premium/Discount to List
-$85,000
-13.82%
Views
48
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
12.06%
Original Mortgage
$300,000
Outstanding Balance
$300,000
Interest Rate
5.53%
Mortgage Type
New Conventional
Estimated Equity
$240,979
Purchase Details
Closed on
Jan 17, 2014
Sold by
K Hovnanian Homes Of Florida I Llc
Bought by
Brown Paul Ray and Brown Rosita
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$226,546
Interest Rate
4.51%
Mortgage Type
VA
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $530,000 | All American Title | |
| Special Warranty Deed | $255,670 | Eastern National Title Agenc |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $300,000 | New Conventional | |
| Previous Owner | $226,546 | VA |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 11/19/2025 11/19/25 | Sold | $530,000 | -3.6% | $207 / Sq Ft |
| 10/13/2025 10/13/25 | Pending | -- | -- | -- |
| 09/22/2025 09/22/25 | Price Changed | $550,000 | -1.8% | $215 / Sq Ft |
| 09/01/2025 09/01/25 | Price Changed | $560,000 | -1.8% | $218 / Sq Ft |
| 08/11/2025 08/11/25 | Price Changed | $570,000 | -1.7% | $222 / Sq Ft |
| 07/22/2025 07/22/25 | Price Changed | $580,000 | -1.7% | $226 / Sq Ft |
| 06/30/2025 06/30/25 | Price Changed | $590,000 | -4.1% | $230 / Sq Ft |
| 05/24/2025 05/24/25 | For Sale | $615,000 | -- | $240 / Sq Ft |
Source: Stellar MLS
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $7,525 | $249,420 | -- | -- |
| 2024 | $7,525 | $242,391 | -- | -- |
| 2023 | $7,315 | $235,331 | $0 | $0 |
| 2022 | $6,970 | $228,477 | $0 | $0 |
| 2021 | $6,555 | $221,822 | $0 | $0 |
| 2020 | $6,371 | $218,759 | $0 | $0 |
| 2019 | $6,261 | $213,841 | $0 | $0 |
| 2018 | $6,165 | $209,854 | $0 | $0 |
| 2017 | $6,117 | $239,425 | $0 | $0 |
| 2016 | $6,086 | $201,310 | $0 | $0 |
| 2015 | $6,140 | $199,911 | $0 | $0 |
| 2014 | $7,697 | $213,511 | $0 | $0 |
| 2013 | -- | $44,440 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Ralph Martinez
-
Paula Dysle
Buyer's Agent in 2025
Paula Dysle
RE/MAX Premier Group
(813) 393-7015
17 in this area
84 Total Sales
Map
Source: Stellar MLS
MLS Number: TB8389110
APN: U-33-31-19-95J-000007-00016.0
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Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
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