Seller's Agent in 2025
Lisa Morris Tomaini
Lisa Tomaini Realty
(239) 571-8852
3 in this area
46 Total Sales
3479 Ocean Bluff Ct Naples, FL 34120
Rural Estates Neighborhood
4
Beds
2
Baths
2,318
Sq Ft
0.26
Acres
Highlights
- Lake Front
- Gated Community
- Screened Porch
- Corkscrew Elementary School Rated A
- Vaulted Ceiling
- Community Pool
About This Home
As of March 2025Whether you're a homeowner with a vision or an investor looking for a prime opportunity, this property allows you to select every detail of your renovation, ensuring a personalized home tailored to your tastes. This 4 bed, 2 bath, THREE car garage home is ready for it's new owner to add their design touches and unique taste to make it AMAZING! This is an awesome split floor plan with plenty of space to live and entertain all while enjoying a lake view! The kitchen is in GREAT shape, with white cabinets, solid surface counters and Stainless Steel Appliances. Roof was replaced after Hurricane Irma! Primary Bedroom and Bathroom are generous in size. Room in yard for kids and pets!
Clubhouse is within walking distance to enjoy all that this community has to offer!
Waterways has some of the lowest low HOA fees in Naples which include cable TV/DVR & internet, 2,800 sq ft Clubhouse surrounded by 150 acres of connected lakes, huge community pool, 2 lighted tennis courts, full size basketball court, sand volleyball, tot lot playground, fishing pier, picnic areas, tiki hut with BBQ grills, a fitness center and miles of nature trails perfect for walking, jogging or cycling. Waterways provides a storage service lot service for RVs, commercial vehicles and boats. Just outside this gated community you will find top A-rated schools, only 20 minutes from Arthrex, Ave Maria, Casino, shopping, restaurants, Fire/EMS/ Sheriff station and many top-rated golf courses
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,378
Year Built
- Built in 2000
Lot Details
- 0.26 Acre Lot
- Lot Dimensions: 137
- Lake Front
- North Facing Home
- Gated Home
HOA Fees
- $237 Monthly HOA Fees
Parking
- 3 Car Attached Garage
- Automatic Garage Door Opener
- Deeded Parking
Home Design
- Entry on the 1st floor
- Concrete Block With Brick
- Stucco
- Tile
Interior Spaces
- 2,318 Sq Ft Home
- 1-Story Property
- Vaulted Ceiling
- Ceiling Fan
- Entrance Foyer
- Open Floorplan
- Screened Porch
- Tile Flooring
- Lake Views
Kitchen
- Electric Cooktop
- Dishwasher
Bedrooms and Bathrooms
- 4 Bedrooms
- Split Bedroom Floorplan
- Built-In Bedroom Cabinets
- Walk-In Closet
- 2 Full Bathrooms
- Bathtub With Separate Shower Stall
Utilities
- Central Heating and Cooling System
- Underground Utilities
- Cable TV Available
Listing and Financial Details
- Assessor Parcel Number 81216005083
Community Details
Overview
- Waterways Of Naples Community
- Mandatory home owners association
Amenities
- Community Barbecue Grill
- Recreation Room
Recreation
- Tennis Courts
- Community Basketball Court
- Volleyball Courts
- Community Playground
- Exercise Course
- Community Pool
Security
- Gated Community
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Feb 19, 2025
Closed on
Mar 21, 2025
Sold by
Panella Nancy B and Nancy B Panella 2018 Revocable Trust
Bought by
Mitchell Trina and Mitchell Travis
Seller's Agent
Lisa Morris Tomaini
Lisa Tomaini Realty
Buyer's Agent
Amanda Schultz
Premiere Plus Realty Company
List Price
$419,900
Sold Price
$410,000
Premium/Discount to List
-$9,900
-2.36%
Views
22
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$34,987
Avg. Annual Appreciation
10.92%
Original Mortgage
$389,500
Outstanding Balance
$387,506
Interest Rate
6.87%
Mortgage Type
New Conventional
Estimated Equity
$57,481
Purchase Details
Closed on
Feb 8, 2018
Sold by
Panella Nancy B
Bought by
Panella Nancy B
Purchase Details
Closed on
Jan 16, 2016
Sold by
Panella Nancy B
Bought by
Panella Nancy B
Purchase Details
Closed on
Jan 1, 2016
Bought by
Nancy B Panella Rev Trust
Purchase Details
Closed on
Dec 1, 2015
Bought by
Nancy B Panella Rev Trust
Purchase Details
Closed on
Mar 9, 2010
Sold by
Us Bank National Association
Bought by
Panella Bernard J and Panella Nancy B
Purchase Details
Closed on
Nov 20, 2009
Sold by
Brown Cynthia A
Bought by
Us Bank National Association
Purchase Details
Closed on
May 30, 2002
Sold by
Ballard Douglas R and Ballard Theresa M
Bought by
Brown Cynthia A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$215,000
Interest Rate
6.85%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Feb 3, 2000
Sold by
Waterways Joint Venture
Bought by
Ballard Douglas R and Ballard Theresa M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$146,450
Interest Rate
8.29%
Mortgage Type
Purchase Money Mortgage
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $410,000 | Bonita Title | |
| Interfamily Deed Transfer | -- | Attorney | |
| Special Warranty Deed | -- | Attorney | |
| Interfamily Deed Transfer | -- | Attorney | |
| Deed | $100 | -- | |
| Deed | $100 | -- | |
| Special Warranty Deed | $205,000 | Rels Title | |
| Trustee Deed | -- | Attorney | |
| Warranty Deed | $215,000 | -- | |
| Deed | $183,100 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $389,500 | New Conventional | |
| Previous Owner | $215,000 | Purchase Money Mortgage | |
| Previous Owner | $146,450 | Purchase Money Mortgage |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 03/21/2025 03/21/25 | Sold | $410,000 | -2.4% | $177 / Sq Ft |
| 02/26/2025 02/26/25 | Pending | -- | -- | -- |
| 02/19/2025 02/19/25 | For Sale | $419,900 | -- | $181 / Sq Ft |
Source: Naples Area Board of REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $5,378 | $425,373 | $175,547 | $249,826 |
| 2024 | $5,406 | $397,580 | -- | -- |
| 2023 | $5,406 | $361,436 | -- | -- |
| 2022 | $5,120 | $328,578 | $0 | $0 |
| 2021 | $4,309 | $298,707 | $38,423 | $260,284 |
| 2020 | $4,037 | $281,416 | $30,334 | $251,082 |
| 2019 | $4,292 | $298,723 | $56,623 | $242,100 |
| 2018 | $4,060 | $287,148 | $0 | $0 |
| 2017 | $3,791 | $261,044 | $0 | $0 |
| 2016 | $3,486 | $237,313 | $0 | $0 |
| 2015 | $3,271 | $215,739 | $0 | $0 |
| 2014 | $3,058 | $196,126 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Lisa Morris Tomaini
-
Amanda Schultz
Buyer's Agent in 2025
Amanda Schultz
Premiere Plus Realty Company
(262) 527-9884
11 in this area
22 Total Sales
Map
Source: Naples Area Board of REALTORS®
MLS Number: 225019474
APN: 81216005083
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The source of this real property information is the copyrighted and proprietary database compilation of the M.L.S. of Naples, Inc. Copyright 2025 M.L.S. of Naples, Inc. All rights reserved. The accuracy of this information is not warranted or guaranteed. This information should be independently verified if any person intends to engage in a transaction in reliance upon it.
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