$660,000
SOLD AUG 29, 2025

348 Concert Ct Freeport, FL 32439

4 Beds
3 Baths
3,238 Sq Ft
0.45 Acres

Recently Sold

$204 Per Sq Ft

2% Below List Price

22 Days on Market

Highlights

  • Waterfront Community
  • Boat Dock
  • 0.45 Acre Lot
  • Freeport Middle School Rated A-
  • Fishing
  • Traditional Architecture

About This Home

As of August 2025

Uniquely situated at the end of a cul de sac. This home has a privacy fence, backs up to the nature perserve.and is beside a HB nature trail. A 3238 SF, 3 car garage home wi/ 12' coffered ceilings. This 4BR/3BA home upgrades inc,- custom lighting throughout, beautiful dining room, enclosed office, spacious gourmet kitchen w/ stainless appliances, large island with double sink, 42'' tall cabinets, tile backsplash, walk-in pantry, butler's pantry/coffee bar, and a gas cooktop with wall oven. The home has tile plank floors throughout inc. the master bdr. Carpet in the extra bedrooms. The impressive Master Suite has an entry foyer and extended master retreat area w/sliding Barn doors., M bath includes a walk in tile shower, garden tub, dual vanities and large walk-in closet. The Laundry room is huge! It has a built in king size Murphy bed which provides a "5th bed/sleeping option". The hallway leading out to the garage has custom built-in cubbies providing a great drop zone for coats, bag, shoes, etc. There is a total of 3 car garages and an ample driveway for plenty of parking. All of these upgrades and nestled in the beautiful community of Hammock Bay! The community has resort style amenities- pools, fitness ctr, tennis, pickleball, a general store and Brewery - all within walking distance.

Last Agent to Sell the Property

Beth Jones

Hammock Bay License #3080966 Listed on: 06/05/2025

Last Buyer's Agent

Brent Winjum

ERA American Real Estate

Home Details

Home Type

  • Single Family

Year Built

  • Built in 2019

Lot Details

  • 0.45 Acre Lot
  • Cul-De-Sac
  • Back Yard Fenced
  • Level Lot
  • Sprinkler System
  • Lawn Pump

HOA Fees

  • $186 Monthly HOA Fees

Parking

  • 3 Car Attached Garage
  • Automatic Garage Door Opener

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Slab Foundation
  • Frame Construction

Interior Spaces

  • 3,238 Sq Ft Home
  • 1-Story Property
  • Woodwork
  • Cathedral Ceiling
  • Ceiling Fan
  • Double Pane Windows
  • Window Treatments
  • Great Room
  • Dining Room
  • Home Office
  • Fire and Smoke Detector
  • Exterior Washer Dryer Hookup

Kitchen

  • Breakfast Bar
  • Walk-In Pantry
  • Gas Oven or Range
  • Self-Cleaning Oven
  • Microwave
  • Ice Maker
  • Dishwasher
  • Kitchen Island
  • Disposal

Flooring

  • Painted or Stained Flooring
  • Wall to Wall Carpet
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Split Bedroom Floorplan
  • 3 Full Bathrooms
  • Dual Vanity Sinks in Primary Bathroom
  • Separate Shower in Primary Bathroom
  • Garden Bath

Outdoor Features

  • Covered Patio or Porch

Schools

  • Freeport Elementary And Middle School
  • Freeport High School

Utilities

  • Central Air
  • Tankless Water Heater
  • Gas Water Heater
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 16-2S-19-23020-000-0550

Community Details

Overview

  • Association fees include accounting, land recreation, recreational faclty, cable TV
  • Hammock Bay Subdivision
  • The community has rules related to covenants

Amenities

  • Community Barbecue Grill
  • Community Pavilion
  • Community Storage Space

Recreation

  • Boat Dock
  • Waterfront Community
  • Tennis Courts
  • Community Playground
  • Community Pool
  • Fishing

Home Details

Home Type

Single Family

Year Built

Built in 2019

Lot Details

0

HOA Fees

$186 per month

Parking

3

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size Acres: 0.45
  • Lot Size: 122X162 IRRE
  • Road Frontage Type: City Street
  • Road Surface Type: Paved
  • Subdivision Name: HAMMOCK BAY
  • Directions: Hammock Bay - Symphony neighborhood- veer to the left at stop sign onto Concert Court - home located at the end of the cul de sac. Professional photos coming soon!
  • Architectural Style: Traditional
  • Carport Y N: No
  • New Construction: No
  • Building Stories: 1
  • Year Built: 2019
  • Remarks Misc:Remarks: Uniquely situated at the end of a cul de sac. This home has a privacy fence, backs up to the nature perserve.and is beside a HB nature trail. A 3238 SF, 3 car garage home wi/ 12' coffered ceilings. This 4BR/3BA home upgrades inc,- custom lighting throughout, beautiful dining room, enclosed office, spacious gourmet kitchen w/ stainless appliances, large island with double sink, 42'' tall cabinets, tile backsplash, walk-in pantry, butler's pantry/coffee bar, and a gas cooktop with wall oven. The home has tile plank floors throughout inc. the master bdr. Carpet in the extra bedrooms. The impressive Master Suite has an entry foyer and extended master retreat area w/sliding Barn doors., M bath includes a walk in tile shower, garden tub, dual vanities and large walk-in closet. The Laundry room
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Energy:AC - Central Elect: Yes
  • Rooms:Dining Room: Yes
  • Appliances Microwave: Yes
  • Energy:Ceiling Fans: Yes
  • Energy:Double Pane Windows: Yes
  • Energy:Water Heater - Tnkls: Yes
  • Utilities:Gas - Natural: Yes
  • Rooms:Great Room: Yes
  • Energy:Water Heater - Gas: Yes
  • Rooms:Office2: Yes
  • Special Features: None
  • Stories: 1

Interior Features

  • Appliances: Auto Garage Door Opn, Dishwasher, Disposal, Microwave, Oven Self Cleaning, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Gas, Water Heater - Gas, Water Heater - Tnkls
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Flooring: Floor Tile, Floor WW Carpet
  • Interior Amenities: Breakfast Bar, Ceiling Cathedral, Kitchen Island, Pantry, Split Bedroom, Washer/Dryer Hookup, Woodwork Painted
  • Window Features: Window Treatment All, Double Pane Windows
  • Interior:WasherDryer Hookup: Yes
  • Master Bedroom:First: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Smoke Detector: Yes
  • Mstr BdrmMstr Bath:MBath Garden Tub: Yes
  • Mstr BdrmMstr Bath:MBath Separate Shwr: Yes
  • Interior:Breakfast Bar: Yes
  • Interior:Floor Tile: Yes
  • Appliances:Oven Self Cleaning: Yes
  • Appliances:Refrigerator WIceMk: Yes
  • Interior:Ceiling Cathedral: Yes
  • Interior:Split Bedroom: Yes
  • Mstr BdrmMstr Bath:MBath Double Vanity: Yes
  • Interior:Floor WW Carpet: Yes
  • Appliances:StoveOven Gas: Yes
  • Interior:Window Treatment All: Yes
  • Interior:Kitchen Island: Yes
  • Interior:Woodwork Painted: Yes

Exterior Features

  • Lot Features: Covenants, Cul-De-Sac, Curb & Gutter, Level, Sidewalk, Survey Available
  • Pool Features: Pool Type
  • Construction Type: Brick, Frame
  • Exterior Features: Fenced Back Yard, Lawn Pump, Sprinkler System
  • Foundation Details: Slab
  • Patio And Porch Features: Patio Covered
  • Property Condition: Construction Complete
  • Lot Features:Level: Yes
  • Construction Status:Construction Complete: Yes
  • ConstructionSiding:Slab: Yes
  • Lot Features:Survey Available: Yes
  • Lot Features:Covenants: Yes
  • Lot Features:Cul-De-Sac: Yes
  • ConstructionSiding:Frame: Yes
  • Exterior:Patio Covered: Yes
  • Exterior:Lawn Pump: Yes
  • Exterior:Sprinkler System: Yes
  • Exterior:Fenced Back Yard: Yes
  • ConstructionSiding:Brick: Yes
  • Lot Features:Sidewalk: Yes
  • Lot Features:Curb Gutter: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 3.0
  • General Property Info:Garage2: Yes
  • Parking Features:Garage Attached: Yes
  • Appliances:Auto Garage Door Opn: Yes
  • Rooms:Garage5: Yes

Utilities

  • Cooling: Ceiling Fans, Central Air
  • Cooling Y N: Yes
  • Sewer: Public Sewer
  • Utilities: Gas - Natural, Public Water

Condo/Co-op/Association

  • Community Features: Pickle Ball, BBQ Pit/Grill, Dock, Exercise Room, Fishing, Pavillion/Gazebo, Pets Allowed, Playground, Pool, Separate Storage, Tennis, TV Cable, Waterfront
  • Association #2 Fee: 186.45
  • Association Fee Frequency: Monthly
  • Association: Yes

Fee Information

  • Association Fee Includes: Accounting, Land Recreation, Recreational Faclty, Cable TV

Schools

  • Elementary School: Freeport
  • High School: Freeport
  • Middle Or Junior School: Freeport

Lot Info

  • Lot Size Sq Ft: 19602.0
  • Parcel #: 16-2S-19-23020-000-0550
  • Zoning: Resid Single Family

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Nov 12, 2025
Sold by
Richter Bernard T and Richter Cathy M
Bought by
Bernard T Richter Living Trust and Cathy M Richter Living Trust
Current Estimated Value
$673,506

Purchase Details

Listed on
Jun 5, 2025
Closed on
Aug 28, 2025
Sold by
Steel Kyle Michael and Steel Dawn Marie
Bought by
Richter Bernard T and Richter Cathy M
Seller's Agent
Beth Jones
Hammock Bay
Buyer's Agent
Brent Winjum
ERA American Real Estate
List Price
$674,000
Sold Price
$660,000
Premium/Discount to List
-$14,000
-2.08%
Views
21

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.79%
Original Mortgage
$528,000
Interest Rate
6.74%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 13, 2018
Sold by
Ellison Chelsea S and Smith Chelsea Burkhart
Bought by
Steel Kyle Michael and Steel Dawn Marie

Purchase Details

Closed on
Jan 17, 2012
Sold by
Dinneen Pike Katherine and Kimhan Katherine M
Bought by
Ellison Chelsea S and Smith Chelsea Burkhart

Purchase Details

Closed on
Jun 21, 2007
Sold by
Kimhan Duke M
Bought by
Kimhan Katherine M

Purchase Details

Closed on
Dec 20, 2005
Sold by
Freeport 860 Llc
Bought by
Kimhan Duke M and Kimhan Katherine M
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $100 None Listed On Document
Warranty Deed $100 None Listed On Document
Warranty Deed $660,000 Emerald Coast Title
Warranty Deed $660,000 Emerald Coast Title
Warranty Deed $660,000 Emerald Coast Title
Warranty Deed $660,000 Emerald Coast Title
Warranty Deed $67,500 Awua Title Svcs
Warranty Deed $67,500 Awua Title Svcs
Warranty Deed $28,000 H & S Title & Escrow Inc
Warranty Deed $28,000 H & S Title & Escrow Inc
Quit Claim Deed -- None Available
Quit Claim Deed -- None Available
Corporate Deed $162,500 Southern Escrow & Title Llc
Corporate Deed $162,500 Southern Escrow & Title Llc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $528,000 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
08/29/2025 08/29/25 Sold $660,000 -1.3% $204 / Sq Ft
06/27/2025 06/27/25 Pending -- -- --
06/19/2025 06/19/25 Price Changed $669,000 -0.7% $207 / Sq Ft
06/05/2025 06/05/25 For Sale $674,000 0.0% $208 / Sq Ft
05/20/2025 05/20/25 Pending -- -- --
04/18/2025 04/18/25 For Sale $674,000 -- $208 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,956 $419,446 -- --
2024 $4,803 $407,625 -- --
2023 $4,803 $395,752 $0 $0
2022 $4,566 $384,225 $0 $0
2021 $4,553 $372,257 $0 $0
2020 $4,464 $367,117 $55,675 $311,442
2019 $790 $54,054 $54,054 $0
2018 $492 $35,226 $0 $0
2017 $465 $34,200 $34,200 $0
2016 $398 $24,515 $0 $0
2015 $373 $22,440 $0 $0
2014 -- $22,440 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Emerald Coast Association of REALTORS®

MLS Number: 974302

Emerald Coast Association of REALTORS®

APN: 16-1S-19-23020-000-0550