$450,000
SOLD MAR 23, 2020

348 E 3rd St Harbor Springs, MI 49740

5 Beds
3.5 Baths
2,313 Sq Ft
4,051 Sq Ft Lot

Recently Sold

$195 Per Sq Ft

3% Below List Price

3 Days on Market

Highlights

  • Deck
  • Lower Floor Utility Room
  • Living Room
  • Main Floor Primary Bedroom
  • Double Pane Windows
  • Forced Air Heating and Cooling System

About This Home

As of September 2022

Beautiful downtown Harbor Springs home. This 5 bedroom, 3 1/2 bath has three levels of comfortable spacious living. Includes lower level walk out basement with kitchenette, central air conditioning, outside deck space for grilling and entertaining, tons of indoor storage space and is located on quiet Third Street. Just steps from all the favorite spots in this lovely small town, including wonderful restaurants, shops, and parks; sailing and boat launch; the Harbor Springs beach and so much more. Impeccably maintained and move in ready. This home is being offered “turn key”.

Last Agent to Sell the Property

Lynn Ness

Berkshire Hathaway HomeServices Michigan Real Estate - HS Listed on: 03/04/2020

Berkshire Hathaway HomeServices Michigan Real Estate - HS

Last Buyer's Agent

Kevin Olson

Graham Real Estate

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $11,762

Year Built

  • Built in 1995

Parking

  • Driveway

Home Design

  • Wood Frame Construction
  • Asphalt Shingled Roof

Interior Spaces

  • 2,313 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Double Pane Windows
  • Blinds
  • Family Room Downstairs
  • Living Room
  • Dining Room
  • Lower Floor Utility Room

Kitchen

  • Range
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Primary Bedroom on Main

Laundry

  • Dryer
  • Washer

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Natural Gas Water Heater

Additional Features

  • Deck
  • Lot Dimensions are 50x79

Listing and Financial Details

  • Assessor Parcel Number 51-15-13-226-015

Home Details

Home Type

Single Family

Est. Annual Taxes

$11,762

Year Built

Built in 1995

Lot Details

0

Listing Details

  • Class: RESIDENTIAL
  • Type: Residential
  • Estimated Year Built: 1995
  • Lvt Date: 03/04/2020
  • Section: 13
  • Second Address Number: 348
  • Directions: West on Main Street to Judd Street right on Judd Street to Third Street, left on Third Street to address on the left
  • Price per Sq Ft: 194.55
  • OFFICELIST_STATE: MI
  • Street Designation: Street
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 1995

Interior Features

  • Features: Ceiling Fans, Central Air, Deck, Dishwasher, Dryer, Garbage Disposal, Mini Blinds, Paved Drive, Range, Refrigerator, Washer, Paved Road
  • Total Finished Sq Ft: 2313
  • Master Bedroom: Dimensions: 12x12, On Level: Main
  • Bedroom 2: Dimensions: 10x11, On Level: Main
  • Bedroom 3: Dimensions: 13x15, On Level: Upper
  • Bedroom 4: Dimensions: 11x15, On Level: Upper
  • Total Rooms: 6
  • Basement: Full, Walkout, Finished
  • Dining Room: Dimensions: Combined, On Level: Main
  • Kitchen: Dimensions: 13x9, On Level: Main
  • Family Room: Dimensions: 12x27, On Level: Lower
  • Living Room: Dimensions: 14x14, On Level: Main
  • Above Grade Finished Sq Ft: 1713
  • Bathroom 1: Dimensions: Full, On Level: Main
  • Bathroom 2: Dimensions: Full, On Level: Upper
  • Number Of Bedrooms: 5
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Rooms 1: Dimensions: 12x13 Bedroom, On Level: Lower
  • Rooms 2: Dimensions: Full Bath, On Level: Lower
  • Windows: Double, Andersen

Exterior Features

  • Construction: Wood Frame/Site Built, Two Story +
  • Roof: Asphalt Shingle
  • Waterfront Water Access: Neither

Utilities

  • Heat Type: Natural Gas, Forced Air
  • Sewer: City
  • Water: City
  • Water Heater: Natural Gas, 40 Gal

Schools

  • School District: Harbor Springs
  • School District: Harbor Springs

Lot Info

  • Estimated Lot Dimensions: 50x79
  • Zoning: Residential

Tax Info

  • Assessor Parcel Number: 51-15-13-226-015

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 13, 2022
Closed on
Sep 12, 2022
Sold by
Zahn Builders Inc
Bought by
Ford Christopher Barrett and Ford Heather
Seller's Agent
Kevin Olson
Graham Real Estate
Buyer's Agent
Lee Ford Walsh
Coldwell Banker Schmidt- Harbor Springs
List Price
$849,900
Sold Price
$700,000
Premium/Discount to List
-$149,900
-17.64%
Current Estimated Value
$1,108,301

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$408,301
Avg. Annual Appreciation
17.36%
Original Mortgage
$525,000
Outstanding Balance
$502,862
Interest Rate
5.22%
Mortgage Type
New Conventional
Estimated Equity
$605,439

Purchase Details

Listed on
Mar 4, 2020
Closed on
Mar 23, 2020
Sold by
Whittaker Robert
Bought by
Zahn Builders Inc
Seller's Agent
Lynn Ness
Berkshire Hathaway HomeServices Michigan Real Estate - HS
Buyer's Agent
Kevin Olson
Graham Real Estate
List Price
$464,900
Sold Price
$450,000
Premium/Discount to List
-$14,900
-3.2%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
19.59%

Purchase Details

Listed on
Oct 11, 2016
Closed on
Aug 24, 2018
Sold by
Bongiovanni Danny M and Bongiovanni Patricia G
Bought by
Whittaker Rpbert and Whittaker Sue
Seller's Agent
Jim Hart
Graham Real Estate
Buyer's Agent
Lynn Ness
Berkshire Hathaway HomeServices Michigan Real Estate - HS
List Price
$449,000
Sold Price
$410,000
Premium/Discount to List
-$39,000
-8.69%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.07%

Purchase Details

Closed on
Aug 1, 1995
Sold by
Ophoff Wd L547 P538
Bought by
Bongiovanni Pta
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $700,000 Cislo Title Company
Deed -- --
Warranty Deed $410,000 --
Deed $88,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $525,000 New Conventional
Previous Owner $200,000 Future Advance Clause Open End Mortgage
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/12/2022 09/12/22 Sold $700,000 -6.5% $303 / Sq Ft
07/20/2022 07/20/22 Price Changed $749,000 -6.4% $324 / Sq Ft
06/10/2022 06/10/22 Price Changed $799,900 -5.9% $346 / Sq Ft
05/13/2022 05/13/22 For Sale $849,900 +88.9% $367 / Sq Ft
03/23/2020 03/23/20 Sold $450,000 -3.2% $195 / Sq Ft
03/04/2020 03/04/20 For Sale $464,900 +13.4% $201 / Sq Ft
08/24/2018 08/24/18 Sold $410,000 -8.7% $177 / Sq Ft
10/11/2016 10/11/16 For Sale $449,000 -- $194 / Sq Ft
Source: Northern Michigan MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $11,762 $514,900 $514,900 $0
2024 $11,762 $368,300 $368,300 $0
2023 $7,965 $255,700 $255,700 $0
2022 $7,965 $185,400 $185,400 $0
2021 $7,691 $178,500 $178,500 $0
2020 $7,486 $176,600 $176,600 $0
2019 $9,194 $170,200 $170,200 $0
2018 -- $162,000 $162,000 $0
2017 -- $171,800 $171,800 $0
2016 -- $172,300 $172,300 $0
2015 -- $142,300 $0 $0
2014 $4,019 $135,300 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northern Michigan MLS

MLS Number: 461373

Northern Michigan MLS

APN: 51-15-13-226-015