Seller's Agent in 2025
Daryl Butler
Coldwell Banker Realty - Gundaker
(636) 448-9346
3 in this area
82 Total Sales
Last list price
348 Mason Ridge Dr Saint Charles, MO 63304
4
Beds
3.5
Baths
3,284
Sq Ft
0.35
Acres
Highlights
- Deck
- Traditional Architecture
- Eat-In Kitchen
- Warren Elementary School Rated A
- 2 Car Attached Garage
- Tandem Parking
About This Home
As of July 2025The one you’ve been waiting for! This 4 Bed, 3.5 Bath two-story home in the highly sought after Timberwood Trails is ready for you to tour and fall in love. Enjoy mature trees, welcoming landscaping, and an inviting layout. Inside, you’ll find an updated formal dining room, a flexible office with built-ins, and a cozy living room w/a wood-burning fireplace overlooking a large backyard. The kitchen features many updates, including quartz counter tops, an acacia wood island, stainless appliances, and opens to an informal dining. The main floor also includes a cute laundry room and a spacious half bath. Step outside through the new slider to a deck, patio, lush yard, and fire pit--perfect for spring evenings. Upstairs, the spacious primary suite boasts of an updated bath and walk-in closet, with 3 additional bedrooms and a hall bath. The partially finished basement adds a 2nd living area, extra sleeping space, a full bath, and a 1314 storage area. Golf Cart Community leads to Cottleville!
Last Agent to Sell the Property
Coldwell Banker Realty - Gundaker License #2020001709 Listed on: 05/02/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,043
Year Built
- Built in 1985 | Remodeled
HOA Fees
- $33 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Tandem Parking
- Garage Door Opener
- Off-Street Parking
Home Design
- Traditional Architecture
Interior Spaces
- 2-Story Property
- Sliding Doors
- Panel Doors
- Living Room with Fireplace
- Carpet
- Attic Fan
- Security Lights
- Eat-In Kitchen
Bedrooms and Bathrooms
- 4 Bedrooms
Partially Finished Basement
- Basement Ceilings are 8 Feet High
- Bedroom in Basement
- Finished Basement Bathroom
Outdoor Features
- Deck
- Patio
Schools
- Warren Elem. Elementary School
- Francis Howell Middle School
- Francis Howell Central High School
Additional Features
- 0.35 Acre Lot
- Forced Air Heating and Cooling System
Listing and Financial Details
- Assessor Parcel Number 3-0112-5688-00-0758.0000000
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 2, 2025
Closed on
Jun 30, 2025
Sold by
Lumpa Mark T and Lumpa Jennifer J
Bought by
Steuber Matthew and Steuber Serena
Seller's Agent
Daryl Butler
Coldwell Banker Realty - Gundaker
Buyer's Agent
Carolyn Carpenter
Key Cornerstone Realty
List Price
$475,000
Views
418
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-5.46%
Original Mortgage
$295,000
Outstanding Balance
$294,753
Interest Rate
6.89%
Mortgage Type
New Conventional
Estimated Equity
$176,531
Purchase Details
Closed on
Apr 24, 2006
Sold by
Binns Martin J and Binns Linda L
Bought by
Lumpa Mark I and Lumpa Jennifer J
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$199,900
Interest Rate
6.5%
Mortgage Type
Fannie Mae Freddie Mac
Purchase Details
Closed on
Feb 3, 1997
Sold by
Lusk James F Jr Mary E
Bought by
Binns Martin J and Binns Linda J
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$137,700
Interest Rate
6.62%
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | -- | Continental Title Company | |
| Warranty Deed | $249,900 | Inv | |
| Warranty Deed | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $295,000 | New Conventional | |
| Previous Owner | $150,800 | New Conventional | |
| Previous Owner | $181,000 | New Conventional | |
| Previous Owner | $197,072 | New Conventional | |
| Previous Owner | $24,730 | Credit Line Revolving | |
| Previous Owner | $199,900 | Fannie Mae Freddie Mac | |
| Previous Owner | $137,700 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/01/2025 07/01/25 | Sold | -- | -- | -- |
| 05/19/2025 05/19/25 | Pending | -- | -- | -- |
| 05/15/2025 05/15/25 | For Sale | $475,000 | 0.0% | $145 / Sq Ft |
| 05/06/2025 05/06/25 | Pending | -- | -- | -- |
| 05/02/2025 05/02/25 | For Sale | $475,000 | -- | $145 / Sq Ft |
| 04/29/2025 04/29/25 | Off Market | -- | -- | -- |
Source: MARIS MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,043 | $73,349 | -- | -- |
| 2023 | $4,042 | $67,726 | $0 | $0 |
| 2022 | $3,561 | $55,396 | $0 | $0 |
| 2021 | $3,564 | $55,396 | $0 | $0 |
| 2020 | $3,697 | $55,639 | $0 | $0 |
| 2019 | $3,680 | $55,639 | $0 | $0 |
| 2018 | $3,491 | $50,442 | $0 | $0 |
| 2017 | $3,462 | $50,442 | $0 | $0 |
| 2016 | $3,055 | $42,834 | $0 | $0 |
| 2015 | $3,021 | $42,834 | $0 | $0 |
| 2014 | $2,924 | $40,221 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Daryl Butler
-
Carolyn Carpenter
Buyer's Agent in 2025
Carolyn Carpenter
Key Cornerstone Realty
(636) 219-3133
4 in this area
86 Total Sales
Map
Source: MARIS MLS
MLS Number: MIS25028075
APN: 3-0112-5688-00-0758.0000000
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