$340,000
SOLD MAR 23, 2026

348 Red Cloud Rd Lusby, MD 20657

3 Beds
3 Baths
2,020 Sq Ft
10,890 Sq Ft Lot

Recently Sold

$168 Per Sq Ft

2 Days on Market

Highlights

  • Beach
  • Deck
  • Rambler Architecture
  • Community Lake
  • Traditional Floor Plan
  • Porch

About This Home

As of March 2026

Experience Southern MD living in this 3-bedroom, 3-bathroom retreat located in the Chesapeake Ranch Estates. This home offers a seamless flow between its bright living spaces and a fully finished basement that serves as a true extension of the home; featuring a versatile extra room, this lower level is the perfect canvas for a home theater, a quiet guest suite, or a professional workspace. Residents here enjoy the unique advantage of being just moments away from private community beaches and scenic local parks, making it easy to enjoy hiking, beachcombing, and the natural beauty of the Chesapeake Bay.
The outdoor experience continues on the property itself, which boasts a large backyard designed for everything from weekend garden projects to summer celebrations. The generous driveway provides ample space for multiple vehicles, ensuring a warm welcome for all your visitors. Enjoy the ultimate in convenience with easy access to the shopping centers and restaurants of Lusby. Weekends can be spent exploring the picturesque Solomons Island, just a short drive away, offering waterfront dining, marinas, and charming boutiques. The rich history and attractions of neighboring Saint Mary's County are also within easy reach, making this home a lifestyle waiting to be embraced. Schedule your showing today and discover your new home!

Last Agent to Sell the Property

Cindy Loveless

(443) 532-8976 acarle@comcast.net Home Sweet Home Real Estate LLC Brokerage Phone: 4435328976 License #5018721 Listed on: 02/05/2026

Last Buyer's Agent

Michael Hunter

(855) 450-0442 dmvbroker@therealbrokerage.com Real Broker, LLC License #0225253020

Real Broker, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,304

Year Built

  • Built in 1991

Lot Details

  • 0.25 Acre Lot
  • Back Yard Fenced
  • Cleared Lot

HOA Fees

  • $48 Monthly HOA Fees

Home Design

  • Rambler Architecture
  • Slab Foundation
  • Asphalt Roof
  • Stone Siding
  • Vinyl Siding

Interior Spaces

  • Property has 2 Levels
  • Traditional Floor Plan
  • Window Treatments
  • Living Room
  • Combination Kitchen and Dining Room
  • Basement

Kitchen

  • Oven
  • Stove
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • En-Suite Bathroom

Laundry

  • Dryer
  • Washer

Parking

  • Gravel Driveway
  • Off-Street Parking

Outdoor Features

  • Deck
  • Shed
  • Porch

Utilities

  • Cooling Available
  • Heat Pump System
  • Electric Water Heater
  • Septic Tank

Listing and Financial Details

  • Tax Lot 3
  • Assessor Parcel Number 0501084445

Community Details

Overview

  • Poacre HOA
  • Chesapeake Ranch Estates Subdivision
  • Community Lake

Recreation

  • Beach
  • Community Playground

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,304

Year Built

Built in 1991

Lot Details

0.25 Acres

HOA Fees

$48 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Ranch/Rambler
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main
  • Expected On Market: 2/5/2026 12:00:00 AM
  • Year Built: 1991
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Dryer, Microwave, Refrigerator, Stove, Washer, Oven - Single
  • Interior Amenities: Combination Kitchen/Dining, Primary Bath(s), Window Treatments, Floor Plan - Traditional
  • Fireplace: No
  • Foundation Details: Slab
  • Levels Count: 2
  • Room List: Living Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Bedroom 1
  • Basement: Yes
  • Total Sq Ft: 2184
  • Living Area Sq Ft: 2020
  • Price Per Sq Ft: 311.36
  • Above Grade Finished Sq Ft: 1092
  • Below Grade Finished Sq Ft: 928
  • Below Grade Sq Ft: 164
  • Total Below Grade Sq Ft: 1092
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 3
  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Main Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 2
  • Lower Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed
  • Construction Materials: Vinyl Siding, Stone
  • Road Surface Type: Paved
  • Roof: Asphalt
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Parking Features: Gravel Driveway
  • Type Of Parking: Off Street, Driveway

Utilities

  • Refuse: 350.00
  • Central Air Conditioning: No
  • Cooling Fuel: Electric
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Septic Exists
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 580.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Beach, Lake, Tot Lots/Playground
  • HOA Name: POACRE
  • HOA: Yes
  • Senior Community: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Fencing: Rear
  • Lot Features: Cleared
  • Lot Size Acres: 0.25
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 10890.00
  • Outdoor Living Structures: Deck(s), Porch(es)
  • Zoning: R
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 3304.00
  • Assessor Parcel Number: 0501084445
  • Tax Lot: 3
  • County Tax Payment Frequency: Annually
  • Tax Year: 2025

MLS Schools

  • School District Name: CALVERT COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 1, 2018
Closed on
Aug 2, 2018
Sold by
Bennett Sahwn M
Bought by
Madariaga Ashley Maria
Seller's Agent
Anna Jones
Real Broker, LLC
Buyer's Agent
Monica Embrey
Samson Properties
List Price
$225,500
Sold Price
$200,000
Premium/Discount to List
-$25,500
-11.31%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.10%
Original Mortgage
$193,325
Outstanding Balance
$170,135
Interest Rate
5.5%
Mortgage Type
FHA
Estimated Equity
$167,594

Purchase Details

Listed on
May 17, 2013
Closed on
Oct 18, 2013
Sold by
Federal National Mortgage Association
Bought by
Bennett Shawn M
Seller's Agent
Pennie Platt
Home Towne Real Estate
Buyer's Agent
Tina Marie Biggs
EXP Realty, LLC
List Price
$214,900
Sold Price
$133,000
Premium/Discount to List
-$81,900
-38.11%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.91%
Original Mortgage
$135,714
Interest Rate
4.52%
Mortgage Type
New Conventional

Purchase Details

Closed on
Dec 20, 2012
Sold by
Drew Oliver
Bought by
Federal National Mortgage Association

Purchase Details

Closed on
Mar 7, 2007
Sold by
Kingston Robert George
Bought by
Drew Oliver

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$167,900
Interest Rate
6.3%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Feb 22, 2007
Sold by
Kingston Robert George
Bought by
Drew Oliver

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$167,900
Interest Rate
6.3%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Oct 4, 1991
Sold by
Gonzalez Joseph
Bought by
Kingston Robert George

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$96,378
Interest Rate
8.87%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $200,000 Brennan Title Co
Special Warranty Deed $133,000 Atlantic Coast Title Inc
Trustee Deed $170,859 None Available
Deed $209,900 --
Deed $209,900 --
Deed $95,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $193,325 FHA
Previous Owner $135,714 New Conventional
Previous Owner $167,900 Purchase Money Mortgage
Previous Owner $167,900 Purchase Money Mortgage
Previous Owner $96,378 No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
03/23/2026 03/23/26 Sold $340,000 0.0% $168 / Sq Ft
02/07/2026 02/07/26 Pending -- -- --
02/05/2026 02/05/26 For Sale $340,000 +70.0% $168 / Sq Ft
08/02/2018 08/02/18 Sold $200,000 -9.3% $92 / Sq Ft View Prior Sale
07/05/2018 07/05/18 Pending -- -- --
06/25/2018 06/25/18 Price Changed $220,500 -2.2% $101 / Sq Ft
06/01/2018 06/01/18 For Sale $225,500 +69.5% $103 / Sq Ft
10/22/2013 10/22/13 Sold $133,000 -1.4% $122 / Sq Ft View Prior Sale
08/13/2013 08/13/13 Pending -- -- --
07/26/2013 07/26/13 Price Changed $134,900 -10.0% $124 / Sq Ft
07/17/2013 07/17/13 Price Changed $149,900 -11.8% $137 / Sq Ft
07/12/2013 07/12/13 Price Changed $169,900 -10.5% $156 / Sq Ft
06/30/2013 06/30/13 Price Changed $189,900 -11.6% $174 / Sq Ft
05/17/2013 05/17/13 For Sale $214,900 -- $197 / Sq Ft
Source: Bright MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $831 $268,233 $0 $0
2024 $708 $246,267 $0 $0
2023 $405 $224,300 $55,200 $169,100
2022 $2,572 $206,567 $0 $0
2021 $5,144 $188,833 $0 $0
2020 $612 $171,100 $55,200 $115,900
2019 $1,763 $168,067 $0 $0
2018 $1,731 $165,033 $0 $0
2017 $2,097 $162,000 $0 $0
2016 -- $162,000 $0 $0
2015 $2,396 $162,000 $0 $0
2014 $2,396 $169,700 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDCA2024862

Bright MLS

APN: 01-084445

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