T
Seller's Agent in 2020
Team Sanders
Sibcy Cline
(859) 380-0122
14 in this area
322 Total Sales
3482 Clover Dr Covington, KY 41015
South Covington NeighborhoodEstimated Value: $368,838 - $421,000
4
Beds
2.5
Baths
1,744
Sq Ft
$225/Sq Ft
Est. Value
Highlights
- View of Trees or Woods
- Granite Flooring
- Traditional Architecture
- Taylor Mill Elementary School Rated 9+
- Deck
- No HOA
About This Home
As of November 2020Updated & move in ready 4 bedroom home. Tasteful decor & modernized lighting throughout. Large living room features WBFP w/ slate surround & granite hearth. Fully equipped tiled eat in kitchen boasts, granite tops, counter bar, tiled backsplash, & SS appliances. Dining room has hand scraped flooring, chair rail, & recessed trae ceiling . Master suite features walk in closet & adjoining tiled bath. Finished lower level w/ gas FP & flexible bonus room/ study. Enjoy the large fenced rear yard & oversized deck. Newer roof, furnace, AC, HWH, shed, fence, & appliances. 2 car garage.
Home Details
Home Type
- Single Family
Year Built
- Built in 1993
Lot Details
- 0.29 Acre Lot
- Lot Dimensions are 72x138
- Cul-De-Sac
- Wood Fence
- Cleared Lot
Parking
- 2 Car Garage
- Driveway
Home Design
- Traditional Architecture
- Brick Exterior Construction
- Poured Concrete
- Shingle Roof
- Vinyl Siding
Interior Spaces
- 2-Story Property
- Chair Railings
- Crown Molding
- Ceiling Fan
- Recessed Lighting
- Chandelier
- Wood Burning Fireplace
- Gas Fireplace
- Insulated Windows
- Panel Doors
- Family Room with Fireplace
- Living Room with Fireplace
- Formal Dining Room
- Views of Woods
- Finished Basement
- Basement Fills Entire Space Under The House
- Fire and Smoke Detector
Kitchen
- Eat-In Kitchen
- Breakfast Bar
- Microwave
- Dishwasher
- Solid Wood Cabinet
- Disposal
Flooring
- Laminate
- Granite
- Marble
- Ceramic Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- En-Suite Primary Bedroom
- Walk-In Closet
- Dual Vanity Sinks in Primary Bathroom
- Bathtub and Shower Combination in Primary Bathroom
Outdoor Features
- Deck
Schools
- Taylor Mill Elementary School
- Woodland Middle School
- Scott High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- Cable TV Available
Community Details
- No Home Owners Association
- Clover Meadows Subdivision
Listing and Financial Details
- Assessor Parcel Number 059-00-00-003.17
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 5, 2020
Closed on
Nov 23, 2020
Sold by
Schaber Jennifer and Schaber Matthew
Bought by
Martin Jason and Martin Emily
Seller's Agent
Team Sanders
Sibcy Cline, REALTORS-Florence
Buyer's Agent
Felicia Huesman
Huff Realty - CC
List Price
$269,900
Sold Price
$265,000
Premium/Discount to List
-$4,900
-1.82%
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$126,122
Avg. Annual Appreciation
8.00%
Original Mortgage
$215,000
Outstanding Balance
$190,444
Interest Rate
2.8%
Mortgage Type
New Conventional
Estimated Equity
$202,516
Purchase Details
Closed on
Oct 31, 2014
Sold by
Kreinest Christa J and Kreinest Theodore
Bought by
Schaber Jennifer and Schaber Matthew
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$176,231
Interest Rate
4.29%
Mortgage Type
FHA
Purchase Details
Closed on
Nov 9, 2005
Sold by
Moriarity John Patrick
Bought by
Moriarity Christa J
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$168,000
Interest Rate
6.72%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Jan 15, 2004
Sold by
Moriarity Christa J and Moriarity John Patrick
Bought by
Moriarity John Patrick and Moriarity Christa J
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$140,000
Interest Rate
5.85%
Mortgage Type
Stand Alone Refi Refinance Of Original Loan
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Martin Jason | $265,000 | American Homeland Title Agcy | |
| Schaber Jennifer | $179,500 | Kentucky Land Title Agency | |
| Moriarity Christa J | -- | Regional Title | |
| Moriarity John Patrick | -- | Real Estate Title Services L |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Martin Jason | $215,000 | |
| Previous Owner | Schaber Jennifer | $176,231 | |
| Previous Owner | Moriarity Christa J | $168,000 | |
| Previous Owner | Moriarity John Patrick | $140,000 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 11/27/2020 11/27/20 | Sold | $265,000 | -1.8% | $152 / Sq Ft |
| 10/18/2020 10/18/20 | Pending | -- | -- | -- |
| 10/05/2020 10/05/20 | For Sale | $269,900 | -- | $155 / Sq Ft |
Source: Northern Kentucky Multiple Listing Service
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,626 | $265,000 | $30,000 | $235,000 |
| 2024 | $2,716 | $265,000 | $30,000 | $235,000 |
| 2023 | $2,825 | $265,000 | $30,000 | $235,000 |
| 2022 | $3,251 | $296,800 | $30,000 | $266,800 |
| 2021 | $2,972 | $265,000 | $30,000 | $235,000 |
| 2020 | $2,059 | $179,500 | $30,000 | $149,500 |
| 2019 | $2,065 | $179,500 | $30,000 | $149,500 |
| 2018 | $2,071 | $179,500 | $30,000 | $149,500 |
| 2017 | $2,013 | $179,500 | $30,000 | $149,500 |
| 2015 | $2,582 | $179,500 | $30,000 | $149,500 |
| 2014 | $3,244 | $228,300 | $30,000 | $198,300 |
Source: Public Records
Agents Affiliated with this Home
-
Team Sanders
-
Felicia Huesman
Buyer's Agent in 2020
Felicia Huesman
Huff Realty - CC
(859) 652-0757
6 in this area
126 Total Sales
Map
Source: Northern Kentucky Multiple Listing Service
MLS Number: 542642
APN: 059-00-00-003.17
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.
Listing information is deemed reliable, but not guaranteed.
Copyright 2025 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.
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