NOT LISTED FOR SALE

3486 Moss Ct Chipley, FL 32428

Estimated Value: $232,000 - $280,000

3 Beds
2 Baths
1,408 Sq Ft
$184/Sq Ft Est. Value

Sale Details

Date Sold: May 14, 2025

Last sale price $243,000 $173 Per Sq Ft

Est. 7% increase in value since last sale

Current estimated payment $1,570 / mo

23 Days on Market

Highlights

  • Community Boat Dock
  • Fishing
  • No HOA
  • Golf Course Community
  • Clubhouse
  • Covered Patio or Porch

About This Home

As of May 2025

UNDER CONTRACT, SELLER WILL CONSIDER BACK UP OFFERS Built to last in 2024, this nearly-new 3-bedroom, 2-bathroom home offers the ultimate peace of mind with its strong, hurricane-resistant construction. Made with Nudura ICF (Insulated Concrete Forms), steel studs, and heavy duty steel trusses- this home is built to withstand Florida's toughest weather. Unlike traditional wood-frame homes, according to ICFMA data reports, the ICF walls can resist winds up to 250 mph, provide up to 4-hour fire protection, and hold up against flying debris. This level of durability is especially important in Florida, where hurricanes can be a concern. Plus, homes built with ICF typically qualify for lower insurance rates, which is so important with insurance premiums on the rise. The yearly premium here is only $935/year!
Research shows that a home on Mexico Beach built with Nudura ICF was one of the few homes left standing directly on the coast after hurricane Michael. If you are debating whether to spend a little bit more money on a better constructed home, the answer is yes! Spend it where it matters most. Over the years the weather continues to become more unpredictable. Peace of mind in the safety of your home is priceless. This solid construction also makes the home energy-efficient, cutting your heating and cooling costs by up to 60%. Thanks to continuous insulation, the home stays comfortable year-round without the high energy bills. Additionally, ICF walls help improve air quality, reduce the risk of mold, and provide excellent soundproofing, keeping your home quiet and healthy. Combine energy efficiency and a better construction for lower insurance rates, owning this home is cheaper than others for years to come! Inside, the home features granite countertops, tall ceilings, kitchen sink water purifier, stainless steel appliances, and durable LVP flooring throughout. The open floor plan creates a spacious feel. The washer and dryer are custom to the home and stay with the property. Sitting on over a third of an acre, features include a fully fenced and gated yard, offering plenty of privacy. You'll also find a 12x20 shed for extra storage, new sod, plus fruit trees with a drip irrigation system already in place, making it easy to maintain your yard. The large front porch spans the width of the home and is perfect for relaxing and enjoying the outdoors, while the concrete driveway and walkway add curb appeal and parking. If you are considering a new build, consider this one also. Just over a year old, it comes with added features you won't find in the new constructions such as fencing, irrigation, and storage already set up. Plus a construction you don't find often! With its durable construction, energy efficiency, and modern features, it's a smart investment for the future. Sunny Hills is a growing golf course community and ideally situated just under 30 minutes from both Chipley, Lynn Haven, and the airport- offering the best of both worlds: a slower, laid-back lifestyle while still being close to city amenities. Plus, you're less than an hour away from the white sands of Panama City Beach! Sunny Hills also offers many freshwater lakes for fishing and boating and also a swim park at spring-fed Boat Lake for seasonal fun. Enjoy a well-maintained community without the burden of HOA fees.

Last Agent to Sell the Property

Casey Owens

Elite Realty License #BK3390116 Listed on: 04/04/2025

Last Buyer's Agent

Non Member

NON-MEMBER OFFICE

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $120

Year Built

  • Built in 2024

Lot Details

  • 13,634 Sq Ft Lot
  • Fenced

Home Design

  • Slab Foundation
  • Steel Frame
  • HardiePlank Type
  • Stucco

Interior Spaces

  • Ceiling Fan
  • Living Room

Kitchen

  • Electric Oven
  • Electric Range

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Outdoor Features

  • Covered Patio or Porch

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater

Community Details

Overview

  • No Home Owners Association
  • Sunny Hills Unit 6 Subdivision

Amenities

  • Clubhouse

Recreation

  • Community Boat Dock
  • Golf Course Community
  • Community Playground
  • Fishing
  • Park

Home Details

Home Type

Single Family

Est. Annual Taxes

$120

Year Built

Built in 2024

Lot Details

0.31 Acres

Listing Details

  • Property Type: Residential
  • Year Built: 2024
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.31
  • Lot Size: irregular
  • Subdivision Name: Sunny Hills Unit 6
  • Architectural Style: Other
  • New Construction: No
  • Property Sub Type Additional: Single Family Residence
  • Special Features: NewHome

Interior Features

  • Appliances: Electric Oven, Electric Range, Electric Water Heater
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Dining Room Type: Bedroom, Full Bath, Kitchen, Living Room, Primary Bathroom, Primary Bedroom

Exterior Features

  • Fencing: Full, Fenced, Privacy
  • Waterfront: No
  • Construction Type: HardiPlank Type, Concrete, Steel Frame, Stucco
  • Foundation Details: Slab
  • Patio And Porch Features: Covered, Porch

Garage/Parking

  • Garage: No
  • Attached Garage: No

Utilities

  • Utilities: Electricity Available
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Central, Electric
  • Green Building Features: Dumpster
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Community Features: Boat Facilities, Clubhouse, Dock, Fishing, Golf, Playground, Park, Short Term Rental Allowed
  • Amenities: Gazebo
  • Association: No

Lot Info

  • Lot Features: Paved
  • Lot Size Sq Ft: 13634.0
  • Mobile Dim Units: Feet

Multi Family

  • Number Of Units Furnished: None

Tax Info

  • Tax Annual Amount: 120.0
  • Tax Year: 2024

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 4, 2025
Closed on
May 14, 2025
Sold by
Bought by
Seller's Agent
Casey Owens
Elite Realty
Buyer's Agent
Non Member
NON-MEMBER OFFICE
List Price
$274,500
Sold Price
$243,000
Premium/Discount to List
-$31,500
-11.48%
Views
35
Current Estimated Value
$259,552

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$16,552
Avg. Annual Appreciation
6.23%
Original Mortgage
$238,598
Outstanding Balance
$237,321
Interest Rate
6.64%
Mortgage Type
FHA
Estimated Equity
$22,231

Purchase Details

Listed on
Sep 7, 2023
Closed on
Feb 27, 2024
Sold by
Bought by
Seller's Agent
Kenny Comeaux
LPT Realty LLC
Buyer's Agent
Casey Owens
Elite Realty
List Price
$250,000
Sold Price
$255,000
Premium/Discount to List
$5,000
2%
Views
5

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-3.91%
Original Mortgage
$204,000
Interest Rate
6.6%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 11, 2022
Sold by
Bought by
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$243,000 Mti Title
$255,000 Mti Title
$255,000 Mti Title
$6,500 Northwest Title Group
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $238,598
Previous Owner $204,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
05/14/2025 05/14/25 Sold $243,000 -2.6% $173 / Sq Ft
04/17/2025 04/17/25 Price Changed $249,500 -9.1% $177 / Sq Ft
04/03/2025 04/03/25 For Sale $274,500 +7.6% $195 / Sq Ft
02/29/2024 02/29/24 Sold $255,000 0.0% $181 / Sq Ft View Prior Sale
10/12/2023 10/12/23 Pending -- -- --
09/19/2023 09/19/23 Price Changed $255,000 +2.0% $181 / Sq Ft
09/07/2023 09/07/23 For Sale $250,000 -- $178 / Sq Ft
Source: Central Panhandle Association of REALTORS®

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,057 $186,370 $11,000 $175,370
2024 $120 $7,000 $7,000 --
2023 $105 $5,000 $5,000 $0
2022 $72 $3,500 $3,500 $0
2021 $62 $2,000 $2,000 $0
2020 $58 $1,800 $1,800 $0
2019 $58 $1,800 $1,800 $0
2018 $59 $1,800 $1,800 $0
2017 $61 $1,800 $1,800 $0
2016 $61 $1,800 $0 $0
2015 $65 $2,000 $0 $0
2014 -- $2,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Central Panhandle Association of REALTORS®

MLS Number: 771460

Central Panhandle Association of REALTORS®

APN: 00000000-06-0352-0012

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