NOT LISTED FOR SALE

3495 Ocean Bluff Ct Naples, FL 34120

Rural Estates Neighborhood

Estimated Value: $550,898 - $590,000

3 Beds
2 Baths
2,042 Sq Ft
$281/Sq Ft Est. Value

Last Sold April 16, 2020

Last sale price $350,000 $171 Per Sq Ft

Est. 64% increase in value since last sale

Current estimated payment $3,733/month

35 Days on Market

Highlights

  • Fishing Pier
  • Screened Pool
  • Home fronts a canal
  • Corkscrew Elementary School Rated A
  • Lake View
  • Clubhouse

About This Home

As of April 2020

Welcome home to this spacious Waterways residence that offers year-round enjoyment of an enormous travertine tiled lanai with a 30 FOOT WIDE HEATED POOL installed in 2016, handsomely framed by a PICTURE WINDOW LANAI SCREEN, PLUS a brand NEW ROOF, & a BONUS ROOM with direct access to the lanai via a french door. The remodeled kitchen has glazed cabinets and granite counter tops, and PLANTATION SHUTTERS add charm to the many windows. The wide 3 car garage has space for all of your wheels & more. This unique home has new exterior paint, too. Located in a gated community with over 150 acres of lakes for fishing or boating, you can also enjoy amenities including Xfinity Internet/TV fiber optic cable with DVRs/ voice control, clubhouse with a tiki hut and charcoal grills, community pool, fishing pier, tennis and pickle ball, volleyball, & tot lot. A locked storage lot is available for residents' commercial vehicles, RVs, boats, etc. Nearby are Publix, Sheriff's Stations/EMS/Fire Dept.,3 schools K-12, and a charter school. A county park is planned nearby. Waterways is a short drive from Arthrex, Ave Maria, & several public golf courses.

Last Agent to Sell the Property

Mary Horesco

Downing Frye Realty Inc. License #NAPLES-249515597 Listed on: 02/03/2020

Downing Frye Realty Inc.

Last Buyer's Agent

Richard Dooley

Berkshire Hathaway FL Realty License #NAPLES-249511623

Berkshire Hathaway FL Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,592

Year Built

  • Built in 2000

Lot Details

  • 9,583 Sq Ft Lot
  • Lot Dimensions: 81
  • Home fronts a canal
  • North Facing Home
  • Gated Home
  • Paved or Partially Paved Lot
  • Sprinkler System

HOA Fees

  • $207 Monthly HOA Fees

Parking

  • 3 Car Attached Garage
  • Automatic Garage Door Opener

Home Design

  • Entry on the 1st floor
  • Concrete Block With Brick
  • Stucco
  • Tile

Interior Spaces

  • 2,042 Sq Ft Home
  • 1-Story Property
  • Tray Ceiling
  • Vaulted Ceiling
  • Shutters
  • Single Hung Windows
  • Arched Windows
  • Transom Windows
  • Sliding Windows
  • Formal Dining Room
  • Lake Views
  • Fire and Smoke Detector

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Range
  • Microwave
  • Dishwasher

Flooring

  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • 2 Full Bathrooms
  • Dual Sinks
  • Bathtub With Separate Shower Stall

Laundry

  • Laundry Room
  • Dryer
  • Washer

Pool

  • Screened Pool
  • Heated Pool

Schools

  • Corkscrew Elementary School
  • Corkscrew Middle School
  • Palmetto Ridge High School

Utilities

  • Central Heating and Cooling System
  • Underground Utilities
  • High Speed Internet
  • Multiple Phone Lines
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 81216005009
  • $7,000 Seller Concession

Community Details

Amenities

  • Clubhouse
  • Community Storage Space

Recreation

  • Fishing Pier
  • Tennis Courts
  • Community Basketball Court
  • Volleyball Courts
  • Pickleball Courts
  • Community Playground
  • Exercise Course
  • Community Pool

Additional Features

  • Card or Code Access

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,592

Year Built

Built in 2000

Lot Details

0

HOA Fees

$207 per month

Parking

3

Listing Details

  • Legal Description: WATERWAYS OF NAPLES UNIT FOUR LOT 167
  • Property Type: Residential
  • Table: Residential
  • Building Design: Single Family
  • Building Description: 1 Story/Ranch
  • Storm Protection: Shutters
  • Year Built: 2000
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Furnished Description: Unfurnished
  • Num Unit Floor: 1
  • Price Per Sq Ft: 171.40
  • Total Floors: 1
  • Additional Rooms: Guest Bath, Guest Room, Laundry in Residence
  • Estimated Living Area: 2042
  • Full Bathrooms: 2
  • Total Bathrooms: 2.00
  • Bedroom Description: Split Bedrooms
  • Bedrooms: 3+Den
  • Total Bedrooms: 3
  • Dining Room: Breakfast Bar, Eat-in Kitchen, Formal
  • Equipment: Auto Garage Door, Dishwasher, Dryer, Microwave, Range, Refrigerator, Smoke Detector, Washer
  • Flooring: Laminate, Tile
  • Floor Plan: Split Bedrooms
  • Interior Amenities: Cable Prewire, Foyer, High Speed Available, Multiple Phone Lines, Smoke Detectors, Tray Ceiling, Vaulted Ceiling, Window Coverings
  • Kitchen: Pantry
  • Primary Bathroom: Dual Sinks, Separate Tub And Shower
  • Windows: Arched, Single Hung, Sliding, Transom

Exterior Features

  • Gulf Access: No
  • Private Pool: Yes
  • Private Spa: No
  • Roof: Tile
  • Construction: Concrete Block
  • Irrigation: Lake/Canal
  • Road: Paved Road, Private Road
  • View: Lake
  • Exterior Features: Sprinkler Auto
  • Exterior Finish: Stucco
  • Private Pool Type: Heated Electric, Screened
  • Waterfront Type: Fresh Water

Garage/Parking

  • Garage Description: Attached
  • Garage Spaces: 3

Utilities

  • Cable Available: Yes
  • Cooling: Central Electric
  • Heat: Central Electric
  • Security: Entry Keypad, Gated
  • Sewer: Central
  • Water: Central

Condo/Co-op/Association

  • Management Company Phone: 239-489-4890
  • Approval: Application Fee
  • Management: Professional
  • Mandatory HOA: Yes
  • Restrictions: Architectural, Limited Number Vehicles, No Commercial
  • Sub Condo Name: WATERWAYS
  • HOA Fees: 620
  • HOA Fee Frequency: Quarterly
  • Maintenance: Cable, Internet/WiFi Access, Irrigation Water, Legal/Accounting, Manager, Recreational Facilities, Reserve, Street Lights

Association/Amenities

  • Pets: With Approval
  • Development: Waterways
  • Amenities: Basketball, Clubhouse, Community Pool, Exercise Room, Extra Storage, Fishing Pier, Internet Access, Pickleball, Play Area, Sidewalk, Streetlight, Tennis Court, Underground Utility, Volleyball
  • Community Type: Non-Gated
  • Units In Building: 1
  • Total Number of Units: 1

Fee Information

  • Application Fee: 200.00

Schools

  • Elementary School: CORKSCREW ELEMENTARY SCHOOL
  • Middle School: CORKSCREW MIDDLE SCHOOL
  • High School: PALMETTO RIDGE HIGH SCHOOL
  • Elementary School: Corkscrew Elementary School
  • High School: Palmetto Ridge High School
  • Middle School: Corkscrew Middle School

Lot Info

  • Builder Product: No
  • Lot Back: 67
  • Lot Frontage: 81
  • Lot Left: 137
  • Lot Right: 138
  • Lot Unit: 167
  • Section: 14
  • Total Area: 2536
  • Waterfront: Yes
  • Acres: 0.2200
  • Rear Exposure: North
  • Lot Description: Across From Waterfront, Regular
  • Lot Dimensions: 81 X 137 X 67 X 138
  • Parcel Number: 81216005009

Rental Info

  • Lease Limits: Yes
  • Leases Per Year: 3
  • Min Days Of Lease: 120

Tax Info

  • Tax Description: Homestead
  • Taxes: 2592.00

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 3, 2020
Closed on
Apr 16, 2020
Sold by
Rader Joseph J and Rader Jennifer L
Bought by
Marchaut Anna and Marchaut Keith Alan
Seller's Agent
Mary Horesco
Downing Frye Realty Inc.
Buyer's Agent
Richard Dooley
Berkshire Hathaway FL Realty
List Price
$364,000
Sold Price
$350,000
Premium/Discount to List
-$14,000
-3.85%
Current Estimated Value
$574,725

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$224,725
Avg. Annual Appreciation
9.58%
Original Mortgage
$343,406
Interest Rate
3.2%
Mortgage Type
FHA

Purchase Details

Closed on
Feb 11, 2005
Sold by
Gancarz Walter F and Gancarz Mary E
Bought by
Rader Joseph J and Rader Jennifer L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$270,000
Interest Rate
4.5%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Feb 25, 2000
Sold by
Waterways Jt Venture
Bought by
Gancarz Walter F and Gancarz Mary E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$100,000
Interest Rate
8.3%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Marchaut Anna $350,000 Attorney
Rader Joseph J $362,500 First American Title Co
Gancarz Walter F $181,200 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Marchant Ann $150,000
Closed Marchant Anna $100,000
Open Marchant Anna $342,100
Closed Marchaut Anna $343,406
Previous Owner Rader Joseph J $89,000
Previous Owner Rader Joseph J $17,000
Previous Owner Rader Joseph J $270,000
Previous Owner Gancarz Walter F $133,000
Previous Owner Gancarz Walter F $30,000
Previous Owner Gancarz Walter F $100,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/16/2020 04/16/20 Sold $350,000 -1.4% $171 / Sq Ft
03/09/2020 03/09/20 Pending -- -- --
02/24/2020 02/24/20 Price Changed $355,000 -2.5% $174 / Sq Ft
02/20/2020 02/20/20 For Sale $364,000 0.0% $178 / Sq Ft
02/17/2020 02/17/20 Pending -- -- --
02/03/2020 02/03/20 For Sale $364,000 -- $178 / Sq Ft
Source: Naples Area Board of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,563 $431,028 $155,291 $275,737
2024 $6,199 $477,725 $142,868 $334,857
2023 $6,199 $515,086 $162,806 $352,280
2022 $5,335 $342,526 $0 $0
2021 $4,482 $311,387 $32,057 $279,330
2020 $2,757 $227,743 $0 $0
2019 $2,699 $222,623 $0 $0
2018 $2,592 $218,472 $0 $0
2017 $2,543 $213,978 $0 $0
2016 $1,586 $143,990 $0 $0
2015 $1,592 $142,989 $0 $0
2014 $1,589 $91,854 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Mary Horesco

    Seller's Agent in 2020

    Mary Horesco

    Downing Frye Realty Inc.

    (239) 293-9434

    9 in this area

    13 Total Sales

    Mary Horesco
    Section Image
  • Richard Dooley

    Buyer's Agent in 2020

    Richard Dooley

    Berkshire Hathaway FL Realty

    (239) 248-0611

    1 in this area

    27 Total Sales

    Richard Dooley
    Section Image
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Map

Source: Naples Area Board of REALTORS®

MLS Number: 220009483

Naples Area Board of REALTORS®

APN: 81216005009

Florida Collier County Naples 34120 Rural Estates

3495 Ocean Bluff Ct, Naples, FL

This home is located at 3495 Ocean Bluff Ct, Naples, FL 34120 since 03 February 2020 and is currently estimated at $574,725, approximately $281 per square foot. This property was built in 2000. 3495 Ocean Bluff Ct is a home located in Collier County with nearby schools including Corkscrew Elementary School, Corkscrew Middle School, and Palmetto Ridge High School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Naples Area Board of REALTORS® The source of this real property information is the copyrighted and proprietary database compilation of the M.L.S. of Naples, Inc. Copyright 2025 M.L.S. of Naples, Inc. All rights reserved. The accuracy of this information is not warranted or guaranteed. This information should be independently verified if any person intends to engage in a transaction in reliance upon it.

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