$449,900
SOLD MAY 21, 2026

3495 Spruce Trail SW Prior Lake, MN 55372

Prior Lake Area
4 Beds
2 Baths
2,102 Sq Ft
0.35 Acre Lot

Sale Details

Date Sold: May 21, 2026

$214 Per Sq Ft

9 Days on Market

Highlights

  • Deck
  • 1 Fireplace
  • Stainless Steel Appliances
  • Hidden Oaks Middle School Rated A-
  • No HOA
  • 4-minute walk to Willows Park

About This Home

As of May 2026

Pond views • Backs to city park • Heated 26x32 garage • Screen porch + deck • Updated windows and mechanicals
4-level front-to-back split built in 1992 on a 0.35-acre lot backing directly to a pond and city park with open green space and water views. Outdoor living includes a 12x12 screen porch and 12x12 deck overlooking the pond, plus a stamped concrete patio for additional seating, grilling, or outdoor dining. Yard features two storage sheds (10x12 and 8x8) and direct access to adjacent parkland and trail connections.
Interior offers 4 bedrooms, 2 baths, and multiple living areas across split levels, providing separation of space for living, work, or recreation. Main living room and lower-level family room with gas fireplace create flexible gathering areas. Primary bedroom includes walk-in closet, with additional bedrooms suitable for office, guest space, or hobby use.
Updates include newer windows throughout, updated furnace and A/C, and newer water heater. Attached 26x32 garage is finished, insulated, and heated, offering space for vehicles, storage, workshop use, or recreational equipment.
All appliances included, including washer, dryer, and freezer.
Located near Jeffers Pond Park and connected trail loop, with access to Spring Lake Park Reserve, Cleary Lake Regional Park, and Murphy-Hanrehan Park Reserve with trails, wooded areas, and year-round recreation. Near Prior Lake, Spring Lake, and Cleary Lake with access points for boating, fishing, and lakeshore activities.
Convenient access to Highway 13 with nearby shopping, dining, and daily amenities including Hy-Vee, Target, and local restaurants in Prior Lake and Savage. Close to local coffee shops, fitness centers, and retail services, with access to regional trail systems and park networks.

Last Agent to Sell the Property

Gregory Hammer

John Thomas Realty Listed on: 03/26/2026

Co-Listed By

Tracy Hammer

John Thomas Realty

Last Buyer's Agent

Stephen Peters

Edina Realty, Inc.

Edina Realty, Inc.
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,664

Year Built

  • Built in 1992

Lot Details

  • Lot Dimensions are 86x191x177x66

Parking

  • 3 Car Attached Garage
  • Heated Garage
  • Insulated Garage

Home Design

  • Split Level Home
  • Block Foundation
  • Frame Construction
  • Wood Siding
  • Cedar Siding

Interior Spaces

  • 1 Fireplace

Kitchen

  • Eat-In Kitchen
  • Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms

Basement

  • Sump Pump
  • Natural lighting in basement

Outdoor Features

  • Deck
  • Screened Patio

Utilities

  • Forced Air Heating and Cooling System
  • Gas Water Heater
  • Water Softener is Owned

Community Details

  • No Home Owners Association
  • Sunset Hills Add Subdivision

Listing and Financial Details

  • Assessor Parcel Number 251720690

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,664

Year Built

Built in 1992

Lot Details

0.35 Acres

Parking

3

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family
  • Cooling System: Central Air
  • Outside Features: Cedar, Wood
  • Garage Spaces: 3
  • Accessibility Features: None
  • Fireplaces: 1
  • Water Source: City Water/Connected
  • Year Built: 1992
  • Above Grade Finished Sq Ft: 1118
  • Unit Levels: Four or More Level Split
  • New Construction: No
  • FractionalOwnershipYN: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Daylight/Lookout Windows, Sump Pump
  • Appliances: Dishwasher, Disposal, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Water Softener Owned
  • Living Area: 2102
  • Fireplace: Yes
  • Below Grade Finished Sq Ft: 984
  • Basement YN: Yes

Beds/Baths

  • Full Bathrooms: 1
  • Total Bedrooms: 4
  • Three Quarter Bathrooms: 1

Exterior Features

  • Roof: Age Over 8 Years
  • Foundation Details: Block
  • Other Structures: Storage Shed
  • PatioPorchType: Composite Decking, Deck, Screened

Garage/Parking

  • Parking Features: Attached Garage, Asphalt, Finished Garage, Heated Garage, Insulated Garage

Utilities

  • Heating: Forced Air
  • Sewer: City Sewer/Connected
  • Fuel: Natural Gas

Condo/Co-op/Association

  • Association: No

Schools

  • Junior High Dist: Prior Lake-Savage Area Schools
  • SchoolDistrictPhone: 9522260000

Lot Info

  • PropertyAttachedYN: No
  • Lot Size: 86x191x177x66
  • Land Lease: No
  • Additional Parcels: No
  • Zoning Description: Residential-Single Family
  • AssessmentPending: No
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Concrete, Frame

Tax Info

  • Tax Year: 2025
  • Assessor Parcel Number: 251720690
  • Tax Annual Amount: 3664
  • TaxWithAssessments: 3664

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 26, 2026
Closed on
May 21, 2026
Sold by
Bought by
Seller's Agent
Gregory Hammer
John Thomas Realty
Buyer's Agent
Stephen Peters
Edina Realty, Inc.
List Price
$449,900
Sold Price
$449,900
Views
97

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-5.11%
Original Mortgage
$359,920
Outstanding Balance
$359,586
Interest Rate
6.37%
Mortgage Type
New Conventional
Estimated Equity
$85,621
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Agents Specializing in Prior Lake, MN

See All Agents

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $449,900 Trademark Title
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $359,920 New Conventional
Previous Owner $50,000 Credit Line Revolving
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
05/21/2026 05/21/26 Sold $449,900 0.0% $214 / Sq Ft
04/18/2026 04/18/26 Pending -- -- --
04/09/2026 04/09/26 For Sale $449,900 -- $214 / Sq Ft
Source: NorthstarMLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $3,746 $408,400 $185,300 $223,100
2025 $3,664 $380,300 $185,300 $195,000
2024 $3,592 $381,600 $185,300 $196,300
2023 $3,692 $357,600 $173,200 $184,400
2022 $3,398 $378,100 $173,200 $204,900
2021 $3,308 $301,600 $136,100 $165,500
2020 $3,292 $288,700 $122,200 $166,500
2019 $3,288 $276,700 $113,200 $163,500
2018 $3,068 $0 $0 $0
2016 $2,520 $0 $0 $0
2014 -- $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
  • Section Image
See All Agents

Map

Source: NorthstarMLS

MLS Number: 7043449

NorthstarMLS

APN: 25-172-069-0

Your Personal Tour Guide

Ask me questions while you tour the home.