$595,000
SOLD JUL 14, 2026
4 Beds
2.5 Baths
2,541 Sq Ft
9,583 Sq Ft Lot

Sale Details

Date Sold: July 14, 2026

$234 Per Sq Ft

2 Days on Market

Highlights

  • Open Floorplan
  • Vaulted Ceiling
  • Main Floor Primary Bedroom
  • Deck
  • Wood Flooring
  • Pond in Community

About This Home

As of July 2026

Welcome to effortless living in Elder Cove, one of Lookout Valley's most established and desirable neighborhoods only 5 minutes from Downtown Chattanooga. Backing up to an open community lot, this home is impeccably maintained and thoughtfully designed for everyday comfort. The residence at 3499 Willow Lake Circle offers the perfect balance of open-concept living, functional space, and a lifestyle centered around ease and convenience. Filled with natural light, the bright and airy floor plan creates an inviting atmosphere from the moment you enter. The spacious living areas flow seamlessly into the kitchen and dining spaces, making everyday living and entertaining equally enjoyable. With four bedrooms, two and a half baths, and well-proportioned rooms throughout, this home delivers the flexibility today's families need. Step outside to discover one of the property's most appealing features: a level, fully fenced backyard that extends your living space outdoors. Whether hosting weekend gatherings, enjoying playtime with children and pets, or simply relaxing in your own private retreat, the backyard offers the kind of usable outdoor space that is increasingly difficult to find. Conveniently located just minutes from Downtown Chattanooga, outdoor recreation, shopping, dining, and major employers, 3499 Willow Lake Circle presents an exceptional opportunity to enjoy a move-in ready home in a community known for its welcoming atmosphere and enduring appeal. Elder Cove Home, No Place Like It.

Last Agent to Sell the Property

Linda Brock

Real Estate Partners Chattanooga LLC License #258780 Listed on: 06/18/2026

Real Estate Partners Chattanooga LLC

Last Buyer's Agent

Collin Rogers

Keller Williams Realty License #280855

Keller Williams Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,014

Year Built

  • Built in 2012

Lot Details

  • 9,583 Sq Ft Lot
  • Lot Dimensions are 74.98x125
  • Private Entrance
  • Aluminum or Metal Fence
  • Landscaped
  • Level Lot
  • Few Trees
  • Back Yard Fenced and Front Yard

HOA Fees

  • $29 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Parking Available
  • Front Facing Garage
  • Garage Door Opener
  • Driveway
  • Off-Street Parking

Home Design

  • Brick Exterior Construction
  • Permanent Foundation
  • Shingle Roof
  • Asphalt Roof
  • Wood Siding
  • Shingle Siding
  • Vinyl Siding

Interior Spaces

  • 2,541 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Crown Molding
  • Tray Ceiling
  • Vaulted Ceiling
  • Ceiling Fan
  • Gas Log Fireplace
  • Double Pane Windows
  • Vinyl Clad Windows
  • Entrance Foyer
  • Family Room with Fireplace
  • Dining Room
  • Crawl Space
  • Fire and Smoke Detector

Kitchen

  • Free-Standing Electric Oven
  • Self-Cleaning Oven
  • Free-Standing Electric Range
  • Microwave
  • Free-Standing Freezer
  • Dishwasher
  • Stone Countertops
  • Disposal

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • En-Suite Bathroom
  • Walk-In Closet
  • Double Vanity
  • Separate Shower

Laundry

  • Laundry Room
  • Laundry in Hall
  • Laundry on main level
  • Washer and Electric Dryer Hookup

Attic

  • Storage In Attic
  • Unfinished Attic

Outdoor Features

  • Deck
  • Wrap Around Porch

Schools

  • Lookout Valley Elementary School
  • Lookout Valley Middle School
  • Lookout Valley High School

Utilities

  • Forced Air Heating and Cooling System
  • Heat Pump System
  • Vented Exhaust Fan
  • Water Heater
  • High Speed Internet
  • Phone Available
  • Cable TV Available

Community Details

  • Elder Cove Subdivision
  • Pond in Community
  • Pond Year Round

Listing and Financial Details

  • Assessor Parcel Number 144k G 012

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,014

Year Built

Built in 2012

Lot Details

9,583 Sq Ft Lot

HOA Fees

$29 per month

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.22
  • Lot Size: 74.98X125
  • Road Frontage Type: City Street
  • Road Surface Type: Asphalt, Paved
  • Subdivision Name: Elder Cove
  • Directions: Taking I-24 West to Browns Ferry exit, turn right off the exit. Turn left (Elder Cove Subdivision) onto Willow Lake Circle, home is on the right.
  • Above Grade Finished Sq Ft: 2541.0
  • Architectural Style: Other
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: Two
  • Living Area: 2541.0
  • New Construction: No
  • Building Stories: 2
  • Structure Type: House
  • Year Built: 2012
  • Cooling:Electric: Yes
  • Appliances Microwave: Yes
  • Appliances Refrigerators: Yes
  • Location Tax and Legal Parcel Number2: 144k G 012
  • Location Tax and Legal Elementary School: Lookout Valley Elementary
  • Location Tax and Legal Middle Or Junior School2: Lookout Valley Middle
  • Location Tax and Legal High School: Lookout Valley High
  • Location Tax and Legal:Tax Annual Amount: 4014.24
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information Above Grade Finished Area: 2541.0
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Acres: 0.22
  • General Property Information Lot Size Square Feet2: 9583.2
  • General Property Information Lot Size Dimensions: 74.98X125
  • General Property Information View YN2: No
  • General Property Information Waterfront YN: No
  • General Property Information Basement YN: No
  • General Property Information Fireplace YN: Yes
  • General Property Information Spa YN: No
  • General Property Information Senior Community YN: No
  • Remarks and Miscellaneous Public Remarks2: Welcome to effortless living in Elder Cove, one of Lookout Valley's most established and desirable neighborhoods only 5 minutes from Downtown Chattanooga. Backing up to an open community lot, this home is impeccably maintained and thoughtfully designed for everyday comfort. The residence at 3499 Willow Lake Circle offers the perfect balance of open-concept living, functional space, and a lifestyle centered around ease and convenience. Filled with natural light, the bright and airy floor plan creates an inviting atmosphere from the moment you enter. The spacious living areas flow seamlessly into the kitchen and dining spaces, making everyday living and entertaining equally enjoyable. With four bedrooms, two and a half baths, and well-proportioned rooms throughout, this home delivers the flexibility today's families need. Step outside to discover one of the property's most appealing features: a level, fully fenced backyard that extends your living space outdoors. Whether hosting weekend gatherings, enjoying playtime with children and pets, or simply relaxing in your own private retreat, the backyard offers the kind of usable outdoor space that is increasingly difficult to find. Conveniently located just minutes from Downtown Chattanooga, outdoor recreation, shopping, dining, and major employers, 3499 Willow Lake Circle presents an exceptional opportunity to enjoy a move-in ready home in a community known for its welcoming atmosphere and enduring appeal. Elder Cove Home, No Place Like It.
  • Utilities:Cable Available: Yes
  • Utilities Sewer Connected: Yes
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Levels:Two: Yes
  • Flooring:Carpet: Yes
  • Flooring:Hardwood: Yes
  • Flooring:Tile: Yes
  • Laundry Features Electric Dryer Hookup: Yes
  • Laundry Features Washer Hookup: Yes
  • Roof:Shingle: Yes
  • Utilities Phone Available: Yes
  • Sewer:Public Sewer: Yes
  • Utilities:Electricity Connected: Yes
  • Utilities Water Connected: Yes
  • Roof Asphalt5: Yes
  • Room Types Bedroom Level: Second
  • Security Features:Smoke Detector(s): Yes
  • Room Types Primary Bathroom Level: First
  • Room Types Primary Bedroom Level: First
  • Laundry Features Laundry Room: Yes
  • Interior Features En Suite: Yes
  • Interior Features Separate Shower: Yes
  • General Property Information Stories2: 2
  • Fencing Back Yard: Yes
  • Patio And Porch Features Porch - Covered: Yes
  • Laundry Features:Main Level: Yes
  • Room Types Dining Room: Yes
  • Room Types Dining Room Level: First
  • Room Types Family Room: Yes
  • Room Types Family Room Level: First
  • Room Types Laundry: Yes
  • Room Types Laundry Level: First
  • Room Types Other Room: Yes
  • Cooling:Ceiling Fan(s): Yes
  • Appliances Water Heater2: Yes
  • Community Features Pond3: Yes
  • Structure Type:House: Yes
  • Laundry Features In Hall: Yes
  • Attic Features Unfinished2: Yes
  • Foundation Details:Permanent: Yes
  • Fencing Aluminum4: Yes
  • General Property Information:ManufacturedMobile Allowed YN2: No
  • Special Features: None
  • Stories: 2

Interior Features

  • Spa Features: None
  • Private Spa: No
  • Appliances: Water Heater, Vented Exhaust Fan, Self Cleaning Oven, Refrigerator, Microwave, Free-Standing Refrigerator, Free-Standing Freezer, Free-Standing Electric Range, Free-Standing Electric Oven, Disposal, Dishwasher
  • Has Basement: Crawl Space
  • Basement YN: No
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Fireplace Features: Family Room, Gas Log, Gas Starter
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Carpet, Hardwood, Tile
  • Interior Amenities: Ceiling Fan(s), Crown Molding, Double Vanity, En Suite, Entrance Foyer, High Ceilings, High Speed Internet, Open Floorplan, Primary Downstairs, Separate Shower, Stone Counters, Tray Ceiling(s), Vaulted Ceiling(s), Walk-In Closet(s)
  • Window Features: Double Pane Windows, Vinyl Frames
  • Appliances Dishwasher: Yes
  • Basement:Crawl Space: Yes
  • Appliances:Free-Standing Electric Range: Yes
  • Interior Features:Open Floorplan: Yes
  • Attic Features:Storage Only: Yes
  • Interior Features:High Speed Internet: Yes
  • Fireplace Features:Fireplaces Total: 1
  • Fireplace Features:Family Room2: Yes
  • Interior Features:High Ceilings: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Appliances:Vented Exhaust Fan: Yes
  • Interior Features:Primary Downstairs: Yes
  • Fireplace Features:Gas Log: Yes
  • Interior Features:Crown Molding: Yes
  • Interior Features:Double Vanity: Yes
  • Fireplace Features:Gas Starter: Yes
  • Interior Features:Entrance Foyer: Yes
  • Interior Features:Ceiling Fan(s)2: Yes
  • Interior Features:Tray Ceiling(s): Yes
  • Appliances:Free-Standing Refrigerator: Yes
  • Appliances:Free-Standing Electric Oven: Yes
  • Interior Features:Vaulted Ceiling(s): Yes
  • Interior Features:Stone Counters: Yes
  • Appliances:Self Cleaning Oven: Yes
  • Appliances:Free-Standing Freezer: Yes

Exterior Features

  • Fencing: Back Yard
  • Lot Features: Back Yard, Few Trees, Front Yard, Landscaped, Level
  • Pool Features: None
  • View: No
  • Waterfront: No
  • Home Warranty: No
  • Construction Type: Brick, Shingle Siding, Vinyl Siding
  • Exterior Features: Private Entrance, Private Yard
  • Foundation Details: Permanent
  • Other Structures: None
  • Patio And Porch Features: Covered, Deck, Front Porch, Porch - Covered, Wrap Around
  • Roof: Asphalt, Shingle
  • Construction Materials:Brick: Yes
  • Construction Materials:Vinyl Siding: Yes
  • Patio And Porch Features:Deck: Yes
  • Window Features:Vinyl Frames: Yes
  • Lot Features:Level: Yes
  • Exterior Features:Private Yard: Yes
  • Patio And Porch Features:Covered: Yes
  • Lot Features:Back Yard2: Yes
  • Lot Features:Front Yard2: Yes
  • Lot Features:Landscaped: Yes
  • Patio And Porch Features:Front Porch: Yes
  • Lot Features:Few Trees: Yes
  • Window Features:Double Pane Windows: Yes
  • Construction Materials:Shingle Siding: Yes
  • Exterior Features:Private Entrance: Yes
  • Patio And Porch Features:Wrap Around: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Concrete, Driveway, Garage, Garage Door Opener, Garage Faces Front, Off Street
  • General Property Information:Garage YN: Yes
  • General Property Information:Attached Garage YN: Yes
  • General Property Information:Garage Spaces: 2.0
  • Parking Features:Driveway: Yes
  • Parking Features:Garage: Yes
  • Parking Features:Off Street: Yes
  • Parking Features:Garage Door Opener: Yes
  • Parking Features:Garage Faces Front: Yes
  • Parking Features:Concrete3: Yes

Utilities

  • Laundry Features: Electric Dryer Hookup, In Hall, Laundry Room, Main Level, Washer Hookup
  • Security: Smoke Detector(s)
  • Cooling: Ceiling Fan(s), Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Electric, Forced Air, Heat Pump
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Cable Available, Electricity Connected, Phone Available, Sewer Connected, Water Connected
  • Water Source: Public
  • Heating:Electric3: Yes
  • Heating:Heat Pump2: Yes
  • Heating:Forced Air: Yes

Condo/Co-op/Association

  • Community Features: Pond
  • Senior Community: No
  • Amenities: Pond Year Round
  • Association Fee: 350.0
  • Association Fee Frequency: Annually
  • Association: Yes

Association/Amenities

  • General Property Information:Association YN: Yes
  • General Property Information:Association Fee: 350.0
  • General Property Information:Association Fee Frequency: Annually
  • Association Amenities:Pond Year Round: Yes

Fee Information

  • Association Fee Includes: Other

Schools

  • Elementary School: Lookout Valley Elementary
  • High School: Lookout Valley High
  • Middle Or Junior School: Lookout Valley Middle

Lot Info

  • Lot Size Sq Ft: 9583.2
  • Additional Parcels: No
  • Parcel #: 144k G 012

Tax Info

  • Tax Annual Amount: 4014.24

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 11, 2020
Closed on
Feb 21, 2021
Sold by
Bought by
Seller's Agent
Elizabeth Moyer
Greater Downtown Realty dba Keller Williams Realty
Buyer's Agent
Linda Brock
Real Estate Partners Chattanooga, LLC
List Price
$370,000
Sold Price
$368,000
Premium/Discount to List
-$2,000
-0.54%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.46%
Original Mortgage
$318,000
Outstanding Balance
$278,514
Interest Rate
2.7%
Mortgage Type
New Conventional
Estimated Equity
$263,914

Purchase Details

Listed on
Mar 31, 2017
Closed on
May 5, 2017
Sold by
Bought by
Seller's Agent
Doug Lawrence
Berkshire Hathaway HomeServices Realty Center
Buyer's Agent
Kathleen Robinson
Keller Williams Realty
List Price
$299,900
Sold Price
$305,000
Premium/Discount to List
$5,100
1.7%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.05%
Original Mortgage
$244,000
Interest Rate
4.23%
Mortgage Type
New Conventional

Purchase Details

Listed on
Aug 9, 2012
Closed on
Dec 6, 2013
Sold by
Bought by
Seller's Agent
Randolph Finnell
Assist-2-Sell Buyers & Sellers, LLC
Buyer's Agent
Teresa Wilson
Wilson & Associates
List Price
$239,900
Sold Price
$243,475
Premium/Discount to List
$3,575
1.49%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.83%
Original Mortgage
$231,301
Interest Rate
4.19%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 30, 2012
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$182,400
Interest Rate
3.84%
Mortgage Type
Construction
Source: Public Records

Range of Values:

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Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $368,000 Cumberland Title & Guaranty
Warranty Deed $305,000 None Available
Warranty Deed $243,475 Choice Title Company Inc
Warranty Deed $50,000 Choice Title Company Inc
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $318,000 New Conventional
Previous Owner $234,000 New Conventional
Previous Owner $244,000 New Conventional
Previous Owner $231,301 New Conventional
Previous Owner $182,400 Construction
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
07/14/2026 07/14/26 Sold $595,000 0.0% $234 / Sq Ft
06/20/2026 06/20/26 Pending -- -- --
06/18/2026 06/18/26 For Sale $595,000 +61.7% $234 / Sq Ft
02/24/2021 02/24/21 Sold $368,000 -0.5% $149 / Sq Ft View Prior Sale
12/24/2020 12/24/20 Pending -- -- --
12/11/2020 12/11/20 For Sale $370,000 +21.3% $149 / Sq Ft
05/05/2017 05/05/17 Sold $305,000 +1.7% $120 / Sq Ft View Prior Sale
04/02/2017 04/02/17 Pending -- -- --
03/31/2017 03/31/17 For Sale $299,900 +23.2% $118 / Sq Ft
12/06/2013 12/06/13 Sold $243,475 +1.5% $108 / Sq Ft View Prior Sale
11/13/2013 11/13/13 Pending -- -- --
08/08/2012 08/08/12 For Sale $239,900 -- $106 / Sq Ft
Source: Greater Chattanooga REALTORS®

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,766 $116,500 $0 $0
2024 $1,799 $80,400 $0 $0
2023 $1,799 $80,400 $0 $0
2022 $1,799 $80,400 $0 $0
2021 $1,799 $80,400 $0 $0
2020 $1,900 $68,700 $0 $0
2019 $1,900 $68,700 $0 $0
2018 $1,691 $68,700 $0 $0
2017 $1,900 $68,700 $0 $0
2016 $1,768 $0 $0 $0
2015 $3,360 $63,950 $0 $0
2014 $3,360 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Greater Chattanooga REALTORS®

MLS Number: 1537073

Greater Chattanooga REALTORS®

APN: 144K-G-012

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