Seller's Agent in 2025
Linda Fernandez
Keller Williams Hudson Valley
(845) 558-0530
5 in this area
179 Total Sales
35 Harding St Pearl River, NY 10965
4
Beds
4
Baths
2,350
Sq Ft
0.5
Acres
Highlights
- Cape Cod Architecture
- Property is near public transit
- Main Floor Bedroom
- Pearl River High School Rated 9+
- Radiant Floor
- 1 Fireplace
About This Home
As of August 2025Rare Opportunity!! This English-Style Cape Home with Bonus Cottage – A Unique Dual-Living Opportunity! It is literally 2 house's with separate entrances
Welcome to this rare and versatile property—a charming English-style Cape home paired with a full additional cottage, creating a true two-home estate! Each residence has its own private entrance, yet they are thoughtfully connected by a breezeway through the garage, which includes a workshop. This setup is ideal for multi-generational living or a private home office.
The main home features 3 bedrooms and 2 full bathrooms. Step inside to an open floor plan filled with character—exposed wood beams in the living room, a seamless flow into the dining area, and a spacious kitchen with sliding doors to the backyard. The first floor includes a bedroom and full bath, while the second floor offers two additional bedrooms, another full bath, and a bonus sitting room with plenty of closet space. A full, unfinished basement provides a laundry area and ample storage.
The bonus cottage is just as impressive, with its own entrance, open layout, and gas fireplace in the living room. The dining area and kitchen are spacious and welcoming. Upstairs, you'll find a large bedroom with double closets and an ensuite bath. The cottage also includes its own laundry room, radiant heat on the main floor, and a second heating system for year-round comfort.
Additional highlights include a paver driveway, skylights, a French drain system in the basement, and a 2-car attached garage.
Located in the sought-after Pearl River School District, this home is just a short stroll to vibrant downtown Pearl River, filled with shops, restaurants, coffee spots, parks, and town pools. With close proximity to the New Jersey border, public transit, and major highways, commuting is a breeze.
A must-see property offering endless possibilities—live, work, and host all in one place!
Last Agent to Sell the Property
Keller Williams Hudson Valley Brokerage Phone: 845-639-0300 License #40FE1050988 Listed on: 04/30/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $15,802
Year Built
- Built in 1955
Parking
- 2 Car Attached Garage
Home Design
- Cape Cod Architecture
- Cottage
- Split Level Home
- Frame Construction
- Wood Siding
Interior Spaces
- 2,350 Sq Ft Home
- 3-Story Property
- Skylights
- 1 Fireplace
- Formal Dining Room
- Unfinished Basement
- Basement Fills Entire Space Under The House
- Eat-In Kitchen
Flooring
- Wood
- Radiant Floor
Bedrooms and Bathrooms
- 4 Bedrooms
- Main Floor Bedroom
- Walk-In Closet
- 4 Full Bathrooms
Laundry
- Dryer
- Washer
Outdoor Features
- Courtyard
- Patio
- Separate Outdoor Workshop
Schools
- Lincoln Avenue Elementary School
- Pearl River High Middle School
- Pearl River High School
Utilities
- Forced Air Heating and Cooling System
- Baseboard Heating
- Heating System Uses Natural Gas
- Radiant Heating System
Additional Features
- 0.5 Acre Lot
- Property is near public transit
Community Details
- Park
Listing and Financial Details
- Assessor Parcel Number 392489-068-014-0002-075-000-0000
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jun 30, 2022
Closed on
Mar 20, 2023
Sold by
Kriz Barbara and Kriz Richard E
Bought by
Castel Kevin and Marseille Marsha
Seller's Agent
Marie Hoey
More and More Real Estate
List Price
$625,000
Sold Price
$577,000
Premium/Discount to List
-$48,000
-7.68%
Views
238
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.53%
Original Mortgage
$600,541
Outstanding Balance
$582,331
Interest Rate
6.12%
Mortgage Type
FHA
Estimated Equity
$155,032
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Bargain Sale Deed | $612,000 | Land Track Title |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $600,541 | FHA | |
| Previous Owner | $150,000 | Credit Line Revolving | |
| Previous Owner | $50,000 | Credit Line Revolving |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/15/2025 08/15/25 | Sold | $736,000 | +1.0% | $313 / Sq Ft |
| 07/03/2025 07/03/25 | Pending | -- | -- | -- |
| 04/30/2025 04/30/25 | For Sale | $728,800 | +26.3% | $310 / Sq Ft |
| 04/07/2023 04/07/23 | Sold | $577,000 | -7.7% | $261 / Sq Ft |
| 01/24/2023 01/24/23 | Pending | -- | -- | -- |
| 01/05/2023 01/05/23 | For Sale | $625,000 | 0.0% | $283 / Sq Ft |
| 01/04/2023 01/04/23 | For Sale | $625,000 | 0.0% | $283 / Sq Ft |
| 12/31/2022 12/31/22 | For Sale | $625,000 | 0.0% | $283 / Sq Ft |
| 12/30/2022 12/30/22 | For Sale | $625,000 | +8.3% | $283 / Sq Ft |
| 12/23/2022 12/23/22 | Off Market | $577,000 | -- | -- |
| 08/24/2022 08/24/22 | Price Changed | $625,000 | -3.8% | $283 / Sq Ft |
| 08/10/2022 08/10/22 | Price Changed | $650,000 | -3.7% | $294 / Sq Ft |
| 06/30/2022 06/30/22 | For Sale | $675,000 | -- | $305 / Sq Ft |
Source: OneKey® MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $17,210 | $218,900 | $59,500 | $159,400 |
| 2023 | $17,210 | $218,900 | $59,500 | $159,400 |
| 2022 | $14,661 | $218,900 | $59,500 | $159,400 |
| 2021 | $14,661 | $218,900 | $59,500 | $159,400 |
| 2020 | $15,115 | $218,900 | $59,500 | $159,400 |
| 2019 | $5,018 | $218,900 | $59,500 | $159,400 |
| 2018 | $14,505 | $218,900 | $59,500 | $159,400 |
| 2017 | $14,062 | $218,900 | $59,500 | $159,400 |
| 2016 | $13,634 | $218,900 | $59,500 | $159,400 |
| 2015 | -- | $218,900 | $59,500 | $159,400 |
| 2014 | -- | $218,900 | $59,500 | $159,400 |
Source: Public Records
Agents Affiliated with this Home
-
Linda Fernandez
-
Olga Pidgeon
O
Buyer's Agent in 2025
Olga Pidgeon
Joseph Baratta Company Realty
(845) 634-4202
1 in this area
5 Total Sales
-
Marie Hoey
Seller's Agent in 2023
Marie Hoey
More and More Real Estate
(845) 721-3328
4 in this area
48 Total Sales
Map
Source: OneKey® MLS
MLS Number: 851236
APN: 392489-068-014-0002-075-000-0000
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale or lease on this web site comes in part from OneKey® MLS. Real estate listings held by brokerage firms other than Ten-X are marked with the OneKey® MLS logo or an abbreviated logo and detailed information about them includes the name of the listing broker.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Information is deemed reliable but not guaranteed.
Copyright 2025 OneKey® MLS. All rights reserved.
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