NOT LISTED FOR SALE

Estimated Value: $266,000 - $304,000

3 Beds
2 Baths
1,400 Sq Ft
$206/Sq Ft Est. Value

Last Sold April 19, 2018

Current estimated payment $1,745/month

31 Days on Market

Highlights

  • Wooded Lot
  • Ranch Style House
  • 1 Car Attached Garage
  • George M. Null Elementary School Rated A-
  • Formal Dining Room
  • Historic or Period Millwork

About This Home

As of April 2018

YOU FOUND IT!!! Renovated Ranch home with almost a half acre lot in Saint Charles City. Less than a mile from McNair Park and only a mile to the grocery store. Hardwood flooring in Family Room, Kitchen and Bedrooms. Original coved ceilings give it that extra charm! Oversized hall bathroom has jet tub and separate shower. Engineered flooring in enormous Dining Room, with bay window, that walks out to maintenance free deck. Deck overlooks yard with mature trees and a utility shed. Full bath in Lower Level with huge laundry room and walk out. This one is move-in ready and priced to sell. Fernwood is that old traditional neighborhood design where you have room between your neighbor's house and yours. You had better beat the crowd with this one!

Last Agent to Sell the Property

Benjamin Giessman

Coldwell Banker Realty - Gundaker License #2012019206 Listed on: 02/24/2018

Coldwell Banker Realty - Gundaker

Co-Listed By

Dustin McCormick

Coldwell Banker Realty - Gundaker License #2017006673

Last Buyer's Agent

Alison Frederick

ReeceNichols Real Estate License #2017037230

ReeceNichols Real Estate

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1957

Lot Details

  • 0.44 Acre Lot
  • Lot Dimensions are 100 x 192 x 100 x 191
  • Wooded Lot

Parking

  • 1 Car Attached Garage
  • Off-Street Parking

Home Design

  • Ranch Style House
  • Traditional Architecture
  • Vinyl Siding

Interior Spaces

  • 1,400 Sq Ft Home
  • Historic or Period Millwork
  • Tilt-In Windows
  • Six Panel Doors
  • Family Room
  • Formal Dining Room

Kitchen

  • Gas Oven or Range
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms

Partially Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Finished Basement Bathroom

Schools

  • George M. Null Elem. Elementary School
  • Jefferson / Hardin Middle School
  • St. Charles High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas
  • Gas Water Heater

Listing and Financial Details

  • Assessor Parcel Number 6-010A-4265-00-0035.0000000

Home Details

Home Type

Single Family

Year Built

Built in 1957

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Style: 1 Story
  • Style Description: Ranch
  • Cross Street: Droste
  • Municipality Township: St. Charles
  • Special Areas: Family Room
  • Age: 61
  • Ownership: Private
  • Year Built: 1957
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Basement: Bathroom in LL, Full, Partially Finished, Walk-Out
  • Dining Room: Separate Dining
  • Interior Amenities: Special Millwork, Some Wood Floors
  • Lower Full Bathrooms: 1
  • Main Level Bedrooms: 3
  • Main Full Bathrooms: 1
  • Windows/Doors: 6 Panel Door(s), Some Tilt-In Windows
  • Appliances: Dishwasher, Range/Oven-Gas
  • Bathrooms: 2.00
  • Bedrooms: 3.00
  • Room Cnt: 8
  • Square Footage: 1400
  • Total Full Baths: 2

Exterior Features

  • Architecture: Traditional
  • Construction: Vinyl Siding

Garage/Parking

  • Garage Spaces: 1
  • Parking: Attached Garage, Off Street

Utilities

  • Sewer: Public
  • Water: Public
  • Water Heater: Gas
  • Cooling: Central-Electric
  • Heating: Forced Air

Schools

  • Elementary School: George M. Null Elem.
  • Junior High School: Jefferson / Hardin
  • School District: St. Charles R-VI
  • Senior High School: St. Charles High

Lot Info

  • Lot Description: Streetlights, Wooded
  • Lot Dimensions: 100 x 192 x 100 x 191
  • Lot Sq Ft: 19123
  • Acres: 0.4390

Tax Info

  • Prop Asses Cty Tx: Yes
  • Taxes Paid: 2095
  • Taxes Paid Year: 2017
  • Assessor Parcel Number: 6-010A-4265-00-0035.0000000

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 24, 2018
Closed on
Apr 19, 2018
Sold by
Rolen Amy and Rolen Jake
Bought by
Borders Laura and Borders Gregory
Seller's Agent
Benjamin Giessman
Coldwell Banker Realty - Gundaker
Buyer's Agent
Alison Frederick
ReeceNichols Real Estate
List Price
$165,000
Current Estimated Value
$289,318

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.04%
Original Mortgage
$166,920
Outstanding Balance
$143,748
Interest Rate
4.5%
Mortgage Type
FHA
Estimated Equity
$144,648

Purchase Details

Closed on
Nov 27, 2013
Sold by
Secretary Of Housing & Urban Development
Bought by
King Amy

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$74,467
Interest Rate
4.75%
Mortgage Type
FHA

Purchase Details

Closed on
Jun 7, 2013
Sold by
Flagstar Bank Fsb
Bought by
Secretary Of Housing & Urban Development

Purchase Details

Closed on
Jun 3, 2013
Sold by
Ginnever Scott
Bought by
Flagstar Bank Fsb

Purchase Details

Closed on
Feb 9, 2009
Sold by
Ginnever Scott and Ginnever Melanie
Bought by
Ginnever Scott

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$138,380
Interest Rate
4.91%
Mortgage Type
FHA

Purchase Details

Closed on
Aug 31, 2006
Sold by
Allen Cynthia J and Stewart Cynthia J
Bought by
Ginnever Scott and Ginnever Melanie

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$104,800
Interest Rate
6.79%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
May 29, 1998
Sold by
Stewart Timothy G
Bought by
Stewart Cynthia J
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Borders Laura $170,000 Attorney Title Guarantee
King Amy $77,000 Ctc
Secretary Of Housing & Urban Development -- Continental Title Company
Flagstar Bank Fsb $142,184 None Available
Ginnever Scott -- Inv
Ginnever Scott -- None Available
Stewart Cynthia J -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Borders Laura $166,920
Previous Owner King Amy $74,467
Previous Owner Ginnever Scott $138,380
Previous Owner Ginnever Scott $104,800
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
04/19/2018 04/19/18 Sold -- -- --
03/28/2018 03/28/18 Pending -- -- --
03/07/2018 03/07/18 For Sale $165,000 0.0% $118 / Sq Ft
02/26/2018 02/26/18 Pending -- -- --
02/24/2018 02/24/18 For Sale $165,000 -- $118 / Sq Ft
Source: MARIS MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,964 $49,042 -- --
2023 $2,959 $46,124 $0 $0
2022 $2,198 $31,850 $0 $0
2021 $2,201 $31,850 $0 $0
2020 $2,308 $32,132 $0 $0
2019 $2,288 $32,132 $0 $0
2018 $2,123 $28,335 $0 $0
2017 $2,095 $28,335 $0 $0
2016 $2,048 $26,685 $0 $0
2015 $1,077 $13,862 $0 $0
2014 $1,150 $14,630 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MARIS MLS

MLS Number: MIS18007139

MARIS MLS

APN: 6-010A-4265-00-0035.0000000