$699,000

35 Neptune Dr Joppa, MD 21085

Estimated payment $4,163/month

Total Views 2,459
4 Beds
3 Baths
2,588 Sq Ft
$270 Price per Sq Ft

Highlights

  • 75 Feet of Waterfront
  • 2 Dock Slips
  • Fishing Allowed
  • Primary bedroom faces the bay
  • Access to Tidal Water
  • Bay View

About This Home

Welcome to 35 Neptune Drive, a stunning 4-bedroom, 3-bathroom home on Rumsey Island with an expansive waterfront. Surrounded by water views and outdoor living spaces, this property offers an opportunity to enjoy the beauty, tranquility, and lifestyle that life on the water provides.
Outdoor living is a highlight of this home. Step outside onto the patio, which opens to a spacious backyard and leads to a large waterfront deck overlooking the water. Continue down to your private dock, offering direct access for boating, fishing, kayaking, or simply relaxing while taking in the views.
Inside, spacious living areas and tons of natural light create a welcoming atmosphere throughout the home. The primary suite includes a private sunroom overlooking the water, while a second sunroom on the main level provides additional space to relax and enjoy the scenery.
Located on historic Rumsey Island, where the Big and Little Gunpowder Falls meet, residents enjoy a community known for its scenic surroundings, rich history, and coastal atmosphere.
Whether you're spending the day on the water, entertaining guests on the deck, or enjoying a quiet evening watching the sunset from your backyard, 35 Neptune Drive offers a rare opportunity to enjoy waterfront living on Rumsey Island.

Listing Agent

Christopher Blizzard

(443) 906-3840 cblizzard@godouglasrealty.com Monument Sotheby's International Realty Brokerage Phone: 4439063840 Listed on: 06/19/2026

Monument Sotheby's International Realty

Co-Listing Agent

Janice Bumbry

(443) 906-3840 janice.bumbry@monumentsothebysrealty.com Monument Sotheby's International Realty Brokerage Phone: 4439063840

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,645

Year Built

  • Built in 1974

Lot Details

  • 11,250 Sq Ft Lot
  • 75 Feet of Waterfront
  • Home fronts navigable water
  • Home fronts a canal
  • Southwest Facing Home
  • Landscaped
  • Level Lot
  • Back and Front Yard
  • Property is zoned R3

Parking

  • 1 Car Direct Access Garage
  • Free Parking
  • Front Facing Garage
  • Driveway
  • On-Street Parking
  • Off-Site Parking

Property Views

  • Bay
  • Canal

Home Design

  • Colonial Architecture
  • Slab Foundation
  • Frame Construction
  • Architectural Shingle Roof
  • Stucco

Interior Spaces

  • 2,588 Sq Ft Home
  • Property has 2 Levels
  • Open Floorplan
  • Built-In Features
  • Ceiling Fan
  • Recessed Lighting
  • Double Pane Windows
  • Vinyl Clad Windows
  • Window Treatments
  • Bay Window
  • Sliding Doors
  • Six Panel Doors
  • Family Room Off Kitchen
  • Sitting Room
  • Living Room
  • Breakfast Room
  • Dining Room
  • Home Office
  • Sun or Florida Room
  • Attic

Kitchen

  • Electric Oven or Range
  • Built-In Microwave
  • Extra Refrigerator or Freezer
  • Dishwasher
  • Stainless Steel Appliances
  • Upgraded Countertops
  • Disposal

Flooring

  • Solid Hardwood
  • Partially Carpeted
  • Laminate
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary bedroom faces the bay
  • Main Floor Bedroom
  • En-Suite Bathroom
  • Walk-In Closet
  • Bathtub with Shower
  • Walk-in Shower

Laundry

  • Laundry on upper level
  • Electric Front Loading Dryer
  • Washer

Home Security

  • Storm Doors
  • Carbon Monoxide Detectors
  • Fire and Smoke Detector

Outdoor Features

  • Access to Tidal Water
  • Canoe or Kayak Water Access
  • Private Water Access
  • Property is near a canal
  • Personal Watercraft
  • Bulkhead
  • Swimming Allowed
  • Electric Hoist or Boat Lift
  • 2 Dock Slips
  • Physical Dock Slip Conveys
  • Powered Boats Permitted
  • Deck
  • Patio
  • Exterior Lighting

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Heat Pump System
  • Vented Exhaust Fan
  • Underground Utilities
  • 200+ Amp Service
  • Natural Gas Water Heater

Listing and Financial Details

  • Tax Lot 38
  • Assessor Parcel Number 1301119605

Community Details

Overview

  • No Home Owners Association
  • Rumsey Island Subdivision

Recreation

  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,645

Year Built

Built in 1974

Lot Details

0.26 Acres

Parking

1

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial
  • Ownership: Fee Simple
  • Historic: No
  • New Construction: No
  • Story List: Main, Upper 1
  • Expected On Market: 6/19/2026 12:00:00 AM
  • Federal Flood Zone: No
  • Year Built: 1974
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Disposal, Dryer, Dryer - Electric, Dryer - Front Loading, Exhaust Fan, Extra Refrigerator/Freezer, Oven/Range - Electric, Refrigerator, Stainless Steel Appliances, Washer, Water Heater
  • Flooring Type: Carpet, Ceramic Tile, Hardwood, Laminated, Partially Carpeted, Solid Hardwood, Wood
  • Interior Amenities: Attic, Built-Ins, Carpet, Ceiling Fan(s), Combination Dining/Living, Combination Kitchen/Dining, Dining Area, Entry Level Bedroom, Family Room Off Kitchen, Floor Plan - Traditional, Pantry, Primary Bath(s), Primary Bedroom - Bay Front, Recessed Lighting, Bathroom - Stall Shower, Bathroom - Tub Shower, Upgraded Countertops, Walk-In Closet(s), Window Treatments, Wood Floors
  • Window Features: Bay/Bow, Double Pane, Vinyl Clad
  • Door Features: Six Panel, Sliding Glass, Storm
  • Wall Ceiling Types: Dry Wall
  • Foundation Details: Slab
  • Levels Count: 2
  • Room List: Living Room, Dining Room, Primary Bedroom, Sitting Room, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Breakfast Room, Sun/Florida Room, Office, Bathroom 2, Bathroom 3, Primary Bathroom
  • Basement: No
  • Laundry Type: Dryer In Unit, Has Laundry, Upper Floor, Washer In Unit
  • Total Sq Ft: 2588
  • Living Area Sq Ft: 2588
  • Price Per Sq Ft: 270.09
  • Above Grade Finished Sq Ft: 2588
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 4
  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Upper Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Stucco, Frame
  • Exterior Features: Sidewalks, Street Lights, Exterior Lighting
  • Road Surface Type: Black Top
  • Roof: Architectural Shingle
  • Spa: No
  • View: Bay, Canal, Water
  • Water Access Features: Boat - Powered, Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Private Access, Public Access, Swimming Allowed
  • Water Access: Yes
  • Water Body Name: Taylor Creek
  • Water Body Type: Canal
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: Yes
  • Water View: Yes
  • Water Frontage In Feet: 75

Garage/Parking

  • Garage Spaces: 1.00
  • Garage: Yes
  • Parking Features: Concrete Driveway, Free, Private
  • Garage Features: Garage - Front Entry, Inside Access
  • Attached Garage Spaces: 1
  • Total Garage And Parking Spaces: 1
  • Type Of Parking: Attached Garage, Driveway, Off Site, On Street

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Ceiling Fan(s), Central A/C, Heat Pump(s)
  • Electric Service: 200+ Amp Service
  • Heating Fuel: Electric, Natural Gas
  • Heating Type: Forced Air, Heat Pump(s)
  • Heating: Yes
  • Hot Water: Natural Gas
  • Security: Carbon Monoxide Detector(s), Main Entrance Lock, Smoke Detector
  • Sewer/Septic System: Public Sewer
  • Utilities: Under Ground
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No
  • Association Recreation Fee: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Additional Parcels: No
  • Lot Features: Bulkheaded, Fishing Available, Landscaping, Level, Rear Yard, Front Yard
  • Lot Size Acres: 0.26
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 11250.00
  • Outdoor Living Structures: Deck(s), Patio(s)
  • Zoning: R3
  • In City Limits: No

Rental Info

  • Pets: Cats Ok, Dogs Ok
  • Pets Allowed: Yes
  • Vacation Rental: No
  • Property Manager: No

Tax Info

  • Tax Annual Amount: 4645.15
  • Assessor Parcel Number: 1301119605
  • Tax Lot: 38
  • Tax Year: 2026

Multi Family

  • Waterfront Features: Private Dock Site

MLS Schools

  • School District Name: HARFORD COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,136 $426,200 $0 $0
2024 $4,102 $379,500 $163,200 $216,300
2023 $4,102 $376,333 $0 $0
2022 $4,067 $373,167 $0 $0
2020 $3,499 $370,000 $163,200 $206,800
2019 $3,499 $370,000 $163,200 $206,800
2018 $3,653 $389,800 $196,200 $193,600
2017 $4,283 $389,800 $0 $0
2016 -- $359,333 $0 $0
2015 $5,178 $344,100 $0 $0
2014 $5,178 $344,100 $0 $0
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
06/19/2026 06/19/26 For Sale $699,000 -- $270 / Sq Ft
Source: Bright MLS

Source: Bright MLS

MLS Number: MDHR2055996

Bright MLS

APN: 01-119605

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